Overview

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Dataset statistics

Number of variables	152
Number of observations	67821
Missing cells	3253857
Missing cells (%)	31.6%
Total size in memory	79.2 MiB
Average record size in memory	1.2 KiB

Variable types

Numeric	108
Unsupported	1
Categorical	24
Text	5
DateTime	11
Boolean	3

Alerts

`policy_code` has constant value "1.0"	Constant
`hardship_type` has constant value "INTEREST ONLY-3 MONTHS DEFERRAL"	Constant
`deferral_term` has constant value "3.0"	Constant
`hardship_length` has constant value "3.0"	Constant
`acc_now_delinq` is highly overall correlated with `delinq_amnt` and 4 other fields	High correlation
`acc_open_past_24mths` is highly overall correlated with `mo_sin_rcnt_rev_tl_op` and 6 other fields	High correlation
`addr_state` is highly overall correlated with `id`	High correlation
`all_util` is highly overall correlated with `bc_open_to_buy` and 4 other fields	High correlation
`annual_inc` is highly overall correlated with `annual_inc_joint` and 6 other fields	High correlation
`annual_inc_joint` is highly overall correlated with `annual_inc` and 2 other fields	High correlation
`application_type` is highly overall correlated with `annual_inc_joint` and 15 other fields	High correlation
`avg_cur_bal` is highly overall correlated with `mort_acc` and 2 other fields	High correlation
`bc_open_to_buy` is highly overall correlated with `all_util` and 6 other fields	High correlation
`bc_util` is highly overall correlated with `all_util` and 3 other fields	High correlation
`collection_recovery_fee` is highly overall correlated with `recoveries`	High correlation
`debt_settlement_flag` is highly overall correlated with `id` and 4 other fields	High correlation
`default_flag` is highly overall correlated with `hardship_status` and 4 other fields	High correlation
`delinq_2yrs` is highly overall correlated with `mths_since_last_delinq` and 4 other fields	High correlation
`delinq_amnt` is highly overall correlated with `acc_now_delinq` and 4 other fields	High correlation
`disbursement_method` is highly overall correlated with `id` and 1 other fields	High correlation
`dti` is highly overall correlated with `dti_joint` and 1 other fields	High correlation
`dti_joint` is highly overall correlated with `application_type` and 2 other fields	High correlation
`emp_length` is highly overall correlated with `id`	High correlation
`fico_range_high` is highly overall correlated with `fico_range_low`	High correlation
`fico_range_low` is highly overall correlated with `fico_range_high`	High correlation
`funded_amnt` is highly overall correlated with `funded_amnt_inv` and 10 other fields	High correlation
`funded_amnt_inv` is highly overall correlated with `funded_amnt` and 10 other fields	High correlation
`grade` is highly overall correlated with `id` and 2 other fields	High correlation
`hardship_amount` is highly overall correlated with `funded_amnt` and 13 other fields	High correlation
`hardship_dpd` is highly overall correlated with `hardship_loan_status` and 2 other fields	High correlation
`hardship_flag` is highly overall correlated with `hardship_status` and 7 other fields	High correlation
`hardship_last_payment_amount` is highly overall correlated with `dti_joint` and 2 other fields	High correlation
`hardship_loan_status` is highly overall correlated with `acc_now_delinq` and 9 other fields	High correlation
`hardship_payoff_balance_amount` is highly overall correlated with `annual_inc` and 16 other fields	High correlation
`hardship_reason` is highly overall correlated with `acc_now_delinq` and 9 other fields	High correlation
`hardship_status` is highly overall correlated with `acc_now_delinq` and 15 other fields	High correlation
`home_ownership` is highly overall correlated with `id`	High correlation
`id` is highly overall correlated with `addr_state` and 24 other fields	High correlation
`il_util` is highly overall correlated with `all_util`	High correlation
`initial_list_status` is highly overall correlated with `id`	High correlation
`inq_last_12m` is highly overall correlated with `inq_last_6mths` and 2 other fields	High correlation
`inq_last_6mths` is highly overall correlated with `inq_last_12m` and 1 other fields	High correlation
`installment` is highly overall correlated with `funded_amnt` and 10 other fields	High correlation
`int_rate` is highly overall correlated with `grade` and 3 other fields	High correlation
`last_fico_range_high` is highly overall correlated with `default_flag` and 1 other fields	High correlation
`last_fico_range_low` is highly overall correlated with `default_flag` and 1 other fields	High correlation
`last_pymnt_amnt` is highly overall correlated with `orig_projected_additional_accrued_interest` and 5 other fields	High correlation
`loan_amnt` is highly overall correlated with `funded_amnt` and 10 other fields	High correlation
`loan_status` is highly overall correlated with `default_flag` and 2 other fields	High correlation
`max_bal_bc` is highly overall correlated with `revol_bal` and 4 other fields	High correlation
`mo_sin_rcnt_rev_tl_op` is highly overall correlated with `acc_open_past_24mths` and 6 other fields	High correlation
`mo_sin_rcnt_tl` is highly overall correlated with `acc_open_past_24mths` and 5 other fields	High correlation
`mort_acc` is highly overall correlated with `avg_cur_bal` and 3 other fields	High correlation
`mths_since_last_delinq` is highly overall correlated with `delinq_2yrs` and 3 other fields	High correlation
`mths_since_last_major_derog` is highly overall correlated with `delinq_2yrs` and 4 other fields	High correlation
`mths_since_rcnt_il` is highly overall correlated with `open_il_12m` and 1 other fields	High correlation
`mths_since_recent_bc` is highly overall correlated with `mo_sin_rcnt_rev_tl_op` and 4 other fields	High correlation
`mths_since_recent_bc_dlq` is highly overall correlated with `delinq_2yrs` and 3 other fields	High correlation
`mths_since_recent_inq` is highly overall correlated with `inq_last_12m` and 1 other fields	High correlation
`mths_since_recent_revol_delinq` is highly overall correlated with `delinq_2yrs` and 3 other fields	High correlation
`num_accts_ever_120_pd` is highly overall correlated with `pct_tl_nvr_dlq`	High correlation
`num_actv_bc_tl` is highly overall correlated with `num_actv_rev_tl` and 8 other fields	High correlation
`num_actv_rev_tl` is highly overall correlated with `num_actv_bc_tl` and 7 other fields	High correlation
`num_bc_sats` is highly overall correlated with `bc_open_to_buy` and 10 other fields	High correlation
`num_bc_tl` is highly overall correlated with `num_actv_bc_tl` and 8 other fields	High correlation
`num_il_tl` is highly overall correlated with `open_act_il` and 5 other fields	High correlation
`num_op_rev_tl` is highly overall correlated with `num_actv_bc_tl` and 10 other fields	High correlation
`num_rev_accts` is highly overall correlated with `num_actv_rev_tl` and 8 other fields	High correlation
`num_rev_tl_bal_gt_0` is highly overall correlated with `num_actv_bc_tl` and 7 other fields	High correlation
`num_sats` is highly overall correlated with `num_actv_bc_tl` and 9 other fields	High correlation
`num_tl_120dpd_2m` is highly overall correlated with `hardship_amount` and 12 other fields	High correlation
`num_tl_30dpd` is highly overall correlated with `acc_now_delinq` and 9 other fields	High correlation
`num_tl_90g_dpd_24m` is highly overall correlated with `delinq_2yrs` and 1 other fields	High correlation
`num_tl_op_past_12m` is highly overall correlated with `acc_open_past_24mths` and 8 other fields	High correlation
`open_acc` is highly overall correlated with `num_actv_bc_tl` and 9 other fields	High correlation
`open_acc_6m` is highly overall correlated with `acc_open_past_24mths` and 4 other fields	High correlation
`open_act_il` is highly overall correlated with `num_il_tl` and 4 other fields	High correlation
`open_il_12m` is highly overall correlated with `mths_since_rcnt_il` and 2 other fields	High correlation
`open_il_24m` is highly overall correlated with `acc_open_past_24mths` and 5 other fields	High correlation
`open_rv_12m` is highly overall correlated with `acc_open_past_24mths` and 6 other fields	High correlation
`open_rv_24m` is highly overall correlated with `acc_open_past_24mths` and 5 other fields	High correlation
`orig_projected_additional_accrued_interest` is highly overall correlated with `funded_amnt` and 14 other fields	High correlation
`out_prncp` is highly overall correlated with `id` and 1 other fields	High correlation
`out_prncp_inv` is highly overall correlated with `id` and 1 other fields	High correlation
`pct_tl_nvr_dlq` is highly overall correlated with `num_accts_ever_120_pd`	High correlation
`percent_bc_gt_75` is highly overall correlated with `all_util` and 3 other fields	High correlation
`pub_rec` is highly overall correlated with `pub_rec_bankruptcies`	High correlation
`pub_rec_bankruptcies` is highly overall correlated with `pub_rec`	High correlation
`purpose` is highly overall correlated with `id`	High correlation
`pymnt_plan` is highly overall correlated with `hardship_flag` and 7 other fields	High correlation
`recoveries` is highly overall correlated with `collection_recovery_fee`	High correlation
`revol_bal` is highly overall correlated with `max_bal_bc` and 6 other fields	High correlation
`revol_bal_joint` is highly overall correlated with `application_type` and 6 other fields	High correlation
`revol_util` is highly overall correlated with `all_util` and 4 other fields	High correlation
`sec_app_chargeoff_within_12_mths` is highly overall correlated with `application_type` and 1 other fields	High correlation
`sec_app_collections_12_mths_ex_med` is highly overall correlated with `application_type` and 4 other fields	High correlation
`sec_app_fico_range_high` is highly overall correlated with `application_type` and 1 other fields	High correlation
`sec_app_fico_range_low` is highly overall correlated with `application_type` and 1 other fields	High correlation
`sec_app_inq_last_6mths` is highly overall correlated with `application_type`	High correlation
`sec_app_mort_acc` is highly overall correlated with `application_type` and 3 other fields	High correlation
`sec_app_mths_since_last_major_derog` is highly overall correlated with `application_type` and 7 other fields	High correlation
`sec_app_num_rev_accts` is highly overall correlated with `application_type` and 3 other fields	High correlation
`sec_app_open_acc` is highly overall correlated with `application_type` and 3 other fields	High correlation
`sec_app_open_act_il` is highly overall correlated with `application_type` and 2 other fields	High correlation
`sec_app_revol_util` is highly overall correlated with `application_type` and 3 other fields	High correlation
`settlement_amount` is highly overall correlated with `debt_settlement_flag` and 14 other fields	High correlation
`settlement_percentage` is highly overall correlated with `debt_settlement_flag` and 5 other fields	High correlation
`settlement_status` is highly overall correlated with `debt_settlement_flag` and 9 other fields	High correlation
`settlement_term` is highly overall correlated with `debt_settlement_flag` and 9 other fields	High correlation
`sub_grade` is highly overall correlated with `grade` and 2 other fields	High correlation
`term` is highly overall correlated with `id`	High correlation
`tot_coll_amt` is highly overall correlated with `hardship_loan_status` and 3 other fields	High correlation
`tot_cur_bal` is highly overall correlated with `annual_inc` and 6 other fields	High correlation
`tot_hi_cred_lim` is highly overall correlated with `annual_inc` and 9 other fields	High correlation
`total_acc` is highly overall correlated with `num_bc_tl` and 5 other fields	High correlation
`total_bal_ex_mort` is highly overall correlated with `num_il_tl` and 5 other fields	High correlation
`total_bal_il` is highly overall correlated with `num_il_tl` and 5 other fields	High correlation
`total_bc_limit` is highly overall correlated with `bc_open_to_buy` and 7 other fields	High correlation
`total_il_high_credit_limit` is highly overall correlated with `num_il_tl` and 5 other fields	High correlation
`total_pymnt` is highly overall correlated with `funded_amnt` and 10 other fields	High correlation
`total_pymnt_inv` is highly overall correlated with `funded_amnt` and 10 other fields	High correlation
`total_rec_int` is highly overall correlated with `funded_amnt` and 10 other fields	High correlation
`total_rec_prncp` is highly overall correlated with `funded_amnt` and 7 other fields	High correlation
`total_rev_hi_lim` is highly overall correlated with `bc_open_to_buy` and 10 other fields	High correlation
`verification_status` is highly overall correlated with `id` and 1 other fields	High correlation
`verification_status_joint` is highly overall correlated with `application_type` and 6 other fields	High correlation
`loan_status` is highly imbalanced (51.8%)	Imbalance
`pymnt_plan` is highly imbalanced (99.5%)	Imbalance
`application_type` is highly imbalanced (70.0%)	Imbalance
`num_tl_120dpd_2m` is highly imbalanced (99.6%)	Imbalance
`num_tl_30dpd` is highly imbalanced (98.9%)	Imbalance
`hardship_flag` is highly imbalanced (99.5%)	Imbalance
`disbursement_method` is highly imbalanced (78.5%)	Imbalance
`debt_settlement_flag` is highly imbalanced (88.8%)	Imbalance
`member_id` has 67821 (100.0%) missing values	Missing
`emp_title` has 5112 (7.5%) missing values	Missing
`emp_length` has 4511 (6.7%) missing values	Missing
`desc` has 64023 (94.4%) missing values	Missing
`title` has 694 (1.0%) missing values	Missing
`mths_since_last_delinq` has 34676 (51.1%) missing values	Missing
`mths_since_last_record` has 57008 (84.1%) missing values	Missing
`next_pymnt_d` has 40433 (59.6%) missing values	Missing
`mths_since_last_major_derog` has 50351 (74.2%) missing values	Missing
`annual_inc_joint` has 64214 (94.7%) missing values	Missing
`dti_joint` has 64214 (94.7%) missing values	Missing
`verification_status_joint` has 64357 (94.9%) missing values	Missing
`tot_coll_amt` has 2093 (3.1%) missing values	Missing
`tot_cur_bal` has 2093 (3.1%) missing values	Missing
`open_acc_6m` has 25995 (38.3%) missing values	Missing
`open_act_il` has 25995 (38.3%) missing values	Missing
`open_il_12m` has 25995 (38.3%) missing values	Missing
`open_il_24m` has 25995 (38.3%) missing values	Missing
`mths_since_rcnt_il` has 27257 (40.2%) missing values	Missing
`total_bal_il` has 25995 (38.3%) missing values	Missing
`il_util` has 32034 (47.2%) missing values	Missing
`open_rv_12m` has 25995 (38.3%) missing values	Missing
`open_rv_24m` has 25995 (38.3%) missing values	Missing
`max_bal_bc` has 25995 (38.3%) missing values	Missing
`all_util` has 26003 (38.3%) missing values	Missing
`total_rev_hi_lim` has 2093 (3.1%) missing values	Missing
`inq_fi` has 25995 (38.3%) missing values	Missing
`total_cu_tl` has 25995 (38.3%) missing values	Missing
`inq_last_12m` has 25995 (38.3%) missing values	Missing
`acc_open_past_24mths` has 1485 (2.2%) missing values	Missing
`avg_cur_bal` has 2096 (3.1%) missing values	Missing
`bc_open_to_buy` has 2202 (3.2%) missing values	Missing
`bc_util` has 2235 (3.3%) missing values	Missing
`mo_sin_old_il_acct` has 4131 (6.1%) missing values	Missing
`mo_sin_old_rev_tl_op` has 2093 (3.1%) missing values	Missing
`mo_sin_rcnt_rev_tl_op` has 2093 (3.1%) missing values	Missing
`mo_sin_rcnt_tl` has 2093 (3.1%) missing values	Missing
`mort_acc` has 1485 (2.2%) missing values	Missing
`mths_since_recent_bc` has 2164 (3.2%) missing values	Missing
`mths_since_recent_bc_dlq` has 52121 (76.9%) missing values	Missing
`mths_since_recent_inq` has 8909 (13.1%) missing values	Missing
`mths_since_recent_revol_delinq` has 45580 (67.2%) missing values	Missing
`num_accts_ever_120_pd` has 2093 (3.1%) missing values	Missing
`num_actv_bc_tl` has 2093 (3.1%) missing values	Missing
`num_actv_rev_tl` has 2093 (3.1%) missing values	Missing
`num_bc_sats` has 1740 (2.6%) missing values	Missing
`num_bc_tl` has 2093 (3.1%) missing values	Missing
`num_il_tl` has 2093 (3.1%) missing values	Missing
`num_op_rev_tl` has 2093 (3.1%) missing values	Missing
`num_rev_accts` has 2093 (3.1%) missing values	Missing
`num_rev_tl_bal_gt_0` has 2093 (3.1%) missing values	Missing
`num_sats` has 1740 (2.6%) missing values	Missing
`num_tl_120dpd_2m` has 4592 (6.8%) missing values	Missing
`num_tl_30dpd` has 2093 (3.1%) missing values	Missing
`num_tl_90g_dpd_24m` has 2093 (3.1%) missing values	Missing
`num_tl_op_past_12m` has 2093 (3.1%) missing values	Missing
`pct_tl_nvr_dlq` has 2097 (3.1%) missing values	Missing
`percent_bc_gt_75` has 2214 (3.3%) missing values	Missing
`tot_hi_cred_lim` has 2093 (3.1%) missing values	Missing
`total_bal_ex_mort` has 1485 (2.2%) missing values	Missing
`total_bc_limit` has 1485 (2.2%) missing values	Missing
`total_il_high_credit_limit` has 2093 (3.1%) missing values	Missing
`revol_bal_joint` has 64572 (95.2%) missing values	Missing
`sec_app_fico_range_low` has 64572 (95.2%) missing values	Missing
`sec_app_fico_range_high` has 64572 (95.2%) missing values	Missing
`sec_app_earliest_cr_line` has 64572 (95.2%) missing values	Missing
`sec_app_inq_last_6mths` has 64572 (95.2%) missing values	Missing
`sec_app_mort_acc` has 64572 (95.2%) missing values	Missing
`sec_app_open_acc` has 64572 (95.2%) missing values	Missing
`sec_app_revol_util` has 64629 (95.3%) missing values	Missing
`sec_app_open_act_il` has 64572 (95.2%) missing values	Missing
`sec_app_num_rev_accts` has 64572 (95.2%) missing values	Missing
`sec_app_chargeoff_within_12_mths` has 64572 (95.2%) missing values	Missing
`sec_app_collections_12_mths_ex_med` has 64572 (95.2%) missing values	Missing
`sec_app_mths_since_last_major_derog` has 66766 (98.4%) missing values	Missing
`hardship_type` has 67487 (99.5%) missing values	Missing
`hardship_reason` has 67487 (99.5%) missing values	Missing
`hardship_status` has 67487 (99.5%) missing values	Missing
`deferral_term` has 67487 (99.5%) missing values	Missing
`hardship_amount` has 67487 (99.5%) missing values	Missing
`hardship_start_date` has 67487 (99.5%) missing values	Missing
`hardship_end_date` has 67487 (99.5%) missing values	Missing
`payment_plan_start_date` has 67487 (99.5%) missing values	Missing
`hardship_length` has 67487 (99.5%) missing values	Missing
`hardship_dpd` has 67487 (99.5%) missing values	Missing
`hardship_loan_status` has 67487 (99.5%) missing values	Missing
`orig_projected_additional_accrued_interest` has 67543 (99.6%) missing values	Missing
`hardship_payoff_balance_amount` has 67487 (99.5%) missing values	Missing
`hardship_last_payment_amount` has 67487 (99.5%) missing values	Missing
`debt_settlement_flag_date` has 66813 (98.5%) missing values	Missing
`settlement_status` has 66813 (98.5%) missing values	Missing
`settlement_date` has 66813 (98.5%) missing values	Missing
`settlement_amount` has 66813 (98.5%) missing values	Missing
`settlement_percentage` has 66813 (98.5%) missing values	Missing
`settlement_term` has 66813 (98.5%) missing values	Missing
`dti` is highly skewed (γ1 = 31.07494632)	Skewed
`acc_now_delinq` is highly skewed (γ1 = 23.94763261)	Skewed
`tot_coll_amt` is highly skewed (γ1 = 56.80474318)	Skewed
`delinq_amnt` is highly skewed (γ1 = 85.71475138)	Skewed
`id` has unique values	Unique
`url` has unique values	Unique
`member_id` is an unsupported type, check if it needs cleaning or further analysis	Unsupported
`delinq_2yrs` has 55148 (81.3%) zeros	Zeros
`inq_last_6mths` has 41284 (60.9%) zeros	Zeros
`pub_rec` has 57043 (84.1%) zeros	Zeros
`out_prncp` has 40642 (59.9%) zeros	Zeros
`out_prncp_inv` has 40642 (59.9%) zeros	Zeros
`total_rec_late_fee` has 65248 (96.2%) zeros	Zeros
`recoveries` has 62171 (91.7%) zeros	Zeros
`collection_recovery_fee` has 62419 (92.0%) zeros	Zeros
`last_fico_range_low` has 1119 (1.6%) zeros	Zeros
`collections_12_mths_ex_med` has 66688 (98.3%) zeros	Zeros
`acc_now_delinq` has 67579 (99.6%) zeros	Zeros
`tot_coll_amt` has 55687 (82.1%) zeros	Zeros
`open_acc_6m` has 18783 (27.7%) zeros	Zeros
`open_act_il` has 4891 (7.2%) zeros	Zeros
`open_il_12m` has 22734 (33.5%) zeros	Zeros
`open_il_24m` has 11269 (16.6%) zeros	Zeros
`total_bal_il` has 4674 (6.9%) zeros	Zeros
`open_rv_12m` has 15287 (22.5%) zeros	Zeros
`open_rv_24m` has 6776 (10.0%) zeros	Zeros
`max_bal_bc` has 1060 (1.6%) zeros	Zeros
`inq_fi` has 20858 (30.8%) zeros	Zeros
`total_cu_tl` has 22507 (33.2%) zeros	Zeros
`inq_last_12m` has 11943 (17.6%) zeros	Zeros
`acc_open_past_24mths` has 3038 (4.5%) zeros	Zeros
`bc_open_to_buy` has 979 (1.4%) zeros	Zeros
`bc_util` has 849 (1.3%) zeros	Zeros
`chargeoff_within_12_mths` has 67290 (99.2%) zeros	Zeros
`delinq_amnt` has 67629 (99.7%) zeros	Zeros
`mo_sin_rcnt_rev_tl_op` has 966 (1.4%) zeros	Zeros
`mo_sin_rcnt_tl` has 1003 (1.5%) zeros	Zeros
`mort_acc` has 27882 (41.1%) zeros	Zeros
`mths_since_recent_inq` has 5055 (7.5%) zeros	Zeros
`num_accts_ever_120_pd` has 50631 (74.7%) zeros	Zeros
`num_actv_bc_tl` has 1485 (2.2%) zeros	Zeros
`num_bc_sats` has 691 (1.0%) zeros	Zeros
`num_il_tl` has 2041 (3.0%) zeros	Zeros
`num_tl_90g_dpd_24m` has 62217 (91.7%) zeros	Zeros
`num_tl_op_past_12m` has 12386 (18.3%) zeros	Zeros
`percent_bc_gt_75` has 17924 (26.4%) zeros	Zeros
`pub_rec_bankruptcies` has 59640 (87.9%) zeros	Zeros
`tax_liens` has 65845 (97.1%) zeros	Zeros
`total_bc_limit` has 729 (1.1%) zeros	Zeros
`total_il_high_credit_limit` has 7816 (11.5%) zeros	Zeros
`sec_app_inq_last_6mths` has 1988 (2.9%) zeros	Zeros
`sec_app_mort_acc` has 1332 (2.0%) zeros	Zeros
`sec_app_chargeoff_within_12_mths` has 3159 (4.7%) zeros	Zeros
`sec_app_collections_12_mths_ex_med` has 3057 (4.5%) zeros	Zeros

Reproduction

Analysis started	2026-01-19 18:06:29.718848
Analysis finished	2026-01-19 18:07:28.970130
Duration	59.25 seconds
Software version	ydata-profiling v0.0.dev0
Download configuration	config.json

id
Real number (ℝ)

High correlation Unique

Distinct	67821
Distinct (%)	100.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	80243529

Minimum	65640
Maximum	1.4564315 × 10⁸
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	65640
5-th percentile	3371630
Q1	44815248
median	84586990
Q3	1.2225616 × 10⁸
95-th percentile	1.4132789 × 10⁸
Maximum	1.4564315 × 10⁸
Range	1.4557751 × 10⁸
Interquartile range (IQR)	77440911

Descriptive statistics

Standard deviation	44936326
Coefficient of variation (CV)	0.55999938
Kurtosis	-1.1529569
Mean	80243529
Median Absolute Deviation (MAD)	38421850
Skewness	-0.27711262
Sum	5.4421964 × 10¹²
Variance	2.0192734 × 10¹⁵
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
144657889	1	< 0.1%
96404876	1	< 0.1%
116270275	1	< 0.1%
94716506	1	< 0.1%
79044197	1	< 0.1%
91443780	1	< 0.1%
88766045	1	< 0.1%
131832227	1	< 0.1%
136649827	1	< 0.1%
86985198	1	< 0.1%
Other values (67811)	67811	> 99.9%

Value	Count	Frequency (%)
65640	1	< 0.1%
85961	1	< 0.1%
92440	1	< 0.1%
92666	1	< 0.1%
99009	1	< 0.1%
115363	1	< 0.1%
119948	1	< 0.1%
127531	1	< 0.1%
130510	1	< 0.1%
131732	1	< 0.1%

Value	Count	Frequency (%)
145643149	1	< 0.1%
145618129	1	< 0.1%
145612967	1	< 0.1%
145611625	1	< 0.1%
145609588	1	< 0.1%
145608583	1	< 0.1%
145605420	1	< 0.1%
145604900	1	< 0.1%
145599414	1	< 0.1%
145592181	1	< 0.1%

member_id
Unsupported

Missing Rejected Unsupported

Missing	67821
Missing (%)	100.0%
Memory size	1.0 MiB

loan_amnt
Real number (ℝ)

High correlation

Distinct	1382
Distinct (%)	2.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	15073.282

Minimum	500
Maximum	40000
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	500
5-th percentile	3200
Q1	8000
median	13000
Q3	20000
95-th percentile	35000
Maximum	40000
Range	39500
Interquartile range (IQR)	12000

Descriptive statistics

Standard deviation	9192.6666
Coefficient of variation (CV)	0.60986499
Kurtosis	-0.12548201
Mean	15073.282
Median Absolute Deviation (MAD)	6200
Skewness	0.76956537
Sum	1.022285 × 10⁹
Variance	84505120
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
10000	5521	8.1%
20000	3922	5.8%
15000	3782	5.6%
12000	3671	5.4%
35000	2578	3.8%
5000	2438	3.6%
6000	2213	3.3%
8000	2117	3.1%
16000	2007	3.0%
25000	1985	2.9%
Other values (1372)	37587	55.4%

Value	Count	Frequency (%)
500	1	< 0.1%
1000	301	0.4%
1025	1	< 0.1%
1050	7	< 0.1%
1075	1	< 0.1%
1100	9	< 0.1%
1125	1	< 0.1%
1150	4	< 0.1%
1175	2	< 0.1%
1200	130	0.2%

Value	Count	Frequency (%)
40000	1037	1.5%
39900	1	< 0.1%
39875	1	< 0.1%
39850	1	< 0.1%
39825	2	< 0.1%
39775	2	< 0.1%
39675	1	< 0.1%
39625	1	< 0.1%
39600	2	< 0.1%
39500	5	< 0.1%

funded_amnt
Real number (ℝ)

High correlation

Distinct	1383
Distinct (%)	2.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	15068.813

Minimum	500
Maximum	40000
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	500
5-th percentile	3200
Q1	8000
median	13000
Q3	20000
95-th percentile	35000
Maximum	40000
Range	39500
Interquartile range (IQR)	12000

Descriptive statistics

Standard deviation	9191.4284
Coefficient of variation (CV)	0.60996365
Kurtosis	-0.12365787
Mean	15068.813
Median Absolute Deviation (MAD)	6200
Skewness	0.77049543
Sum	1.021982 × 10⁹
Variance	84482357
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
10000	5521	8.1%
20000	3916	5.8%
15000	3781	5.6%
12000	3666	5.4%
35000	2574	3.8%
5000	2437	3.6%
6000	2213	3.3%
8000	2117	3.1%
16000	2006	3.0%
25000	1980	2.9%
Other values (1373)	37610	55.5%

Value	Count	Frequency (%)
500	1	< 0.1%
1000	301	0.4%
1025	1	< 0.1%
1050	7	< 0.1%
1075	1	< 0.1%
1100	9	< 0.1%
1125	1	< 0.1%
1150	4	< 0.1%
1175	2	< 0.1%
1200	130	0.2%

Value	Count	Frequency (%)
40000	1037	1.5%
39900	1	< 0.1%
39875	1	< 0.1%
39850	1	< 0.1%
39825	2	< 0.1%
39775	2	< 0.1%
39675	1	< 0.1%
39625	1	< 0.1%
39600	2	< 0.1%
39500	5	< 0.1%

funded_amnt_inv
Real number (ℝ)

High correlation

Distinct	1664
Distinct (%)	2.5%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	15051.964

Minimum	0
Maximum	40000
Zeros	5
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	3200
Q1	8000
median	13000
Q3	20000
95-th percentile	35000
Maximum	40000
Range	40000
Interquartile range (IQR)	12000

Descriptive statistics

Standard deviation	9195.4093
Coefficient of variation (CV)	0.61091094
Kurtosis	-0.12324421
Mean	15051.964
Median Absolute Deviation (MAD)	6200
Skewness	0.770053
Sum	1.0208392 × 10⁹
Variance	84555552
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
10000	5240	7.7%
20000	3596	5.3%
15000	3532	5.2%
12000	3437	5.1%
5000	2363	3.5%
35000	2268	3.3%
6000	2126	3.1%
8000	2004	3.0%
16000	1870	2.8%
25000	1830	2.7%
Other values (1654)	39555	58.3%

Value	Count	Frequency (%)
0	5	< 0.1%
150	1	< 0.1%
195.3439396	1	< 0.1%
249.9960013	1	< 0.1%
250	1	< 0.1%
250.59	1	< 0.1%
300	3	< 0.1%
349.9920453	1	< 0.1%
349.9999291	1	< 0.1%
425.0039285	1	< 0.1%

Value	Count	Frequency (%)
40000	994	1.5%
39975	16	< 0.1%
39950	4	< 0.1%
39925	4	< 0.1%
39875	1	< 0.1%
39850	1	< 0.1%
39825	2	< 0.1%
39775	2	< 0.1%
39750	7	< 0.1%
39725	7	< 0.1%

term
Categorical

High correlation

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	1.0 MiB

36 months	48289
60 months	19532

Length

Max length	10
Median length	10
Mean length	10
Min length	10

Characters and Unicode

Total characters	678210
Distinct characters	10
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	36 months
2nd row	36 months
3rd row	36 months
4th row	60 months
5th row	36 months

Common Values

Value	Count	Frequency (%)
36 months	48289	71.2%
60 months	19532	28.8%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
months	67821	50.0%
36	48289	35.6%
60	19532	14.4%

Most occurring characters

Value	Count	Frequency (%)
	135642	20.0%
6	67821	10.0%
t	67821	10.0%
m	67821	10.0%
o	67821	10.0%
n	67821	10.0%
s	67821	10.0%
h	67821	10.0%
3	48289	7.1%
0	19532	2.9%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	678210	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
	135642	20.0%
6	67821	10.0%
t	67821	10.0%
m	67821	10.0%
o	67821	10.0%
n	67821	10.0%
s	67821	10.0%
h	67821	10.0%
3	48289	7.1%
0	19532	2.9%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	678210	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
	135642	20.0%
6	67821	10.0%
t	67821	10.0%
m	67821	10.0%
o	67821	10.0%
n	67821	10.0%
s	67821	10.0%
h	67821	10.0%
3	48289	7.1%
0	19532	2.9%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	678210	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
	135642	20.0%
6	67821	10.0%
t	67821	10.0%
m	67821	10.0%
o	67821	10.0%
n	67821	10.0%
s	67821	10.0%
h	67821	10.0%
3	48289	7.1%
0	19532	2.9%

int_rate
Real number (ℝ)

High correlation

Distinct	548
Distinct (%)	0.8%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	13.121968

Minimum	5.31
Maximum	30.99
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	5.31
5-th percentile	6.49
Q1	9.58
median	12.62
Q3	15.99
95-th percentile	22.15
Maximum	30.99
Range	25.68
Interquartile range (IQR)	6.41

Descriptive statistics

Standard deviation	4.8303838
Coefficient of variation (CV)	0.36811427
Kurtosis	0.55977786
Mean	13.121968
Median Absolute Deviation (MAD)	3.18
Skewness	0.75909953
Sum	889945.02
Variance	23.332608
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
11.99	1622	2.4%
5.32	1397	2.1%
10.99	1382	2.0%
13.99	1296	1.9%
11.49	952	1.4%
16.99	934	1.4%
12.99	871	1.3%
7.89	840	1.2%
9.17	821	1.2%
14.99	787	1.2%
Other values (538)	56919	83.9%

Value	Count	Frequency (%)
5.31	262	0.4%
5.32	1397	2.1%
5.42	17	< 0.1%
5.79	16	< 0.1%
5.93	49	0.1%
5.99	10	< 0.1%
6	17	< 0.1%
6.03	375	0.6%
6.07	164	0.2%
6.08	163	0.2%

Value	Count	Frequency (%)
30.99	23	< 0.1%
30.94	15	< 0.1%
30.89	19	< 0.1%
30.84	23	< 0.1%
30.79	40	0.1%
30.75	32	< 0.1%
30.74	14	< 0.1%
30.65	27	< 0.1%
30.49	11	< 0.1%
30.17	43	0.1%

installment
Real number (ℝ)

High correlation

Distinct	22729
Distinct (%)	33.5%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	446.7407

Minimum	7.61
Maximum	1516.27
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	7.61
5-th percentile	109.36
Q1	251.68
median	380.98
Q3	594.41
95-th percentile	985.16
Maximum	1516.27
Range	1508.66
Interquartile range (IQR)	342.73

Descriptive statistics

Standard deviation	267.39112
Coefficient of variation (CV)	0.59853764
Kurtosis	0.66782539
Mean	446.7407
Median Absolute Deviation (MAD)	158.7
Skewness	0.9920892
Sum	30298401
Variance	71498.013
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
301.15	141	0.2%
332.1	138	0.2%
327.34	116	0.2%
361.38	114	0.2%
602.3	105	0.2%
451.73	103	0.2%
329.72	77	0.1%
498.15	77	0.1%
166.05	73	0.1%
752.87	73	0.1%
Other values (22719)	66804	98.5%

Value	Count	Frequency (%)
7.61	1	< 0.1%
16.25	1	< 0.1%
28.82	1	< 0.1%
29.47	1	< 0.1%
30.12	1	< 0.1%
30.33	1	< 0.1%
30.46	2	< 0.1%
30.65	1	< 0.1%
30.71	1	< 0.1%
30.75	1	< 0.1%

Value	Count	Frequency (%)
1516.27	1	< 0.1%
1510.58	1	< 0.1%
1507.87	1	< 0.1%
1506.65	1	< 0.1%
1504.85	1	< 0.1%
1500.22	1	< 0.1%
1500.03	1	< 0.1%
1498.3	1	< 0.1%
1486.34	1	< 0.1%
1485.62	1	< 0.1%

grade
Categorical

High correlation

Distinct	7
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	1.0 MiB

B	20094
C	19427
A	12737
D	9867
E	4117
Other values (2)	1579

Length

Max length	1
Median length	1
Mean length	1
Min length	1

Characters and Unicode

Total characters	67821
Distinct characters	7
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	D
2nd row	C
3rd row	C
4th row	A
5th row	B

Common Values

Value	Count	Frequency (%)
B	20094	29.6%
C	19427	28.6%
A	12737	18.8%
D	9867	14.5%
E	4117	6.1%
F	1215	1.8%
G	364	0.5%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
b	20094	29.6%
c	19427	28.6%
a	12737	18.8%
d	9867	14.5%
e	4117	6.1%
f	1215	1.8%
g	364	0.5%

Most occurring characters

Value	Count	Frequency (%)
B	20094	29.6%
C	19427	28.6%
A	12737	18.8%
D	9867	14.5%
E	4117	6.1%
F	1215	1.8%
G	364	0.5%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	67821	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
B	20094	29.6%
C	19427	28.6%
A	12737	18.8%
D	9867	14.5%
E	4117	6.1%
F	1215	1.8%
G	364	0.5%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	67821	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
B	20094	29.6%
C	19427	28.6%
A	12737	18.8%
D	9867	14.5%
E	4117	6.1%
F	1215	1.8%
G	364	0.5%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	67821	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
B	20094	29.6%
C	19427	28.6%
A	12737	18.8%
D	9867	14.5%
E	4117	6.1%
F	1215	1.8%
G	364	0.5%

sub_grade
Categorical

High correlation

Distinct	35
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Memory size	1.0 MiB

C1	4308
B4	4283
B5	4224
B3	3971
C2	3898
Other values (30)	47137

Length

Max length	2
Median length	2
Mean length	2
Min length	2

Characters and Unicode

Total characters	135642
Distinct characters	12
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	D3
2nd row	C2
3rd row	C1
4th row	A5
5th row	B1

Common Values

Value	Count	Frequency (%)
C1	4308	6.4%
B4	4283	6.3%
B5	4224	6.2%
B3	3971	5.9%
C2	3898	5.7%
C3	3876	5.7%
C4	3821	5.6%
B2	3813	5.6%
B1	3803	5.6%
C5	3524	5.2%
Other values (25)	28300	41.7%

Length

Histogram of lengths of the category

Value	Count	Frequency (%)
c1	4308	6.4%
b4	4283	6.3%
b5	4224	6.2%
b3	3971	5.9%
c2	3898	5.7%
c3	3876	5.7%
c4	3821	5.6%
b2	3813	5.6%
b1	3803	5.6%
c5	3524	5.2%
Other values (25)	28300	41.7%

Most occurring characters

Value	Count	Frequency (%)
B	20094	14.8%
C	19427	14.3%
1	14688	10.8%
4	13532	10.0%
5	13222	9.7%
3	13192	9.7%
2	13187	9.7%
A	12737	9.4%
D	9867	7.3%
E	4117	3.0%
Other values (2)	1579	1.2%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	135642	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
B	20094	14.8%
C	19427	14.3%
1	14688	10.8%
4	13532	10.0%
5	13222	9.7%
3	13192	9.7%
2	13187	9.7%
A	12737	9.4%
D	9867	7.3%
E	4117	3.0%
Other values (2)	1579	1.2%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	135642	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
B	20094	14.8%
C	19427	14.3%
1	14688	10.8%
4	13532	10.0%
5	13222	9.7%
3	13192	9.7%
2	13187	9.7%
A	12737	9.4%
D	9867	7.3%
E	4117	3.0%
Other values (2)	1579	1.2%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	135642	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
B	20094	14.8%
C	19427	14.3%
1	14688	10.8%
4	13532	10.0%
5	13222	9.7%
3	13192	9.7%
2	13187	9.7%
A	12737	9.4%
D	9867	7.3%
E	4117	3.0%
Other values (2)	1579	1.2%

emp_title
Text

Missing

Distinct	29586
Distinct (%)	47.2%
Missing	5112
Missing (%)	7.5%
Memory size	1.0 MiB

Length

Max length	46
Median length	36
Mean length	15.589134
Min length	1

Characters and Unicode

Total characters	977579
Distinct characters	99
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	24868 ?
Unique (%)	39.7%

Sample

1st row	Procurement
2nd row	Executive Chef
3rd row	Treasurer
4th row	RN
5th row	Special Agent

Value	Count	Frequency (%)
manager	9240	7.2%
director	2461	1.9%
assistant	2180	1.7%
sales	2133	1.7%
supervisor	1797	1.4%
specialist	1761	1.4%
teacher	1679	1.3%
of	1664	1.3%
senior	1584	1.2%
driver	1562	1.2%
Other values (11100)	101709	79.6%

Most occurring characters

Value	Count	Frequency (%)
e	104447	10.7%
r	84085	8.6%
a	76103	7.8%
	71096	7.3%
i	67411	6.9%
n	65678	6.7%
t	60312	6.2%
o	48525	5.0%
s	47541	4.9%
c	40994	4.2%
Other values (89)	311387	31.9%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	977579	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
e	104447	10.7%
r	84085	8.6%
a	76103	7.8%
	71096	7.3%
i	67411	6.9%
n	65678	6.7%
t	60312	6.2%
o	48525	5.0%
s	47541	4.9%
c	40994	4.2%
Other values (89)	311387	31.9%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	977579	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
e	104447	10.7%
r	84085	8.6%
a	76103	7.8%
	71096	7.3%
i	67411	6.9%
n	65678	6.7%
t	60312	6.2%
o	48525	5.0%
s	47541	4.9%
c	40994	4.2%
Other values (89)	311387	31.9%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	977579	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
e	104447	10.7%
r	84085	8.6%
a	76103	7.8%
	71096	7.3%
i	67411	6.9%
n	65678	6.7%
t	60312	6.2%
o	48525	5.0%
s	47541	4.9%
c	40994	4.2%
Other values (89)	311387	31.9%

emp_length
Categorical

High correlation Missing

Distinct	11
Distinct (%)	< 0.1%
Missing	4511
Missing (%)	6.7%
Memory size	1.0 MiB

10+ years	22495
2 years	6162
< 1 year	5744
3 years	5397
1 year	4416
Other values (6)	19096

Length

Max length	9
Median length	8
Mean length	7.7316064
Min length	6

Characters and Unicode

Total characters	489488
Distinct characters	18
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	9 years
2nd row	5 years
3rd row	1 year
4th row	10+ years
5th row	10+ years

Common Values

Value	Count	Frequency (%)
10+ years	22495	33.2%
2 years	6162	9.1%
< 1 year	5744	8.5%
3 years	5397	8.0%
1 year	4416	6.5%
5 years	4151	6.1%
4 years	4086	6.0%
6 years	3066	4.5%
7 years	2766	4.1%
8 years	2740	4.0%
(Missing)	4511	6.7%

Length

Histogram of lengths of the category

Value	Count	Frequency (%)
years	53150	40.2%
10	22495	17.0%
1	10160	7.7%
year	10160	7.7%
2	6162	4.7%
	5744	4.3%
3	5397	4.1%
5	4151	3.1%
4	4086	3.1%
6	3066	2.3%
Other values (3)	7793	5.9%

Most occurring characters

Value	Count	Frequency (%)
	69054	14.1%
y	63310	12.9%
r	63310	12.9%
a	63310	12.9%
e	63310	12.9%
s	53150	10.9%
1	32655	6.7%
0	22495	4.6%
+	22495	4.6%
2	6162	1.3%
Other values (8)	30237	6.2%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	489488	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
	69054	14.1%
y	63310	12.9%
r	63310	12.9%
a	63310	12.9%
e	63310	12.9%
s	53150	10.9%
1	32655	6.7%
0	22495	4.6%
+	22495	4.6%
2	6162	1.3%
Other values (8)	30237	6.2%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	489488	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
	69054	14.1%
y	63310	12.9%
r	63310	12.9%
a	63310	12.9%
e	63310	12.9%
s	53150	10.9%
1	32655	6.7%
0	22495	4.6%
+	22495	4.6%
2	6162	1.3%
Other values (8)	30237	6.2%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	489488	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
	69054	14.1%
y	63310	12.9%
r	63310	12.9%
a	63310	12.9%
e	63310	12.9%
s	53150	10.9%
1	32655	6.7%
0	22495	4.6%
+	22495	4.6%
2	6162	1.3%
Other values (8)	30237	6.2%

home_ownership
Categorical

High correlation

Distinct	6
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	1.0 MiB

MORTGAGE	33341
RENT	26863
OWN	7581
ANY	30
OTHER	4

Length

Max length	8
Median length	5
Mean length	5.8542487
Min length	3

Characters and Unicode

Total characters	397041
Distinct characters	11
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	MORTGAGE
2nd row	MORTGAGE
3rd row	RENT
4th row	MORTGAGE
5th row	RENT

Common Values

Value	Count	Frequency (%)
MORTGAGE	33341	49.2%
RENT	26863	39.6%
OWN	7581	11.2%
ANY	30	< 0.1%
OTHER	4	< 0.1%
NONE	2	< 0.1%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
mortgage	33341	49.2%
rent	26863	39.6%
own	7581	11.2%
any	30	< 0.1%
other	4	< 0.1%
none	2	< 0.1%

Most occurring characters

Value	Count	Frequency (%)
G	66682	16.8%
E	60210	15.2%
R	60208	15.2%
T	60208	15.2%
O	40928	10.3%
N	34478	8.7%
A	33371	8.4%
M	33341	8.4%
W	7581	1.9%
Y	30	< 0.1%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	397041	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
G	66682	16.8%
E	60210	15.2%
R	60208	15.2%
T	60208	15.2%
O	40928	10.3%
N	34478	8.7%
A	33371	8.4%
M	33341	8.4%
W	7581	1.9%
Y	30	< 0.1%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	397041	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
G	66682	16.8%
E	60210	15.2%
R	60208	15.2%
T	60208	15.2%
O	40928	10.3%
N	34478	8.7%
A	33371	8.4%
M	33341	8.4%
W	7581	1.9%
Y	30	< 0.1%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	397041	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
G	66682	16.8%
E	60210	15.2%
R	60208	15.2%
T	60208	15.2%
O	40928	10.3%
N	34478	8.7%
A	33371	8.4%
M	33341	8.4%
W	7581	1.9%
Y	30	< 0.1%

annual_inc
Real number (ℝ)

High correlation

Distinct	6443
Distinct (%)	9.5%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	77758.751

Minimum	0
Maximum	4182504
Zeros	62
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	27000
Q1	46000
median	65000
Q3	94000
95-th percentile	160000
Maximum	4182504
Range	4182504
Interquartile range (IQR)	48000

Descriptive statistics

Standard deviation	60606.422
Coefficient of variation (CV)	0.7794161
Kurtosis	561.77622
Mean	77758.751
Median Absolute Deviation (MAD)	22000
Skewness	13.405261
Sum	5.2736762 × 10⁹
Variance	3.6731384 × 10⁹
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
60000	2634	3.9%
50000	2244	3.3%
65000	1911	2.8%
80000	1840	2.7%
70000	1782	2.6%
40000	1767	2.6%
75000	1724	2.5%
45000	1611	2.4%
55000	1568	2.3%
100000	1499	2.2%
Other values (6433)	49241	72.6%

Value	Count	Frequency (%)
0	62	0.1%
1	1	< 0.1%
70	1	< 0.1%
500	1	< 0.1%
1000	4	< 0.1%
1200	2	< 0.1%
2000	2	< 0.1%
2402	1	< 0.1%
2800	1	< 0.1%
3000	1	< 0.1%

Value	Count	Frequency (%)
4182504	1	< 0.1%
3000000	1	< 0.1%
2700000	1	< 0.1%
2568000	1	< 0.1%
2162772	1	< 0.1%
2000000	1	< 0.1%
1460000	1	< 0.1%
1370000	1	< 0.1%
1300000	1	< 0.1%
1250000	2	< 0.1%

verification_status
Categorical

High correlation

Distinct	3
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	1.0 MiB

Source Verified	26584
Not Verified	22268
Verified	18969

Length

Max length	15
Median length	12
Mean length	12.05715
Min length	8

Characters and Unicode

Total characters	817728
Distinct characters	13
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Verified
2nd row	Source Verified
3rd row	Verified
4th row	Not Verified
5th row	Not Verified

Common Values

Value	Count	Frequency (%)
Source Verified	26584	39.2%
Not Verified	22268	32.8%
Verified	18969	28.0%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
verified	67821	58.1%
source	26584	22.8%
not	22268	19.1%

Most occurring characters

Value	Count	Frequency (%)
e	162226	19.8%
i	135642	16.6%
r	94405	11.5%
f	67821	8.3%
V	67821	8.3%
d	67821	8.3%
	48852	6.0%
o	48852	6.0%
S	26584	3.3%
c	26584	3.3%
Other values (3)	71120	8.7%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	817728	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
e	162226	19.8%
i	135642	16.6%
r	94405	11.5%
f	67821	8.3%
V	67821	8.3%
d	67821	8.3%
	48852	6.0%
o	48852	6.0%
S	26584	3.3%
c	26584	3.3%
Other values (3)	71120	8.7%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	817728	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
e	162226	19.8%
i	135642	16.6%
r	94405	11.5%
f	67821	8.3%
V	67821	8.3%
d	67821	8.3%
	48852	6.0%
o	48852	6.0%
S	26584	3.3%
c	26584	3.3%
Other values (3)	71120	8.7%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	817728	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
e	162226	19.8%
i	135642	16.6%
r	94405	11.5%
f	67821	8.3%
V	67821	8.3%
d	67821	8.3%
	48852	6.0%
o	48852	6.0%
S	26584	3.3%
c	26584	3.3%
Other values (3)	71120	8.7%

issue_d
Date

Distinct	139
Distinct (%)	0.2%
Missing	0
Missing (%)	0.0%
Memory size	1.0 MiB

Minimum	2007-06-01 00:00:00
Maximum	2018-12-01 00:00:00
Invalid dates	0
Invalid dates (%)	0.0%

Histogram with fixed size bins (bins=50)

loan_status
Categorical

High correlation Imbalance

Distinct	9
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	1.0 MiB

Fully Paid	32326
Current	26319
Charged Off	8107
Late (31-120 days)	610
In Grace Period	233
Other values (4)	226

Length

Max length	51
Median length	50
Mean length	9.0999248
Min length	7

Characters and Unicode

Total characters	617166
Distinct characters	38
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Charged Off
2nd row	Current
3rd row	Current
4th row	Fully Paid
5th row	Fully Paid

Common Values

Value	Count	Frequency (%)
Fully Paid	32326	47.7%
Current	26319	38.8%
Charged Off	8107	12.0%
Late (31-120 days)	610	0.9%
In Grace Period	233	0.3%
Late (16-30 days)	158	0.2%
Does not meet the credit policy. Status:Fully Paid	45	0.1%
Does not meet the credit policy. Status:Charged Off	21	< 0.1%
Default	2	< 0.1%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
paid	32371	29.2%
fully	32326	29.2%
current	26319	23.8%
off	8128	7.3%
charged	8107	7.3%
late	768	0.7%
days	768	0.7%
31-120	610	0.6%
in	233	0.2%
grace	233	0.2%
Other values (11)	855	0.8%

Most occurring characters

Value	Count	Frequency (%)
l	64810	10.5%
r	61298	9.9%
u	58758	9.5%
	42897	7.0%
a	42336	6.9%
d	41566	6.7%
e	36013	5.8%
C	34447	5.6%
y	33205	5.4%
i	32736	5.3%
Other values (28)	169100	27.4%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	617166	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
l	64810	10.5%
r	61298	9.9%
u	58758	9.5%
	42897	7.0%
a	42336	6.9%
d	41566	6.7%
e	36013	5.8%
C	34447	5.6%
y	33205	5.4%
i	32736	5.3%
Other values (28)	169100	27.4%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	617166	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
l	64810	10.5%
r	61298	9.9%
u	58758	9.5%
	42897	7.0%
a	42336	6.9%
d	41566	6.7%
e	36013	5.8%
C	34447	5.6%
y	33205	5.4%
i	32736	5.3%
Other values (28)	169100	27.4%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	617166	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
l	64810	10.5%
r	61298	9.9%
u	58758	9.5%
	42897	7.0%
a	42336	6.9%
d	41566	6.7%
e	36013	5.8%
C	34447	5.6%
y	33205	5.4%
i	32736	5.3%
Other values (28)	169100	27.4%

pymnt_plan
Boolean

High correlation Imbalance

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	596.1 KiB

False	67797
True	24

Value	Count	Frequency (%)
False	67797	> 99.9%
True	24	< 0.1%

url
Text

Unique

Distinct	67821
Distinct (%)	100.0%
Missing	0
Missing (%)	0.0%
Memory size	1.0 MiB

Length

Max length	66
Median length	65
Mean length	65.266333
Min length	62

Characters and Unicode

Total characters	4426428
Distinct characters	35
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	67821 ?
Unique (%)	100.0%

Sample

1st row	https://lendingclub.com/browse/loanDetail.action?loan_id=96404876
2nd row	https://lendingclub.com/browse/loanDetail.action?loan_id=116270275
3rd row	https://lendingclub.com/browse/loanDetail.action?loan_id=94716506
4th row	https://lendingclub.com/browse/loanDetail.action?loan_id=79044197
5th row	https://lendingclub.com/browse/loanDetail.action?loan_id=91443780

Value	Count	Frequency (%)
https://lendingclub.com/browse/loandetail.action?loan_id=29795278	1	< 0.1%
https://lendingclub.com/browse/loandetail.action?loan_id=144657889	1	< 0.1%
https://lendingclub.com/browse/loandetail.action?loan_id=96404876	1	< 0.1%
https://lendingclub.com/browse/loandetail.action?loan_id=116270275	1	< 0.1%
https://lendingclub.com/browse/loandetail.action?loan_id=94716506	1	< 0.1%
https://lendingclub.com/browse/loandetail.action?loan_id=79044197	1	< 0.1%
https://lendingclub.com/browse/loandetail.action?loan_id=91443780	1	< 0.1%
https://lendingclub.com/browse/loandetail.action?loan_id=88766045	1	< 0.1%
https://lendingclub.com/browse/loandetail.action?loan_id=131832227	1	< 0.1%
https://lendingclub.com/browse/loandetail.action?loan_id=136649827	1	< 0.1%
Other values (67811)	67811	> 99.9%

Most occurring characters

Value	Count	Frequency (%)
o	339105	7.7%
n	339105	7.7%
l	339105	7.7%
/	271284	6.1%
a	271284	6.1%
t	271284	6.1%
i	271284	6.1%
c	203463	4.6%
e	203463	4.6%
.	135642	3.1%
Other values (25)	1781409	40.2%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	4426428	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
o	339105	7.7%
n	339105	7.7%
l	339105	7.7%
/	271284	6.1%
a	271284	6.1%
t	271284	6.1%
i	271284	6.1%
c	203463	4.6%
e	203463	4.6%
.	135642	3.1%
Other values (25)	1781409	40.2%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	4426428	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
o	339105	7.7%
n	339105	7.7%
l	339105	7.7%
/	271284	6.1%
a	271284	6.1%
t	271284	6.1%
i	271284	6.1%
c	203463	4.6%
e	203463	4.6%
.	135642	3.1%
Other values (25)	1781409	40.2%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	4426428	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
o	339105	7.7%
n	339105	7.7%
l	339105	7.7%
/	271284	6.1%
a	271284	6.1%
t	271284	6.1%
i	271284	6.1%
c	203463	4.6%
e	203463	4.6%
.	135642	3.1%
Other values (25)	1781409	40.2%

desc
Text

Missing

Distinct	3788
Distinct (%)	99.7%
Missing	64023
Missing (%)	94.4%
Memory size	1.0 MiB

Length

Max length	3616
Median length	765
Mean length	229.63323
Min length	1

Characters and Unicode

Total characters	872147
Distinct characters	98
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	3786 ?
Unique (%)	99.7%

Sample

1st row	loan will be used for paying off credit card.
2nd row	Borrower added on 03/03/14 > I am consolidating high-interest credit card debt into one monthly payment with a better interest rate for a 3 year term.<br><br> Borrower added on 03/04/14 > Right now, I pay a around $450/month to separate credit cards and the balance never goes down. With this loan, the payment is about $100/month but at least there is an end in sight after 3 years. I just want to have one neat monthly payment with a finish line at the end.<br><br> Borrower added on 03/05/14 > Sorry, I meant the payment on this loan is $100/month more than what I pay right now.<br><br> Borrower added on 03/06/14 > Thank you to all the investors that have helped fund this loan. I really appreciate it.<br>
3rd row	Borrower added on 06/19/12 > I am trying to get rid of all of my credit cards, I have already cut them up and asked them for a lower rate but these companies do not want to help the consumer. I would like to be able to know that I am only 36 months away from being done with them for good. Thank you in advance for your support.<br><br> Borrower added on 06/19/12 > We are tired of the cycle of paying down debt on credit cards only to end up charging them back up again. I want to close our credit accounts and be able to count the days until we are completely done with the rat race circle.<br>
4th row	Borrower added on 04/12/10 > I am a responsible professional with a contract for employment that will span the years of this loan. I am single and have relatively low living expenses. I also have a strong credit score.<br/>I recently purchased a Honda Accord- which is the credit inquiry on my credit. I financed $20,000 for the $31,000 car since my past car was paid off and I traded my car in.<br/>
5th row	Borrower added on 08/21/12 > The loan is for home improvement on the exterior and back yard of my home<br><br> Borrower added on 08/27/12 > Home improvement to the exterior and back yard of my home because I desire to stay in this home at least for the next 20 years.<br><br> Borrower added on 08/29/12 > I assure that this home improvement will demonstrate to other neighbors the importance of my committment to keep our neighborhood looking great!<br>

Value	Count	Frequency (%)
to	6052	3.9%
on	5553	3.6%
i	5129	3.3%
	4629	3.0%
borrower	4367	2.8%
added	4365	2.8%
and	4011	2.6%
my	3720	2.4%
a	3683	2.4%
the	3190	2.0%
Other values (9880)	111269	71.3%

Most occurring characters

Value	Count	Frequency (%)
	162476	18.6%
e	70439	8.1%
o	58352	6.7%
a	53073	6.1%
r	49782	5.7%
t	47028	5.4%
n	44884	5.1%
d	37579	4.3%
i	35600	4.1%
s	29270	3.4%
Other values (88)	283664	32.5%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	872147	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
	162476	18.6%
e	70439	8.1%
o	58352	6.7%
a	53073	6.1%
r	49782	5.7%
t	47028	5.4%
n	44884	5.1%
d	37579	4.3%
i	35600	4.1%
s	29270	3.4%
Other values (88)	283664	32.5%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	872147	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
	162476	18.6%
e	70439	8.1%
o	58352	6.7%
a	53073	6.1%
r	49782	5.7%
t	47028	5.4%
n	44884	5.1%
d	37579	4.3%
i	35600	4.1%
s	29270	3.4%
Other values (88)	283664	32.5%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	872147	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
	162476	18.6%
e	70439	8.1%
o	58352	6.7%
a	53073	6.1%
r	49782	5.7%
t	47028	5.4%
n	44884	5.1%
d	37579	4.3%
i	35600	4.1%
s	29270	3.4%
Other values (88)	283664	32.5%

purpose
Categorical

High correlation

Distinct	14
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	1.0 MiB

debt_consolidation	38524
credit_card	15414
home_improvement	4559
other	4157
major_purchase	1455
Other values (9)	3712

Length

Max length	18
Median length	18
Mean length	14.817239
Min length	3

Characters and Unicode

Total characters	1004920
Distinct characters	22
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	debt_consolidation
2nd row	debt_consolidation
3rd row	debt_consolidation
4th row	credit_card
5th row	credit_card

Common Values

Value	Count	Frequency (%)
debt_consolidation	38524	56.8%
credit_card	15414	22.7%
home_improvement	4559	6.7%
other	4157	6.1%
major_purchase	1455	2.1%
medical	823	1.2%
car	717	1.1%
small_business	717	1.1%
vacation	445	0.7%
house	440	0.6%
Other values (4)	570	0.8%

Length

Histogram of lengths of the category

Value	Count	Frequency (%)
debt_consolidation	38524	56.8%
credit_card	15414	22.7%
home_improvement	4559	6.7%
other	4157	6.1%
major_purchase	1455	2.1%
medical	823	1.2%
car	717	1.1%
small_business	717	1.1%
vacation	445	0.7%
house	440	0.6%
Other values (4)	570	0.8%

Most occurring characters

Value	Count	Frequency (%)
o	131619	13.1%
d	108887	10.8%
t	101641	10.1%
i	99523	9.9%
n	83392	8.3%
e	75575	7.5%
c	72810	7.2%
_	60722	6.0%
a	60084	6.0%
s	43287	4.3%
Other values (12)	167380	16.7%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	1004920	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
o	131619	13.1%
d	108887	10.8%
t	101641	10.1%
i	99523	9.9%
n	83392	8.3%
e	75575	7.5%
c	72810	7.2%
_	60722	6.0%
a	60084	6.0%
s	43287	4.3%
Other values (12)	167380	16.7%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	1004920	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
o	131619	13.1%
d	108887	10.8%
t	101641	10.1%
i	99523	9.9%
n	83392	8.3%
e	75575	7.5%
c	72810	7.2%
_	60722	6.0%
a	60084	6.0%
s	43287	4.3%
Other values (12)	167380	16.7%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	1004920	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
o	131619	13.1%
d	108887	10.8%
t	101641	10.1%
i	99523	9.9%
n	83392	8.3%
e	75575	7.5%
c	72810	7.2%
_	60722	6.0%
a	60084	6.0%
s	43287	4.3%
Other values (12)	167380	16.7%

title
Text

Missing

Distinct	3031
Distinct (%)	4.5%
Missing	694
Missing (%)	1.0%
Memory size	1.0 MiB

Length

Max length	80
Median length	18
Mean length	17.6843
Min length	2

Characters and Unicode

Total characters	1187094
Distinct characters	84
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	2619 ?
Unique (%)	3.9%

Sample

1st row	Debt consolidation
2nd row	Debt consolidation
3rd row	Debt consolidation
4th row	Credit card refinancing
5th row	Credit card refinancing

Value	Count	Frequency (%)
debt	36353	24.9%
consolidation	36323	24.9%
credit	14933	10.2%
card	14673	10.0%
refinancing	14036	9.6%
home	4836	3.3%
improvement	4321	3.0%
other	3815	2.6%
purchase	1305	0.9%
major	1288	0.9%
Other values (1781)	14202	9.7%

Most occurring characters

Value	Count	Frequency (%)
n	128499	10.8%
i	126582	10.7%
o	125432	10.6%
t	98638	8.3%
e	92452	7.8%
	79180	6.7%
a	75631	6.4%
d	69142	5.8%
c	68454	5.8%
r	57592	4.9%
Other values (74)	265492	22.4%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	1187094	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
n	128499	10.8%
i	126582	10.7%
o	125432	10.6%
t	98638	8.3%
e	92452	7.8%
	79180	6.7%
a	75631	6.4%
d	69142	5.8%
c	68454	5.8%
r	57592	4.9%
Other values (74)	265492	22.4%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	1187094	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
n	128499	10.8%
i	126582	10.7%
o	125432	10.6%
t	98638	8.3%
e	92452	7.8%
	79180	6.7%
a	75631	6.4%
d	69142	5.8%
c	68454	5.8%
r	57592	4.9%
Other values (74)	265492	22.4%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	1187094	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
n	128499	10.8%
i	126582	10.7%
o	125432	10.6%
t	98638	8.3%
e	92452	7.8%
	79180	6.7%
a	75631	6.4%
d	69142	5.8%
c	68454	5.8%
r	57592	4.9%
Other values (74)	265492	22.4%

zip_code
Text

Distinct	874
Distinct (%)	1.3%
Missing	0
Missing (%)	0.0%
Memory size	1.0 MiB

Length

Max length	5
Median length	5
Mean length	5
Min length	5

Characters and Unicode

Total characters	339105
Distinct characters	11
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	21 ?
Unique (%)	< 0.1%

Sample

1st row	773xx
2nd row	548xx
3rd row	322xx
4th row	609xx
5th row	941xx

Value	Count	Frequency (%)
750xx	765	1.1%
112xx	711	1.0%
945xx	668	1.0%
300xx	630	0.9%
606xx	628	0.9%
331xx	576	0.8%
770xx	559	0.8%
070xx	530	0.8%
900xx	530	0.8%
100xx	529	0.8%
Other values (864)	61695	91.0%

Most occurring characters

Value	Count	Frequency (%)
x	135642	40.0%
0	30257	8.9%
1	24376	7.2%
3	22703	6.7%
2	21433	6.3%
7	20255	6.0%
9	19684	5.8%
4	17551	5.2%
8	16310	4.8%
5	16030	4.7%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	339105	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
x	135642	40.0%
0	30257	8.9%
1	24376	7.2%
3	22703	6.7%
2	21433	6.3%
7	20255	6.0%
9	19684	5.8%
4	17551	5.2%
8	16310	4.8%
5	16030	4.7%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	339105	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
x	135642	40.0%
0	30257	8.9%
1	24376	7.2%
3	22703	6.7%
2	21433	6.3%
7	20255	6.0%
9	19684	5.8%
4	17551	5.2%
8	16310	4.8%
5	16030	4.7%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	339105	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
x	135642	40.0%
0	30257	8.9%
1	24376	7.2%
3	22703	6.7%
2	21433	6.3%
7	20255	6.0%
9	19684	5.8%
4	17551	5.2%
8	16310	4.8%
5	16030	4.7%

addr_state
Categorical

High correlation

Distinct	50
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Memory size	1.0 MiB

CA	9400
NY	5700
TX	5528
FL	4833
IL	2765
Other values (45)	39595

Length

Max length	2
Median length	2
Mean length	2
Min length	2

Characters and Unicode

Total characters	135642
Distinct characters	24
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	TX
2nd row	WI
3rd row	FL
4th row	IL
5th row	CA

Common Values

Value	Count	Frequency (%)
CA	9400	13.9%
NY	5700	8.4%
TX	5528	8.2%
FL	4833	7.1%
IL	2765	4.1%
NJ	2437	3.6%
PA	2307	3.4%
GA	2241	3.3%
OH	2215	3.3%
VA	1984	2.9%
Other values (40)	28411	41.9%

Length

Histogram of lengths of the category

Value	Count	Frequency (%)
ca	9400	13.9%
ny	5700	8.4%
tx	5528	8.2%
fl	4833	7.1%
il	2765	4.1%
nj	2437	3.6%
pa	2307	3.4%
ga	2241	3.3%
oh	2215	3.3%
va	1984	2.9%
Other values (40)	28411	41.9%

Most occurring characters

Value	Count	Frequency (%)
A	22783	16.8%
N	15368	11.3%
C	14793	10.9%
L	9220	6.8%
T	8522	6.3%
M	8298	6.1%
I	7343	5.4%
Y	6477	4.8%
O	6094	4.5%
X	5528	4.1%
Other values (14)	31216	23.0%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	135642	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
A	22783	16.8%
N	15368	11.3%
C	14793	10.9%
L	9220	6.8%
T	8522	6.3%
M	8298	6.1%
I	7343	5.4%
Y	6477	4.8%
O	6094	4.5%
X	5528	4.1%
Other values (14)	31216	23.0%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	135642	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
A	22783	16.8%
N	15368	11.3%
C	14793	10.9%
L	9220	6.8%
T	8522	6.3%
M	8298	6.1%
I	7343	5.4%
Y	6477	4.8%
O	6094	4.5%
X	5528	4.1%
Other values (14)	31216	23.0%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	135642	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
A	22783	16.8%
N	15368	11.3%
C	14793	10.9%
L	9220	6.8%
T	8522	6.3%
M	8298	6.1%
I	7343	5.4%
Y	6477	4.8%
O	6094	4.5%
X	5528	4.1%
Other values (14)	31216	23.0%

dti
Real number (ℝ)

High correlation Skewed

Distinct	4720
Distinct (%)	7.0%
Missing	63
Missing (%)	0.1%
Infinite	0
Infinite (%)	0.0%
Mean	18.937623

Minimum	0
Maximum	999
Zeros	51
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	4.97
Q1	11.96
median	17.89
Q3	24.64
95-th percentile	33.92
Maximum	999
Range	999
Interquartile range (IQR)	12.68

Descriptive statistics

Standard deviation	15.220299
Coefficient of variation (CV)	0.80370695
Kurtosis	1787.7685
Mean	18.937623
Median Absolute Deviation (MAD)	6.3
Skewness	31.074946
Sum	1283175.5
Variance	231.65751
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
16.8	60	0.1%
19.2	56	0.1%
18	55	0.1%
0	51	0.1%
16.43	48	0.1%
11.76	48	0.1%
15.2	47	0.1%
14.81	46	0.1%
14.85	46	0.1%
16.36	46	0.1%
Other values (4710)	67255	99.2%
(Missing)	63	0.1%

Value	Count	Frequency (%)
0	51	0.1%
0.01	1	< 0.1%
0.05	1	< 0.1%
0.06	1	< 0.1%
0.07	1	< 0.1%
0.1	1	< 0.1%
0.11	2	< 0.1%
0.12	1	< 0.1%
0.13	1	< 0.1%
0.14	2	< 0.1%

Value	Count	Frequency (%)
999	6	< 0.1%
797.1	1	< 0.1%
690.18	1	< 0.1%
669.88	1	< 0.1%
545.05	1	< 0.1%
442.5	1	< 0.1%
358.76	1	< 0.1%
352.51	1	< 0.1%
343.37	1	< 0.1%
334.1	1	< 0.1%

delinq_2yrs
Real number (ℝ)

High correlation Zeros

Distinct	21
Distinct (%)	< 0.1%
Missing	1
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	0.30524919

Minimum	0
Maximum	24
Zeros	55148
Zeros (%)	81.3%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	2
Maximum	24
Range	24
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.85525302
Coefficient of variation (CV)	2.8018191
Kurtosis	60.636716
Mean	0.30524919
Median Absolute Deviation (MAD)	0
Skewness	5.7177958
Sum	20702
Variance	0.73145772
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=21)

Value	Count	Frequency (%)
0	55148	81.3%
1	8459	12.5%
2	2478	3.7%
3	896	1.3%
4	364	0.5%
5	208	0.3%
6	103	0.2%
7	58	0.1%
8	43	0.1%
9	16	< 0.1%
Other values (11)	47	0.1%

Value	Count	Frequency (%)
0	55148	81.3%
1	8459	12.5%
2	2478	3.7%
3	896	1.3%
4	364	0.5%
5	208	0.3%
6	103	0.2%
7	58	0.1%
8	43	0.1%
9	16	< 0.1%

Value	Count	Frequency (%)
24	1	< 0.1%
20	2	< 0.1%
18	1	< 0.1%
17	1	< 0.1%
16	2	< 0.1%
15	1	< 0.1%
14	2	< 0.1%
13	8	< 0.1%
12	8	< 0.1%
11	7	< 0.1%

earliest_cr_line
Date

Distinct	637
Distinct (%)	0.9%
Missing	1
Missing (%)	< 0.1%
Memory size	1.0 MiB

Minimum	1954-01-01 00:00:00
Maximum	2015-11-01 00:00:00
Invalid dates	0
Invalid dates (%)	0.0%

Histogram with fixed size bins (bins=50)

fico_range_low
Real number (ℝ)

High correlation

Distinct	43
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	698.59557

Minimum	625
Maximum	845
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	625
5-th percentile	660
Q1	675
median	690
Q3	715
95-th percentile	765
Maximum	845
Range	220
Interquartile range (IQR)	40

Descriptive statistics

Standard deviation	32.999597
Coefficient of variation (CV)	0.047237055
Kurtosis	1.3493002
Mean	698.59557
Median Absolute Deviation (MAD)	20
Skewness	1.1952891
Sum	47379450
Variance	1088.9734
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=43)

Value	Count	Frequency (%)
660	5684	8.4%
670	5427	8.0%
665	5325	7.9%
680	5090	7.5%
675	4903	7.2%
685	4448	6.6%
690	4285	6.3%
695	3862	5.7%
700	3823	5.6%
705	3453	5.1%
Other values (33)	21521	31.7%

Value	Count	Frequency (%)
625	1	< 0.1%
640	3	< 0.1%
645	1	< 0.1%
650	6	< 0.1%
655	5	< 0.1%
660	5684	8.4%
665	5325	7.9%
670	5427	8.0%
675	4903	7.2%
680	5090	7.5%

Value	Count	Frequency (%)
845	16	< 0.1%
840	23	< 0.1%
835	25	< 0.1%
830	48	0.1%
825	53	0.1%
820	86	0.1%
815	132	0.2%
810	146	0.2%
805	197	0.3%
800	251	0.4%

fico_range_high
Real number (ℝ)

High correlation

Distinct	43
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	702.5958

Minimum	629
Maximum	850
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	629
5-th percentile	664
Q1	679
median	694
Q3	719
95-th percentile	769
Maximum	850
Range	221
Interquartile range (IQR)	40

Descriptive statistics

Standard deviation	33.000648
Coefficient of variation (CV)	0.046969605
Kurtosis	1.3512352
Mean	702.5958
Median Absolute Deviation (MAD)	20
Skewness	1.1955786
Sum	47650750
Variance	1089.0427
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=43)

Value	Count	Frequency (%)
664	5684	8.4%
674	5427	8.0%
669	5325	7.9%
684	5090	7.5%
679	4903	7.2%
689	4448	6.6%
694	4285	6.3%
699	3862	5.7%
704	3823	5.6%
709	3453	5.1%
Other values (33)	21521	31.7%

Value	Count	Frequency (%)
629	1	< 0.1%
644	3	< 0.1%
649	1	< 0.1%
654	6	< 0.1%
659	5	< 0.1%
664	5684	8.4%
669	5325	7.9%
674	5427	8.0%
679	4903	7.2%
684	5090	7.5%

Value	Count	Frequency (%)
850	16	< 0.1%
844	23	< 0.1%
839	25	< 0.1%
834	48	0.1%
829	53	0.1%
824	86	0.1%
819	132	0.2%
814	146	0.2%
809	197	0.3%
804	251	0.4%

inq_last_6mths
Real number (ℝ)

High correlation Zeros

Distinct	11
Distinct (%)	< 0.1%
Missing	1
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	0.58083161

Minimum	0
Maximum	18
Zeros	41284
Zeros (%)	60.9%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	1
95-th percentile	2
Maximum	18
Range	18
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	0.88498621
Coefficient of variation (CV)	1.5236537
Kurtosis	6.4685466
Mean	0.58083161
Median Absolute Deviation (MAD)	0
Skewness	1.9511436
Sum	39392
Variance	0.78320059
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=11)

Value	Count	Frequency (%)
0	41284	60.9%
1	17586	25.9%
2	6091	9.0%
3	2125	3.1%
4	500	0.7%
5	181	0.3%
6	44	0.1%
7	4	< 0.1%
8	3	< 0.1%
18	1	< 0.1%

Value	Count	Frequency (%)
0	41284	60.9%
1	17586	25.9%
2	6091	9.0%
3	2125	3.1%
4	500	0.7%
5	181	0.3%
6	44	0.1%
7	4	< 0.1%
8	3	< 0.1%
10	1	< 0.1%

Value	Count	Frequency (%)
18	1	< 0.1%
10	1	< 0.1%
8	3	< 0.1%
7	4	< 0.1%
6	44	0.1%
5	181	0.3%
4	500	0.7%
3	2125	3.1%
2	6091	9.0%
1	17586	25.9%

mths_since_last_delinq
Real number (ℝ)

High correlation Missing

Distinct	115
Distinct (%)	0.3%
Missing	34676
Missing (%)	51.1%
Infinite	0
Infinite (%)	0.0%
Mean	34.594268

Minimum	0
Maximum	146
Zeros	63
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	5
Q1	16
median	32
Q3	50
95-th percentile	75
Maximum	146
Range	146
Interquartile range (IQR)	34

Descriptive statistics

Standard deviation	21.911203
Coefficient of variation (CV)	0.6333767
Kurtosis	-0.78206301
Mean	34.594268
Median Absolute Deviation (MAD)	17
Skewness	0.44091372
Sum	1146627
Variance	480.10082
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
12	642	0.9%
13	626	0.9%
6	610	0.9%
14	606	0.9%
7	605	0.9%
8	604	0.9%
15	602	0.9%
10	602	0.9%
11	599	0.9%
9	598	0.9%
Other values (105)	27051	39.9%
(Missing)	34676	51.1%

Value	Count	Frequency (%)
0	63	0.1%
1	201	0.3%
2	289	0.4%
3	409	0.6%
4	485	0.7%
5	533	0.8%
6	610	0.9%
7	605	0.9%
8	604	0.9%
9	598	0.9%

Value	Count	Frequency (%)
146	1	< 0.1%
126	1	< 0.1%
120	2	< 0.1%
118	2	< 0.1%
116	1	< 0.1%
115	1	< 0.1%
113	2	< 0.1%
112	1	< 0.1%
110	1	< 0.1%
106	1	< 0.1%

mths_since_last_record
Real number (ℝ)

Missing

Distinct	122
Distinct (%)	1.1%
Missing	57008
Missing (%)	84.1%
Infinite	0
Infinite (%)	0.0%
Mean	72.037085

Minimum	0
Maximum	126
Zeros	36
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	23.6
Q1	55
median	74
Q3	92
95-th percentile	113
Maximum	126
Range	126
Interquartile range (IQR)	37

Descriptive statistics

Standard deviation	26.515525
Coefficient of variation (CV)	0.3680816
Kurtosis	-0.42858803
Mean	72.037085
Median Absolute Deviation (MAD)	18
Skewness	-0.35266469
Sum	778937
Variance	703.07308
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
80	194	0.3%
67	178	0.3%
75	172	0.3%
72	166	0.2%
62	164	0.2%
84	162	0.2%
81	162	0.2%
78	160	0.2%
66	159	0.2%
76	157	0.2%
Other values (112)	9139	13.5%
(Missing)	57008	84.1%

Value	Count	Frequency (%)
0	36	0.1%
1	2	< 0.1%
2	7	< 0.1%
3	5	< 0.1%
4	10	< 0.1%
5	19	< 0.1%
6	19	< 0.1%
7	13	< 0.1%
8	19	< 0.1%
9	11	< 0.1%

Value	Count	Frequency (%)
126	1	< 0.1%
121	2	< 0.1%
119	37	0.1%
118	79	0.1%
117	91	0.1%
116	83	0.1%
115	93	0.1%
114	85	0.1%
113	95	0.1%
112	96	0.1%

open_acc
Real number (ℝ)

High correlation

Distinct	60
Distinct (%)	0.1%
Missing	1
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	11.607977

Minimum	0
Maximum	94
Zeros	2
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	4
Q1	8
median	11
Q3	14
95-th percentile	22
Maximum	94
Range	94
Interquartile range (IQR)	6

Descriptive statistics

Standard deviation	5.6468364
Coefficient of variation (CV)	0.48646172
Kurtosis	3.7268159
Mean	11.607977
Median Absolute Deviation (MAD)	3
Skewness	1.3305332
Sum	787253
Variance	31.886762
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
9	5854	8.6%
8	5735	8.5%
10	5603	8.3%
11	5271	7.8%
7	5247	7.7%
12	4622	6.8%
6	4425	6.5%
13	4108	6.1%
14	3570	5.3%
5	3185	4.7%
Other values (50)	20200	29.8%

Value	Count	Frequency (%)
0	2	< 0.1%
1	61	0.1%
2	322	0.5%
3	935	1.4%
4	2086	3.1%
5	3185	4.7%
6	4425	6.5%
7	5247	7.7%
8	5735	8.5%
9	5854	8.6%

Value	Count	Frequency (%)
94	1	< 0.1%
66	1	< 0.1%
61	1	< 0.1%
60	1	< 0.1%
57	1	< 0.1%
56	2	< 0.1%
53	2	< 0.1%
52	2	< 0.1%
51	4	< 0.1%
50	1	< 0.1%

pub_rec
Real number (ℝ)

High correlation Zeros

Distinct	16
Distinct (%)	< 0.1%
Missing	1
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	0.19764081

Minimum	0
Maximum	24
Zeros	57043
Zeros (%)	84.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	1
Maximum	24
Range	24
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.55892975
Coefficient of variation (CV)	2.8280077
Kurtosis	131.84474
Mean	0.19764081
Median Absolute Deviation (MAD)	0
Skewness	6.8980795
Sum	13404
Variance	0.31240246
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=16)

Value	Count	Frequency (%)
0	57043	84.1%
1	9206	13.6%
2	1034	1.5%
3	310	0.5%
4	119	0.2%
5	48	0.1%
6	26	< 0.1%
7	9	< 0.1%
8	8	< 0.1%
9	7	< 0.1%
Other values (6)	10	< 0.1%

Value	Count	Frequency (%)
0	57043	84.1%
1	9206	13.6%
2	1034	1.5%
3	310	0.5%
4	119	0.2%
5	48	0.1%
6	26	< 0.1%
7	9	< 0.1%
8	8	< 0.1%
9	7	< 0.1%

Value	Count	Frequency (%)
24	1	< 0.1%
20	1	< 0.1%
19	1	< 0.1%
12	1	< 0.1%
11	3	< 0.1%
10	3	< 0.1%
9	7	< 0.1%
8	8	< 0.1%
7	9	< 0.1%
6	26	< 0.1%

revol_bal
Real number (ℝ)

High correlation

Distinct	31351
Distinct (%)	46.2%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	16625.099

Minimum	0
Maximum	1101954
Zeros	341
Zeros (%)	0.5%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	1595
Q1	5931
median	11345
Q3	20322
95-th percentile	45463
Maximum	1101954
Range	1101954
Interquartile range (IQR)	14391

Descriptive statistics

Standard deviation	21952.052
Coefficient of variation (CV)	1.3204163
Kurtosis	251.5847
Mean	16625.099
Median Absolute Deviation (MAD)	6414
Skewness	9.9499945
Sum	1.1275308 × 10⁹
Variance	4.8189257 × 10⁸
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	341	0.5%
5817	12	< 0.1%
11622	12	< 0.1%
3933	12	< 0.1%
10428	11	< 0.1%
5426	11	< 0.1%
10349	11	< 0.1%
7373	11	< 0.1%
6427	11	< 0.1%
7236	10	< 0.1%
Other values (31341)	67379	99.3%

Value	Count	Frequency (%)
0	341	0.5%
1	4	< 0.1%
2	5	< 0.1%
3	2	< 0.1%
4	8	< 0.1%
5	5	< 0.1%
6	2	< 0.1%
7	4	< 0.1%
8	5	< 0.1%
9	5	< 0.1%

Value	Count	Frequency (%)
1101954	1	< 0.1%
971736	1	< 0.1%
799950	1	< 0.1%
664894	1	< 0.1%
659947	1	< 0.1%
566420	1	< 0.1%
486649	1	< 0.1%
484549	1	< 0.1%
477970	1	< 0.1%
454191	1	< 0.1%

revol_util
Real number (ℝ)

High correlation

Distinct	1073
Distinct (%)	1.6%
Missing	46
Missing (%)	0.1%
Infinite	0
Infinite (%)	0.0%
Mean	50.465264

Minimum	0
Maximum	137.9
Zeros	364
Zeros (%)	0.5%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	9.5
Q1	31.7
median	50.4
Q3	69.5
95-th percentile	91.2
Maximum	137.9
Range	137.9
Interquartile range (IQR)	37.8

Descriptive statistics

Standard deviation	24.742038
Coefficient of variation (CV)	0.49027858
Kurtosis	-0.83482428
Mean	50.465264
Median Absolute Deviation (MAD)	18.9
Skewness	-0.0049774896
Sum	3420283.3
Variance	612.16844
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	364	0.5%
57	147	0.2%
45	138	0.2%
61	135	0.2%
48	133	0.2%
55	133	0.2%
44	133	0.2%
60	132	0.2%
39	130	0.2%
46	127	0.2%
Other values (1063)	66203	97.6%

Value	Count	Frequency (%)
0	364	0.5%
0.1	46	0.1%
0.12	1	< 0.1%
0.2	41	0.1%
0.3	27	< 0.1%
0.4	22	< 0.1%
0.5	36	0.1%
0.6	32	< 0.1%
0.7	26	< 0.1%
0.8	28	< 0.1%

Value	Count	Frequency (%)
137.9	1	< 0.1%
133.6	1	< 0.1%
129.4	1	< 0.1%
128.7	1	< 0.1%
127.6	2	< 0.1%
115.7	2	< 0.1%
114.8	1	< 0.1%
113.8	1	< 0.1%
113.7	1	< 0.1%
113.1	1	< 0.1%

total_acc
Real number (ℝ)

High correlation

Distinct	107
Distinct (%)	0.2%
Missing	1
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	24.216264

Minimum	1
Maximum	165
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	1
5-th percentile	8
Q1	15
median	22
Q3	31
95-th percentile	47
Maximum	165
Range	164
Interquartile range (IQR)	16

Descriptive statistics

Standard deviation	12.069215
Coefficient of variation (CV)	0.49839295
Kurtosis	2.3137989
Mean	24.216264
Median Absolute Deviation (MAD)	8
Skewness	1.0554072
Sum	1642347
Variance	145.66595
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
21	2518	3.7%
18	2472	3.6%
20	2470	3.6%
19	2442	3.6%
22	2409	3.6%
17	2404	3.5%
23	2396	3.5%
15	2360	3.5%
16	2342	3.5%
24	2263	3.3%
Other values (97)	43744	64.5%

Value	Count	Frequency (%)
1	1	< 0.1%
2	43	0.1%
3	132	0.2%
4	305	0.4%
5	477	0.7%
6	712	1.0%
7	959	1.4%
8	1178	1.7%
9	1416	2.1%
10	1528	2.3%

Value	Count	Frequency (%)
165	1	< 0.1%
160	1	< 0.1%
144	1	< 0.1%
133	1	< 0.1%
116	1	< 0.1%
112	1	< 0.1%
111	1	< 0.1%
101	1	< 0.1%
99	1	< 0.1%
98	1	< 0.1%

initial_list_status
Categorical

High correlation

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	1.0 MiB

w	46039
f	21782

Length

Max length	1
Median length	1
Mean length	1
Min length	1

Characters and Unicode

Total characters	67821
Distinct characters	2
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	f
2nd row	w
3rd row	f
4th row	f
5th row	w

Common Values

Value	Count	Frequency (%)
w	46039	67.9%
f	21782	32.1%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
w	46039	67.9%
f	21782	32.1%

Most occurring characters

Value	Count	Frequency (%)
w	46039	67.9%
f	21782	32.1%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	67821	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
w	46039	67.9%
f	21782	32.1%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	67821	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
w	46039	67.9%
f	21782	32.1%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	67821	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
w	46039	67.9%
f	21782	32.1%

out_prncp
Real number (ℝ)

High correlation Zeros

Distinct	22587
Distinct (%)	33.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	4191.1591

Minimum	0
Maximum	39318.12
Zeros	40642
Zeros (%)	59.9%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	6042.64
95-th percentile	21072.04
Maximum	39318.12
Range	39318.12
Interquartile range (IQR)	6042.64

Descriptive statistics

Standard deviation	7329.4412
Coefficient of variation (CV)	1.7487862
Kurtosis	4.0209917
Mean	4191.1591
Median Absolute Deviation (MAD)	0
Skewness	2.0740616
Sum	2.842486 × 10⁸
Variance	53720709
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	40642	59.9%
8747.25	11	< 0.1%
9238.49	10	< 0.1%
7705.1	10	< 0.1%
8784.5	9	< 0.1%
30587.85	9	< 0.1%
8457.66	9	< 0.1%
8808.53	9	< 0.1%
9070.32	9	< 0.1%
6725.76	9	< 0.1%
Other values (22577)	27094	39.9%

Value	Count	Frequency (%)
0	40642	59.9%
0.03	1	< 0.1%
0.13	1	< 0.1%
0.18	2	< 0.1%
0.29	1	< 0.1%
0.34	1	< 0.1%
0.37	1	< 0.1%
0.4	1	< 0.1%
0.41	1	< 0.1%
0.46	1	< 0.1%

Value	Count	Frequency (%)
39318.12	1	< 0.1%
39257.67	1	< 0.1%
39136.96	1	< 0.1%
39055.41	1	< 0.1%
39040.73	1	< 0.1%
39010.32	1	< 0.1%
38766.44	1	< 0.1%
38669.13	1	< 0.1%
38608.83	1	< 0.1%
38553.3	3	< 0.1%

out_prncp_inv
Real number (ℝ)

High correlation Zeros

Distinct	22824
Distinct (%)	33.7%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	4190.2138

Minimum	0
Maximum	39318.12
Zeros	40642
Zeros (%)	59.9%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	6035.36
95-th percentile	21070.39
Maximum	39318.12
Range	39318.12
Interquartile range (IQR)	6035.36

Descriptive statistics

Standard deviation	7328.5608
Coefficient of variation (CV)	1.7489706
Kurtosis	4.0230643
Mean	4190.2138
Median Absolute Deviation (MAD)	0
Skewness	2.0744797
Sum	2.8418449 × 10⁸
Variance	53707803
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	40642	59.9%
8747.25	11	< 0.1%
7705.1	10	< 0.1%
9238.49	10	< 0.1%
8457.66	9	< 0.1%
6172.91	9	< 0.1%
16392.01	9	< 0.1%
8757.61	8	< 0.1%
30587.85	8	< 0.1%
2996.63	8	< 0.1%
Other values (22814)	27097	40.0%

Value	Count	Frequency (%)
0	40642	59.9%
0.03	1	< 0.1%
0.13	1	< 0.1%
0.18	2	< 0.1%
0.29	1	< 0.1%
0.34	1	< 0.1%
0.37	1	< 0.1%
0.4	1	< 0.1%
0.41	1	< 0.1%
0.46	1	< 0.1%

Value	Count	Frequency (%)
39318.12	1	< 0.1%
39257.67	1	< 0.1%
39136.96	1	< 0.1%
39055.41	1	< 0.1%
39040.73	1	< 0.1%
39010.32	1	< 0.1%
38766.44	1	< 0.1%
38669.13	1	< 0.1%
38608.83	1	< 0.1%
38553.3	3	< 0.1%

total_pymnt
Real number (ℝ)

High correlation

Distinct	64798
Distinct (%)	95.5%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	12123.252

Minimum	0
Maximum	62687.031
Zeros	27
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	1363.25
Q1	4546.75
median	9412.282
Q3	17022.552
95-th percentile	32765.2
Maximum	62687.031
Range	62687.031
Interquartile range (IQR)	12475.802

Descriptive statistics

Standard deviation	9904.4306
Coefficient of variation (CV)	0.81697803
Kurtosis	1.3371219
Mean	12123.252
Median Absolute Deviation (MAD)	5683.4518
Skewness	1.2598179
Sum	8.2221107 × 10⁸
Variance	98097745
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	27	< 0.1%
27095.91178	9	< 0.1%
10838.35484	8	< 0.1%
915.34	8	< 0.1%
4185.03	8	< 0.1%
9737.46	7	< 0.1%
13510.12859	7	< 0.1%
5791.27	7	< 0.1%
2765.74	7	< 0.1%
2881.07	7	< 0.1%
Other values (64788)	67726	99.9%

Value	Count	Frequency (%)
0	27	< 0.1%
33.63	1	< 0.1%
93.83	1	< 0.1%
102.83	1	< 0.1%
107.42	2	< 0.1%
110.28	2	< 0.1%
113.29	1	< 0.1%
113.59	1	< 0.1%
117.05	1	< 0.1%
121.82	1	< 0.1%

Value	Count	Frequency (%)
62687.03089	1	< 0.1%
62070.70453	1	< 0.1%
60576.30682	1	< 0.1%
60336.05294	1	< 0.1%
60197.48715	1	< 0.1%
59807.61598	1	< 0.1%
59702.84173	1	< 0.1%
59683.79981	1	< 0.1%
59534.6569	1	< 0.1%
59068.97352	1	< 0.1%

total_pymnt_inv
Real number (ℝ)

High correlation

Distinct	63817
Distinct (%)	94.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	12106.854

Minimum	0
Maximum	62687.03
Zeros	32
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	1354.48
Q1	4532.36
median	9397.7
Q3	17005.04
95-th percentile	32745.62
Maximum	62687.03
Range	62687.03
Interquartile range (IQR)	12472.68

Descriptive statistics

Standard deviation	9901.3022
Coefficient of variation (CV)	0.81782616
Kurtosis	1.3404702
Mean	12106.854
Median Absolute Deviation (MAD)	5680.49
Skewness	1.2608413
Sum	8.2109897 × 10⁸
Variance	98035786
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	32	< 0.1%
10956.78	12	< 0.1%
11784.23	11	< 0.1%
11431.12	11	< 0.1%
11977.77	9	< 0.1%
27095.91	9	< 0.1%
915.34	8	< 0.1%
21913.55	8	< 0.1%
11258.44	8	< 0.1%
26296.28	8	< 0.1%
Other values (63807)	67705	99.8%

Value	Count	Frequency (%)
0	32	< 0.1%
33.63	1	< 0.1%
64.03	1	< 0.1%
89.69	1	< 0.1%
90.6	1	< 0.1%
91.48	1	< 0.1%
100.89	1	< 0.1%
107.42	2	< 0.1%
110.28	2	< 0.1%
111.22	1	< 0.1%

Value	Count	Frequency (%)
62687.03	1	< 0.1%
62026.37	1	< 0.1%
60576.31	1	< 0.1%
60336.05	1	< 0.1%
60197.49	1	< 0.1%
59702.84	1	< 0.1%
59683.8	1	< 0.1%
59679.46	1	< 0.1%
59403.14	1	< 0.1%
59068.97	1	< 0.1%

total_rec_prncp
Real number (ℝ)

High correlation

Distinct	31445
Distinct (%)	46.4%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	9539.3143

Minimum	0
Maximum	40000
Zeros	69
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	833.31
Q1	3001.14
median	7000
Q3	14000
95-th percentile	27991.2
Maximum	40000
Range	40000
Interquartile range (IQR)	10998.86

Descriptive statistics

Standard deviation	8339.4348
Coefficient of variation (CV)	0.87421743
Kurtosis	1.0963309
Mean	9539.3143
Median Absolute Deviation (MAD)	4721.66
Skewness	1.250031
Sum	6.4696583 × 10⁸
Variance	69546172
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
10000	2376	3.5%
12000	1772	2.6%
15000	1742	2.6%
20000	1698	2.5%
35000	1185	1.7%
6000	1177	1.7%
5000	1162	1.7%
8000	1149	1.7%
16000	873	1.3%
25000	801	1.2%
Other values (31435)	53886	79.5%

Value	Count	Frequency (%)
0	69	0.1%
23.97	1	< 0.1%
30.32	1	< 0.1%
30.56	1	< 0.1%
41.26	1	< 0.1%
43.28	1	< 0.1%
46.44	1	< 0.1%
52.38	1	< 0.1%
54.82	1	< 0.1%
62.62	2	< 0.1%

Value	Count	Frequency (%)
40000	156	0.2%
39850	1	< 0.1%
39775	2	< 0.1%
39500	1	< 0.1%
39350	1	< 0.1%
39000	2	< 0.1%
38756.91	2	< 0.1%
38724.46	1	< 0.1%
38640.37	1	< 0.1%
38594.08	1	< 0.1%

total_rec_int
Real number (ℝ)

High correlation

Distinct	60472
Distinct (%)	89.2%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	2439.0198

Minimum	0
Maximum	27687.03
Zeros	73
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	201.24
Q1	733.3
median	1535.52
Q3	3128.69
95-th percentile	7816.73
Maximum	27687.03
Range	27687.03
Interquartile range (IQR)	2395.39

Descriptive statistics

Standard deviation	2671.7501
Coefficient of variation (CV)	1.0954196
Kurtosis	8.9189387
Mean	2439.0198
Median Absolute Deviation (MAD)	985.46
Skewness	2.5156041
Sum	1.6541676 × 10⁸
Variance	7138248.4
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	73	0.1%
1784.23	14	< 0.1%
956.78	13	< 0.1%
1431.12	13	< 0.1%
1977.77	12	< 0.1%
2095.91	9	< 0.1%
1809.76	9	< 0.1%
838.35	9	< 0.1%
2862.28	9	< 0.1%
1257.53	8	< 0.1%
Other values (60462)	67652	99.8%

Value	Count	Frequency (%)
0	73	0.1%
0.25	1	< 0.1%
0.55	2	< 0.1%
0.66	1	< 0.1%
0.89	1	< 0.1%
0.91	1	< 0.1%
0.92	1	< 0.1%
0.94	1	< 0.1%
0.95	1	< 0.1%
0.99	1	< 0.1%

Value	Count	Frequency (%)
27687.03	1	< 0.1%
27236.97	1	< 0.1%
27070.7	1	< 0.1%
25950.98	1	< 0.1%
25576.31	1	< 0.1%
25536.61	1	< 0.1%
25336.05	1	< 0.1%
25197.49	1	< 0.1%
24805.34	1	< 0.1%
24757.65	1	< 0.1%

total_rec_late_fee
Real number (ℝ)

Zeros

Distinct	1501
Distinct (%)	2.2%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	1.4477943

Minimum	-2 × 10^-9
Maximum	584.7
Zeros	65248
Zeros (%)	96.2%
Negative	1
Negative (%)	< 0.1%
Memory size	1.0 MiB

Quantile statistics

Minimum	-2 × 10^-9
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	584.7
Range	584.7
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	11.115548
Coefficient of variation (CV)	7.677574
Kurtosis	618.77552
Mean	1.4477943
Median Absolute Deviation (MAD)	0
Skewness	19.158227
Sum	98190.856
Variance	123.5554
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	65248	96.2%
15	590	0.9%
30	124	0.2%
45	37	0.1%
60	18	< 0.1%
75	6	< 0.1%
16.49	6	< 0.1%
16.37	6	< 0.1%
90	5	< 0.1%
15.94	5	< 0.1%
Other values (1491)	1776	2.6%

Value	Count	Frequency (%)
-2 × 10^-9	1	< 0.1%
0	65248	96.2%
0.01	1	< 0.1%
1.88	1	< 0.1%
4	1	< 0.1%
7	1	< 0.1%
10	1	< 0.1%
11.48	1	< 0.1%
14.645	1	< 0.1%
14.91605558	1	< 0.1%

Value	Count	Frequency (%)
584.7	1	< 0.1%
571.4	1	< 0.1%
525.2	1	< 0.1%
492.31	1	< 0.1%
457.82	1	< 0.1%
427.14	1	< 0.1%
411.12	1	< 0.1%
367.05	1	< 0.1%
354.92	1	< 0.1%
352.07	1	< 0.1%

recoveries
Real number (ℝ)

High correlation Zeros

Distinct	5386
Distinct (%)	7.9%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	143.47013

Minimum	0
Maximum	25346.1
Zeros	62171
Zeros (%)	91.7%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	925.49
Maximum	25346.1
Range	25346.1
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	728.95388
Coefficient of variation (CV)	5.0808757
Kurtosis	164.45736
Mean	143.47013
Median Absolute Deviation (MAD)	0
Skewness	10.030248
Sum	9730287.5
Variance	531373.76
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	62171	91.7%
50	23	< 0.1%
100	19	< 0.1%
150	13	< 0.1%
200	13	< 0.1%
75	12	< 0.1%
600	11	< 0.1%
400	9	< 0.1%
350	7	< 0.1%
175	6	< 0.1%
Other values (5376)	5537	8.2%

Value	Count	Frequency (%)
0	62171	91.7%
0.03	1	< 0.1%
0.04	2	< 0.1%
0.06	3	< 0.1%
0.08	1	< 0.1%
0.09	2	< 0.1%
0.1	3	< 0.1%
0.11	1	< 0.1%
0.12	2	< 0.1%
0.16	2	< 0.1%

Value	Count	Frequency (%)
25346.1	1	< 0.1%
23194.48	1	< 0.1%
21493.26	1	< 0.1%
19892.11	1	< 0.1%
17516.34	1	< 0.1%
17003.17	1	< 0.1%
16997.13	1	< 0.1%
16886.27	1	< 0.1%
16205.26	1	< 0.1%
16078.46	1	< 0.1%

collection_recovery_fee
Real number (ℝ)

High correlation Zeros

Distinct	5246
Distinct (%)	7.7%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	23.772092

Minimum	0
Maximum	4562.298
Zeros	62419
Zeros (%)	92.0%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	136.611
Maximum	4562.298
Range	4562.298
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	127.36989
Coefficient of variation (CV)	5.357959
Kurtosis	182.89481
Mean	23.772092
Median Absolute Deviation (MAD)	0
Skewness	10.658839
Sum	1612247.1
Variance	16223.09
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	62419	92.0%
9	18	< 0.1%
18	12	< 0.1%
27	11	< 0.1%
108	10	< 0.1%
36	8	< 0.1%
13.5	8	< 0.1%
63	7	< 0.1%
72	7	< 0.1%
144	5	< 0.1%
Other values (5236)	5316	7.8%

Value	Count	Frequency (%)
0	62419	92.0%
0.3221	1	< 0.1%
0.3353000003	1	< 0.1%
0.38	1	< 0.1%
0.44	1	< 0.1%
0.4547	1	< 0.1%
0.55	1	< 0.1%
0.57	1	< 0.1%
0.6	1	< 0.1%
0.62	1	< 0.1%

Value	Count	Frequency (%)
4562.298	1	< 0.1%
4175.0064	1	< 0.1%
3868.7868	1	< 0.1%
3580.5798	1	< 0.1%
3152.9412	1	< 0.1%
3060.5706	1	< 0.1%
3059.4834	1	< 0.1%
3039.5286	1	< 0.1%
2916.9468	1	< 0.1%
2894.1228	1	< 0.1%

last_pymnt_d
Date

Distinct	128
Distinct (%)	0.2%
Missing	66
Missing (%)	0.1%
Memory size	1.0 MiB

Minimum	2008-02-01 00:00:00
Maximum	2019-03-01 00:00:00
Invalid dates	0
Invalid dates (%)	0.0%

Histogram with fixed size bins (bins=50)

last_pymnt_amnt
Real number (ℝ)

High correlation

Distinct	43925
Distinct (%)	64.8%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	3465.2517

Minimum	0
Maximum	41095.65
Zeros	81
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	100
Q1	310.57
median	602.37
Q3	3847.73
95-th percentile	17056.89
Maximum	41095.65
Range	41095.65
Interquartile range (IQR)	3537.16

Descriptive statistics

Standard deviation	6049.1729
Coefficient of variation (CV)	1.7456662
Kurtosis	6.8439916
Mean	3465.2517
Median Absolute Deviation (MAD)	399.96
Skewness	2.5336892
Sum	2.3501684 × 10⁸
Variance	36592493
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
50	111	0.2%
0	81	0.1%
100	65	0.1%
361.38	65	0.1%
332.1	63	0.1%
301.15	61	0.1%
313.23	55	0.1%
309.74	50	0.1%
320.05	48	0.1%
322.35	48	0.1%
Other values (43915)	67174	99.0%

Value	Count	Frequency (%)
0	81	0.1%
0.01	10	< 0.1%
0.02	3	< 0.1%
0.03	3	< 0.1%
0.04	2	< 0.1%
0.05	4	< 0.1%
0.06	2	< 0.1%
0.07	4	< 0.1%
0.08	3	< 0.1%
0.09	1	< 0.1%

Value	Count	Frequency (%)
41095.65	1	< 0.1%
40811.15	1	< 0.1%
40690.5	1	< 0.1%
40642.54	1	< 0.1%
40521.7	1	< 0.1%
40401.94	1	< 0.1%
40377.68	1	< 0.1%
40308.01	1	< 0.1%
40287.2	1	< 0.1%
40266.11	1	< 0.1%

next_pymnt_d
Date

Missing

Distinct	39
Distinct (%)	0.1%
Missing	40433
Missing (%)	59.6%
Memory size	1.0 MiB

Minimum	2008-12-01 00:00:00
Maximum	2019-05-01 00:00:00
Invalid dates	0
Invalid dates (%)	0.0%

Histogram with fixed size bins (bins=39)

last_credit_pull_d
Date

Distinct	116
Distinct (%)	0.2%
Missing	0
Missing (%)	0.0%
Memory size	1.0 MiB

Minimum	2007-06-01 00:00:00
Maximum	2019-03-01 00:00:00
Invalid dates	0
Invalid dates (%)	0.0%

Histogram with fixed size bins (bins=50)

last_fico_range_high
Real number (ℝ)

High correlation

Distinct	72
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	687.46727

Minimum	0
Maximum	850
Zeros	7
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	534
Q1	654
median	699
Q3	734
95-th percentile	794
Maximum	850
Range	850
Interquartile range (IQR)	80

Descriptive statistics

Standard deviation	73.262444
Coefficient of variation (CV)	0.10656863
Kurtosis	0.88669788
Mean	687.46727
Median Absolute Deviation (MAD)	40
Skewness	-0.75987978
Sum	46624718
Variance	5367.3857
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
694	2499	3.7%
709	2459	3.6%
699	2448	3.6%
719	2385	3.5%
714	2384	3.5%
704	2375	3.5%
684	2319	3.4%
689	2300	3.4%
724	2278	3.4%
679	2153	3.2%
Other values (62)	44221	65.2%

Value	Count	Frequency (%)
0	7	< 0.1%
499	1112	1.6%
504	271	0.4%
509	287	0.4%
514	317	0.5%
519	325	0.5%
524	373	0.5%
529	383	0.6%
534	376	0.6%
539	416	0.6%

Value	Count	Frequency (%)
850	17	< 0.1%
844	19	< 0.1%
839	53	0.1%
834	106	0.2%
829	164	0.2%
824	204	0.3%
819	294	0.4%
814	403	0.6%
809	478	0.7%
804	583	0.9%

last_fico_range_low
Real number (ℝ)

High correlation Zeros

Distinct	71
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	675.35137

Minimum	0
Maximum	845
Zeros	1119
Zeros (%)	1.6%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	530
Q1	650
median	695
Q3	730
95-th percentile	790
Maximum	845
Range	845
Interquartile range (IQR)	80

Descriptive statistics

Standard deviation	111.25491
Coefficient of variation (CV)	0.16473634
Kurtosis	19.82994
Mean	675.35137
Median Absolute Deviation (MAD)	40
Skewness	-3.7191305
Sum	45803005
Variance	12377.656
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
690	2499	3.7%
705	2459	3.6%
695	2448	3.6%
715	2385	3.5%
710	2384	3.5%
700	2375	3.5%
680	2319	3.4%
685	2300	3.4%
720	2278	3.4%
675	2153	3.2%
Other values (61)	44221	65.2%

Value	Count	Frequency (%)
0	1119	1.6%
500	271	0.4%
505	287	0.4%
510	317	0.5%
515	325	0.5%
520	373	0.5%
525	383	0.6%
530	376	0.6%
535	416	0.6%
540	427	0.6%

Value	Count	Frequency (%)
845	17	< 0.1%
840	19	< 0.1%
835	53	0.1%
830	106	0.2%
825	164	0.2%
820	204	0.3%
815	294	0.4%
810	403	0.6%
805	478	0.7%
800	583	0.9%

collections_12_mths_ex_med
Real number (ℝ)

Zeros

Distinct	7
Distinct (%)	< 0.1%
Missing	6
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	0.018240802

Minimum	0
Maximum	6
Zeros	66688
Zeros (%)	98.3%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	6
Range	6
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.15159498
Coefficient of variation (CV)	8.3107628
Kurtosis	239.39851
Mean	0.018240802
Median Absolute Deviation (MAD)	0
Skewness	11.908474
Sum	1237
Variance	0.022981038
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=7)

Value	Count	Frequency (%)
0	66688	98.3%
1	1051	1.5%
2	58	0.1%
3	11	< 0.1%
6	3	< 0.1%
5	3	< 0.1%
4	1	< 0.1%
(Missing)	6	< 0.1%

Value	Count	Frequency (%)
0	66688	98.3%
1	1051	1.5%
2	58	0.1%
3	11	< 0.1%
4	1	< 0.1%
5	3	< 0.1%
6	3	< 0.1%

Value	Count	Frequency (%)
6	3	< 0.1%
5	3	< 0.1%
4	1	< 0.1%
3	11	< 0.1%
2	58	0.1%
1	1051	1.5%
0	66688	98.3%

mths_since_last_major_derog
Real number (ℝ)

High correlation Missing

Distinct	125
Distinct (%)	0.7%
Missing	50351
Missing (%)	74.2%
Infinite	0
Infinite (%)	0.0%
Mean	44.325758

Minimum	0
Maximum	155
Zeros	10
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	10
Q1	27
median	44
Q3	62
95-th percentile	77
Maximum	155
Range	155
Interquartile range (IQR)	35

Descriptive statistics

Standard deviation	21.478716
Coefficient of variation (CV)	0.4845651
Kurtosis	-0.72618836
Mean	44.325758
Median Absolute Deviation (MAD)	17
Skewness	0.036649102
Sum	774371
Variance	461.33523
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
38	287	0.4%
36	285	0.4%
47	285	0.4%
40	281	0.4%
42	279	0.4%
46	276	0.4%
44	273	0.4%
48	272	0.4%
45	270	0.4%
29	264	0.4%
Other values (115)	14698	21.7%
(Missing)	50351	74.2%

Value	Count	Frequency (%)
0	10	< 0.1%
1	42	0.1%
2	39	0.1%
3	66	0.1%
4	93	0.1%
5	101	0.1%
6	125	0.2%
7	122	0.2%
8	126	0.2%
9	130	0.2%

Value	Count	Frequency (%)
155	1	< 0.1%
146	1	< 0.1%
140	1	< 0.1%
130	1	< 0.1%
126	1	< 0.1%
125	1	< 0.1%
124	1	< 0.1%
123	1	< 0.1%
120	3	< 0.1%
118	3	< 0.1%

policy_code
Categorical

Constant

Distinct	1
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	1.0 MiB

1.0	67821

Length

Max length	3
Median length	3
Mean length	3
Min length	3

Characters and Unicode

Total characters	203463
Distinct characters	3
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	1.0
2nd row	1.0
3rd row	1.0
4th row	1.0
5th row	1.0

Common Values

Value	Count	Frequency (%)
1.0	67821	100.0%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
1.0	67821	100.0%

Most occurring characters

Value	Count	Frequency (%)
1	67821	33.3%
.	67821	33.3%
0	67821	33.3%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	203463	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
1	67821	33.3%
.	67821	33.3%
0	67821	33.3%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	203463	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
1	67821	33.3%
.	67821	33.3%
0	67821	33.3%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	203463	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
1	67821	33.3%
.	67821	33.3%
0	67821	33.3%

application_type
Categorical

High correlation Imbalance

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	1.0 MiB

Individual	64214
Joint App	3607

Length

Max length	10
Median length	10
Mean length	9.9468159
Min length	9

Characters and Unicode

Total characters	674603
Distinct characters	14
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Individual
2nd row	Individual
3rd row	Individual
4th row	Individual
5th row	Individual

Common Values

Value	Count	Frequency (%)
Individual	64214	94.7%
Joint App	3607	5.3%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
individual	64214	89.9%
joint	3607	5.0%
app	3607	5.0%

Most occurring characters

Value	Count	Frequency (%)
i	132035	19.6%
d	128428	19.0%
n	67821	10.1%
I	64214	9.5%
v	64214	9.5%
u	64214	9.5%
a	64214	9.5%
l	64214	9.5%
p	7214	1.1%
J	3607	0.5%
Other values (4)	14428	2.1%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	674603	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
i	132035	19.6%
d	128428	19.0%
n	67821	10.1%
I	64214	9.5%
v	64214	9.5%
u	64214	9.5%
a	64214	9.5%
l	64214	9.5%
p	7214	1.1%
J	3607	0.5%
Other values (4)	14428	2.1%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	674603	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
i	132035	19.6%
d	128428	19.0%
n	67821	10.1%
I	64214	9.5%
v	64214	9.5%
u	64214	9.5%
a	64214	9.5%
l	64214	9.5%
p	7214	1.1%
J	3607	0.5%
Other values (4)	14428	2.1%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	674603	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
i	132035	19.6%
d	128428	19.0%
n	67821	10.1%
I	64214	9.5%
v	64214	9.5%
u	64214	9.5%
a	64214	9.5%
l	64214	9.5%
p	7214	1.1%
J	3607	0.5%
Other values (4)	14428	2.1%

annual_inc_joint
Real number (ℝ)

High correlation Missing

Distinct	1093
Distinct (%)	30.3%
Missing	64214
Missing (%)	94.7%
Infinite	0
Infinite (%)	0.0%
Mean	123258.77

Minimum	16440
Maximum	1161498
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	16440
5-th percentile	54000
Q1	82003.25
median	111000
Q3	148000
95-th percentile	229669.2
Maximum	1161498
Range	1145058
Interquartile range (IQR)	65996.75

Descriptive statistics

Standard deviation	65968.497
Coefficient of variation (CV)	0.53520325
Kurtosis	31.233392
Mean	123258.77
Median Absolute Deviation (MAD)	31000
Skewness	3.5850769
Sum	4.445944 × 10⁸
Variance	4.3518426 × 10⁹
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
110000	65	0.1%
100000	63	0.1%
120000	60	0.1%
150000	54	0.1%
90000	52	0.1%
80000	51	0.1%
115000	47	0.1%
140000	46	0.1%
130000	45	0.1%
135000	44	0.1%
Other values (1083)	3080	4.5%
(Missing)	64214	94.7%

Value	Count	Frequency (%)
16440	1	< 0.1%
23000	1	< 0.1%
26500	1	< 0.1%
27288	1	< 0.1%
28680	1	< 0.1%
29000	1	< 0.1%
30000	1	< 0.1%
30800	1	< 0.1%
30966	1	< 0.1%
31324	1	< 0.1%

Value	Count	Frequency (%)
1161498	1	< 0.1%
850000	1	< 0.1%
775000	1	< 0.1%
686000	1	< 0.1%
660000	1	< 0.1%
610628	1	< 0.1%
593000	1	< 0.1%
540000	1	< 0.1%
538000	1	< 0.1%
528000	1	< 0.1%

dti_joint
Real number (ℝ)

High correlation Missing

Distinct	2101
Distinct (%)	58.2%
Missing	64214
Missing (%)	94.7%
Infinite	0
Infinite (%)	0.0%
Mean	19.230865

Minimum	0.34
Maximum	41.5
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0.34
5-th percentile	7.363
Q1	13.16
median	18.76
Q3	24.69
95-th percentile	33.231
Maximum	41.5
Range	41.16
Interquartile range (IQR)	11.53

Descriptive statistics

Standard deviation	7.9156517
Coefficient of variation (CV)	0.41161184
Kurtosis	-0.51401102
Mean	19.230865
Median Absolute Deviation (MAD)	5.72
Skewness	0.25383991
Sum	69365.73
Variance	62.657542
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
17.4	7	< 0.1%
20.07	7	< 0.1%
9.41	6	< 0.1%
14.79	6	< 0.1%
21.56	6	< 0.1%
23.21	6	< 0.1%
16.47	6	< 0.1%
12.39	5	< 0.1%
25.09	5	< 0.1%
15.66	5	< 0.1%
Other values (2091)	3548	5.2%
(Missing)	64214	94.7%

Value	Count	Frequency (%)
0.34	1	< 0.1%
0.37	1	< 0.1%
0.43	1	< 0.1%
0.65	1	< 0.1%
0.87	1	< 0.1%
0.94	1	< 0.1%
0.97	1	< 0.1%
1.11	1	< 0.1%
1.12	1	< 0.1%
1.14	1	< 0.1%

Value	Count	Frequency (%)
41.5	1	< 0.1%
39.73	1	< 0.1%
39.64	2	< 0.1%
39.53	2	< 0.1%
39.52	1	< 0.1%
39.51	1	< 0.1%
39.35	1	< 0.1%
39.29	1	< 0.1%
39.28	1	< 0.1%
39.26	1	< 0.1%

verification_status_joint
Categorical

High correlation Missing

Distinct	3
Distinct (%)	0.1%
Missing	64357
Missing (%)	94.9%
Memory size	1.0 MiB

Not Verified	1742
Source Verified	1026
Verified	696

Length

Max length	15
Median length	12
Mean length	12.084873
Min length	8

Characters and Unicode

Total characters	41862
Distinct characters	13
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Source Verified
2nd row	Not Verified
3rd row	Not Verified
4th row	Not Verified
5th row	Verified

Common Values

Value	Count	Frequency (%)
Not Verified	1742	2.6%
Source Verified	1026	1.5%
Verified	696	1.0%
(Missing)	64357	94.9%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
verified	3464	55.6%
not	1742	28.0%
source	1026	16.5%

Most occurring characters

Value	Count	Frequency (%)
e	7954	19.0%
i	6928	16.5%
r	4490	10.7%
f	3464	8.3%
V	3464	8.3%
d	3464	8.3%
	2768	6.6%
o	2768	6.6%
N	1742	4.2%
t	1742	4.2%
Other values (3)	3078	7.4%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	41862	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
e	7954	19.0%
i	6928	16.5%
r	4490	10.7%
f	3464	8.3%
V	3464	8.3%
d	3464	8.3%
	2768	6.6%
o	2768	6.6%
N	1742	4.2%
t	1742	4.2%
Other values (3)	3078	7.4%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	41862	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
e	7954	19.0%
i	6928	16.5%
r	4490	10.7%
f	3464	8.3%
V	3464	8.3%
d	3464	8.3%
	2768	6.6%
o	2768	6.6%
N	1742	4.2%
t	1742	4.2%
Other values (3)	3078	7.4%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	41862	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
e	7954	19.0%
i	6928	16.5%
r	4490	10.7%
f	3464	8.3%
V	3464	8.3%
d	3464	8.3%
	2768	6.6%
o	2768	6.6%
N	1742	4.2%
t	1742	4.2%
Other values (3)	3078	7.4%

acc_now_delinq
Real number (ℝ)

High correlation Skewed Zeros

Distinct	6
Distinct (%)	< 0.1%
Missing	1
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	0.0038779121

Minimum	0
Maximum	5
Zeros	67579
Zeros (%)	99.6%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	5
Range	5
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.069329786
Coefficient of variation (CV)	17.878122
Kurtosis	882.01594
Mean	0.0038779121
Median Absolute Deviation (MAD)	0
Skewness	23.947633
Sum	263
Variance	0.0048066192
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=6)

Value	Count	Frequency (%)
0	67579	99.6%
1	225	0.3%
2	13	< 0.1%
3	1	< 0.1%
4	1	< 0.1%
5	1	< 0.1%
(Missing)	1	< 0.1%

Value	Count	Frequency (%)
0	67579	99.6%
1	225	0.3%
2	13	< 0.1%
3	1	< 0.1%
4	1	< 0.1%
5	1	< 0.1%

Value	Count	Frequency (%)
5	1	< 0.1%
4	1	< 0.1%
3	1	< 0.1%
2	13	< 0.1%
1	225	0.3%
0	67579	99.6%

tot_coll_amt
Real number (ℝ)

High correlation Missing Skewed Zeros

Distinct	3039
Distinct (%)	4.6%
Missing	2093
Missing (%)	3.1%
Infinite	0
Infinite (%)	0.0%
Mean	226.97386

Minimum	0
Maximum	262740
Zeros	55687
Zeros (%)	82.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	795.65
Maximum	262740
Range	262740
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	2075.5714
Coefficient of variation (CV)	9.1445395
Kurtosis	5600.7342
Mean	226.97386
Median Absolute Deviation (MAD)	0
Skewness	56.804743
Sum	14918538
Variance	4307996.8
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	55687	82.1%
50	108	0.2%
100	106	0.2%
150	74	0.1%
75	65	0.1%
60	61	0.1%
200	53	0.1%
80	43	0.1%
65	42	0.1%
55	39	0.1%
Other values (3029)	9450	13.9%
(Missing)	2093	3.1%

Value	Count	Frequency (%)
0	55687	82.1%
7	1	< 0.1%
8	1	< 0.1%
13	1	< 0.1%
14	2	< 0.1%
16	1	< 0.1%
21	1	< 0.1%
23	2	< 0.1%
24	1	< 0.1%
25	8	< 0.1%

Value	Count	Frequency (%)
262740	1	< 0.1%
195200	1	< 0.1%
122848	1	< 0.1%
114407	1	< 0.1%
102327	1	< 0.1%
66704	1	< 0.1%
62380	1	< 0.1%
60531	1	< 0.1%
59329	1	< 0.1%
55513	1	< 0.1%

tot_cur_bal
Real number (ℝ)

High correlation Missing

Distinct	57548
Distinct (%)	87.6%
Missing	2093
Missing (%)	3.1%
Infinite	0
Infinite (%)	0.0%
Mean	143098.92

Minimum	0
Maximum	4170862
Zeros	32
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	8331.35
Q1	29185
median	80002
Q3	213679
95-th percentile	443971.3
Maximum	4170862
Range	4170862
Interquartile range (IQR)	184494

Descriptive statistics

Standard deviation	161274.17
Coefficient of variation (CV)	1.1270118
Kurtosis	21.799191
Mean	143098.92
Median Absolute Deviation (MAD)	63464
Skewness	2.8151163
Sum	9.4056061 × 10⁹
Variance	2.6009359 × 10¹⁰
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	32	< 0.1%
32298	5	< 0.1%
7704	5	< 0.1%
23210	5	< 0.1%
12325	5	< 0.1%
20084	5	< 0.1%
19035	5	< 0.1%
39438	5	< 0.1%
23587	5	< 0.1%
21231	5	< 0.1%
Other values (57538)	65651	96.8%
(Missing)	2093	3.1%

Value	Count	Frequency (%)
0	32	< 0.1%
4	2	< 0.1%
5	1	< 0.1%
8	1	< 0.1%
9	3	< 0.1%
17	1	< 0.1%
27	1	< 0.1%
38	1	< 0.1%
41	1	< 0.1%
52	1	< 0.1%

Value	Count	Frequency (%)
4170862	1	< 0.1%
3566850	1	< 0.1%
2485088	1	< 0.1%
2484676	1	< 0.1%
2474878	1	< 0.1%
2471713	1	< 0.1%
2229433	1	< 0.1%
2227024	1	< 0.1%
2216567	1	< 0.1%
2207912	1	< 0.1%

open_acc_6m
Real number (ℝ)

High correlation Missing Zeros

Distinct	13
Distinct (%)	< 0.1%
Missing	25995
Missing (%)	38.3%
Infinite	0
Infinite (%)	0.0%
Mean	0.93994166

Minimum	0
Maximum	12
Zeros	18783
Zeros (%)	27.7%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	1
95-th percentile	3
Maximum	12
Range	12
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	1.1454542
Coefficient of variation (CV)	1.2186439
Kurtosis	4.3238029
Mean	0.93994166
Median Absolute Deviation (MAD)	1
Skewness	1.6685464
Sum	39314
Variance	1.3120654
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=13)

Value	Count	Frequency (%)
0	18783	27.7%
1	12993	19.2%
2	6136	9.0%
3	2469	3.6%
4	930	1.4%
5	309	0.5%
6	126	0.2%
7	45	0.1%
8	22	< 0.1%
9	7	< 0.1%
Other values (3)	6	< 0.1%
(Missing)	25995	38.3%

Value	Count	Frequency (%)
0	18783	27.7%
1	12993	19.2%
2	6136	9.0%
3	2469	3.6%
4	930	1.4%
5	309	0.5%
6	126	0.2%
7	45	0.1%
8	22	< 0.1%
9	7	< 0.1%

Value	Count	Frequency (%)
12	2	< 0.1%
11	3	< 0.1%
10	1	< 0.1%
9	7	< 0.1%
8	22	< 0.1%
7	45	0.1%
6	126	0.2%
5	309	0.5%
4	930	1.4%
3	2469	3.6%

open_act_il
Real number (ℝ)

High correlation Missing Zeros

Distinct	37
Distinct (%)	0.1%
Missing	25995
Missing (%)	38.3%
Infinite	0
Infinite (%)	0.0%
Mean	2.7884808

Minimum	0
Maximum	56
Zeros	4891
Zeros (%)	7.2%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	1
median	2
Q3	3
95-th percentile	9
Maximum	56
Range	56
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	3.0189269
Coefficient of variation (CV)	1.0826422
Kurtosis	15.212436
Mean	2.7884808
Median Absolute Deviation (MAD)	1
Skewness	3.0586821
Sum	116631
Variance	9.1139197
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=37)

Value	Count	Frequency (%)
1	10736	15.8%
2	10007	14.8%
3	6259	9.2%
0	4891	7.2%
4	3432	5.1%
5	1941	2.9%
6	1086	1.6%
7	749	1.1%
8	587	0.9%
9	453	0.7%
Other values (27)	1685	2.5%
(Missing)	25995	38.3%

Value	Count	Frequency (%)
0	4891	7.2%
1	10736	15.8%
2	10007	14.8%
3	6259	9.2%
4	3432	5.1%
5	1941	2.9%
6	1086	1.6%
7	749	1.1%
8	587	0.9%
9	453	0.7%

Value	Count	Frequency (%)
56	1	< 0.1%
39	1	< 0.1%
34	1	< 0.1%
33	1	< 0.1%
32	2	< 0.1%
31	1	< 0.1%
30	4	< 0.1%
29	4	< 0.1%
28	6	< 0.1%
27	6	< 0.1%

open_il_12m
Real number (ℝ)

High correlation Missing Zeros

Distinct	11
Distinct (%)	< 0.1%
Missing	25995
Missing (%)	38.3%
Infinite	0
Infinite (%)	0.0%
Mean	0.68211161

Minimum	0
Maximum	10
Zeros	22734
Zeros (%)	33.5%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	1
95-th percentile	2
Maximum	10
Range	10
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	0.93211745
Coefficient of variation (CV)	1.3665175
Kurtosis	4.5068052
Mean	0.68211161
Median Absolute Deviation (MAD)	0
Skewness	1.7614864
Sum	28530
Variance	0.86884294
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=11)

Value	Count	Frequency (%)
0	22734	33.5%
1	12523	18.5%
2	4593	6.8%
3	1376	2.0%
4	408	0.6%
5	120	0.2%
6	51	0.1%
7	16	< 0.1%
8	3	< 0.1%
10	1	< 0.1%
(Missing)	25995	38.3%

Value	Count	Frequency (%)
0	22734	33.5%
1	12523	18.5%
2	4593	6.8%
3	1376	2.0%
4	408	0.6%
5	120	0.2%
6	51	0.1%
7	16	< 0.1%
8	3	< 0.1%
9	1	< 0.1%

Value	Count	Frequency (%)
10	1	< 0.1%
9	1	< 0.1%
8	3	< 0.1%
7	16	< 0.1%
6	51	0.1%
5	120	0.2%
4	408	0.6%
3	1376	2.0%
2	4593	6.8%
1	12523	18.5%

open_il_24m
Real number (ℝ)

High correlation Missing Zeros

Distinct	19
Distinct (%)	< 0.1%
Missing	25995
Missing (%)	38.3%
Infinite	0
Infinite (%)	0.0%
Mean	1.5685698

Minimum	0
Maximum	22
Zeros	11269
Zeros (%)	16.6%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	2
95-th percentile	5
Maximum	22
Range	22
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	1.5915485
Coefficient of variation (CV)	1.0146495
Kurtosis	6.4835758
Mean	1.5685698
Median Absolute Deviation (MAD)	1
Skewness	1.8203539
Sum	65607
Variance	2.5330267
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=19)

Value	Count	Frequency (%)
1	13244	19.5%
0	11269	16.6%
2	8509	12.5%
3	4395	6.5%
4	2212	3.3%
5	1120	1.7%
6	526	0.8%
7	259	0.4%
8	136	0.2%
9	61	0.1%
Other values (9)	95	0.1%
(Missing)	25995	38.3%

Value	Count	Frequency (%)
0	11269	16.6%
1	13244	19.5%
2	8509	12.5%
3	4395	6.5%
4	2212	3.3%
5	1120	1.7%
6	526	0.8%
7	259	0.4%
8	136	0.2%
9	61	0.1%

Value	Count	Frequency (%)
22	1	< 0.1%
19	2	< 0.1%
17	1	< 0.1%
15	6	< 0.1%
14	5	< 0.1%
13	9	< 0.1%
12	13	< 0.1%
11	16	< 0.1%
10	42	0.1%
9	61	0.1%

mths_since_rcnt_il
Real number (ℝ)

High correlation Missing

Distinct	228
Distinct (%)	0.6%
Missing	27257
Missing (%)	40.2%
Infinite	0
Infinite (%)	0.0%
Mean	21.138546

Minimum	0
Maximum	402
Zeros	21
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	7
median	13
Q3	24
95-th percentile	72
Maximum	402
Range	402
Interquartile range (IQR)	17

Descriptive statistics

Standard deviation	25.790341
Coefficient of variation (CV)	1.2200622
Kurtosis	16.567334
Mean	21.138546
Median Absolute Deviation (MAD)	8
Skewness	3.3830494
Sum	857464
Variance	665.14171
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
3	1822	2.7%
7	1806	2.7%
4	1800	2.7%
6	1760	2.6%
5	1718	2.5%
8	1703	2.5%
9	1656	2.4%
11	1522	2.2%
10	1514	2.2%
13	1504	2.2%
Other values (218)	23759	35.0%
(Missing)	27257	40.2%

Value	Count	Frequency (%)
0	21	< 0.1%
1	889	1.3%
2	1481	2.2%
3	1822	2.7%
4	1800	2.7%
5	1718	2.5%
6	1760	2.6%
7	1806	2.7%
8	1703	2.5%
9	1656	2.4%

Value	Count	Frequency (%)
402	1	< 0.1%
330	1	< 0.1%
327	1	< 0.1%
322	1	< 0.1%
320	1	< 0.1%
309	1	< 0.1%
297	1	< 0.1%
284	1	< 0.1%
279	1	< 0.1%
272	1	< 0.1%

total_bal_il
Real number (ℝ)

High correlation Missing Zeros

Distinct	29809
Distinct (%)	71.3%
Missing	25995
Missing (%)	38.3%
Infinite	0
Infinite (%)	0.0%
Mean	35695.568

Minimum	0
Maximum	892491
Zeros	4674
Zeros (%)	6.9%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	8744.25
median	23082
Q3	46329
95-th percentile	114036
Maximum	892491
Range	892491
Interquartile range (IQR)	37584.75

Descriptive statistics

Standard deviation	44496.779
Coefficient of variation (CV)	1.2465631
Kurtosis	27.808428
Mean	35695.568
Median Absolute Deviation (MAD)	17023
Skewness	3.7744441
Sum	1.4930028 × 10⁹
Variance	1.9799633 × 10⁹
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	4674	6.9%
11000	6	< 0.1%
9320	5	< 0.1%
2375	5	< 0.1%
4500	5	< 0.1%
11891	5	< 0.1%
8150	5	< 0.1%
19464	5	< 0.1%
1720	5	< 0.1%
3781	5	< 0.1%
Other values (29799)	37106	54.7%
(Missing)	25995	38.3%

Value	Count	Frequency (%)
0	4674	6.9%
1	1	< 0.1%
16	1	< 0.1%
20	1	< 0.1%
21	1	< 0.1%
23	1	< 0.1%
27	1	< 0.1%
30	1	< 0.1%
34	1	< 0.1%
40	1	< 0.1%

Value	Count	Frequency (%)
892491	1	< 0.1%
810295	1	< 0.1%
803534	1	< 0.1%
707960	1	< 0.1%
623056	1	< 0.1%
614673	1	< 0.1%
614625	1	< 0.1%
579638	1	< 0.1%
576214	1	< 0.1%
552664	1	< 0.1%

il_util
Real number (ℝ)

High correlation Missing

Distinct	183
Distinct (%)	0.5%
Missing	32034
Missing (%)	47.2%
Infinite	0
Infinite (%)	0.0%
Mean	69.015173

Minimum	0
Maximum	321
Zeros	199
Zeros (%)	0.3%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	25
Q1	55
median	72
Q3	85
95-th percentile	101
Maximum	321
Range	321
Interquartile range (IQR)	30

Descriptive statistics

Standard deviation	23.791554
Coefficient of variation (CV)	0.34472932
Kurtosis	1.5760246
Mean	69.015173
Median Absolute Deviation (MAD)	15
Skewness	-0.25555373
Sum	2469846
Variance	566.03802
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
78	734	1.1%
75	708	1.0%
72	696	1.0%
83	693	1.0%
77	693	1.0%
70	662	1.0%
76	657	1.0%
73	649	1.0%
88	633	0.9%
69	628	0.9%
Other values (173)	29034	42.8%
(Missing)	32034	47.2%

Value	Count	Frequency (%)
0	199	0.3%
1	19	< 0.1%
2	23	< 0.1%
3	45	0.1%
4	40	0.1%
5	32	< 0.1%
6	58	0.1%
7	39	0.1%
8	60	0.1%
9	50	0.1%

Value	Count	Frequency (%)
321	1	< 0.1%
317	1	< 0.1%
291	1	< 0.1%
256	1	< 0.1%
225	1	< 0.1%
218	1	< 0.1%
206	1	< 0.1%
201	1	< 0.1%
199	1	< 0.1%
189	1	< 0.1%

open_rv_12m
Real number (ℝ)

High correlation Missing Zeros

Distinct	18
Distinct (%)	< 0.1%
Missing	25995
Missing (%)	38.3%
Infinite	0
Infinite (%)	0.0%
Mean	1.2958925

Minimum	0
Maximum	18
Zeros	15287
Zeros (%)	22.5%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	2
95-th percentile	4
Maximum	18
Range	18
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	1.507265
Coefficient of variation (CV)	1.1631096
Kurtosis	6.7769523
Mean	1.2958925
Median Absolute Deviation (MAD)	1
Skewness	1.9628963
Sum	54202
Variance	2.2718478
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=18)

Value	Count	Frequency (%)
0	15287	22.5%
1	12499	18.4%
2	7146	10.5%
3	3619	5.3%
4	1649	2.4%
5	755	1.1%
6	436	0.6%
7	215	0.3%
8	100	0.1%
9	45	0.1%
Other values (8)	75	0.1%
(Missing)	25995	38.3%

Value	Count	Frequency (%)
0	15287	22.5%
1	12499	18.4%
2	7146	10.5%
3	3619	5.3%
4	1649	2.4%
5	755	1.1%
6	436	0.6%
7	215	0.3%
8	100	0.1%
9	45	0.1%

Value	Count	Frequency (%)
18	2	< 0.1%
16	2	< 0.1%
15	4	< 0.1%
14	1	< 0.1%
13	7	< 0.1%
12	9	< 0.1%
11	16	< 0.1%
10	34	0.1%
9	45	0.1%
8	100	0.1%

open_rv_24m
Real number (ℝ)

High correlation Missing Zeros

Distinct	30
Distinct (%)	0.1%
Missing	25995
Missing (%)	38.3%
Infinite	0
Infinite (%)	0.0%
Mean	2.7593124

Minimum	0
Maximum	34
Zeros	6776
Zeros (%)	10.0%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	1
median	2
Q3	4
95-th percentile	8
Maximum	34
Range	34
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	2.5995723
Coefficient of variation (CV)	0.94210875
Kurtosis	6.63081
Mean	2.7593124
Median Absolute Deviation (MAD)	1
Skewness	1.8788817
Sum	115411
Variance	6.7577764
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=30)

Value	Count	Frequency (%)
1	8848	13.0%
2	7907	11.7%
0	6776	10.0%
3	6047	8.9%
4	4286	6.3%
5	2723	4.0%
6	1797	2.6%
7	1171	1.7%
8	789	1.2%
9	483	0.7%
Other values (20)	999	1.5%
(Missing)	25995	38.3%

Value	Count	Frequency (%)
0	6776	10.0%
1	8848	13.0%
2	7907	11.7%
3	6047	8.9%
4	4286	6.3%
5	2723	4.0%
6	1797	2.6%
7	1171	1.7%
8	789	1.2%
9	483	0.7%

Value	Count	Frequency (%)
34	1	< 0.1%
30	1	< 0.1%
29	1	< 0.1%
27	5	< 0.1%
25	2	< 0.1%
24	2	< 0.1%
23	2	< 0.1%
22	2	< 0.1%
21	3	< 0.1%
20	9	< 0.1%

max_bal_bc
Real number (ℝ)

High correlation Missing Zeros

Distinct	14297
Distinct (%)	34.2%
Missing	25995
Missing (%)	38.3%
Infinite	0
Infinite (%)	0.0%
Mean	5852.7105

Minimum	0
Maximum	457521
Zeros	1060
Zeros (%)	1.6%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	348
Q1	2287
median	4426
Q3	7650
95-th percentile	16465.75
Maximum	457521
Range	457521
Interquartile range (IQR)	5363

Descriptive statistics

Standard deviation	6325.2785
Coefficient of variation (CV)	1.0807434
Kurtosis	1007.7865
Mean	5852.7105
Median Absolute Deviation (MAD)	2479
Skewness	17.868095
Sum	2.4479547 × 10⁸
Variance	40009148
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	1060	1.6%
1900	16	< 0.1%
2000	15	< 0.1%
6000	15	< 0.1%
2931	15	< 0.1%
8	15	< 0.1%
1972	14	< 0.1%
2827	13	< 0.1%
3400	13	< 0.1%
1500	13	< 0.1%
Other values (14287)	40637	59.9%
(Missing)	25995	38.3%

Value	Count	Frequency (%)
0	1060	1.6%
1	9	< 0.1%
2	6	< 0.1%
3	3	< 0.1%
4	4	< 0.1%
5	4	< 0.1%
6	4	< 0.1%
7	5	< 0.1%
8	15	< 0.1%
9	2	< 0.1%

Value	Count	Frequency (%)
457521	1	< 0.1%
361299	1	< 0.1%
298260	1	< 0.1%
211540	1	< 0.1%
150000	1	< 0.1%
112004	1	< 0.1%
91879	1	< 0.1%
75356	1	< 0.1%
64360	1	< 0.1%
55537	1	< 0.1%

all_util
Real number (ℝ)

High correlation Missing

Distinct	143
Distinct (%)	0.3%
Missing	26003
Missing (%)	38.3%
Infinite	0
Infinite (%)	0.0%
Mean	57.092879

Minimum	0
Maximum	239
Zeros	88
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	21
Q1	43
median	58
Q3	72
95-th percentile	90
Maximum	239
Range	239
Interquartile range (IQR)	29

Descriptive statistics

Standard deviation	20.931936
Coefficient of variation (CV)	0.36662955
Kurtosis	0.06309175
Mean	57.092879
Median Absolute Deviation (MAD)	14
Skewness	-0.11020701
Sum	2387510
Variance	438.14595
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
59	838	1.2%
57	804	1.2%
58	794	1.2%
61	789	1.2%
62	789	1.2%
60	784	1.2%
65	761	1.1%
63	759	1.1%
68	758	1.1%
66	757	1.1%
Other values (133)	33985	50.1%
(Missing)	26003	38.3%

Value	Count	Frequency (%)
0	88	0.1%
1	53	0.1%
2	41	0.1%
3	54	0.1%
4	54	0.1%
5	58	0.1%
6	65	0.1%
7	70	0.1%
8	67	0.1%
9	84	0.1%

Value	Count	Frequency (%)
239	1	< 0.1%
198	1	< 0.1%
173	1	< 0.1%
147	1	< 0.1%
144	1	< 0.1%
139	1	< 0.1%
138	1	< 0.1%
137	1	< 0.1%
135	3	< 0.1%
133	1	< 0.1%

total_rev_hi_lim
Real number (ℝ)

High correlation Missing

Distinct	3587
Distinct (%)	5.5%
Missing	2093
Missing (%)	3.1%
Infinite	0
Infinite (%)	0.0%
Mean	34512.001

Minimum	0
Maximum	1339900
Zeros	33
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	6000
Q1	14600
median	25500
Q3	43100
95-th percentile	91600
Maximum	1339900
Range	1339900
Interquartile range (IQR)	28500

Descriptive statistics

Standard deviation	34235.669
Coefficient of variation (CV)	0.99199314
Kurtosis	90.164118
Mean	34512.001
Median Absolute Deviation (MAD)	12800
Skewness	5.515685
Sum	2.2684048 × 10⁹
Variance	1.172081 × 10⁹
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
10000	222	0.3%
15500	211	0.3%
11000	210	0.3%
9000	207	0.3%
16500	203	0.3%
12000	203	0.3%
16000	201	0.3%
12500	201	0.3%
11500	198	0.3%
17000	197	0.3%
Other values (3577)	63675	93.9%
(Missing)	2093	3.1%

Value	Count	Frequency (%)
0	33	< 0.1%
100	1	< 0.1%
200	2	< 0.1%
300	12	< 0.1%
400	4	< 0.1%
500	20	< 0.1%
600	7	< 0.1%
700	10	< 0.1%
800	20	< 0.1%
900	9	< 0.1%

Value	Count	Frequency (%)
1339900	1	< 0.1%
1116000	1	< 0.1%
1019800	1	< 0.1%
779800	1	< 0.1%
752300	1	< 0.1%
644900	1	< 0.1%
591400	1	< 0.1%
591100	1	< 0.1%
553000	1	< 0.1%
545200	1	< 0.1%

inq_fi
Real number (ℝ)

Missing Zeros

Distinct	21
Distinct (%)	0.1%
Missing	25995
Missing (%)	38.3%
Infinite	0
Infinite (%)	0.0%
Mean	1.0153493

Minimum	0
Maximum	27
Zeros	20858
Zeros (%)	30.8%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	1
95-th percentile	4
Maximum	27
Range	27
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	1.4945859
Coefficient of variation (CV)	1.4719919
Kurtosis	13.565005
Mean	1.0153493
Median Absolute Deviation (MAD)	1
Skewness	2.709908
Sum	42468
Variance	2.2337871
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=21)

Value	Count	Frequency (%)
0	20858	30.8%
1	10580	15.6%
2	5197	7.7%
3	2557	3.8%
4	1270	1.9%
5	613	0.9%
6	303	0.4%
7	179	0.3%
8	114	0.2%
9	61	0.1%
Other values (11)	94	0.1%
(Missing)	25995	38.3%

Value	Count	Frequency (%)
0	20858	30.8%
1	10580	15.6%
2	5197	7.7%
3	2557	3.8%
4	1270	1.9%
5	613	0.9%
6	303	0.4%
7	179	0.3%
8	114	0.2%
9	61	0.1%

Value	Count	Frequency (%)
27	1	< 0.1%
21	1	< 0.1%
19	1	< 0.1%
17	1	< 0.1%
16	4	< 0.1%
15	4	< 0.1%
14	8	< 0.1%
13	8	< 0.1%
12	20	< 0.1%
11	22	< 0.1%

total_cu_tl
Real number (ℝ)

Missing Zeros

Distinct	37
Distinct (%)	0.1%
Missing	25995
Missing (%)	38.3%
Infinite	0
Infinite (%)	0.0%
Mean	1.483001

Minimum	0
Maximum	39
Zeros	22507
Zeros (%)	33.2%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	2
95-th percentile	7
Maximum	39
Range	39
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	2.6697142
Coefficient of variation (CV)	1.8002106
Kurtosis	19.224975
Mean	1.483001
Median Absolute Deviation (MAD)	0
Skewness	3.4700985
Sum	62028
Variance	7.1273739
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=37)

Value	Count	Frequency (%)
0	22507	33.2%
1	6962	10.3%
2	3947	5.8%
3	2581	3.8%
4	1746	2.6%
5	1109	1.6%
6	784	1.2%
7	595	0.9%
8	398	0.6%
9	300	0.4%
Other values (27)	897	1.3%
(Missing)	25995	38.3%

Value	Count	Frequency (%)
0	22507	33.2%
1	6962	10.3%
2	3947	5.8%
3	2581	3.8%
4	1746	2.6%
5	1109	1.6%
6	784	1.2%
7	595	0.9%
8	398	0.6%
9	300	0.4%

Value	Count	Frequency (%)
39	1	< 0.1%
38	1	< 0.1%
37	2	< 0.1%
36	1	< 0.1%
33	1	< 0.1%
32	1	< 0.1%
30	3	< 0.1%
29	1	< 0.1%
28	4	< 0.1%
27	2	< 0.1%

inq_last_12m
Real number (ℝ)

High correlation Missing Zeros

Distinct	30
Distinct (%)	0.1%
Missing	25995
Missing (%)	38.3%
Infinite	0
Infinite (%)	0.0%
Mean	2.0482475

Minimum	0
Maximum	41
Zeros	11943
Zeros (%)	17.6%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	3
95-th percentile	7
Maximum	41
Range	41
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	2.4009394
Coefficient of variation (CV)	1.172192
Kurtosis	12.448494
Mean	2.0482475
Median Absolute Deviation (MAD)	1
Skewness	2.4788421
Sum	85670
Variance	5.7645101
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=30)

Value	Count	Frequency (%)
0	11943	17.6%
1	10150	15.0%
2	7121	10.5%
3	4598	6.8%
4	2824	4.2%
5	1897	2.8%
6	1114	1.6%
7	747	1.1%
8	475	0.7%
9	292	0.4%
Other values (20)	665	1.0%
(Missing)	25995	38.3%

Value	Count	Frequency (%)
0	11943	17.6%
1	10150	15.0%
2	7121	10.5%
3	4598	6.8%
4	2824	4.2%
5	1897	2.8%
6	1114	1.6%
7	747	1.1%
8	475	0.7%
9	292	0.4%

Value	Count	Frequency (%)
41	1	< 0.1%
39	1	< 0.1%
32	2	< 0.1%
29	2	< 0.1%
27	2	< 0.1%
24	3	< 0.1%
23	2	< 0.1%
22	1	< 0.1%
21	3	< 0.1%
20	11	< 0.1%

acc_open_past_24mths
Real number (ℝ)

High correlation Missing Zeros

Distinct	32
Distinct (%)	< 0.1%
Missing	1485
Missing (%)	2.2%
Infinite	0
Infinite (%)	0.0%
Mean	4.5293204

Minimum	0
Maximum	34
Zeros	3038
Zeros (%)	4.5%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	2
median	4
Q3	6
95-th percentile	10
Maximum	34
Range	34
Interquartile range (IQR)	4

Descriptive statistics

Standard deviation	3.153697
Coefficient of variation (CV)	0.69628481
Kurtosis	3.1448413
Mean	4.5293204
Median Absolute Deviation (MAD)	2
Skewness	1.2964384
Sum	300457
Variance	9.945805
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=32)

Value	Count	Frequency (%)
3	9754	14.4%
4	9269	13.7%
2	9001	13.3%
5	7840	11.6%
1	6781	10.0%
6	6093	9.0%
7	4471	6.6%
8	3194	4.7%
0	3038	4.5%
9	2240	3.3%
Other values (22)	4655	6.9%

Value	Count	Frequency (%)
0	3038	4.5%
1	6781	10.0%
2	9001	13.3%
3	9754	14.4%
4	9269	13.7%
5	7840	11.6%
6	6093	9.0%
7	4471	6.6%
8	3194	4.7%
9	2240	3.3%

Value	Count	Frequency (%)
34	1	< 0.1%
31	2	< 0.1%
29	2	< 0.1%
28	1	< 0.1%
27	6	< 0.1%
26	1	< 0.1%
25	7	< 0.1%
24	10	< 0.1%
23	13	< 0.1%
22	21	< 0.1%

avg_cur_bal
Real number (ℝ)

High correlation Missing

Distinct	28640
Distinct (%)	43.6%
Missing	2096
Missing (%)	3.1%
Infinite	0
Infinite (%)	0.0%
Mean	13623.92

Minimum	0
Maximum	445856
Zeros	29
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	1085
Q1	3103
median	7378
Q3	18791
95-th percentile	43809.6
Maximum	445856
Range	445856
Interquartile range (IQR)	15688

Descriptive statistics

Standard deviation	16700.78
Coefficient of variation (CV)	1.2258425
Kurtosis	37.20439
Mean	13623.92
Median Absolute Deviation (MAD)	5398
Skewness	3.9099712
Sum	8.9543214 × 10⁸
Variance	2.7891607 × 10⁸
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	29	< 0.1%
1626	18	< 0.1%
3457	16	< 0.1%
1629	15	< 0.1%
2296	15	< 0.1%
1080	15	< 0.1%
1557	14	< 0.1%
2633	14	< 0.1%
2040	14	< 0.1%
2591	14	< 0.1%
Other values (28630)	65561	96.7%
(Missing)	2096	3.1%

Value	Count	Frequency (%)
0	29	< 0.1%
1	2	< 0.1%
2	5	< 0.1%
3	1	< 0.1%
4	2	< 0.1%
7	1	< 0.1%
8	1	< 0.1%
10	1	< 0.1%
11	1	< 0.1%
13	1	< 0.1%

Value	Count	Frequency (%)
445856	1	< 0.1%
383983	1	< 0.1%
362147	1	< 0.1%
355013	1	< 0.1%
310429	1	< 0.1%
290204	1	< 0.1%
285326	1	< 0.1%
274635	1	< 0.1%
241662	1	< 0.1%
233099	1	< 0.1%

bc_open_to_buy
Real number (ℝ)

High correlation Missing Zeros

Distinct	25526
Distinct (%)	38.9%
Missing	2202
Missing (%)	3.2%
Infinite	0
Infinite (%)	0.0%
Mean	11374.105

Minimum	0
Maximum	469679
Zeros	979
Zeros (%)	1.4%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	155
Q1	1711
median	5449
Q3	14109
95-th percentile	42879.2
Maximum	469679
Range	469679
Interquartile range (IQR)	12398

Descriptive statistics

Standard deviation	16739.875
Coefficient of variation (CV)	1.4717531
Kurtosis	32.64609
Mean	11374.105
Median Absolute Deviation (MAD)	4563
Skewness	3.9787846
Sum	7.463574 × 10⁸
Variance	2.8022341 × 10⁸
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	979	1.4%
2000	60	0.1%
3000	53	0.1%
500	50	0.1%
2500	49	0.1%
5000	48	0.1%
1000	47	0.1%
1500	39	0.1%
300	38	0.1%
4000	37	0.1%
Other values (25516)	64219	94.7%
(Missing)	2202	3.2%

Value	Count	Frequency (%)
0	979	1.4%
1	7	< 0.1%
2	13	< 0.1%
3	9	< 0.1%
4	12	< 0.1%
5	15	< 0.1%
6	18	< 0.1%
7	12	< 0.1%
8	14	< 0.1%
9	10	< 0.1%

Value	Count	Frequency (%)
469679	1	< 0.1%
371701	1	< 0.1%
295713	1	< 0.1%
247574	1	< 0.1%
246153	1	< 0.1%
245519	1	< 0.1%
241778	1	< 0.1%
224364	1	< 0.1%
221273	1	< 0.1%
217362	1	< 0.1%

bc_util
Real number (ℝ)

High correlation Missing Zeros

Distinct	1125
Distinct (%)	1.7%
Missing	2235
Missing (%)	3.3%
Infinite	0
Infinite (%)	0.0%
Mean	57.918065

Minimum	0
Maximum	201.9
Zeros	849
Zeros (%)	1.3%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	7.8
Q1	35.4
median	60.35
Q3	83.3
95-th percentile	97.8
Maximum	201.9
Range	201.9
Interquartile range (IQR)	47.9

Descriptive statistics

Standard deviation	28.610787
Coefficient of variation (CV)	0.49398728
Kurtosis	-1.0125135
Mean	57.918065
Median Absolute Deviation (MAD)	23.75
Skewness	-0.26924216
Sum	3798614.2
Variance	818.57715
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	849	1.3%
96	196	0.3%
98	191	0.3%
97	170	0.3%
94	160	0.2%
93	159	0.2%
95	156	0.2%
99	145	0.2%
92	138	0.2%
88	127	0.2%
Other values (1115)	63295	93.3%
(Missing)	2235	3.3%

Value	Count	Frequency (%)
0	849	1.3%
0.1	62	0.1%
0.2	62	0.1%
0.3	43	0.1%
0.4	34	0.1%
0.5	39	0.1%
0.6	33	< 0.1%
0.7	45	0.1%
0.8	36	0.1%
0.9	34	0.1%

Value	Count	Frequency (%)
201.9	1	< 0.1%
161	1	< 0.1%
140.7	1	< 0.1%
137.9	1	< 0.1%
134.5	1	< 0.1%
132.2	1	< 0.1%
131.7	1	< 0.1%
130.5	1	< 0.1%
129.6	1	< 0.1%
129.5	1	< 0.1%

chargeoff_within_12_mths
Real number (ℝ)

Zeros

Distinct	6
Distinct (%)	< 0.1%
Missing	6
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	0.0087296321

Minimum	0
Maximum	7
Zeros	67290
Zeros (%)	99.2%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	7
Range	7
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.10716729
Coefficient of variation (CV)	12.276266
Kurtosis	512.30711
Mean	0.0087296321
Median Absolute Deviation (MAD)	0
Skewness	17.415629
Sum	592
Variance	0.011484827
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=6)

Value	Count	Frequency (%)
0	67290	99.2%
1	475	0.7%
2	39	0.1%
3	8	< 0.1%
4	2	< 0.1%
7	1	< 0.1%
(Missing)	6	< 0.1%

Value	Count	Frequency (%)
0	67290	99.2%
1	475	0.7%
2	39	0.1%
3	8	< 0.1%
4	2	< 0.1%
7	1	< 0.1%

Value	Count	Frequency (%)
7	1	< 0.1%
4	2	< 0.1%
3	8	< 0.1%
2	39	0.1%
1	475	0.7%
0	67290	99.2%

delinq_amnt
Real number (ℝ)

High correlation Skewed Zeros

Distinct	164
Distinct (%)	0.2%
Missing	1
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	9.8336037

Minimum	0
Maximum	65000
Zeros	67629
Zeros (%)	99.7%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	65000
Range	65000
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	593.07904
Coefficient of variation (CV)	60.311465
Kurtosis	8151.2598
Mean	9.8336037
Median Absolute Deviation (MAD)	0
Skewness	85.714751
Sum	666915
Variance	351742.75
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	67629	99.7%
30	5	< 0.1%
25	4	< 0.1%
55	4	< 0.1%
136	2	< 0.1%
81	2	< 0.1%
84	2	< 0.1%
274	2	< 0.1%
69	2	< 0.1%
65000	2	< 0.1%
Other values (154)	166	0.2%

Value	Count	Frequency (%)
0	67629	99.7%
3	1	< 0.1%
8	1	< 0.1%
11	1	< 0.1%
13	1	< 0.1%
14	1	< 0.1%
15	1	< 0.1%
17	1	< 0.1%
20	1	< 0.1%
22	1	< 0.1%

Value	Count	Frequency (%)
65000	2	< 0.1%
62302	1	< 0.1%
52201	1	< 0.1%
47641	1	< 0.1%
38665	1	< 0.1%
30114	1	< 0.1%
29046	1	< 0.1%
27921	1	< 0.1%
22765	1	< 0.1%
20494	1	< 0.1%

mo_sin_old_il_acct
Real number (ℝ)

Missing

Distinct	423
Distinct (%)	0.7%
Missing	4131
Missing (%)	6.1%
Infinite	0
Infinite (%)	0.0%
Mean	126.25351

Minimum	1
Maximum	553
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	1
5-th percentile	32
Q1	97
median	130
Q3	154
95-th percentile	214
Maximum	553
Range	552
Interquartile range (IQR)	57

Descriptive statistics

Standard deviation	53.320312
Coefficient of variation (CV)	0.42232736
Kurtosis	2.0370599
Mean	126.25351
Median Absolute Deviation (MAD)	27
Skewness	0.40217318
Sum	8041086
Variance	2843.0556
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
130	778	1.1%
135	760	1.1%
139	759	1.1%
128	756	1.1%
121	755	1.1%
132	750	1.1%
131	745	1.1%
134	743	1.1%
127	743	1.1%
133	740	1.1%
Other values (413)	56161	82.8%
(Missing)	4131	6.1%

Value	Count	Frequency (%)
1	14	< 0.1%
2	25	< 0.1%
3	43	0.1%
4	55	0.1%
5	57	0.1%
6	58	0.1%
7	67	0.1%
8	84	0.1%
9	97	0.1%
10	81	0.1%

Value	Count	Frequency (%)
553	1	< 0.1%
547	1	< 0.1%
540	1	< 0.1%
537	1	< 0.1%
534	2	< 0.1%
516	1	< 0.1%
501	1	< 0.1%
469	1	< 0.1%
466	2	< 0.1%
455	1	< 0.1%

mo_sin_old_rev_tl_op
Real number (ℝ)

Missing

Distinct	639
Distinct (%)	1.0%
Missing	2093
Missing (%)	3.1%
Infinite	0
Infinite (%)	0.0%
Mean	181.52501

Minimum	3
Maximum	766
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	3
5-th percentile	49
Q1	116
median	164
Q3	231
95-th percentile	368
Maximum	766
Range	763
Interquartile range (IQR)	115

Descriptive statistics

Standard deviation	97.221198
Coefficient of variation (CV)	0.53558018
Kurtosis	1.4414163
Mean	181.52501
Median Absolute Deviation (MAD)	56
Skewness	1.0226811
Sum	11931276
Variance	9451.9614
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
136	398	0.6%
132	388	0.6%
137	384	0.6%
131	382	0.6%
142	374	0.6%
129	372	0.5%
133	368	0.5%
119	367	0.5%
145	365	0.5%
127	364	0.5%
Other values (629)	61966	91.4%
(Missing)	2093	3.1%

Value	Count	Frequency (%)
3	1	< 0.1%
5	1	< 0.1%
7	4	< 0.1%
8	4	< 0.1%
9	5	< 0.1%
10	3	< 0.1%
11	3	< 0.1%
12	12	< 0.1%
13	13	< 0.1%
14	21	< 0.1%

Value	Count	Frequency (%)
766	1	< 0.1%
727	1	< 0.1%
718	1	< 0.1%
715	1	< 0.1%
708	2	< 0.1%
701	1	< 0.1%
700	1	< 0.1%
670	1	< 0.1%
669	1	< 0.1%
666	1	< 0.1%

mo_sin_rcnt_rev_tl_op
Real number (ℝ)

High correlation Missing Zeros

Distinct	191
Distinct (%)	0.3%
Missing	2093
Missing (%)	3.1%
Infinite	0
Infinite (%)	0.0%
Mean	14.00779

Minimum	0
Maximum	313
Zeros	966
Zeros (%)	1.4%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	4
median	8
Q3	17
95-th percentile	46
Maximum	313
Range	313
Interquartile range (IQR)	13

Descriptive statistics

Standard deviation	17.518899
Coefficient of variation (CV)	1.2506541
Kurtosis	21.355627
Mean	14.00779
Median Absolute Deviation (MAD)	5
Skewness	3.5843627
Sum	920704
Variance	306.91183
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
2	4951	7.3%
3	4929	7.3%
4	4443	6.6%
1	4147	6.1%
5	3982	5.9%
6	3567	5.3%
7	3208	4.7%
8	2995	4.4%
9	2603	3.8%
10	2397	3.5%
Other values (181)	28506	42.0%

Value	Count	Frequency (%)
0	966	1.4%
1	4147	6.1%
2	4951	7.3%
3	4929	7.3%
4	4443	6.6%
5	3982	5.9%
6	3567	5.3%
7	3208	4.7%
8	2995	4.4%
9	2603	3.8%

Value	Count	Frequency (%)
313	1	< 0.1%
300	1	< 0.1%
273	1	< 0.1%
272	1	< 0.1%
258	1	< 0.1%
252	1	< 0.1%
249	1	< 0.1%
247	1	< 0.1%
240	1	< 0.1%
223	1	< 0.1%

mo_sin_rcnt_tl
Real number (ℝ)

High correlation Missing Zeros

Distinct	135
Distinct (%)	0.2%
Missing	2093
Missing (%)	3.1%
Infinite	0
Infinite (%)	0.0%
Mean	8.2880355

Minimum	0
Maximum	200
Zeros	1003
Zeros (%)	1.5%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	3
median	6
Q3	10
95-th percentile	24
Maximum	200
Range	200
Interquartile range (IQR)	7

Descriptive statistics

Standard deviation	9.2267861
Coefficient of variation (CV)	1.1132657
Kurtosis	38.520088
Mean	8.2880355
Median Absolute Deviation (MAD)	3
Skewness	4.4556185
Sum	544756
Variance	85.133581
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
3	6994	10.3%
2	6993	10.3%
4	6122	9.0%
1	5487	8.1%
5	5247	7.7%
6	4523	6.7%
7	4029	5.9%
8	3501	5.2%
9	2959	4.4%
10	2449	3.6%
Other values (125)	17424	25.7%

Value	Count	Frequency (%)
0	1003	1.5%
1	5487	8.1%
2	6993	10.3%
3	6994	10.3%
4	6122	9.0%
5	5247	7.7%
6	4523	6.7%
7	4029	5.9%
8	3501	5.2%
9	2959	4.4%

Value	Count	Frequency (%)
200	1	< 0.1%
189	1	< 0.1%
181	1	< 0.1%
170	1	< 0.1%
166	1	< 0.1%
151	1	< 0.1%
150	1	< 0.1%
147	2	< 0.1%
136	1	< 0.1%
135	1	< 0.1%

mort_acc
Real number (ℝ)

High correlation Missing Zeros

Distinct	23
Distinct (%)	< 0.1%
Missing	1485
Missing (%)	2.2%
Infinite	0
Infinite (%)	0.0%
Mean	1.5512391

Minimum	0
Maximum	45
Zeros	27882
Zeros (%)	41.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	3
95-th percentile	5
Maximum	45
Range	45
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	1.9016278
Coefficient of variation (CV)	1.2258766
Kurtosis	8.0794448
Mean	1.5512391
Median Absolute Deviation (MAD)	1
Skewness	1.7812495
Sum	102903
Variance	3.6161881
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=23)

Value	Count	Frequency (%)
0	27882	41.1%
1	11775	17.4%
2	9982	14.7%
3	6883	10.1%
4	4426	6.5%
5	2606	3.8%
6	1382	2.0%
7	670	1.0%
8	349	0.5%
9	167	0.2%
Other values (13)	214	0.3%
(Missing)	1485	2.2%

Value	Count	Frequency (%)
0	27882	41.1%
1	11775	17.4%
2	9982	14.7%
3	6883	10.1%
4	4426	6.5%
5	2606	3.8%
6	1382	2.0%
7	670	1.0%
8	349	0.5%
9	167	0.2%

Value	Count	Frequency (%)
45	1	< 0.1%
24	1	< 0.1%
23	1	< 0.1%
21	2	< 0.1%
20	1	< 0.1%
18	2	< 0.1%
16	4	< 0.1%
15	2	< 0.1%
14	8	< 0.1%
13	24	< 0.1%

mths_since_recent_bc
Real number (ℝ)

High correlation Missing

Distinct	326
Distinct (%)	0.5%
Missing	2164
Missing (%)	3.2%
Infinite	0
Infinite (%)	0.0%
Mean	24.792589

Minimum	0
Maximum	584
Zeros	363
Zeros (%)	0.5%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	6
median	14
Q3	30
95-th percentile	88
Maximum	584
Range	584
Interquartile range (IQR)	24

Descriptive statistics

Standard deviation	32.32171
Coefficient of variation (CV)	1.3036843
Kurtosis	21.467395
Mean	24.792589
Median Absolute Deviation (MAD)	9
Skewness	3.5515867
Sum	1627807
Variance	1044.6929
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
3	3221	4.7%
2	3075	4.5%
4	3048	4.5%
5	2863	4.2%
6	2653	3.9%
7	2518	3.7%
8	2389	3.5%
9	2208	3.3%
10	2142	3.2%
1	2060	3.0%
Other values (316)	39480	58.2%
(Missing)	2164	3.2%

Value	Count	Frequency (%)
0	363	0.5%
1	2060	3.0%
2	3075	4.5%
3	3221	4.7%
4	3048	4.5%
5	2863	4.2%
6	2653	3.9%
7	2518	3.7%
8	2389	3.5%
9	2208	3.3%

Value	Count	Frequency (%)
584	1	< 0.1%
577	1	< 0.1%
564	1	< 0.1%
489	1	< 0.1%
464	1	< 0.1%
436	1	< 0.1%
422	1	< 0.1%
420	1	< 0.1%
395	1	< 0.1%
387	1	< 0.1%

mths_since_recent_bc_dlq
Real number (ℝ)

High correlation Missing

Distinct	126
Distinct (%)	0.8%
Missing	52121
Missing (%)	76.9%
Infinite	0
Infinite (%)	0.0%
Mean	39.467452

Minimum	0
Maximum	155
Zeros	22
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	6
Q1	21
median	38
Q3	57
95-th percentile	77
Maximum	155
Range	155
Interquartile range (IQR)	36

Descriptive statistics

Standard deviation	22.722055
Coefficient of variation (CV)	0.57571627
Kurtosis	-0.68062618
Mean	39.467452
Median Absolute Deviation (MAD)	18
Skewness	0.32828949
Sum	619639
Variance	516.29176
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
22	268	0.4%
25	260	0.4%
45	256	0.4%
42	256	0.4%
27	255	0.4%
30	255	0.4%
41	254	0.4%
46	253	0.4%
13	251	0.4%
19	250	0.4%
Other values (116)	13142	19.4%
(Missing)	52121	76.9%

Value	Count	Frequency (%)
0	22	< 0.1%
1	82	0.1%
2	81	0.1%
3	137	0.2%
4	154	0.2%
5	177	0.3%
6	173	0.3%
7	175	0.3%
8	176	0.3%
9	221	0.3%

Value	Count	Frequency (%)
155	1	< 0.1%
146	1	< 0.1%
140	1	< 0.1%
126	1	< 0.1%
125	1	< 0.1%
124	1	< 0.1%
120	2	< 0.1%
119	2	< 0.1%
118	3	< 0.1%
116	1	< 0.1%

mths_since_recent_inq
Real number (ℝ)

High correlation Missing Zeros

Distinct	26
Distinct (%)	< 0.1%
Missing	8909
Missing (%)	13.1%
Infinite	0
Infinite (%)	0.0%
Mean	6.9929386

Minimum	0
Maximum	25
Zeros	5055
Zeros (%)	7.5%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	2
median	5
Q3	11
95-th percentile	19
Maximum	25
Range	25
Interquartile range (IQR)	9

Descriptive statistics

Standard deviation	5.9484027
Coefficient of variation (CV)	0.8506299
Kurtosis	-0.029010055
Mean	6.9929386
Median Absolute Deviation (MAD)	4
Skewness	0.89121749
Sum	411968
Variance	35.383495
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=26)

Value	Count	Frequency (%)
1	6518	9.6%
2	5219	7.7%
0	5055	7.5%
3	4733	7.0%
4	4189	6.2%
5	3914	5.8%
6	3487	5.1%
7	3180	4.7%
8	2859	4.2%
9	2560	3.8%
Other values (16)	17198	25.4%
(Missing)	8909	13.1%

Value	Count	Frequency (%)
0	5055	7.5%
1	6518	9.6%
2	5219	7.7%
3	4733	7.0%
4	4189	6.2%
5	3914	5.8%
6	3487	5.1%
7	3180	4.7%
8	2859	4.2%
9	2560	3.8%

Value	Count	Frequency (%)
25	2	< 0.1%
24	259	0.4%
23	571	0.8%
22	605	0.9%
21	640	0.9%
20	657	1.0%
19	806	1.2%
18	902	1.3%
17	950	1.4%
16	1155	1.7%

mths_since_recent_revol_delinq
Real number (ℝ)

High correlation Missing

Distinct	124
Distinct (%)	0.6%
Missing	45580
Missing (%)	67.2%
Infinite	0
Infinite (%)	0.0%
Mean	35.942044

Minimum	0
Maximum	155
Zeros	33
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	5
Q1	17
median	33
Q3	52
95-th percentile	76
Maximum	155
Range	155
Interquartile range (IQR)	35

Descriptive statistics

Standard deviation	22.409099
Coefficient of variation (CV)	0.62347871
Kurtosis	-0.61013205
Mean	35.942044
Median Absolute Deviation (MAD)	17
Skewness	0.46718347
Sum	799387
Variance	502.16773
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
12	406	0.6%
13	402	0.6%
11	387	0.6%
15	386	0.6%
9	382	0.6%
22	378	0.6%
19	373	0.5%
20	373	0.5%
24	373	0.5%
18	372	0.5%
Other values (114)	18409	27.1%
(Missing)	45580	67.2%

Value	Count	Frequency (%)
0	33	< 0.1%
1	145	0.2%
2	179	0.3%
3	239	0.4%
4	281	0.4%
5	304	0.4%
6	357	0.5%
7	363	0.5%
8	360	0.5%
9	382	0.6%

Value	Count	Frequency (%)
155	1	< 0.1%
146	1	< 0.1%
129	1	< 0.1%
126	1	< 0.1%
125	2	< 0.1%
124	2	< 0.1%
120	1	< 0.1%
118	2	< 0.1%
116	1	< 0.1%
115	1	< 0.1%

num_accts_ever_120_pd
Real number (ℝ)

High correlation Missing Zeros

Distinct	23
Distinct (%)	< 0.1%
Missing	2093
Missing (%)	3.1%
Infinite	0
Infinite (%)	0.0%
Mean	0.49726144

Minimum	0
Maximum	29
Zeros	50631
Zeros (%)	74.7%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	3
Maximum	29
Range	29
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	1.3137194
Coefficient of variation (CV)	2.6419088
Kurtosis	36.316028
Mean	0.49726144
Median Absolute Deviation (MAD)	0
Skewness	4.8281247
Sum	32684
Variance	1.7258586
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=23)

Value	Count	Frequency (%)
0	50631	74.7%
1	8074	11.9%
2	3239	4.8%
3	1408	2.1%
4	850	1.3%
5	566	0.8%
6	330	0.5%
7	229	0.3%
8	139	0.2%
9	83	0.1%
Other values (13)	179	0.3%
(Missing)	2093	3.1%

Value	Count	Frequency (%)
0	50631	74.7%
1	8074	11.9%
2	3239	4.8%
3	1408	2.1%
4	850	1.3%
5	566	0.8%
6	330	0.5%
7	229	0.3%
8	139	0.2%
9	83	0.1%

Value	Count	Frequency (%)
29	1	< 0.1%
24	2	< 0.1%
20	2	< 0.1%
19	2	< 0.1%
18	5	< 0.1%
17	4	< 0.1%
16	11	< 0.1%
15	5	< 0.1%
14	16	< 0.1%
13	16	< 0.1%

num_actv_bc_tl
Real number (ℝ)

High correlation Missing Zeros

Distinct	26
Distinct (%)	< 0.1%
Missing	2093
Missing (%)	3.1%
Infinite	0
Infinite (%)	0.0%
Mean	3.6658197

Minimum	0
Maximum	35
Zeros	1485
Zeros (%)	2.2%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	2
median	3
Q3	5
95-th percentile	8
Maximum	35
Range	35
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	2.321887
Coefficient of variation (CV)	0.63338822
Kurtosis	4.2729469
Mean	3.6658197
Median Absolute Deviation (MAD)	1
Skewness	1.4511281
Sum	240947
Variance	5.3911594
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=26)

Value	Count	Frequency (%)
3	13677	20.2%
2	13324	19.6%
4	10655	15.7%
1	7892	11.6%
5	7206	10.6%
6	4541	6.7%
7	2752	4.1%
8	1644	2.4%
0	1485	2.2%
9	1020	1.5%
Other values (16)	1532	2.3%
(Missing)	2093	3.1%

Value	Count	Frequency (%)
0	1485	2.2%
1	7892	11.6%
2	13324	19.6%
3	13677	20.2%
4	10655	15.7%
5	7206	10.6%
6	4541	6.7%
7	2752	4.1%
8	1644	2.4%
9	1020	1.5%

Value	Count	Frequency (%)
35	1	< 0.1%
24	1	< 0.1%
23	4	< 0.1%
22	2	< 0.1%
21	2	< 0.1%
20	7	< 0.1%
19	8	< 0.1%
18	14	< 0.1%
17	32	< 0.1%
16	33	< 0.1%

num_actv_rev_tl
Real number (ℝ)

High correlation Missing

Distinct	41
Distinct (%)	0.1%
Missing	2093
Missing (%)	3.1%
Infinite	0
Infinite (%)	0.0%
Mean	5.6300815

Minimum	0
Maximum	48
Zeros	322
Zeros (%)	0.5%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	3
median	5
Q3	7
95-th percentile	12
Maximum	48
Range	48
Interquartile range (IQR)	4

Descriptive statistics

Standard deviation	3.403765
Coefficient of variation (CV)	0.60456762
Kurtosis	5.2131365
Mean	5.6300815
Median Absolute Deviation (MAD)	2
Skewness	1.6009335
Sum	370054
Variance	11.585616
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=41)

Value	Count	Frequency (%)
4	10049	14.8%
3	9272	13.7%
5	8996	13.3%
6	7423	10.9%
2	6503	9.6%
7	5730	8.4%
8	4165	6.1%
9	3079	4.5%
1	2579	3.8%
10	2140	3.2%
Other values (31)	5792	8.5%
(Missing)	2093	3.1%

Value	Count	Frequency (%)
0	322	0.5%
1	2579	3.8%
2	6503	9.6%
3	9272	13.7%
4	10049	14.8%
5	8996	13.3%
6	7423	10.9%
7	5730	8.4%
8	4165	6.1%
9	3079	4.5%

Value	Count	Frequency (%)
48	1	< 0.1%
41	1	< 0.1%
40	3	< 0.1%
38	1	< 0.1%
37	2	< 0.1%
35	2	< 0.1%
34	2	< 0.1%
33	1	< 0.1%
32	2	< 0.1%
31	3	< 0.1%

num_bc_sats
Real number (ℝ)

High correlation Missing Zeros

Distinct	39
Distinct (%)	0.1%
Missing	1740
Missing (%)	2.6%
Infinite	0
Infinite (%)	0.0%
Mean	4.7624279

Minimum	0
Maximum	54
Zeros	691
Zeros (%)	1.0%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	3
median	4
Q3	6
95-th percentile	10
Maximum	54
Range	54
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	3.032944
Coefficient of variation (CV)	0.63684827
Kurtosis	6.8722121
Mean	4.7624279
Median Absolute Deviation (MAD)	2
Skewness	1.7419825
Sum	314706
Variance	9.1987493
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=39)

Value	Count	Frequency (%)
3	11292	16.6%
4	10875	16.0%
2	9152	13.5%
5	8687	12.8%
6	6355	9.4%
1	4639	6.8%
7	4574	6.7%
8	3056	4.5%
9	2145	3.2%
10	1456	2.1%
Other values (29)	3850	5.7%
(Missing)	1740	2.6%

Value	Count	Frequency (%)
0	691	1.0%
1	4639	6.8%
2	9152	13.5%
3	11292	16.6%
4	10875	16.0%
5	8687	12.8%
6	6355	9.4%
7	4574	6.7%
8	3056	4.5%
9	2145	3.2%

Value	Count	Frequency (%)
54	1	< 0.1%
47	1	< 0.1%
37	1	< 0.1%
36	1	< 0.1%
35	1	< 0.1%
34	1	< 0.1%
32	1	< 0.1%
31	1	< 0.1%
30	2	< 0.1%
29	4	< 0.1%

num_bc_tl
Real number (ℝ)

High correlation Missing

Distinct	49
Distinct (%)	0.1%
Missing	2093
Missing (%)	3.1%
Infinite	0
Infinite (%)	0.0%
Mean	7.7496805

Minimum	0
Maximum	64
Zeros	185
Zeros (%)	0.3%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	4
median	7
Q3	10
95-th percentile	17
Maximum	64
Range	64
Interquartile range (IQR)	6

Descriptive statistics

Standard deviation	4.7444187
Coefficient of variation (CV)	0.6122083
Kurtosis	4.1383721
Mean	7.7496805
Median Absolute Deviation (MAD)	3
Skewness	1.44387
Sum	509371
Variance	22.509509
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=49)

Value	Count	Frequency (%)
5	6949	10.2%
4	6757	10.0%
6	6554	9.7%
7	6008	8.9%
3	5440	8.0%
8	5424	8.0%
9	4643	6.8%
10	3689	5.4%
2	3660	5.4%
11	3145	4.6%
Other values (39)	13459	19.8%

Value	Count	Frequency (%)
0	185	0.3%
1	1458	2.1%
2	3660	5.4%
3	5440	8.0%
4	6757	10.0%
5	6949	10.2%
6	6554	9.7%
7	6008	8.9%
8	5424	8.0%
9	4643	6.8%

Value	Count	Frequency (%)
64	1	< 0.1%
58	3	< 0.1%
57	1	< 0.1%
54	1	< 0.1%
52	1	< 0.1%
46	1	< 0.1%
45	2	< 0.1%
43	1	< 0.1%
40	2	< 0.1%
39	4	< 0.1%

num_il_tl
Real number (ℝ)

High correlation Missing Zeros

Distinct	79
Distinct (%)	0.1%
Missing	2093
Missing (%)	3.1%
Infinite	0
Infinite (%)	0.0%
Mean	8.4442399

Minimum	0
Maximum	127
Zeros	2041
Zeros (%)	3.0%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	3
median	6
Q3	11
95-th percentile	23
Maximum	127
Range	127
Interquartile range (IQR)	8

Descriptive statistics

Standard deviation	7.4093152
Coefficient of variation (CV)	0.87744016
Kurtosis	8.2949562
Mean	8.4442399
Median Absolute Deviation (MAD)	3
Skewness	2.1407905
Sum	555023
Variance	54.897951
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
4	5730	8.4%
3	5713	8.4%
5	5459	8.0%
2	5156	7.6%
6	4962	7.3%
7	4425	6.5%
1	3946	5.8%
8	3932	5.8%
9	3378	5.0%
10	2886	4.3%
Other values (69)	20141	29.7%

Value	Count	Frequency (%)
0	2041	3.0%
1	3946	5.8%
2	5156	7.6%
3	5713	8.4%
4	5730	8.4%
5	5459	8.0%
6	4962	7.3%
7	4425	6.5%
8	3932	5.8%
9	3378	5.0%

Value	Count	Frequency (%)
127	1	< 0.1%
101	1	< 0.1%
94	1	< 0.1%
86	2	< 0.1%
81	2	< 0.1%
77	1	< 0.1%
74	2	< 0.1%
73	1	< 0.1%
72	1	< 0.1%
71	2	< 0.1%

num_op_rev_tl
Real number (ℝ)

High correlation Missing

Distinct	50
Distinct (%)	0.1%
Missing	2093
Missing (%)	3.1%
Infinite	0
Infinite (%)	0.0%
Mean	8.236718

Minimum	0
Maximum	63
Zeros	28
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	3
Q1	5
median	7
Q3	10
95-th percentile	17
Maximum	63
Range	63
Interquartile range (IQR)	5

Descriptive statistics

Standard deviation	4.6935318
Coefficient of variation (CV)	0.56983034
Kurtosis	4.5342258
Mean	8.236718
Median Absolute Deviation (MAD)	3
Skewness	1.522419
Sum	541383
Variance	22.029241
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
6	7056	10.4%
5	6892	10.2%
7	6664	9.8%
4	6252	9.2%
8	5877	8.7%
9	4988	7.4%
3	4377	6.5%
10	4267	6.3%
11	3480	5.1%
12	2775	4.1%
Other values (40)	13100	19.3%

Value	Count	Frequency (%)
0	28	< 0.1%
1	555	0.8%
2	2383	3.5%
3	4377	6.5%
4	6252	9.2%
5	6892	10.2%
6	7056	10.4%
7	6664	9.8%
8	5877	8.7%
9	4988	7.4%

Value	Count	Frequency (%)
63	1	< 0.1%
58	1	< 0.1%
56	1	< 0.1%
49	1	< 0.1%
48	4	< 0.1%
47	3	< 0.1%
44	1	< 0.1%
43	2	< 0.1%
41	4	< 0.1%
40	6	< 0.1%

num_rev_accts
Real number (ℝ)

High correlation Missing

Distinct	79
Distinct (%)	0.1%
Missing	2093
Missing (%)	3.1%
Infinite	0
Infinite (%)	0.0%
Mean	14.041124

Minimum	2
Maximum	128
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	2
5-th percentile	4
Q1	8
median	12
Q3	18
95-th percentile	29
Maximum	128
Range	126
Interquartile range (IQR)	10

Descriptive statistics

Standard deviation	8.1158782
Coefficient of variation (CV)	0.57800773
Kurtosis	4.3868533
Mean	14.041124
Median Absolute Deviation (MAD)	5
Skewness	1.43968
Sum	922895
Variance	65.86748
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
9	4012	5.9%
10	3889	5.7%
11	3794	5.6%
8	3750	5.5%
7	3722	5.5%
12	3688	5.4%
13	3569	5.3%
6	3339	4.9%
14	3215	4.7%
15	2973	4.4%
Other values (69)	29777	43.9%

Value	Count	Frequency (%)
2	665	1.0%
3	1272	1.9%
4	2169	3.2%
5	2720	4.0%
6	3339	4.9%
7	3722	5.5%
8	3750	5.5%
9	4012	5.9%
10	3889	5.7%
11	3794	5.6%

Value	Count	Frequency (%)
128	1	< 0.1%
119	1	< 0.1%
107	1	< 0.1%
90	1	< 0.1%
87	1	< 0.1%
84	1	< 0.1%
81	2	< 0.1%
79	1	< 0.1%
76	1	< 0.1%
72	1	< 0.1%

num_rev_tl_bal_gt_0
Real number (ℝ)

High correlation Missing

Distinct	37
Distinct (%)	0.1%
Missing	2093
Missing (%)	3.1%
Infinite	0
Infinite (%)	0.0%
Mean	5.5792813

Minimum	0
Maximum	40
Zeros	313
Zeros (%)	0.5%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	3
median	5
Q3	7
95-th percentile	12
Maximum	40
Range	40
Interquartile range (IQR)	4

Descriptive statistics

Standard deviation	3.3094559
Coefficient of variation (CV)	0.59316886
Kurtosis	3.9966473
Mean	5.5792813
Median Absolute Deviation (MAD)	2
Skewness	1.4686817
Sum	366715
Variance	10.952498
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=37)

Value	Count	Frequency (%)
4	10102	14.9%
3	9377	13.8%
5	9032	13.3%
6	7479	11.0%
2	6503	9.6%
7	5820	8.6%
8	4117	6.1%
9	3100	4.6%
1	2575	3.8%
10	2118	3.1%
Other values (27)	5505	8.1%
(Missing)	2093	3.1%

Value	Count	Frequency (%)
0	313	0.5%
1	2575	3.8%
2	6503	9.6%
3	9377	13.8%
4	10102	14.9%
5	9032	13.3%
6	7479	11.0%
7	5820	8.6%
8	4117	6.1%
9	3100	4.6%

Value	Count	Frequency (%)
40	1	< 0.1%
38	1	< 0.1%
34	1	< 0.1%
33	1	< 0.1%
32	2	< 0.1%
31	2	< 0.1%
30	4	< 0.1%
29	2	< 0.1%
28	4	< 0.1%
27	12	< 0.1%

num_sats
Real number (ℝ)

High correlation Missing

Distinct	59
Distinct (%)	0.1%
Missing	1740
Missing (%)	2.6%
Infinite	0
Infinite (%)	0.0%
Mean	11.624446

Minimum	0
Maximum	94
Zeros	3
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	5
Q1	8
median	11
Q3	14
95-th percentile	22
Maximum	94
Range	94
Interquartile range (IQR)	6

Descriptive statistics

Standard deviation	5.6454637
Coefficient of variation (CV)	0.48565444
Kurtosis	3.6865072
Mean	11.624446
Median Absolute Deviation (MAD)	3
Skewness	1.3250213
Sum	768155
Variance	31.87126
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
9	5691	8.4%
8	5587	8.2%
10	5485	8.1%
11	5117	7.5%
7	5095	7.5%
12	4521	6.7%
6	4308	6.4%
13	4034	5.9%
14	3476	5.1%
5	3096	4.6%
Other values (49)	19671	29.0%

Value	Count	Frequency (%)
0	3	< 0.1%
1	57	0.1%
2	304	0.4%
3	903	1.3%
4	1996	2.9%
5	3096	4.6%
6	4308	6.4%
7	5095	7.5%
8	5587	8.2%
9	5691	8.4%

Value	Count	Frequency (%)
94	1	< 0.1%
66	1	< 0.1%
61	1	< 0.1%
60	1	< 0.1%
56	2	< 0.1%
53	3	< 0.1%
52	2	< 0.1%
51	3	< 0.1%
50	1	< 0.1%
49	1	< 0.1%

num_tl_120dpd_2m
Categorical

High correlation Imbalance Missing

Distinct	3
Distinct (%)	< 0.1%
Missing	4592
Missing (%)	6.8%
Memory size	1.0 MiB

0.0	63194
1.0	34
2.0	1

Length

Max length	3
Median length	3
Mean length	3
Min length	3

Characters and Unicode

Total characters	189687
Distinct characters	4
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	1 ?
Unique (%)	< 0.1%

Sample

1st row	0.0
2nd row	0.0
3rd row	0.0
4th row	0.0
5th row	0.0

Common Values

Value	Count	Frequency (%)
0.0	63194	93.2%
1.0	34	0.1%
2.0	1	< 0.1%
(Missing)	4592	6.8%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
0.0	63194	99.9%
1.0	34	0.1%
2.0	1	< 0.1%

Most occurring characters

Value	Count	Frequency (%)
0	126423	66.6%
.	63229	33.3%
1	34	< 0.1%
2	1	< 0.1%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	189687	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
0	126423	66.6%
.	63229	33.3%
1	34	< 0.1%
2	1	< 0.1%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	189687	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
0	126423	66.6%
.	63229	33.3%
1	34	< 0.1%
2	1	< 0.1%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	189687	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
0	126423	66.6%
.	63229	33.3%
1	34	< 0.1%
2	1	< 0.1%

num_tl_30dpd
Categorical

High correlation Imbalance Missing

Distinct	5
Distinct (%)	< 0.1%
Missing	2093
Missing (%)	3.1%
Memory size	1.0 MiB

0.0	65569
1.0	149
2.0	7
4.0	2
3.0	1

Length

Max length	3
Median length	3
Mean length	3
Min length	3

Characters and Unicode

Total characters	197184
Distinct characters	6
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	1 ?
Unique (%)	< 0.1%

Sample

1st row	0.0
2nd row	0.0
3rd row	0.0
4th row	0.0
5th row	0.0

Common Values

Value	Count	Frequency (%)
0.0	65569	96.7%
1.0	149	0.2%
2.0	7	< 0.1%
4.0	2	< 0.1%
3.0	1	< 0.1%
(Missing)	2093	3.1%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
0.0	65569	99.8%
1.0	149	0.2%
2.0	7	< 0.1%
4.0	2	< 0.1%
3.0	1	< 0.1%

Most occurring characters

Value	Count	Frequency (%)
0	131297	66.6%
.	65728	33.3%
1	149	0.1%
2	7	< 0.1%
4	2	< 0.1%
3	1	< 0.1%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	197184	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
0	131297	66.6%
.	65728	33.3%
1	149	0.1%
2	7	< 0.1%
4	2	< 0.1%
3	1	< 0.1%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	197184	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
0	131297	66.6%
.	65728	33.3%
1	149	0.1%
2	7	< 0.1%
4	2	< 0.1%
3	1	< 0.1%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	197184	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
0	131297	66.6%
.	65728	33.3%
1	149	0.1%
2	7	< 0.1%
4	2	< 0.1%
3	1	< 0.1%

num_tl_90g_dpd_24m
Real number (ℝ)

High correlation Missing Zeros

Distinct	18
Distinct (%)	< 0.1%
Missing	2093
Missing (%)	3.1%
Infinite	0
Infinite (%)	0.0%
Mean	0.081091772

Minimum	0
Maximum	24
Zeros	62217
Zeros (%)	91.7%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	1
Maximum	24
Range	24
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.4696549
Coefficient of variation (CV)	5.7916468
Kurtosis	343.48507
Mean	0.081091772
Median Absolute Deviation (MAD)	0
Skewness	13.722055
Sum	5330
Variance	0.22057573
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=18)

Value	Count	Frequency (%)
0	62217	91.7%
1	2645	3.9%
2	514	0.8%
3	151	0.2%
4	76	0.1%
5	42	0.1%
6	29	< 0.1%
7	18	< 0.1%
8	10	< 0.1%
9	9	< 0.1%
Other values (8)	17	< 0.1%
(Missing)	2093	3.1%

Value	Count	Frequency (%)
0	62217	91.7%
1	2645	3.9%
2	514	0.8%
3	151	0.2%
4	76	0.1%
5	42	0.1%
6	29	< 0.1%
7	18	< 0.1%
8	10	< 0.1%
9	9	< 0.1%

Value	Count	Frequency (%)
24	1	< 0.1%
20	1	< 0.1%
16	2	< 0.1%
14	1	< 0.1%
13	3	< 0.1%
12	4	< 0.1%
11	2	< 0.1%
10	3	< 0.1%
9	9	< 0.1%
8	10	< 0.1%

num_tl_op_past_12m
Real number (ℝ)

High correlation Missing Zeros

Distinct	20
Distinct (%)	< 0.1%
Missing	2093
Missing (%)	3.1%
Infinite	0
Infinite (%)	0.0%
Mean	2.0813961

Minimum	0
Maximum	20
Zeros	12386
Zeros (%)	18.3%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	1
median	2
Q3	3
95-th percentile	5
Maximum	20
Range	20
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	1.8246854
Coefficient of variation (CV)	0.87666421
Kurtosis	3.6698213
Mean	2.0813961
Median Absolute Deviation (MAD)	1
Skewness	1.4219169
Sum	136806
Variance	3.3294769
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=20)

Value	Count	Frequency (%)
1	16715	24.6%
2	14709	21.7%
0	12386	18.3%
3	10009	14.8%
4	5799	8.6%
5	2920	4.3%
6	1478	2.2%
7	821	1.2%
8	414	0.6%
9	204	0.3%
Other values (10)	273	0.4%
(Missing)	2093	3.1%

Value	Count	Frequency (%)
0	12386	18.3%
1	16715	24.6%
2	14709	21.7%
3	10009	14.8%
4	5799	8.6%
5	2920	4.3%
6	1478	2.2%
7	821	1.2%
8	414	0.6%
9	204	0.3%

Value	Count	Frequency (%)
20	1	< 0.1%
18	3	< 0.1%
17	1	< 0.1%
16	4	< 0.1%
15	7	< 0.1%
14	13	< 0.1%
13	19	< 0.1%
12	42	0.1%
11	64	0.1%
10	119	0.2%

pct_tl_nvr_dlq
Real number (ℝ)

High correlation Missing

Distinct	424
Distinct (%)	0.6%
Missing	2097
Missing (%)	3.1%
Infinite	0
Infinite (%)	0.0%
Mean	94.154723

Minimum	0
Maximum	100
Zeros	1
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	75
Q1	91.3
median	100
Q3	100
95-th percentile	100
Maximum	100
Range	100
Interquartile range (IQR)	8.7

Descriptive statistics

Standard deviation	8.9314181
Coefficient of variation (CV)	0.09485895
Kurtosis	6.8077928
Mean	94.154723
Median Absolute Deviation (MAD)	0
Skewness	-2.2622093
Sum	6188225
Variance	79.770229
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
100	33162	48.9%
90	915	1.3%
95	806	1.2%
90.9	710	1.0%
88.9	705	1.0%
96	695	1.0%
92.9	692	1.0%
87.5	682	1.0%
91.7	682	1.0%
92.3	679	1.0%
Other values (414)	25996	38.3%
(Missing)	2097	3.1%

Value	Count	Frequency (%)
0	1	< 0.1%
13.3	1	< 0.1%
18	1	< 0.1%
18.2	1	< 0.1%
19	1	< 0.1%
19.2	1	< 0.1%
22.2	2	< 0.1%
23.1	2	< 0.1%
23.8	1	< 0.1%
25	2	< 0.1%

Value	Count	Frequency (%)
100	33162	48.9%
99.4	1	< 0.1%
99.2	1	< 0.1%
99	3	< 0.1%
98.9	4	< 0.1%
98.8	1	< 0.1%
98.7	7	< 0.1%
98.6	16	< 0.1%
98.5	24	< 0.1%
98.4	39	0.1%

percent_bc_gt_75
Real number (ℝ)

High correlation Missing Zeros

Distinct	142
Distinct (%)	0.2%
Missing	2214
Missing (%)	3.3%
Infinite	0
Infinite (%)	0.0%
Mean	42.515292

Minimum	0
Maximum	100
Zeros	17924
Zeros (%)	26.4%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	37.5
Q3	71.4
95-th percentile	100
Maximum	100
Range	100
Interquartile range (IQR)	71.4

Descriptive statistics

Standard deviation	36.233203
Coefficient of variation (CV)	0.85223931
Kurtosis	-1.2575788
Mean	42.515292
Median Absolute Deviation (MAD)	37.5
Skewness	0.30743544
Sum	2789300.8
Variance	1312.845
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	17924	26.4%
100	11260	16.6%
50	6876	10.1%
33.3	4487	6.6%
66.7	4107	6.1%
25	2995	4.4%
75	2280	3.4%
20	1966	2.9%
40	1690	2.5%
60	1401	2.1%
Other values (132)	10621	15.7%
(Missing)	2214	3.3%

Value	Count	Frequency (%)
0	17924	26.4%
0.25	1	< 0.1%
0.33	1	< 0.1%
0.5	2	< 0.1%
0.67	2	< 0.1%
0.75	1	< 0.1%
1	7	< 0.1%
3.6	1	< 0.1%
4.2	1	< 0.1%
4.3	1	< 0.1%

Value	Count	Frequency (%)
100	11260	16.6%
94.1	1	< 0.1%
93.8	1	< 0.1%
93.3	2	< 0.1%
92.9	3	< 0.1%
92.3	4	< 0.1%
91.7	14	< 0.1%
90.9	22	< 0.1%
90	49	0.1%
88.9	84	0.1%

pub_rec_bankruptcies
Real number (ℝ)

High correlation Zeros

Distinct	8
Distinct (%)	< 0.1%
Missing	38
Missing (%)	0.1%
Infinite	0
Infinite (%)	0.0%
Mean	0.12787867

Minimum	0
Maximum	7
Zeros	59640
Zeros (%)	87.9%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	1
Maximum	7
Range	7
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.36538965
Coefficient of variation (CV)	2.8573151
Kurtosis	19.752638
Mean	0.12787867
Median Absolute Deviation (MAD)	0
Skewness	3.4720923
Sum	8668
Variance	0.1335096
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=8)

Value	Count	Frequency (%)
0	59640	87.9%
1	7762	11.4%
2	289	0.4%
3	59	0.1%
4	18	< 0.1%
5	12	< 0.1%
6	2	< 0.1%
7	1	< 0.1%
(Missing)	38	0.1%

Value	Count	Frequency (%)
0	59640	87.9%
1	7762	11.4%
2	289	0.4%
3	59	0.1%
4	18	< 0.1%
5	12	< 0.1%
6	2	< 0.1%
7	1	< 0.1%

Value	Count	Frequency (%)
7	1	< 0.1%
6	2	< 0.1%
5	12	< 0.1%
4	18	< 0.1%
3	59	0.1%
2	289	0.4%
1	7762	11.4%
0	59640	87.9%

tax_liens
Real number (ℝ)

Zeros

Distinct	15
Distinct (%)	< 0.1%
Missing	4
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	0.046846661

Minimum	0
Maximum	23
Zeros	65845
Zeros (%)	97.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	23
Range	23
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.36222984
Coefficient of variation (CV)	7.7322445
Kurtosis	595.67433
Mean	0.046846661
Median Absolute Deviation (MAD)	0
Skewness	17.61587
Sum	3177
Variance	0.13121045
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=15)

Value	Count	Frequency (%)
0	65845	97.1%
1	1361	2.0%
2	357	0.5%
3	124	0.2%
4	63	0.1%
5	25	< 0.1%
6	17	< 0.1%
7	6	< 0.1%
10	5	< 0.1%
9	5	< 0.1%
Other values (5)	9	< 0.1%

Value	Count	Frequency (%)
0	65845	97.1%
1	1361	2.0%
2	357	0.5%
3	124	0.2%
4	63	0.1%
5	25	< 0.1%
6	17	< 0.1%
7	6	< 0.1%
8	4	< 0.1%
9	5	< 0.1%

Value	Count	Frequency (%)
23	1	< 0.1%
18	2	< 0.1%
12	1	< 0.1%
11	1	< 0.1%
10	5	< 0.1%
9	5	< 0.1%
8	4	< 0.1%
7	6	< 0.1%
6	17	< 0.1%
5	25	< 0.1%

tot_hi_cred_lim
Real number (ℝ)

High correlation Missing

Distinct	53962
Distinct (%)	82.1%
Missing	2093
Missing (%)	3.1%
Infinite	0
Infinite (%)	0.0%
Mean	179106.34

Minimum	0
Maximum	9999999
Zeros	3
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	18602.35
Q1	50775
median	116076
Q3	257372.25
95-th percentile	514240.1
Maximum	9999999
Range	9999999
Interquartile range (IQR)	206597.25

Descriptive statistics

Standard deviation	188063.42
Coefficient of variation (CV)	1.0500098
Kurtosis	244.42181
Mean	179106.34
Median Absolute Deviation (MAD)	80373.5
Skewness	6.7596843
Sum	1.1772301 × 10¹⁰
Variance	3.5367848 × 10¹⁰
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
16500	28	< 0.1%
19300	28	< 0.1%
15500	27	< 0.1%
9000	26	< 0.1%
15000	26	< 0.1%
10700	26	< 0.1%
14800	26	< 0.1%
12600	25	< 0.1%
11000	25	< 0.1%
17500	25	< 0.1%
Other values (53952)	65466	96.5%
(Missing)	2093	3.1%

Value	Count	Frequency (%)
0	3	< 0.1%
300	3	< 0.1%
400	1	< 0.1%
500	9	< 0.1%
800	2	< 0.1%
900	1	< 0.1%
1000	5	< 0.1%
1100	1	< 0.1%
1200	1	< 0.1%
1300	1	< 0.1%

Value	Count	Frequency (%)
9999999	2	< 0.1%
4562297	1	< 0.1%
4460960	1	< 0.1%
2695475	1	< 0.1%
2676157	1	< 0.1%
2646039	1	< 0.1%
2575022	1	< 0.1%
2574225	1	< 0.1%
2548791	1	< 0.1%
2532616	1	< 0.1%

total_bal_ex_mort
Real number (ℝ)

High correlation Missing

Distinct	49187
Distinct (%)	74.1%
Missing	1485
Missing (%)	2.2%
Infinite	0
Infinite (%)	0.0%
Mean	51304.858

Minimum	0
Maximum	1164872
Zeros	54
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	6679
Q1	21002.75
median	38086.5
Q3	64980
95-th percentile	139827
Maximum	1164872
Range	1164872
Interquartile range (IQR)	43977.25

Descriptive statistics

Standard deviation	49698.496
Coefficient of variation (CV)	0.96868986
Kurtosis	28.489313
Mean	51304.858
Median Absolute Deviation (MAD)	20139
Skewness	3.6021457
Sum	3.4033591 × 10⁹
Variance	2.4699405 × 10⁹
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	54	0.1%
26452	8	< 0.1%
23210	7	< 0.1%
12325	7	< 0.1%
7455	7	< 0.1%
16599	6	< 0.1%
20084	6	< 0.1%
8673	6	< 0.1%
7704	6	< 0.1%
39425	6	< 0.1%
Other values (49177)	66223	97.6%
(Missing)	1485	2.2%

Value	Count	Frequency (%)
0	54	0.1%
4	3	< 0.1%
5	3	< 0.1%
8	2	< 0.1%
9	3	< 0.1%
17	1	< 0.1%
20	1	< 0.1%
27	2	< 0.1%
38	3	< 0.1%
39	1	< 0.1%

Value	Count	Frequency (%)
1164872	1	< 0.1%
1072366	1	< 0.1%
930478	1	< 0.1%
927734	1	< 0.1%
845977	1	< 0.1%
815010	1	< 0.1%
777866	1	< 0.1%
767381	1	< 0.1%
720812	1	< 0.1%
710000	1	< 0.1%

total_bc_limit
Real number (ℝ)

High correlation Missing Zeros

Distinct	2461
Distinct (%)	3.7%
Missing	1485
Missing (%)	2.2%
Infinite	0
Infinite (%)	0.0%
Mean	23180.708

Minimum	0
Maximum	616000
Zeros	729
Zeros (%)	1.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	2300
Q1	8200
median	16300
Q3	30200
95-th percentile	67100
Maximum	616000
Range	616000
Interquartile range (IQR)	22000

Descriptive statistics

Standard deviation	23219.685
Coefficient of variation (CV)	1.0016815
Kurtosis	24.460855
Mean	23180.708
Median Absolute Deviation (MAD)	9600
Skewness	3.1407279
Sum	1.5377154 × 10⁹
Variance	5.3915379 × 10⁸
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	729	1.1%
5000	512	0.8%
6000	472	0.7%
8000	441	0.7%
4000	435	0.6%
10000	431	0.6%
3000	426	0.6%
9000	418	0.6%
6500	415	0.6%
7500	407	0.6%
Other values (2451)	61650	90.9%
(Missing)	1485	2.2%

Value	Count	Frequency (%)
0	729	1.1%
200	10	< 0.1%
300	72	0.1%
400	18	< 0.1%
500	217	0.3%
600	45	0.1%
700	50	0.1%
800	149	0.2%
900	33	< 0.1%
950	1	< 0.1%

Value	Count	Frequency (%)
616000	1	< 0.1%
471400	1	< 0.1%
470900	1	< 0.1%
372800	1	< 0.1%
368500	1	< 0.1%
364000	1	< 0.1%
339900	1	< 0.1%
333900	1	< 0.1%
329200	1	< 0.1%
319800	1	< 0.1%

total_il_high_credit_limit
Real number (ℝ)

High correlation Missing Zeros

Distinct	40887
Distinct (%)	62.2%
Missing	2093
Missing (%)	3.1%
Infinite	0
Infinite (%)	0.0%
Mean	44009.529

Minimum	0
Maximum	976075
Zeros	7816
Zeros (%)	11.5%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	15000
median	32896
Q3	59382.25
95-th percentile	125271.95
Maximum	976075
Range	976075
Interquartile range (IQR)	44382.25

Descriptive statistics

Standard deviation	45033.543
Coefficient of variation (CV)	1.023268
Kurtosis	17.141804
Mean	44009.529
Median Absolute Deviation (MAD)	20896
Skewness	2.8154222
Sum	2.8926583 × 10⁹
Variance	2.02802 × 10⁹
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	7816	11.5%
10000	418	0.6%
15000	326	0.5%
20000	239	0.4%
5000	228	0.3%
25000	191	0.3%
12000	187	0.3%
6000	169	0.2%
8000	140	0.2%
18000	114	0.2%
Other values (40877)	55900	82.4%
(Missing)	2093	3.1%

Value	Count	Frequency (%)
0	7816	11.5%
300	1	< 0.1%
336	1	< 0.1%
449	1	< 0.1%
450	1	< 0.1%
451	1	< 0.1%
494	1	< 0.1%
500	10	< 0.1%
520	1	< 0.1%
550	1	< 0.1%

Value	Count	Frequency (%)
976075	1	< 0.1%
818478	1	< 0.1%
637503	1	< 0.1%
602777	1	< 0.1%
601737	1	< 0.1%
597620	1	< 0.1%
589824	1	< 0.1%
557098	1	< 0.1%
551499	1	< 0.1%
550598	1	< 0.1%

revol_bal_joint
Real number (ℝ)

High correlation Missing

Distinct	3161
Distinct (%)	97.3%
Missing	64572
Missing (%)	95.2%
Infinite	0
Infinite (%)	0.0%
Mean	32957.47

Minimum	0
Maximum	326249
Zeros	4
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	5138.4
Q1	14690
median	25717
Q3	43471
95-th percentile	84003.4
Maximum	326249
Range	326249
Interquartile range (IQR)	28781

Descriptive statistics

Standard deviation	27381.251
Coefficient of variation (CV)	0.8308056
Kurtosis	9.766907
Mean	32957.47
Median Absolute Deviation (MAD)	13015
Skewness	2.3104107
Sum	1.0707882 × 10⁸
Variance	7.497329 × 10⁸
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	4	< 0.1%
38073	3	< 0.1%
23871	3	< 0.1%
35762	2	< 0.1%
19048	2	< 0.1%
26547	2	< 0.1%
49046	2	< 0.1%
26994	2	< 0.1%
48508	2	< 0.1%
27263	2	< 0.1%
Other values (3151)	3225	4.8%
(Missing)	64572	95.2%

Value	Count	Frequency (%)
0	4	< 0.1%
12	1	< 0.1%
42	1	< 0.1%
139	1	< 0.1%
206	1	< 0.1%
297	1	< 0.1%
311	1	< 0.1%
331	1	< 0.1%
350	1	< 0.1%
408	1	< 0.1%

Value	Count	Frequency (%)
326249	1	< 0.1%
234894	1	< 0.1%
204796	1	< 0.1%
200504	1	< 0.1%
190137	1	< 0.1%
189004	1	< 0.1%
187688	1	< 0.1%
187186	1	< 0.1%
180108	1	< 0.1%
178871	1	< 0.1%

sec_app_fico_range_low
Real number (ℝ)

High correlation Missing

Distinct	57
Distinct (%)	1.8%
Missing	64572
Missing (%)	95.2%
Infinite	0
Infinite (%)	0.0%
Mean	670.54171

Minimum	540
Maximum	820
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	540
5-th percentile	590
Q1	645
median	670
Q3	700
95-th percentile	745
Maximum	820
Range	280
Interquartile range (IQR)	55

Descriptive statistics

Standard deviation	45.445241
Coefficient of variation (CV)	0.067773921
Kurtosis	0.49359377
Mean	670.54171
Median Absolute Deviation (MAD)	25
Skewness	0.035579844
Sum	2178590
Variance	2065.2699
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
660	181	0.3%
670	169	0.2%
665	167	0.2%
675	163	0.2%
655	159	0.2%
685	148	0.2%
680	148	0.2%
695	136	0.2%
650	130	0.2%
645	129	0.2%
Other values (47)	1719	2.5%
(Missing)	64572	95.2%

Value	Count	Frequency (%)
540	8	< 0.1%
545	5	< 0.1%
550	10	< 0.1%
555	12	< 0.1%
560	12	< 0.1%
565	16	< 0.1%
570	14	< 0.1%
575	14	< 0.1%
580	22	< 0.1%
585	24	< 0.1%

Value	Count	Frequency (%)
820	2	< 0.1%
815	4	< 0.1%
810	2	< 0.1%
805	4	< 0.1%
800	6	< 0.1%
795	10	< 0.1%
790	12	< 0.1%
785	6	< 0.1%
780	12	< 0.1%
775	10	< 0.1%

sec_app_fico_range_high
Real number (ℝ)

High correlation Missing

Distinct	57
Distinct (%)	1.8%
Missing	64572
Missing (%)	95.2%
Infinite	0
Infinite (%)	0.0%
Mean	674.54171

Minimum	544
Maximum	824
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	544
5-th percentile	594
Q1	649
median	674
Q3	704
95-th percentile	749
Maximum	824
Range	280
Interquartile range (IQR)	55

Descriptive statistics

Standard deviation	45.445241
Coefficient of variation (CV)	0.067372025
Kurtosis	0.49359377
Mean	674.54171
Median Absolute Deviation (MAD)	25
Skewness	0.035579844
Sum	2191586
Variance	2065.2699
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
664	181	0.3%
674	169	0.2%
669	167	0.2%
679	163	0.2%
659	159	0.2%
689	148	0.2%
684	148	0.2%
699	136	0.2%
654	130	0.2%
649	129	0.2%
Other values (47)	1719	2.5%
(Missing)	64572	95.2%

Value	Count	Frequency (%)
544	8	< 0.1%
549	5	< 0.1%
554	10	< 0.1%
559	12	< 0.1%
564	12	< 0.1%
569	16	< 0.1%
574	14	< 0.1%
579	14	< 0.1%
584	22	< 0.1%
589	24	< 0.1%

Value	Count	Frequency (%)
824	2	< 0.1%
819	4	< 0.1%
814	2	< 0.1%
809	4	< 0.1%
804	6	< 0.1%
799	10	< 0.1%
794	12	< 0.1%
789	6	< 0.1%
784	12	< 0.1%
779	10	< 0.1%

sec_app_earliest_cr_line
Date

Missing

Distinct	454
Distinct (%)	14.0%
Missing	64572
Missing (%)	95.2%
Memory size	1.0 MiB

Minimum	1959-01-01 00:00:00
Maximum	2017-10-01 00:00:00
Invalid dates	0
Invalid dates (%)	0.0%

Histogram with fixed size bins (bins=50)

sec_app_inq_last_6mths
Real number (ℝ)

High correlation Missing Zeros

Distinct	7
Distinct (%)	0.2%
Missing	64572
Missing (%)	95.2%
Infinite	0
Infinite (%)	0.0%
Mean	0.6303478

Minimum	0
Maximum	6
Zeros	1988
Zeros (%)	2.9%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	1
95-th percentile	3
Maximum	6
Range	6
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	1.0145262
Coefficient of variation (CV)	1.6094706
Kurtosis	5.2170576
Mean	0.6303478
Median Absolute Deviation (MAD)	0
Skewness	2.1225421
Sum	2048
Variance	1.0292635
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=7)

Value	Count	Frequency (%)
0	1988	2.9%
1	793	1.2%
2	281	0.4%
3	104	0.2%
4	40	0.1%
5	37	0.1%
6	6	< 0.1%
(Missing)	64572	95.2%

Value	Count	Frequency (%)
0	1988	2.9%
1	793	1.2%
2	281	0.4%
3	104	0.2%
4	40	0.1%
5	37	0.1%
6	6	< 0.1%

Value	Count	Frequency (%)
6	6	< 0.1%
5	37	0.1%
4	40	0.1%
3	104	0.2%
2	281	0.4%
1	793	1.2%
0	1988	2.9%

sec_app_mort_acc
Real number (ℝ)

High correlation Missing Zeros

Distinct	13
Distinct (%)	0.4%
Missing	64572
Missing (%)	95.2%
Infinite	0
Infinite (%)	0.0%
Mean	1.4801477

Minimum	0
Maximum	12
Zeros	1332
Zeros (%)	2.0%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	2
95-th percentile	5
Maximum	12
Range	12
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	1.7285784
Coefficient of variation (CV)	1.1678418
Kurtosis	2.0374336
Mean	1.4801477
Median Absolute Deviation (MAD)	1
Skewness	1.3463918
Sum	4809
Variance	2.9879832
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=13)

Value	Count	Frequency (%)
0	1332	2.0%
1	622	0.9%
2	522	0.8%
3	341	0.5%
4	202	0.3%
5	140	0.2%
6	52	0.1%
7	23	< 0.1%
8	6	< 0.1%
10	3	< 0.1%
Other values (3)	6	< 0.1%
(Missing)	64572	95.2%

Value	Count	Frequency (%)
0	1332	2.0%
1	622	0.9%
2	522	0.8%
3	341	0.5%
4	202	0.3%
5	140	0.2%
6	52	0.1%
7	23	< 0.1%
8	6	< 0.1%
9	3	< 0.1%

Value	Count	Frequency (%)
12	1	< 0.1%
11	2	< 0.1%
10	3	< 0.1%
9	3	< 0.1%
8	6	< 0.1%
7	23	< 0.1%
6	52	0.1%
5	140	0.2%
4	202	0.3%
3	341	0.5%

sec_app_open_acc
Real number (ℝ)

High correlation Missing

Distinct	49
Distinct (%)	1.5%
Missing	64572
Missing (%)	95.2%
Infinite	0
Infinite (%)	0.0%
Mean	11.588181

Minimum	0
Maximum	53
Zeros	2
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	3
Q1	7
median	10
Q3	15
95-th percentile	24
Maximum	53
Range	53
Interquartile range (IQR)	8

Descriptive statistics

Standard deviation	6.8162681
Coefficient of variation (CV)	0.58820863
Kurtosis	2.5201735
Mean	11.588181
Median Absolute Deviation (MAD)	4
Skewness	1.2176392
Sum	37650
Variance	46.461511
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=49)

Value	Count	Frequency (%)
9	240	0.4%
10	228	0.3%
8	226	0.3%
7	215	0.3%
11	207	0.3%
5	193	0.3%
6	187	0.3%
13	183	0.3%
12	173	0.3%
4	141	0.2%
Other values (39)	1256	1.9%
(Missing)	64572	95.2%

Value	Count	Frequency (%)
0	2	< 0.1%
1	45	0.1%
2	85	0.1%
3	105	0.2%
4	141	0.2%
5	193	0.3%
6	187	0.3%
7	215	0.3%
8	226	0.3%
9	240	0.4%

Value	Count	Frequency (%)
53	1	< 0.1%
51	1	< 0.1%
49	1	< 0.1%
48	1	< 0.1%
45	1	< 0.1%
44	1	< 0.1%
42	3	< 0.1%
41	1	< 0.1%
40	1	< 0.1%
39	4	< 0.1%

sec_app_revol_util
Real number (ℝ)

High correlation Missing

Distinct	939
Distinct (%)	29.4%
Missing	64629
Missing (%)	95.3%
Infinite	0
Infinite (%)	0.0%
Mean	58.016667

Minimum	0
Maximum	156
Zeros	34
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	12.4
Q1	39.875
median	60.5
Q3	77.825
95-th percentile	96
Maximum	156
Range	156
Interquartile range (IQR)	37.95

Descriptive statistics

Standard deviation	25.412534
Coefficient of variation (CV)	0.43802127
Kurtosis	-0.61939299
Mean	58.016667
Median Absolute Deviation (MAD)	18.8
Skewness	-0.2700831
Sum	185189.2
Variance	645.79688
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	34	0.1%
61.3	13	< 0.1%
73.4	12	< 0.1%
62.6	11	< 0.1%
64.1	11	< 0.1%
69.5	10	< 0.1%
52.8	10	< 0.1%
97	9	< 0.1%
65.4	9	< 0.1%
74.7	9	< 0.1%
Other values (929)	3064	4.5%
(Missing)	64629	95.3%

Value	Count	Frequency (%)
0	34	0.1%
0.3	3	< 0.1%
0.4	1	< 0.1%
0.5	1	< 0.1%
0.6	5	< 0.1%
0.8	1	< 0.1%
0.9	1	< 0.1%
1	3	< 0.1%
1.1	1	< 0.1%
1.2	1	< 0.1%

Value	Count	Frequency (%)
156	1	< 0.1%
140.8	1	< 0.1%
127.2	1	< 0.1%
124.8	1	< 0.1%
110.6	1	< 0.1%
106.9	1	< 0.1%
106.8	1	< 0.1%
106.4	1	< 0.1%
105.6	2	< 0.1%
105.1	1	< 0.1%

sec_app_open_act_il
Real number (ℝ)

High correlation Missing

Distinct	29
Distinct (%)	0.9%
Missing	64572
Missing (%)	95.2%
Infinite	0
Infinite (%)	0.0%
Mean	3.091105

Minimum	0
Maximum	32
Zeros	408
Zeros (%)	0.6%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	1
median	2
Q3	4
95-th percentile	10
Maximum	32
Range	32
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	3.4289513
Coefficient of variation (CV)	1.1092963
Kurtosis	12.16627
Mean	3.091105
Median Absolute Deviation (MAD)	1
Skewness	2.8903987
Sum	10043
Variance	11.757707
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=29)

Value	Count	Frequency (%)
1	725	1.1%
2	715	1.1%
3	496	0.7%
0	408	0.6%
4	288	0.4%
5	171	0.3%
6	103	0.2%
7	75	0.1%
8	53	0.1%
9	45	0.1%
Other values (19)	170	0.3%
(Missing)	64572	95.2%

Value	Count	Frequency (%)
0	408	0.6%
1	725	1.1%
2	715	1.1%
3	496	0.7%
4	288	0.4%
5	171	0.3%
6	103	0.2%
7	75	0.1%
8	53	0.1%
9	45	0.1%

Value	Count	Frequency (%)
32	1	< 0.1%
30	2	< 0.1%
29	1	< 0.1%
25	3	< 0.1%
24	2	< 0.1%
23	1	< 0.1%
22	4	< 0.1%
21	5	< 0.1%
20	2	< 0.1%
19	6	< 0.1%

sec_app_num_rev_accts
Real number (ℝ)

High correlation Missing

Distinct	57
Distinct (%)	1.8%
Missing	64572
Missing (%)	95.2%
Infinite	0
Infinite (%)	0.0%
Mean	12.611265

Minimum	0
Maximum	95
Zeros	19
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	7
median	11
Q3	17
95-th percentile	28
Maximum	95
Range	95
Interquartile range (IQR)	10

Descriptive statistics

Standard deviation	8.2932333
Coefficient of variation (CV)	0.65760519
Kurtosis	5.0533407
Mean	12.611265
Median Absolute Deviation (MAD)	5
Skewness	1.4920467
Sum	40974
Variance	68.777718
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
10	201	0.3%
8	197	0.3%
9	195	0.3%
6	191	0.3%
7	190	0.3%
12	169	0.2%
13	166	0.2%
5	162	0.2%
11	146	0.2%
4	142	0.2%
Other values (47)	1490	2.2%
(Missing)	64572	95.2%

Value	Count	Frequency (%)
0	19	< 0.1%
1	56	0.1%
2	92	0.1%
3	117	0.2%
4	142	0.2%
5	162	0.2%
6	191	0.3%
7	190	0.3%
8	197	0.3%
9	195	0.3%

Value	Count	Frequency (%)
95	1	< 0.1%
64	1	< 0.1%
56	1	< 0.1%
54	1	< 0.1%
53	1	< 0.1%
51	1	< 0.1%
50	1	< 0.1%
49	2	< 0.1%
48	1	< 0.1%
47	1	< 0.1%

sec_app_chargeoff_within_12_mths
Real number (ℝ)

High correlation Missing Zeros

Distinct	9
Distinct (%)	0.3%
Missing	64572
Missing (%)	95.2%
Infinite	0
Infinite (%)	0.0%
Mean	0.040935673

Minimum	0
Maximum	11
Zeros	3159
Zeros (%)	4.7%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	11
Range	11
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.3427448
Coefficient of variation (CV)	8.3727659
Kurtosis	431.96519
Mean	0.040935673
Median Absolute Deviation (MAD)	0
Skewness	17.5057
Sum	133
Variance	0.117474
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=9)

Value	Count	Frequency (%)
0	3159	4.7%
1	74	0.1%
2	8	< 0.1%
4	2	< 0.1%
3	2	< 0.1%
11	1	< 0.1%
7	1	< 0.1%
6	1	< 0.1%
5	1	< 0.1%
(Missing)	64572	95.2%

Value	Count	Frequency (%)
0	3159	4.7%
1	74	0.1%
2	8	< 0.1%
3	2	< 0.1%
4	2	< 0.1%
5	1	< 0.1%
6	1	< 0.1%
7	1	< 0.1%
11	1	< 0.1%

Value	Count	Frequency (%)
11	1	< 0.1%
7	1	< 0.1%
6	1	< 0.1%
5	1	< 0.1%
4	2	< 0.1%
3	2	< 0.1%
2	8	< 0.1%
1	74	0.1%
0	3159	4.7%

sec_app_collections_12_mths_ex_med
Real number (ℝ)

High correlation Missing Zeros

Distinct	7
Distinct (%)	0.2%
Missing	64572
Missing (%)	95.2%
Infinite	0
Infinite (%)	0.0%
Mean	0.084025854

Minimum	0
Maximum	6
Zeros	3057
Zeros (%)	4.5%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	1
Maximum	6
Range	6
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.40549677
Coefficient of variation (CV)	4.8258572
Kurtosis	74.830679
Mean	0.084025854
Median Absolute Deviation (MAD)	0
Skewness	7.4225958
Sum	273
Variance	0.16442763
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=7)

Value	Count	Frequency (%)
0	3057	4.5%
1	144	0.2%
2	32	< 0.1%
3	7	< 0.1%
4	4	< 0.1%
6	3	< 0.1%
5	2	< 0.1%
(Missing)	64572	95.2%

Value	Count	Frequency (%)
0	3057	4.5%
1	144	0.2%
2	32	< 0.1%
3	7	< 0.1%
4	4	< 0.1%
5	2	< 0.1%
6	3	< 0.1%

Value	Count	Frequency (%)
6	3	< 0.1%
5	2	< 0.1%
4	4	< 0.1%
3	7	< 0.1%
2	32	< 0.1%
1	144	0.2%
0	3057	4.5%

sec_app_mths_since_last_major_derog
Real number (ℝ)

High correlation Missing

Distinct	94
Distinct (%)	8.9%
Missing	66766
Missing (%)	98.4%
Infinite	0
Infinite (%)	0.0%
Mean	36.224645

Minimum	0
Maximum	115
Zeros	9
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	15
median	34
Q3	55
95-th percentile	76
Maximum	115
Range	115
Interquartile range (IQR)	40

Descriptive statistics

Standard deviation	24.1
Coefficient of variation (CV)	0.66529294
Kurtosis	-0.79939797
Mean	36.224645
Median Absolute Deviation (MAD)	20
Skewness	0.3169506
Sum	38217
Variance	580.81002
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
1	39	0.1%
8	24	< 0.1%
2	23	< 0.1%
48	22	< 0.1%
47	20	< 0.1%
17	19	< 0.1%
29	19	< 0.1%
11	18	< 0.1%
68	18	< 0.1%
13	17	< 0.1%
Other values (84)	836	1.2%
(Missing)	66766	98.4%

Value	Count	Frequency (%)
0	9	< 0.1%
1	39	0.1%
2	23	< 0.1%
3	16	< 0.1%
4	14	< 0.1%
5	13	< 0.1%
6	12	< 0.1%
7	17	< 0.1%
8	24	< 0.1%
9	15	< 0.1%

Value	Count	Frequency (%)
115	1	< 0.1%
114	1	< 0.1%
113	1	< 0.1%
107	1	< 0.1%
103	1	< 0.1%
97	1	< 0.1%
93	1	< 0.1%
88	1	< 0.1%
85	1	< 0.1%
84	1	< 0.1%

hardship_flag
Boolean

High correlation Imbalance

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	596.1 KiB

False	67793
True	28

Value	Count	Frequency (%)
False	67793	> 99.9%
True	28	< 0.1%

hardship_type
Categorical

Constant Missing

Distinct	1
Distinct (%)	0.3%
Missing	67487
Missing (%)	99.5%
Memory size	1.0 MiB

INTEREST ONLY-3 MONTHS DEFERRAL	334

Length

Max length	31
Median length	31
Mean length	31
Min length	31

Characters and Unicode

Total characters	10354
Distinct characters	17
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	INTEREST ONLY-3 MONTHS DEFERRAL
2nd row	INTEREST ONLY-3 MONTHS DEFERRAL
3rd row	INTEREST ONLY-3 MONTHS DEFERRAL
4th row	INTEREST ONLY-3 MONTHS DEFERRAL
5th row	INTEREST ONLY-3 MONTHS DEFERRAL

Common Values

Value	Count	Frequency (%)
INTEREST ONLY-3 MONTHS DEFERRAL	334	0.5%
(Missing)	67487	99.5%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
interest	334	25.0%
only-3	334	25.0%
months	334	25.0%
deferral	334	25.0%

Most occurring characters

Value	Count	Frequency (%)
E	1336	12.9%
	1002	9.7%
N	1002	9.7%
T	1002	9.7%
R	1002	9.7%
O	668	6.5%
S	668	6.5%
L	668	6.5%
I	334	3.2%
Y	334	3.2%
Other values (7)	2338	22.6%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	10354	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
E	1336	12.9%
	1002	9.7%
N	1002	9.7%
T	1002	9.7%
R	1002	9.7%
O	668	6.5%
S	668	6.5%
L	668	6.5%
I	334	3.2%
Y	334	3.2%
Other values (7)	2338	22.6%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	10354	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
E	1336	12.9%
	1002	9.7%
N	1002	9.7%
T	1002	9.7%
R	1002	9.7%
O	668	6.5%
S	668	6.5%
L	668	6.5%
I	334	3.2%
Y	334	3.2%
Other values (7)	2338	22.6%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	10354	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
E	1336	12.9%
	1002	9.7%
N	1002	9.7%
T	1002	9.7%
R	1002	9.7%
O	668	6.5%
S	668	6.5%
L	668	6.5%
I	334	3.2%
Y	334	3.2%
Other values (7)	2338	22.6%

hardship_reason
Categorical

High correlation Missing

Distinct	9
Distinct (%)	2.7%
Missing	67487
Missing (%)	99.5%
Memory size	1.0 MiB

NATURAL_DISASTER	98
EXCESSIVE_OBLIGATIONS	73
UNEMPLOYMENT	57
MEDICAL	38
INCOME_CURTAILMENT	33
Other values (4)	35

Length

Max length	21
Median length	18
Mean length	15.080838
Min length	7

Characters and Unicode

Total characters	5037
Distinct characters	22
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	EXCESSIVE_OBLIGATIONS
2nd row	EXCESSIVE_OBLIGATIONS
3rd row	EXCESSIVE_OBLIGATIONS
4th row	EXCESSIVE_OBLIGATIONS
5th row	NATURAL_DISASTER

Common Values

Value	Count	Frequency (%)
NATURAL_DISASTER	98	0.1%
EXCESSIVE_OBLIGATIONS	73	0.1%
UNEMPLOYMENT	57	0.1%
MEDICAL	38	0.1%
INCOME_CURTAILMENT	33	< 0.1%
REDUCED_HOURS	17	< 0.1%
DIVORCE	7	< 0.1%
FAMILY_DEATH	6	< 0.1%
DISABILITY	5	< 0.1%
(Missing)	67487	99.5%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
natural_disaster	98	29.3%
excessive_obligations	73	21.9%
unemployment	57	17.1%
medical	38	11.4%
income_curtailment	33	9.9%
reduced_hours	17	5.1%
divorce	7	2.1%
family_death	6	1.8%
disability	5	1.5%

Most occurring characters

Value	Count	Frequency (%)
E	582	11.6%
A	455	9.0%
I	449	8.9%
S	437	8.7%
T	403	8.0%
N	351	7.0%
L	310	6.2%
R	270	5.4%
O	260	5.2%
_	227	4.5%
Other values (12)	1293	25.7%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	5037	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
E	582	11.6%
A	455	9.0%
I	449	8.9%
S	437	8.7%
T	403	8.0%
N	351	7.0%
L	310	6.2%
R	270	5.4%
O	260	5.2%
_	227	4.5%
Other values (12)	1293	25.7%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	5037	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
E	582	11.6%
A	455	9.0%
I	449	8.9%
S	437	8.7%
T	403	8.0%
N	351	7.0%
L	310	6.2%
R	270	5.4%
O	260	5.2%
_	227	4.5%
Other values (12)	1293	25.7%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	5037	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
E	582	11.6%
A	455	9.0%
I	449	8.9%
S	437	8.7%
T	403	8.0%
N	351	7.0%
L	310	6.2%
R	270	5.4%
O	260	5.2%
_	227	4.5%
Other values (12)	1293	25.7%

hardship_status
Categorical

High correlation Missing

Distinct	3
Distinct (%)	0.9%
Missing	67487
Missing (%)	99.5%
Memory size	1.0 MiB

COMPLETED	250
BROKEN	56
ACTIVE	28

Length

Max length	9
Median length	9
Mean length	8.245509
Min length	6

Characters and Unicode

Total characters	2754
Distinct characters	15
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	COMPLETED
2nd row	BROKEN
3rd row	ACTIVE
4th row	COMPLETED
5th row	COMPLETED

Common Values

Value	Count	Frequency (%)
COMPLETED	250	0.4%
BROKEN	56	0.1%
ACTIVE	28	< 0.1%
(Missing)	67487	99.5%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
completed	250	74.9%
broken	56	16.8%
active	28	8.4%

Most occurring characters

Value	Count	Frequency (%)
E	584	21.2%
O	306	11.1%
C	278	10.1%
T	278	10.1%
M	250	9.1%
L	250	9.1%
P	250	9.1%
D	250	9.1%
B	56	2.0%
R	56	2.0%
Other values (5)	196	7.1%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	2754	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
E	584	21.2%
O	306	11.1%
C	278	10.1%
T	278	10.1%
M	250	9.1%
L	250	9.1%
P	250	9.1%
D	250	9.1%
B	56	2.0%
R	56	2.0%
Other values (5)	196	7.1%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	2754	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
E	584	21.2%
O	306	11.1%
C	278	10.1%
T	278	10.1%
M	250	9.1%
L	250	9.1%
P	250	9.1%
D	250	9.1%
B	56	2.0%
R	56	2.0%
Other values (5)	196	7.1%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	2754	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
E	584	21.2%
O	306	11.1%
C	278	10.1%
T	278	10.1%
M	250	9.1%
L	250	9.1%
P	250	9.1%
D	250	9.1%
B	56	2.0%
R	56	2.0%
Other values (5)	196	7.1%

deferral_term
Categorical

Constant Missing

Distinct	1
Distinct (%)	0.3%
Missing	67487
Missing (%)	99.5%
Memory size	1.0 MiB

3.0	334

Length

Max length	3
Median length	3
Mean length	3
Min length	3

Characters and Unicode

Total characters	1002
Distinct characters	3
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	3.0
2nd row	3.0
3rd row	3.0
4th row	3.0
5th row	3.0

Common Values

Value	Count	Frequency (%)
3.0	334	0.5%
(Missing)	67487	99.5%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
3.0	334	100.0%

Most occurring characters

Value	Count	Frequency (%)
3	334	33.3%
.	334	33.3%
0	334	33.3%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	1002	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
3	334	33.3%
.	334	33.3%
0	334	33.3%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	1002	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
3	334	33.3%
.	334	33.3%
0	334	33.3%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	1002	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
3	334	33.3%
.	334	33.3%
0	334	33.3%

hardship_amount
Real number (ℝ)

High correlation Missing

Distinct	332
Distinct (%)	99.4%
Missing	67487
Missing (%)	99.5%
Infinite	0
Infinite (%)	0.0%
Mean	151.60117

Minimum	3.73
Maximum	790.68
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	3.73
5-th percentile	17.894
Q1	55.18
median	109.895
Q3	206.4
95-th percentile	443.5905
Maximum	790.68
Range	786.95
Interquartile range (IQR)	151.22

Descriptive statistics

Standard deviation	130.28543
Coefficient of variation (CV)	0.85939595
Kurtosis	2.6398482
Mean	151.60117
Median Absolute Deviation (MAD)	63.95
Skewness	1.5405323
Sum	50634.79
Variance	16974.293
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
80.78	2	< 0.1%
229.74	2	< 0.1%
357.76	1	< 0.1%
187.88	1	< 0.1%
87.21	1	< 0.1%
46.13	1	< 0.1%
126.8	1	< 0.1%
222.48	1	< 0.1%
113.6	1	< 0.1%
175.4	1	< 0.1%
Other values (322)	322	0.5%
(Missing)	67487	99.5%

Value	Count	Frequency (%)
3.73	1	< 0.1%
5.63	1	< 0.1%
9.79	1	< 0.1%
10.49	1	< 0.1%
11.57	1	< 0.1%
11.61	1	< 0.1%
11.76	1	< 0.1%
11.81	1	< 0.1%
12.29	1	< 0.1%
12.52	1	< 0.1%

Value	Count	Frequency (%)
790.68	1	< 0.1%
633.21	1	< 0.1%
616.59	1	< 0.1%
549.68	1	< 0.1%
544.78	1	< 0.1%
505.51	1	< 0.1%
503.74	1	< 0.1%
490.71	1	< 0.1%
487.56	1	< 0.1%
487.4	1	< 0.1%

hardship_start_date
Date

Missing

Distinct	24
Distinct (%)	7.2%
Missing	67487
Missing (%)	99.5%
Memory size	1.0 MiB

Minimum	2017-04-01 00:00:00
Maximum	2019-03-01 00:00:00
Invalid dates	0
Invalid dates (%)	0.0%

Histogram with fixed size bins (bins=24)

hardship_end_date
Date

Missing

Distinct	26
Distinct (%)	7.8%
Missing	67487
Missing (%)	99.5%
Memory size	1.0 MiB

Minimum	2017-05-01 00:00:00
Maximum	2019-06-01 00:00:00
Invalid dates	0
Invalid dates (%)	0.0%

Histogram with fixed size bins (bins=26)

payment_plan_start_date
Date

Missing

Distinct	25
Distinct (%)	7.5%
Missing	67487
Missing (%)	99.5%
Memory size	1.0 MiB

Minimum	2017-04-01 00:00:00
Maximum	2019-04-01 00:00:00
Invalid dates	0
Invalid dates (%)	0.0%

Histogram with fixed size bins (bins=25)

hardship_length
Categorical

Constant Missing

Distinct	1
Distinct (%)	0.3%
Missing	67487
Missing (%)	99.5%
Memory size	1.0 MiB

3.0	334

Length

Max length	3
Median length	3
Mean length	3
Min length	3

Characters and Unicode

Total characters	1002
Distinct characters	3
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	3.0
2nd row	3.0
3rd row	3.0
4th row	3.0
5th row	3.0

Common Values

Value	Count	Frequency (%)
3.0	334	0.5%
(Missing)	67487	99.5%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
3.0	334	100.0%

Most occurring characters

Value	Count	Frequency (%)
3	334	33.3%
.	334	33.3%
0	334	33.3%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	1002	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
3	334	33.3%
.	334	33.3%
0	334	33.3%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	1002	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
3	334	33.3%
.	334	33.3%
0	334	33.3%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	1002	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
3	334	33.3%
.	334	33.3%
0	334	33.3%

hardship_dpd
Real number (ℝ)

High correlation Missing

Distinct	31
Distinct (%)	9.3%
Missing	67487
Missing (%)	99.5%
Infinite	0
Infinite (%)	0.0%
Mean	12.781437

Minimum	0
Maximum	30
Zeros	88
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	13
Q3	21.75
95-th percentile	28
Maximum	30
Range	30
Interquartile range (IQR)	21.75

Descriptive statistics

Standard deviation	9.9755023
Coefficient of variation (CV)	0.78046797
Kurtosis	-1.3759806
Mean	12.781437
Median Absolute Deviation (MAD)	10
Skewness	0.021888388
Sum	4269
Variance	99.510645
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=31)

Value	Count	Frequency (%)
0	88	0.1%
13	15	< 0.1%
15	14	< 0.1%
21	14	< 0.1%
11	14	< 0.1%
28	13	< 0.1%
16	13	< 0.1%
24	11	< 0.1%
25	11	< 0.1%
23	11	< 0.1%
Other values (21)	130	0.2%
(Missing)	67487	99.5%

Value	Count	Frequency (%)
0	88	0.1%
1	2	< 0.1%
2	1	< 0.1%
3	4	< 0.1%
4	4	< 0.1%
5	7	< 0.1%
6	6	< 0.1%
7	8	< 0.1%
8	2	< 0.1%
9	6	< 0.1%

Value	Count	Frequency (%)
30	2	< 0.1%
29	10	< 0.1%
28	13	< 0.1%
27	6	< 0.1%
26	10	< 0.1%
25	11	< 0.1%
24	11	< 0.1%
23	11	< 0.1%
22	10	< 0.1%
21	14	< 0.1%

hardship_loan_status
Categorical

High correlation Missing

Distinct	4
Distinct (%)	1.2%
Missing	67487
Missing (%)	99.5%
Memory size	1.0 MiB

Late (16-30 days)	130
Current	105
In Grace Period	88
Late (31-120 days)	11

Length

Max length	18
Median length	17
Mean length	13.362275
Min length	7

Characters and Unicode

Total characters	4463
Distinct characters	26
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	In Grace Period
2nd row	In Grace Period
3rd row	In Grace Period
4th row	Current
5th row	Current

Common Values

Value	Count	Frequency (%)
Late (16-30 days)	130	0.2%
Current	105	0.2%
In Grace Period	88	0.1%
Late (31-120 days)	11	< 0.1%
(Missing)	67487	99.5%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
late	141	17.8%
days	141	17.8%
16-30	130	16.4%
current	105	13.3%
in	88	11.1%
grace	88	11.1%
period	88	11.1%
31-120	11	1.4%

Most occurring characters

Value	Count	Frequency (%)
	458	10.3%
e	422	9.5%
r	386	8.6%
a	370	8.3%
t	246	5.5%
d	229	5.1%
n	193	4.3%
1	152	3.4%
(	141	3.2%
L	141	3.2%
Other values (16)	1725	38.7%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	4463	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
	458	10.3%
e	422	9.5%
r	386	8.6%
a	370	8.3%
t	246	5.5%
d	229	5.1%
n	193	4.3%
1	152	3.4%
(	141	3.2%
L	141	3.2%
Other values (16)	1725	38.7%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	4463	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
	458	10.3%
e	422	9.5%
r	386	8.6%
a	370	8.3%
t	246	5.5%
d	229	5.1%
n	193	4.3%
1	152	3.4%
(	141	3.2%
L	141	3.2%
Other values (16)	1725	38.7%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	4463	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
	458	10.3%
e	422	9.5%
r	386	8.6%
a	370	8.3%
t	246	5.5%
d	229	5.1%
n	193	4.3%
1	152	3.4%
(	141	3.2%
L	141	3.2%
Other values (16)	1725	38.7%

orig_projected_additional_accrued_interest
Real number (ℝ)

High correlation Missing

Distinct	277
Distinct (%)	99.6%
Missing	67543
Missing (%)	99.6%
Infinite	0
Infinite (%)	0.0%
Mean	446.3523

Minimum	11.19
Maximum	2372.04
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	11.19
5-th percentile	52.05
Q1	159.7275
median	316.185
Q3	578.475
95-th percentile	1355.2815
Maximum	2372.04
Range	2360.85
Interquartile range (IQR)	418.7475

Descriptive statistics

Standard deviation	394.93211
Coefficient of variation (CV)	0.88479909
Kurtosis	2.6681953
Mean	446.3523
Median Absolute Deviation (MAD)	187.545
Skewness	1.5704594
Sum	124085.94
Variance	155971.37
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
242.34	2	< 0.1%
2372.04	1	< 0.1%
527.67	1	< 0.1%
138.39	1	< 0.1%
314.61	1	< 0.1%
888.96	1	< 0.1%
98.46	1	< 0.1%
304.65	1	< 0.1%
55.92	1	< 0.1%
381.06	1	< 0.1%
Other values (267)	267	0.4%
(Missing)	67543	99.6%

Value	Count	Frequency (%)
11.19	1	< 0.1%
16.89	1	< 0.1%
29.37	1	< 0.1%
31.47	1	< 0.1%
34.71	1	< 0.1%
34.83	1	< 0.1%
35.28	1	< 0.1%
35.43	1	< 0.1%
36.87	1	< 0.1%
37.56	1	< 0.1%

Value	Count	Frequency (%)
2372.04	1	< 0.1%
1899.63	1	< 0.1%
1649.04	1	< 0.1%
1516.53	1	< 0.1%
1511.22	1	< 0.1%
1472.13	1	< 0.1%
1462.68	1	< 0.1%
1462.2	1	< 0.1%
1429.71	1	< 0.1%
1407.42	1	< 0.1%

hardship_payoff_balance_amount
Real number (ℝ)

High correlation Missing

Distinct	334
Distinct (%)	100.0%
Missing	67487
Missing (%)	99.5%
Infinite	0
Infinite (%)	0.0%
Mean	11576.675

Minimum	568.17
Maximum	38079.56
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	568.17
5-th percentile	1935.3205
Q1	5289.6875
median	9657.01
Q3	16618.193
95-th percentile	26422.693
Maximum	38079.56
Range	37511.39
Interquartile range (IQR)	11328.505

Descriptive statistics

Standard deviation	7777.3639
Coefficient of variation (CV)	0.67181329
Kurtosis	-0.02273092
Mean	11576.675
Median Absolute Deviation (MAD)	5040.9
Skewness	0.82099342
Sum	3866609.3
Variance	60487389
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
13759.81	1	< 0.1%
5894.53	1	< 0.1%
4538.22	1	< 0.1%
7968.55	1	< 0.1%
18767.87	1	< 0.1%
10332.36	1	< 0.1%
13640.52	1	< 0.1%
9294.29	1	< 0.1%
8335.18	1	< 0.1%
6677.52	1	< 0.1%
Other values (324)	324	0.5%
(Missing)	67487	99.5%

Value	Count	Frequency (%)
568.17	1	< 0.1%
683.67	1	< 0.1%
996.55	1	< 0.1%
1033.53	1	< 0.1%
1162.26	1	< 0.1%
1169.87	1	< 0.1%
1234.48	1	< 0.1%
1358.92	1	< 0.1%
1412.77	1	< 0.1%
1424.59	1	< 0.1%

Value	Count	Frequency (%)
38079.56	1	< 0.1%
34631.14	1	< 0.1%
33348.82	1	< 0.1%
31708.61	1	< 0.1%
31670.2	1	< 0.1%
31399.44	1	< 0.1%
30682.55	1	< 0.1%
28146.83	1	< 0.1%
28058.41	1	< 0.1%
27695.36	1	< 0.1%

hardship_last_payment_amount
Real number (ℝ)

High correlation Missing

Distinct	326
Distinct (%)	97.6%
Missing	67487
Missing (%)	99.5%
Infinite	0
Infinite (%)	0.0%
Mean	178.92257

Minimum	0.01
Maximum	1253.28
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0.01
5-th percentile	0.313
Q1	35.1525
median	119.47
Q3	244.1975
95-th percentile	563.439
Maximum	1253.28
Range	1253.27
Interquartile range (IQR)	209.045

Descriptive statistics

Standard deviation	192.97364
Coefficient of variation (CV)	1.0785316
Kurtosis	4.3936319
Mean	178.92257
Median Absolute Deviation (MAD)	99.755
Skewness	1.8054536
Sum	59760.14
Variance	37238.827
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0.32	2	< 0.1%
3.94	2	< 0.1%
0.3	2	< 0.1%
28.47	2	< 0.1%
0.01	2	< 0.1%
0.25	2	< 0.1%
0.03	2	< 0.1%
172.72	2	< 0.1%
71.66	1	< 0.1%
100.4	1	< 0.1%
Other values (316)	316	0.5%
(Missing)	67487	99.5%

Value	Count	Frequency (%)
0.01	2	< 0.1%
0.02	1	< 0.1%
0.03	2	< 0.1%
0.06	1	< 0.1%
0.07	1	< 0.1%
0.08	1	< 0.1%
0.09	1	< 0.1%
0.1	1	< 0.1%
0.21	1	< 0.1%
0.22	1	< 0.1%

Value	Count	Frequency (%)
1253.28	1	< 0.1%
992.33	1	< 0.1%
939.74	1	< 0.1%
836.05	1	< 0.1%
781.68	1	< 0.1%
740.38	1	< 0.1%
729.31	1	< 0.1%
722.14	1	< 0.1%
693.89	1	< 0.1%
662.56	1	< 0.1%

disbursement_method
Categorical

High correlation Imbalance

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	1.0 MiB

Cash	65496
DirectPay	2325

Length

Max length	9
Median length	4
Mean length	4.1714071
Min length	4

Characters and Unicode

Total characters	282909
Distinct characters	12
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Cash
2nd row	Cash
3rd row	Cash
4th row	Cash
5th row	Cash

Common Values

Value	Count	Frequency (%)
Cash	65496	96.6%
DirectPay	2325	3.4%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
cash	65496	96.6%
directpay	2325	3.4%

Most occurring characters

Value	Count	Frequency (%)
a	67821	24.0%
C	65496	23.2%
s	65496	23.2%
h	65496	23.2%
D	2325	0.8%
i	2325	0.8%
r	2325	0.8%
e	2325	0.8%
c	2325	0.8%
t	2325	0.8%
Other values (2)	4650	1.6%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	282909	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
a	67821	24.0%
C	65496	23.2%
s	65496	23.2%
h	65496	23.2%
D	2325	0.8%
i	2325	0.8%
r	2325	0.8%
e	2325	0.8%
c	2325	0.8%
t	2325	0.8%
Other values (2)	4650	1.6%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	282909	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
a	67821	24.0%
C	65496	23.2%
s	65496	23.2%
h	65496	23.2%
D	2325	0.8%
i	2325	0.8%
r	2325	0.8%
e	2325	0.8%
c	2325	0.8%
t	2325	0.8%
Other values (2)	4650	1.6%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	282909	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
a	67821	24.0%
C	65496	23.2%
s	65496	23.2%
h	65496	23.2%
D	2325	0.8%
i	2325	0.8%
r	2325	0.8%
e	2325	0.8%
c	2325	0.8%
t	2325	0.8%
Other values (2)	4650	1.6%

debt_settlement_flag
Boolean

High correlation Imbalance

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	596.1 KiB

False	66813
True	1008

Value	Count	Frequency (%)
False	66813	98.5%
True	1008	1.5%

debt_settlement_flag_date
Date

Missing

Distinct	49
Distinct (%)	4.9%
Missing	66813
Missing (%)	98.5%
Memory size	1.0 MiB

Minimum	2013-10-01 00:00:00
Maximum	2019-03-01 00:00:00
Invalid dates	0
Invalid dates (%)	0.0%

Histogram with fixed size bins (bins=49)

settlement_status
Categorical

High correlation Missing

Distinct	3
Distinct (%)	0.3%
Missing	66813
Missing (%)	98.5%
Memory size	1.0 MiB

ACTIVE	440
COMPLETE	429
BROKEN	139

Length

Max length	8
Median length	6
Mean length	6.8511905
Min length	6

Characters and Unicode

Total characters	6906
Distinct characters	14
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	ACTIVE
2nd row	COMPLETE
3rd row	COMPLETE
4th row	COMPLETE
5th row	COMPLETE

Common Values

Value	Count	Frequency (%)
ACTIVE	440	0.6%
COMPLETE	429	0.6%
BROKEN	139	0.2%
(Missing)	66813	98.5%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
active	440	43.7%
complete	429	42.6%
broken	139	13.8%

Most occurring characters

Value	Count	Frequency (%)
E	1437	20.8%
C	869	12.6%
T	869	12.6%
O	568	8.2%
I	440	6.4%
A	440	6.4%
V	440	6.4%
M	429	6.2%
P	429	6.2%
L	429	6.2%
Other values (4)	556	8.1%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	6906	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
E	1437	20.8%
C	869	12.6%
T	869	12.6%
O	568	8.2%
I	440	6.4%
A	440	6.4%
V	440	6.4%
M	429	6.2%
P	429	6.2%
L	429	6.2%
Other values (4)	556	8.1%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	6906	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
E	1437	20.8%
C	869	12.6%
T	869	12.6%
O	568	8.2%
I	440	6.4%
A	440	6.4%
V	440	6.4%
M	429	6.2%
P	429	6.2%
L	429	6.2%
Other values (4)	556	8.1%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	6906	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
E	1437	20.8%
C	869	12.6%
T	869	12.6%
O	568	8.2%
I	440	6.4%
A	440	6.4%
V	440	6.4%
M	429	6.2%
P	429	6.2%
L	429	6.2%
Other values (4)	556	8.1%

settlement_date
Date

Missing

Distinct	60
Distinct (%)	6.0%
Missing	66813
Missing (%)	98.5%
Memory size	1.0 MiB

Minimum	2012-05-01 00:00:00
Maximum	2019-03-01 00:00:00
Invalid dates	0
Invalid dates (%)	0.0%

Histogram with fixed size bins (bins=50)

settlement_amount
Real number (ℝ)

High correlation Missing

Distinct	969
Distinct (%)	96.1%
Missing	66813
Missing (%)	98.5%
Infinite	0
Infinite (%)	0.0%
Mean	5003.1056

Minimum	221.26
Maximum	21676
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	221.26
5-th percentile	788.528
Q1	2148.725
median	4082.875
Q3	6960.75
95-th percentile	12437.65
Maximum	21676
Range	21454.74
Interquartile range (IQR)	4812.025

Descriptive statistics

Standard deviation	3668.6096
Coefficient of variation (CV)	0.73326648
Kurtosis	1.1434313
Mean	5003.1056
Median Absolute Deviation (MAD)	2243.625
Skewness	1.1441586
Sum	5043130.5
Variance	13458697
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
7000	4	< 0.1%
8000	3	< 0.1%
1550	3	< 0.1%
4946	3	< 0.1%
7500	3	< 0.1%
1600	3	< 0.1%
3597	2	< 0.1%
839	2	< 0.1%
2982	2	< 0.1%
1968	2	< 0.1%
Other values (959)	981	1.4%
(Missing)	66813	98.5%

Value	Count	Frequency (%)
221.26	1	< 0.1%
234	1	< 0.1%
250	1	< 0.1%
251	1	< 0.1%
268	1	< 0.1%
280	1	< 0.1%
293	1	< 0.1%
321	1	< 0.1%
325.03	1	< 0.1%
338.96	1	< 0.1%

Value	Count	Frequency (%)
21676	1	< 0.1%
19892.11	1	< 0.1%
18906	1	< 0.1%
18410.76	1	< 0.1%
16807	1	< 0.1%
16376.05	1	< 0.1%
16302.44	1	< 0.1%
16078.46	1	< 0.1%
15880.69	1	< 0.1%
15773	1	< 0.1%

settlement_percentage
Real number (ℝ)

High correlation Missing

Distinct	147
Distinct (%)	14.6%
Missing	66813
Missing (%)	98.5%
Infinite	0
Infinite (%)	0.0%
Mean	47.720089

Minimum	0.45
Maximum	100
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0.45
5-th percentile	40
Q1	45
median	45
Q3	50
95-th percentile	60.0265
Maximum	100
Range	99.55
Interquartile range (IQR)	5

Descriptive statistics

Standard deviation	7.4371838
Coefficient of variation (CV)	0.15585017
Kurtosis	9.2196297
Mean	47.720089
Median Absolute Deviation (MAD)	4.275
Skewness	1.4426776
Sum	48101.85
Variance	55.311703
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
45	350	0.5%
50	162	0.2%
40	65	0.1%
45.01	54	0.1%
50.01	33	< 0.1%
55	33	< 0.1%
60	27	< 0.1%
44.99	23	< 0.1%
65	22	< 0.1%
49.99	20	< 0.1%
Other values (137)	219	0.3%
(Missing)	66813	98.5%

Value	Count	Frequency (%)
0.45	1	< 0.1%
20	1	< 0.1%
22.23	1	< 0.1%
24.03	1	< 0.1%
28.5	1	< 0.1%
29.21	1	< 0.1%
29.59	1	< 0.1%
29.98	1	< 0.1%
30	6	< 0.1%
30.21	1	< 0.1%

Value	Count	Frequency (%)
100	1	< 0.1%
92.44	1	< 0.1%
90	2	< 0.1%
84.07	1	< 0.1%
83.44	1	< 0.1%
81.69	1	< 0.1%
80	1	< 0.1%
74.89	1	< 0.1%
71	1	< 0.1%
70.96	1	< 0.1%

settlement_term
Real number (ℝ)

High correlation Missing

Distinct	27
Distinct (%)	2.7%
Missing	66813
Missing (%)	98.5%
Infinite	0
Infinite (%)	0.0%
Mean	13.203373

Minimum	0
Maximum	30
Zeros	77
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	1.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	6
median	14
Q3	18
95-th percentile	24
Maximum	30
Range	30
Interquartile range (IQR)	12

Descriptive statistics

Standard deviation	8.0986537
Coefficient of variation (CV)	0.61337763
Kurtosis	-1.1677485
Mean	13.203373
Median Absolute Deviation (MAD)	6
Skewness	-0.23045822
Sum	13309
Variance	65.588191
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=27)

Value	Count	Frequency (%)
18	211	0.3%
24	194	0.3%
12	132	0.2%
1	89	0.1%
0	77	0.1%
6	71	0.1%
16	45	0.1%
8	34	0.1%
10	30	< 0.1%
14	25	< 0.1%
Other values (17)	100	0.1%
(Missing)	66813	98.5%

Value	Count	Frequency (%)
0	77	0.1%
1	89	0.1%
2	7	< 0.1%
3	12	< 0.1%
4	18	< 0.1%
5	6	< 0.1%
6	71	0.1%
7	4	< 0.1%
8	34	0.1%
9	4	< 0.1%

Value	Count	Frequency (%)
30	1	< 0.1%
28	1	< 0.1%
24	194	0.3%
23	6	< 0.1%
22	5	< 0.1%
21	1	< 0.1%
20	10	< 0.1%
19	2	< 0.1%
18	211	0.3%
17	3	< 0.1%

default_flag
Categorical

High correlation

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	1.0 MiB

0	59081
1	8740

Length

Max length	1
Median length	1
Mean length	1
Min length	1

Characters and Unicode

Total characters	67821
Distinct characters	2
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	1
2nd row	0
3rd row	0
4th row	0
5th row	0

Common Values

Value	Count	Frequency (%)
0	59081	87.1%
1	8740	12.9%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
0	59081	87.1%
1	8740	12.9%

Most occurring characters

Value	Count	Frequency (%)
0	59081	87.1%
1	8740	12.9%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	67821	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
0	59081	87.1%
1	8740	12.9%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	67821	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
0	59081	87.1%
1	8740	12.9%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	67821	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
0	59081	87.1%
1	8740	12.9%

Correlations

	acc_now_delinq	acc_open_past_24mths	addr_state	all_util	annual_inc	annual_inc_joint	application_type	avg_cur_bal	bc_open_to_buy	bc_util	chargeoff_within_12_mths	collection_recovery_fee	collections_12_mths_ex_med	debt_settlement_flag	default_flag	delinq_2yrs	delinq_amnt	disbursement_method	dti	dti_joint	emp_length	fico_range_high	fico_range_low	funded_amnt	funded_amnt_inv	grade	hardship_amount	hardship_dpd	hardship_flag	hardship_last_payment_amount	hardship_loan_status	hardship_payoff_balance_amount	hardship_reason	hardship_status	home_ownership	id	il_util	initial_list_status	inq_fi	inq_last_12m	inq_last_6mths	installment	int_rate	last_fico_range_high	last_fico_range_low	last_pymnt_amnt	loan_amnt	loan_status	max_bal_bc	mo_sin_old_il_acct	mo_sin_old_rev_tl_op	mo_sin_rcnt_rev_tl_op	mo_sin_rcnt_tl	mort_acc	mths_since_last_delinq	mths_since_last_major_derog	mths_since_last_record	mths_since_rcnt_il	mths_since_recent_bc	mths_since_recent_bc_dlq	mths_since_recent_inq	mths_since_recent_revol_delinq	num_accts_ever_120_pd	num_actv_bc_tl	num_actv_rev_tl	num_bc_sats	num_bc_tl	num_il_tl	num_op_rev_tl	num_rev_accts	num_rev_tl_bal_gt_0	num_sats	num_tl_120dpd_2m	num_tl_30dpd	num_tl_90g_dpd_24m	num_tl_op_past_12m	open_acc	open_acc_6m	open_act_il	open_il_12m	open_il_24m	open_rv_12m	open_rv_24m	orig_projected_additional_accrued_interest	out_prncp	out_prncp_inv	pct_tl_nvr_dlq	percent_bc_gt_75	pub_rec	pub_rec_bankruptcies	purpose	pymnt_plan	recoveries	revol_bal	revol_bal_joint	revol_util	sec_app_chargeoff_within_12_mths	sec_app_collections_12_mths_ex_med	sec_app_fico_range_high	sec_app_fico_range_low	sec_app_inq_last_6mths	sec_app_mort_acc	sec_app_mths_since_last_major_derog	sec_app_num_rev_accts	sec_app_open_acc	sec_app_open_act_il	sec_app_revol_util	settlement_amount	settlement_percentage	settlement_status	settlement_term	sub_grade	tax_liens	term	tot_coll_amt	tot_cur_bal	tot_hi_cred_lim	total_acc	total_bal_ex_mort	total_bal_il	total_bc_limit	total_cu_tl	total_il_high_credit_limit	total_pymnt	total_pymnt_inv	total_rec_int	total_rec_late_fee	total_rec_prncp	total_rev_hi_lim	verification_status	verification_status_joint
acc_now_delinq	1.000	-0.005	0.000	-0.018	0.016	-0.003	0.007	0.018	0.006	-0.018	0.048	0.009	0.010	0.000	0.000	0.128	0.759	0.007	0.009	0.023	0.004	-0.043	-0.043	0.001	0.001	0.011	NaN	NaN	0.000	NaN	1.000	NaN	1.000	1.000	0.005	-0.020	-0.017	0.012	-0.003	0.006	-0.003	0.001	0.023	-0.015	-0.015	-0.000	0.001	0.000	-0.004	0.016	0.031	0.000	0.001	0.027	-0.144	-0.099	-0.008	0.007	0.008	-0.103	0.002	-0.129	0.029	-0.009	0.003	-0.008	0.015	0.014	0.011	0.024	0.002	0.007	0.348	0.893	0.088	-0.003	0.017	-0.005	0.014	-0.007	-0.006	-0.005	-0.004	NaN	-0.019	-0.019	-0.059	-0.014	-0.004	-0.010	0.000	0.000	0.008	-0.004	-0.002	-0.017	-0.005	-0.008	-0.005	-0.005	0.011	0.028	0.029	0.012	-0.005	-0.022	-0.045	0.011	0.087	0.028	-0.040	0.018	0.003	0.004	-0.001	0.021	0.024	0.028	0.012	0.008	-0.001	0.006	0.017	0.017	0.017	0.020	0.011	0.014	0.005	0.012	0.000
acc_open_past_24mths	-0.005	1.000	0.018	-0.028	0.117	0.107	0.034	-0.005	0.142	-0.178	0.003	0.081	0.019	0.029	0.089	-0.047	-0.005	0.011	0.151	0.124	0.008	-0.107	-0.107	-0.005	-0.005	0.068	0.128	-0.069	0.000	0.057	0.000	0.037	0.076	0.000	0.035	0.002	0.250	0.011	0.319	0.431	0.277	0.010	0.166	-0.150	-0.150	0.062	-0.005	0.042	-0.098	0.005	-0.056	-0.520	-0.530	0.094	0.123	0.133	-0.098	-0.442	-0.477	0.163	-0.195	0.125	0.078	0.202	0.313	0.274	0.264	0.273	0.420	0.356	0.309	0.467	0.000	0.000	-0.035	0.745	0.468	0.532	0.256	0.426	0.574	0.607	0.810	0.119	-0.067	-0.067	-0.004	-0.148	0.121	0.113	0.020	0.000	0.080	-0.003	0.059	-0.223	0.006	0.017	-0.048	-0.048	0.127	0.080	0.072	0.117	0.142	0.076	-0.155	0.036	0.006	0.044	0.042	0.059	0.027	0.018	0.076	0.166	0.176	0.404	0.220	0.288	0.052	0.155	0.240	0.003	0.003	0.011	0.017	-0.014	0.143	0.069	0.024
addr_state	0.000	0.018	1.000	0.012	0.025	0.070	0.050	0.034	0.032	0.024	0.000	0.000	0.017	0.040	0.039	0.000	0.000	0.027	0.024	0.047	0.019	0.011	0.011	0.023	0.022	0.017	0.049	0.220	0.019	0.311	0.271	0.075	0.243	0.000	0.110	1.000	0.014	0.037	0.047	0.040	0.026	0.021	0.011	0.022	0.023	0.013	0.023	0.025	0.000	0.038	0.017	0.014	0.000	0.032	0.000	0.020	0.053	0.000	0.000	0.010	0.031	0.000	0.000	0.028	0.021	0.024	0.025	0.040	0.027	0.021	0.021	0.025	0.019	0.000	0.000	0.013	0.025	0.005	0.016	0.020	0.032	0.013	0.014	0.000	0.017	0.017	0.013	0.024	0.020	0.043	0.021	0.022	0.000	0.023	0.000	0.017	0.000	0.056	0.038	0.038	0.000	0.043	0.000	0.064	0.081	0.063	0.043	0.000	0.092	0.123	0.088	0.010	0.014	0.050	0.000	0.055	0.032	0.031	0.024	0.017	0.021	0.055	0.020	0.017	0.017	0.013	0.001	0.016	0.026	0.018	0.000
all_util	-0.018	-0.028	0.012	1.000	0.057	0.025	0.030	0.234	-0.532	0.606	0.003	0.070	-0.018	0.021	0.068	0.012	-0.016	0.032	0.203	0.180	0.026	-0.385	-0.385	0.009	0.009	0.132	0.076	0.059	0.000	0.080	0.000	-0.015	0.160	0.156	0.038	-0.120	0.554	0.049	0.080	0.026	-0.040	0.034	0.319	-0.254	-0.254	0.020	0.009	0.030	0.157	0.060	-0.062	0.145	0.040	0.008	0.020	-0.006	-0.047	-0.193	0.160	0.034	0.032	0.046	0.065	-0.035	-0.015	-0.214	-0.216	0.234	-0.246	-0.223	-0.010	-0.040	0.000	0.000	0.014	-0.025	-0.039	-0.037	0.308	0.195	0.218	-0.155	-0.171	0.083	-0.047	-0.047	-0.074	0.512	-0.011	-0.021	0.045	0.000	0.070	0.187	0.114	0.672	-0.018	-0.019	-0.159	-0.159	-0.018	0.067	0.051	-0.062	0.019	0.104	0.355	0.104	-0.031	0.093	0.051	0.113	0.009	0.068	-0.012	0.194	0.044	-0.008	0.385	0.357	-0.276	0.062	0.256	0.063	0.063	0.164	0.050	0.017	-0.289	0.110	0.044
annual_inc	0.016	0.117	0.025	0.057	1.000	0.673	0.000	0.452	0.213	0.024	0.013	-0.037	-0.009	0.000	0.000	0.090	0.013	0.000	-0.199	-0.094	0.000	0.081	0.081	0.463	0.462	0.003	0.405	-0.014	0.000	0.204	1.000	0.514	1.000	1.000	0.006	0.037	-0.064	0.009	0.120	0.132	0.043	0.440	-0.134	0.084	0.084	0.258	0.463	0.000	0.378	0.217	0.238	0.015	-0.062	0.359	-0.070	-0.022	-0.061	-0.153	0.006	-0.068	-0.062	-0.058	0.044	0.198	0.155	0.222	0.249	0.257	0.165	0.212	0.154	0.268	0.000	0.000	0.031	0.091	0.271	0.075	0.256	0.147	0.211	0.001	-0.000	0.388	0.092	0.092	-0.060	0.010	-0.032	-0.064	0.000	0.000	-0.042	0.414	0.324	0.086	-0.017	-0.026	0.121	0.121	-0.010	0.126	0.059	0.166	0.175	0.067	-0.009	0.407	-0.031	0.000	0.144	0.000	0.056	0.000	-0.039	0.527	0.558	0.332	0.500	0.371	0.385	0.111	0.415	0.324	0.324	0.242	-0.000	0.302	0.413	0.022	0.000
annual_inc_joint	-0.003	0.107	0.070	0.025	0.673	1.000	1.000	0.385	0.180	0.046	0.026	-0.059	-0.008	0.000	0.008	0.110	-0.002	0.028	-0.103	-0.153	0.039	0.054	0.054	0.402	0.402	0.059	0.030	-0.030	0.065	0.059	0.000	0.463	0.285	0.402	0.118	0.064	-0.084	0.071	0.080	0.075	0.040	0.362	-0.166	0.064	0.064	0.254	0.402	0.000	0.304	0.199	0.230	0.006	-0.055	0.323	-0.104	-0.124	-0.045	-0.099	0.030	-0.092	-0.041	-0.077	0.053	0.166	0.151	0.186	0.213	0.248	0.170	0.212	0.151	0.273	0.000	0.000	0.074	0.072	0.273	0.070	0.225	0.101	0.140	-0.010	-0.004	0.053	0.249	0.249	-0.100	0.032	-0.095	-0.108	0.050	0.000	-0.059	0.344	0.491	0.090	-0.028	-0.040	0.160	0.160	0.025	0.301	0.054	0.284	0.331	0.243	0.023	0.154	-0.422	0.173	-0.054	0.048	0.005	0.063	-0.038	0.491	0.523	0.330	0.422	0.309	0.324	0.108	0.364	0.188	0.188	0.148	-0.015	0.186	0.354	0.054	0.045
application_type	0.007	0.034	0.050	0.030	0.000	1.000	1.000	0.032	0.019	0.046	0.000	0.000	0.004	0.019	0.039	0.000	0.000	0.006	0.152	1.000	0.097	0.112	0.112	0.137	0.137	0.006	0.239	0.113	0.009	0.209	0.030	0.245	0.094	0.149	0.081	1.000	0.000	0.091	0.014	0.007	0.038	0.102	0.055	0.072	0.072	0.077	0.137	0.186	0.000	0.004	0.030	0.035	0.025	0.007	0.000	0.016	0.075	0.015	0.037	0.035	0.015	0.033	0.013	0.053	0.051	0.039	0.065	0.000	0.035	0.044	0.049	0.019	0.000	0.005	0.000	0.026	0.017	0.023	0.000	0.002	0.000	0.045	0.054	0.241	0.252	0.252	0.018	0.046	0.009	0.003	0.032	0.007	0.000	0.000	1.000	0.046	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	1.000	0.184	0.000	0.073	0.063	0.033	0.000	0.067	0.000	0.022	0.000	0.028	0.008	0.014	0.012	0.037	0.030	0.081	0.081	0.028	0.006	0.109	0.000	0.056	1.000
avg_cur_bal	0.018	-0.005	0.034	0.234	0.452	0.385	0.032	1.000	0.022	0.129	0.013	-0.042	-0.016	0.007	0.039	0.073	0.016	0.000	0.045	-0.012	0.010	0.125	0.125	0.270	0.270	0.021	0.252	0.080	0.000	0.130	0.000	0.326	0.047	0.000	0.079	-0.007	0.074	0.023	0.135	0.105	-0.026	0.237	-0.087	0.108	0.108	0.175	0.270	0.014	0.294	0.201	0.177	0.131	0.000	0.640	-0.072	-0.029	0.030	-0.145	0.132	-0.043	-0.011	-0.033	0.021	-0.082	-0.115	-0.099	-0.012	0.249	-0.162	-0.035	-0.115	0.012	0.000	0.000	0.020	0.005	0.012	0.016	0.201	0.142	0.183	-0.148	-0.200	0.244	0.040	0.040	-0.053	0.109	-0.089	-0.099	0.021	0.000	-0.043	0.283	0.235	0.193	-0.052	-0.065	0.220	0.220	-0.053	0.467	0.135	0.080	0.114	0.116	0.049	0.267	-0.024	0.000	0.058	0.016	-0.002	0.025	-0.050	0.926	0.876	0.193	0.480	0.407	0.164	0.169	0.397	0.202	0.202	0.147	-0.004	0.189	0.186	0.021	0.000
bc_open_to_buy	0.006	0.142	0.032	-0.532	0.213	0.180	0.019	0.022	1.000	-0.746	-0.014	-0.081	-0.010	0.015	0.046	-0.070	0.008	0.023	-0.053	-0.026	0.007	0.494	0.494	0.216	0.216	0.087	0.121	-0.016	0.000	0.036	0.000	0.227	0.032	0.000	0.025	0.179	-0.051	0.047	0.027	0.051	0.017	0.178	-0.372	0.313	0.313	0.091	0.216	0.022	0.204	0.028	0.157	-0.127	-0.107	0.102	0.015	0.053	0.019	-0.041	-0.241	-0.037	-0.032	-0.023	-0.109	0.299	0.130	0.536	0.427	0.013	0.374	0.317	0.134	0.319	0.000	0.000	-0.067	0.127	0.317	0.130	-0.004	0.033	0.035	0.151	0.175	0.110	0.143	0.143	0.171	-0.637	-0.087	-0.080	0.015	0.000	-0.084	0.196	0.218	-0.610	-0.029	-0.023	0.314	0.314	0.013	0.045	0.045	0.196	0.149	-0.015	-0.423	0.148	0.043	0.000	0.010	0.088	-0.021	0.005	-0.043	0.137	0.259	0.232	0.130	0.045	0.776	-0.012	0.064	0.063	0.063	-0.056	-0.062	0.088	0.679	0.032	0.000
bc_util	-0.018	-0.178	0.024	0.606	0.024	0.046	0.046	0.129	-0.746	1.000	-0.009	0.061	-0.036	0.028	0.066	0.013	-0.016	0.051	0.180	0.165	0.013	-0.438	-0.438	0.053	0.053	0.130	0.055	0.067	0.000	0.037	0.000	0.024	0.000	0.127	0.019	-0.191	-0.061	0.092	-0.083	-0.119	-0.074	0.080	0.306	-0.226	-0.226	0.023	0.053	0.040	0.386	0.059	0.017	0.169	0.167	0.027	0.001	-0.003	0.043	0.100	0.226	0.019	0.091	0.018	-0.008	0.067	0.131	-0.196	-0.161	0.020	-0.148	-0.123	0.132	-0.101	0.000	0.014	0.004	-0.185	-0.101	-0.182	0.057	-0.090	-0.067	-0.175	-0.185	0.030	-0.083	-0.083	-0.036	0.863	-0.027	-0.031	0.068	0.000	0.065	0.340	0.206	0.863	0.001	-0.050	-0.171	-0.171	-0.073	0.096	0.025	-0.046	0.015	0.042	0.478	0.063	-0.039	0.037	0.060	0.119	-0.002	0.050	-0.069	0.078	-0.019	-0.071	0.130	0.030	-0.259	0.002	0.026	0.129	0.129	0.230	0.037	0.086	-0.227	0.098	0.040
chargeoff_within_12_mths	0.048	0.003	0.000	0.003	0.013	0.026	0.000	0.013	-0.014	-0.009	1.000	0.002	0.058	0.020	0.000	0.142	0.008	0.000	-0.000	-0.000	0.000	-0.071	-0.071	-0.009	-0.009	0.009	0.021	-0.055	0.000	-0.060	0.085	-0.003	0.045	0.000	0.000	-0.004	0.008	0.002	0.008	0.012	0.007	-0.007	0.018	-0.027	-0.027	0.004	-0.009	0.000	-0.025	0.020	0.034	-0.000	-0.005	0.033	-0.118	-0.211	-0.029	-0.014	0.003	-0.049	-0.004	-0.056	0.144	-0.016	-0.002	-0.011	0.029	0.027	0.002	0.041	-0.004	0.005	0.056	0.000	0.272	0.005	0.006	0.017	0.004	0.014	0.009	0.002	0.004	0.027	-0.008	-0.008	-0.096	-0.010	-0.012	-0.016	0.000	0.000	0.001	-0.022	-0.023	-0.009	0.201	0.001	-0.059	-0.059	0.015	0.000	-0.070	0.003	-0.021	-0.004	0.015	-0.030	-0.027	0.000	0.026	0.000	-0.004	0.000	0.003	0.014	0.013	0.048	0.001	0.007	-0.030	0.016	0.010	-0.001	-0.001	0.002	0.012	-0.001	-0.021	0.015	0.000
collection_recovery_fee	0.009	0.081	0.000	0.070	-0.037	-0.059	0.000	-0.042	-0.081	0.061	0.002	1.000	0.010	0.363	0.328	0.022	0.011	0.016	0.050	0.020	0.003	-0.108	-0.108	0.036	0.035	0.053	0.068	0.187	0.000	0.085	0.000	0.081	0.319	0.084	0.000	-0.162	0.053	0.018	0.027	0.057	0.069	0.040	0.169	-0.404	-0.404	-0.157	0.036	0.124	-0.022	-0.012	-0.034	-0.055	-0.058	-0.033	-0.010	-0.013	-0.054	-0.045	-0.053	-0.011	-0.056	-0.008	0.020	0.022	0.044	0.007	0.018	0.020	0.023	0.023	0.042	0.023	0.000	0.000	0.017	0.072	0.021	0.047	0.023	0.045	0.048	0.054	0.068	0.092	-0.230	-0.230	-0.022	0.066	0.025	0.015	0.009	0.000	0.979	-0.010	-0.021	0.060	0.010	0.045	-0.092	-0.092	0.104	-0.040	-0.024	-0.008	-0.006	-0.001	0.035	0.355	-0.051	0.255	-0.144	0.052	0.020	0.097	0.015	-0.033	-0.048	0.020	0.009	0.024	-0.067	0.013	0.004	-0.082	-0.083	0.046	0.154	-0.210	-0.057	0.041	0.020
collections_12_mths_ex_med	0.010	0.019	0.017	-0.018	-0.009	-0.008	0.004	-0.016	-0.010	-0.036	0.058	0.010	1.000	0.000	0.010	0.081	-0.000	0.007	-0.012	-0.037	0.007	-0.092	-0.092	-0.026	-0.026	0.013	-0.046	0.007	0.000	-0.033	0.000	-0.056	0.293	0.090	0.000	0.021	0.007	0.004	0.008	0.018	0.010	-0.023	0.023	-0.048	-0.048	-0.023	-0.026	0.000	-0.061	0.009	-0.013	-0.017	-0.014	-0.017	-0.048	-0.143	-0.031	0.000	-0.013	-0.014	-0.010	-0.016	0.068	-0.013	-0.001	-0.006	-0.012	0.010	0.004	-0.000	-0.004	0.009	0.000	0.000	0.143	0.015	0.011	0.013	0.006	0.001	-0.002	0.015	0.018	-0.044	0.007	0.007	-0.063	-0.034	0.008	-0.006	0.003	0.004	0.008	-0.051	-0.055	-0.039	0.018	0.085	-0.076	-0.076	-0.025	-0.034	-0.007	-0.028	-0.006	-0.011	-0.003	0.062	-0.040	0.037	0.051	0.016	0.013	0.014	0.226	-0.012	-0.012	0.007	-0.018	-0.000	-0.045	-0.004	0.003	-0.026	-0.026	-0.009	0.007	-0.028	-0.039	0.011	0.014
debt_settlement_flag	0.000	0.029	0.040	0.021	0.000	0.000	0.019	0.007	0.015	0.028	0.020	0.363	0.000	1.000	0.319	0.000	0.005	0.016	0.000	0.000	0.010	0.040	0.040	0.016	0.016	0.060	0.000	0.000	0.000	0.000	0.128	0.000	0.082	0.060	0.014	1.000	0.008	0.028	0.013	0.009	0.000	0.010	0.051	0.187	0.187	0.069	0.016	0.325	0.000	0.000	0.005	0.009	0.004	0.004	0.000	0.000	0.010	0.002	0.009	0.000	0.000	0.000	0.000	0.012	0.023	0.000	0.004	0.004	0.021	0.020	0.022	0.014	0.000	0.006	0.000	0.020	0.016	0.002	0.000	0.000	0.000	0.022	0.027	0.000	0.076	0.076	0.000	0.030	0.000	0.013	0.016	0.000	0.356	0.000	0.000	0.029	0.000	0.086	0.000	0.000	0.029	0.000	0.000	0.000	0.041	0.000	0.000	1.000	1.000	1.000	1.000	0.066	0.000	0.024	0.009	0.013	0.000	0.017	0.008	0.000	0.010	0.000	0.000	0.027	0.028	0.039	0.027	0.054	0.000	0.027	0.031
default_flag	0.000	0.089	0.039	0.068	0.000	0.008	0.039	0.039	0.046	0.066	0.000	0.328	0.010	0.319	1.000	0.011	0.013	0.054	0.000	0.000	0.018	0.120	0.120	0.051	0.052	0.228	0.000	0.286	0.049	0.137	0.211	0.158	0.261	0.504	0.064	1.000	0.052	0.061	0.039	0.051	0.069	0.040	0.210	0.672	0.672	0.216	0.051	1.000	0.008	0.018	0.043	0.040	0.033	0.024	0.004	0.019	0.037	0.024	0.037	0.022	0.059	0.009	0.000	0.024	0.047	0.000	0.004	0.004	0.027	0.013	0.046	0.021	0.000	0.000	0.000	0.072	0.020	0.054	0.005	0.046	0.050	0.059	0.071	0.000	0.206	0.206	0.005	0.077	0.011	0.029	0.047	0.048	0.346	0.000	0.000	0.063	0.000	0.095	0.155	0.155	0.125	0.032	0.000	0.000	0.040	0.000	0.060	0.000	0.000	0.000	0.000	0.234	0.000	0.092	0.008	0.037	0.010	0.011	0.022	0.016	0.047	0.003	0.020	0.151	0.151	0.046	0.078	0.256	0.023	0.089	0.000
delinq_2yrs	0.128	-0.047	0.000	0.012	0.090	0.110	0.000	0.073	-0.070	0.013	0.142	0.022	0.081	0.000	0.011	1.000	0.114	0.007	-0.015	-0.049	0.006	-0.219	-0.219	0.004	0.004	0.024	-0.042	-0.007	0.000	0.029	0.244	-0.064	0.101	0.000	0.010	-0.029	-0.031	0.009	0.014	0.035	0.021	0.014	0.074	-0.119	-0.119	0.002	0.004	0.000	-0.050	0.086	0.107	0.014	0.002	0.110	-0.820	-0.543	-0.067	0.013	0.047	-0.632	-0.031	-0.721	0.202	-0.032	0.016	-0.032	0.043	0.084	0.023	0.093	0.012	0.060	0.022	0.052	0.511	-0.023	0.063	0.005	0.056	-0.007	-0.017	-0.020	-0.039	-0.071	-0.023	-0.023	-0.486	0.012	-0.043	-0.062	0.009	0.000	0.019	-0.043	-0.058	0.010	0.080	0.039	-0.142	-0.142	-0.006	0.087	-0.129	0.007	-0.021	0.006	0.029	-0.003	0.045	0.000	-0.059	0.020	0.018	0.006	0.023	0.088	0.089	0.129	0.033	0.049	-0.089	0.023	0.068	0.035	0.035	0.049	0.051	0.026	-0.066	0.013	0.000
delinq_amnt	0.759	-0.005	0.000	-0.016	0.013	-0.002	0.000	0.016	0.008	-0.016	0.008	0.011	-0.000	0.005	0.013	0.114	1.000	0.000	0.012	0.009	0.002	-0.037	-0.037	-0.001	-0.001	0.000	NaN	NaN	0.000	NaN	1.000	NaN	1.000	1.000	0.000	-0.010	-0.020	0.006	-0.007	-0.000	-0.003	-0.000	0.016	-0.016	-0.016	-0.002	-0.001	0.000	-0.003	0.014	0.023	0.001	0.000	0.020	-0.124	-0.076	0.001	0.008	0.008	-0.081	0.001	-0.107	0.016	-0.006	0.004	-0.007	0.009	0.013	0.010	0.016	0.003	0.006	0.357	0.012	0.064	-0.005	0.017	-0.003	0.015	-0.009	-0.004	-0.006	-0.005	NaN	-0.013	-0.013	-0.050	-0.013	-0.003	-0.008	0.000	0.000	0.010	-0.002	-0.009	-0.014	-0.006	-0.009	-0.006	-0.006	0.003	0.015	0.029	0.001	-0.017	-0.032	-0.028	0.016	0.075	0.000	-0.031	0.000	0.002	0.007	0.000	0.020	0.023	0.020	0.013	0.009	0.002	0.006	0.017	0.010	0.010	0.013	0.013	0.007	0.009	0.008	1.000
disbursement_method	0.007	0.011	0.027	0.032	0.000	0.028	0.006	0.000	0.023	0.051	0.000	0.016	0.007	0.016	0.054	0.007	0.000	1.000	0.012	0.024	0.028	0.029	0.029	0.094	0.093	0.154	0.000	0.057	0.000	0.000	0.021	0.000	0.073	0.245	0.022	1.000	0.018	0.085	0.007	0.013	0.033	0.044	0.163	0.074	0.074	0.082	0.094	0.194	0.018	0.021	0.014	0.000	0.017	0.013	0.000	0.015	0.074	0.037	0.013	0.019	0.022	0.000	0.004	0.040	0.031	0.027	0.000	0.013	0.028	0.000	0.032	0.022	0.000	0.005	0.004	0.012	0.023	0.009	0.000	0.019	0.024	0.000	0.009	0.000	0.253	0.253	0.022	0.036	0.012	0.011	0.126	0.000	0.018	0.027	0.098	0.048	0.000	0.000	0.040	0.040	0.000	0.043	0.000	0.043	0.028	0.000	0.035	0.000	0.133	0.000	0.000	0.193	0.001	0.016	0.000	0.023	0.012	0.005	0.027	0.015	0.049	0.022	0.015	0.173	0.173	0.091	0.006	0.173	0.033	0.032	1.000
dti	0.009	0.151	0.024	0.203	-0.199	-0.103	0.152	0.045	-0.053	0.180	-0.000	0.050	-0.012	0.000	0.000	-0.015	0.012	0.012	1.000	0.607	0.009	-0.014	-0.014	0.057	0.057	0.002	0.119	0.069	0.000	0.141	0.000	0.077	0.000	0.094	0.000	0.032	-0.040	0.015	0.102	0.036	-0.006	0.062	0.188	-0.063	-0.063	-0.022	0.056	0.005	0.172	0.067	0.063	0.004	-0.061	-0.011	0.009	0.032	0.078	-0.220	0.019	0.009	0.021	-0.002	-0.058	0.173	0.259	0.117	0.092	0.297	0.196	0.157	0.260	0.319	0.000	0.000	-0.026	0.088	0.323	0.042	0.425	0.192	0.294	-0.011	0.014	0.113	0.050	0.050	0.075	0.171	-0.039	-0.023	0.000	0.000	0.051	0.270	0.248	0.178	-0.025	-0.016	0.037	0.037	-0.029	0.111	0.073	0.057	0.106	0.166	0.072	0.117	0.023	1.000	0.036	0.000	-0.032	0.016	-0.029	0.146	0.143	0.252	0.449	0.423	0.088	0.154	0.458	0.008	0.009	0.117	0.002	-0.032	0.159	0.010	0.047
dti_joint	0.023	0.124	0.047	0.180	-0.094	-0.153	1.000	-0.012	-0.026	0.165	-0.000	0.020	-0.037	0.000	0.000	-0.049	0.009	0.024	0.607	1.000	0.007	-0.037	-0.037	0.060	0.059	0.096	0.457	0.061	0.029	0.517	0.350	0.356	0.251	0.499	0.030	0.044	-0.017	0.060	0.113	0.035	0.015	0.075	0.225	-0.073	-0.073	0.001	0.059	0.042	0.157	0.069	0.046	0.014	-0.060	-0.023	0.070	0.128	0.176	-0.195	0.000	0.072	0.029	0.057	-0.057	0.191	0.250	0.143	0.090	0.254	0.184	0.136	0.251	0.269	0.000	0.000	-0.029	0.058	0.269	0.054	0.333	0.178	0.259	-0.027	0.006	0.497	0.090	0.090	0.071	0.165	-0.010	-0.011	0.061	0.041	0.020	0.268	0.446	0.176	-0.016	-0.018	0.043	0.043	0.031	0.002	0.066	0.237	0.355	0.348	0.127	0.307	0.317	0.000	0.267	0.083	-0.000	0.081	-0.014	0.088	0.095	0.213	0.405	0.364	0.104	0.166	0.389	-0.012	-0.012	0.130	0.007	-0.066	0.165	0.135	0.171
emp_length	0.004	0.008	0.019	0.026	0.000	0.039	0.097	0.010	0.007	0.013	0.000	0.003	0.007	0.010	0.018	0.006	0.002	0.028	0.009	0.007	1.000	0.012	0.012	0.032	0.032	0.009	0.000	0.036	0.005	0.057	0.000	0.053	0.037	0.080	0.090	1.000	0.040	0.037	0.009	0.010	0.002	0.028	0.005	0.015	0.015	0.017	0.032	0.017	0.010	0.052	0.083	0.009	0.003	0.042	0.017	0.018	0.027	0.009	0.017	0.018	0.000	0.014	0.007	0.029	0.042	0.026	0.036	0.018	0.038	0.045	0.043	0.020	0.011	0.004	0.007	0.011	0.021	0.008	0.045	0.016	0.016	0.008	0.004	0.003	0.015	0.015	0.009	0.016	0.008	0.012	0.020	0.007	0.000	0.005	0.038	0.015	0.000	0.016	0.019	0.019	0.000	0.024	0.026	0.012	0.031	0.038	0.023	0.000	0.000	0.000	0.000	0.011	0.008	0.060	0.007	0.015	0.000	0.040	0.012	0.017	0.016	0.030	0.013	0.029	0.029	0.024	0.005	0.028	0.013	0.039	0.041
fico_range_high	-0.043	-0.107	0.011	-0.385	0.081	0.054	0.112	0.125	0.494	-0.438	-0.071	-0.108	-0.092	0.040	0.120	-0.219	-0.037	0.029	-0.014	-0.037	0.012	1.000	1.000	0.126	0.126	0.201	0.039	0.049	0.000	0.016	0.000	0.164	0.000	0.000	0.045	0.111	-0.121	0.089	-0.047	-0.127	-0.108	0.074	-0.431	0.427	0.427	0.042	0.127	0.110	0.076	0.024	0.112	0.107	0.073	0.089	0.105	0.088	0.272	0.000	0.056	0.006	0.077	0.038	-0.270	-0.092	-0.178	0.066	0.036	0.010	0.013	0.007	-0.175	0.054	0.011	0.013	-0.156	-0.104	0.042	-0.057	0.039	-0.011	-0.000	-0.120	-0.143	0.060	0.113	0.114	0.357	-0.407	-0.254	-0.228	0.043	0.000	-0.107	0.018	0.061	-0.420	-0.045	-0.045	0.450	0.450	-0.054	0.034	-0.046	0.059	0.044	0.045	-0.307	0.090	0.027	0.000	0.011	0.183	-0.078	0.045	-0.246	0.133	0.223	0.020	0.067	0.038	0.373	0.011	0.092	0.017	0.017	-0.110	-0.060	0.054	0.361	0.123	0.049
fico_range_low	-0.043	-0.107	0.011	-0.385	0.081	0.054	0.112	0.125	0.494	-0.438	-0.071	-0.108	-0.092	0.040	0.120	-0.219	-0.037	0.029	-0.014	-0.037	0.012	1.000	1.000	0.126	0.126	0.201	0.039	0.049	0.000	0.016	0.000	0.164	0.000	0.000	0.045	0.111	-0.121	0.089	-0.047	-0.127	-0.108	0.074	-0.431	0.427	0.427	0.042	0.127	0.110	0.076	0.024	0.112	0.107	0.073	0.089	0.105	0.088	0.272	0.000	0.056	0.006	0.077	0.038	-0.270	-0.092	-0.178	0.066	0.036	0.010	0.013	0.007	-0.175	0.054	0.011	0.013	-0.156	-0.104	0.042	-0.057	0.039	-0.011	-0.000	-0.120	-0.143	0.060	0.113	0.114	0.357	-0.407	-0.254	-0.228	0.043	0.000	-0.107	0.018	0.061	-0.420	-0.045	-0.045	0.450	0.450	-0.054	0.034	-0.046	0.059	0.044	0.045	-0.307	0.090	0.027	0.000	0.011	0.183	-0.078	0.045	-0.246	0.133	0.223	0.020	0.067	0.038	0.373	0.011	0.092	0.017	0.017	-0.110	-0.060	0.054	0.361	0.123	0.049
funded_amnt	0.001	-0.005	0.023	0.009	0.463	0.402	0.137	0.270	0.216	0.053	-0.009	0.036	-0.026	0.016	0.051	0.004	-0.001	0.094	0.057	0.060	0.032	0.126	0.126	1.000	0.999	0.071	0.795	0.062	0.004	0.379	0.000	0.882	0.000	0.000	0.081	0.023	-0.098	0.113	-0.002	0.004	-0.035	0.964	0.090	0.102	0.102	0.462	1.000	0.049	0.399	0.137	0.186	0.052	0.032	0.225	-0.020	0.019	0.027	0.013	0.036	-0.045	0.009	-0.033	-0.059	0.199	0.160	0.219	0.212	0.120	0.178	0.188	0.159	0.201	0.000	0.006	-0.030	-0.035	0.204	-0.028	0.088	-0.013	0.023	-0.044	-0.032	0.786	0.219	0.219	0.064	0.038	-0.075	-0.085	0.095	0.000	0.034	0.457	0.418	0.114	-0.066	-0.086	0.233	0.233	-0.086	0.214	0.125	0.238	0.240	0.087	0.009	0.823	-0.062	0.136	0.325	0.062	0.013	0.440	-0.080	0.324	0.354	0.221	0.338	0.174	0.398	0.072	0.217	0.661	0.661	0.701	0.004	0.547	0.418	0.155	0.173
funded_amnt_inv	0.001	-0.005	0.022	0.009	0.462	0.402	0.137	0.270	0.216	0.053	-0.009	0.035	-0.026	0.016	0.052	0.004	-0.001	0.093	0.057	0.059	0.032	0.126	0.126	0.999	1.000	0.071	0.794	0.063	0.004	0.377	0.000	0.882	0.000	0.025	0.081	0.027	-0.098	0.112	-0.002	0.004	-0.036	0.963	0.090	0.103	0.103	0.461	0.999	0.051	0.399	0.137	0.186	0.052	0.032	0.225	-0.020	0.019	0.032	0.013	0.035	-0.045	0.009	-0.033	-0.059	0.199	0.160	0.219	0.212	0.120	0.178	0.188	0.159	0.201	0.000	0.007	-0.030	-0.035	0.204	-0.028	0.088	-0.013	0.023	-0.044	-0.032	0.785	0.221	0.221	0.065	0.038	-0.074	-0.084	0.097	0.000	0.033	0.456	0.418	0.114	-0.066	-0.086	0.232	0.232	-0.086	0.214	0.124	0.238	0.240	0.087	0.009	0.823	-0.063	0.142	0.326	0.063	0.013	0.438	-0.080	0.324	0.354	0.221	0.338	0.174	0.398	0.072	0.217	0.659	0.661	0.700	0.004	0.545	0.419	0.156	0.170
grade	0.011	0.068	0.017	0.132	0.003	0.059	0.006	0.021	0.087	0.130	0.009	0.053	0.013	0.060	0.228	0.024	0.000	0.154	0.002	0.096	0.009	0.201	0.201	0.071	0.071	1.000	0.280	0.000	0.001	0.161	0.000	0.107	0.000	0.063	0.037	1.000	0.061	0.140	0.045	0.055	0.072	0.070	0.686	0.172	0.172	0.050	0.071	0.100	0.000	0.022	0.054	0.030	0.031	0.021	0.027	0.023	0.047	0.021	0.021	0.017	0.065	0.025	0.020	0.004	0.032	0.029	0.037	0.008	0.014	0.023	0.033	0.017	0.013	0.011	0.014	0.067	0.016	0.054	0.009	0.055	0.058	0.048	0.048	0.283	0.034	0.034	0.046	0.129	0.007	0.032	0.077	0.000	0.059	0.010	0.000	0.125	0.068	0.040	0.184	0.184	0.044	0.039	0.034	0.036	0.000	0.000	0.134	0.145	0.000	0.052	0.079	1.000	0.004	0.380	0.000	0.025	0.012	0.024	0.005	0.010	0.077	0.012	0.009	0.076	0.076	0.196	0.021	0.049	0.038	0.178	0.091
hardship_amount	NaN	0.128	0.049	0.076	0.405	0.030	0.239	0.252	0.121	0.055	0.021	0.068	-0.046	0.000	0.000	-0.042	NaN	0.000	0.119	0.457	0.000	0.039	0.039	0.795	0.794	0.280	1.000	0.003	0.184	0.445	0.000	0.926	0.000	0.131	0.066	0.250	-0.022	0.000	0.193	0.164	0.061	0.766	0.571	-0.000	-0.000	0.494	0.795	0.069	0.268	0.075	0.079	0.071	0.000	0.150	-0.014	0.089	0.195	-0.130	0.059	0.043	-0.150	0.073	-0.106	0.060	0.076	0.109	0.044	0.045	0.135	0.054	0.081	0.165	1.000	1.000	-0.083	0.102	0.161	0.061	0.151	0.131	0.178	-0.046	0.023	1.000	0.305	0.305	0.046	0.099	-0.021	0.008	0.000	0.082	0.070	0.259	0.336	0.051	-0.378	NaN	-0.372	-0.372	-0.182	0.378	0.500	0.345	0.206	0.148	0.209	0.902	-0.176	0.340	0.735	0.314	-0.014	0.413	-0.027	0.287	0.314	0.047	0.304	0.252	0.254	-0.032	0.271	0.525	0.525	0.782	0.043	0.241	0.273	0.099	0.245
hardship_dpd	NaN	-0.069	0.220	0.059	-0.014	-0.030	0.113	0.080	-0.016	0.067	-0.055	0.187	0.007	0.000	0.286	-0.007	NaN	0.057	0.069	0.061	0.036	0.049	0.049	0.062	0.063	0.000	0.003	1.000	0.245	0.214	0.776	0.015	0.247	0.230	0.000	0.009	-0.048	0.000	-0.065	0.043	0.003	0.054	-0.014	-0.203	-0.203	-0.089	0.062	0.141	0.049	0.083	-0.010	0.101	0.053	-0.071	-0.042	0.082	-0.114	-0.070	0.051	-0.198	-0.053	-0.116	-0.100	0.011	-0.059	-0.027	-0.087	0.022	-0.120	-0.149	-0.065	-0.110	1.000	1.000	-0.065	-0.072	-0.106	-0.086	0.054	0.023	0.064	-0.135	-0.136	-0.010	-0.004	-0.004	0.036	0.079	0.050	0.048	0.048	0.265	0.186	-0.005	0.125	0.104	0.172	NaN	0.211	0.211	0.000	-0.208	-0.300	-0.251	-0.307	-0.076	-0.172	0.402	-0.472	0.428	0.176	0.000	0.039	0.000	-0.082	0.022	0.011	-0.098	0.071	0.081	0.014	-0.043	0.087	-0.047	-0.047	0.031	0.486	-0.107	-0.054	0.000	0.000
hardship_flag	0.000	0.000	0.019	0.000	0.000	0.065	0.009	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.049	0.000	0.000	0.000	0.000	0.029	0.005	0.000	0.000	0.004	0.004	0.001	0.184	0.245	1.000	0.048	0.052	0.000	0.190	0.998	0.003	1.000	0.000	0.000	0.000	0.000	0.000	0.020	0.015	0.018	0.018	0.000	0.004	0.206	0.000	0.000	0.006	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.003	0.005	0.000	0.005	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.003	0.006	0.000	0.000	0.000	0.011	0.011	0.000	0.000	0.221	0.028	0.028	0.005	0.008	0.000	0.000	0.026	0.906	0.000	0.000	0.041	0.000	0.000	0.000	0.007	0.007	0.083	0.000	1.000	0.000	0.000	0.022	0.000	1.000	1.000	1.000	1.000	0.008	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.018	0.031	0.008	0.000	0.000	0.000
hardship_last_payment_amount	NaN	0.057	0.311	0.080	0.204	0.059	0.209	0.130	0.036	0.037	-0.060	0.085	-0.033	0.000	0.137	0.029	NaN	0.000	0.141	0.517	0.057	0.016	0.016	0.379	0.377	0.161	0.445	0.214	0.048	1.000	0.090	0.405	0.086	0.068	0.070	0.047	-0.002	0.147	-0.006	0.109	0.057	0.329	0.246	-0.120	-0.120	0.202	0.379	0.000	0.055	0.080	0.046	0.067	0.034	-0.001	-0.019	0.102	0.088	-0.066	0.083	0.001	-0.096	-0.029	-0.023	-0.010	0.004	0.061	0.024	0.122	0.066	0.050	0.006	0.088	1.000	1.000	-0.065	0.044	0.086	0.043	0.184	0.055	0.137	0.030	0.013	0.430	0.116	0.116	-0.020	0.044	0.061	0.072	0.000	0.000	0.086	0.131	0.253	0.044	-0.172	NaN	-0.247	-0.247	-0.005	-0.115	-0.500	0.367	0.044	0.162	0.046	0.140	-0.050	0.164	0.237	0.142	0.061	0.336	-0.062	0.136	0.139	0.090	0.264	0.296	0.096	0.066	0.270	0.263	0.263	0.394	0.151	0.159	0.119	0.042	0.000
hardship_loan_status	1.000	0.000	0.271	0.000	1.000	0.000	0.030	0.000	0.000	0.000	0.085	0.000	0.000	0.128	0.211	0.244	1.000	0.021	0.000	0.350	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.776	0.052	0.090	1.000	0.000	0.384	0.132	0.000	1.000	0.000	0.000	0.000	0.071	0.000	0.000	0.000	0.128	0.119	0.071	0.000	0.135	0.000	0.073	0.140	0.000	0.045	0.106	0.000	0.000	0.000	0.000	0.158	0.105	0.000	0.000	0.000	0.080	0.042	0.000	0.000	0.000	0.000	0.058	0.063	0.000	1.000	1.000	0.209	0.000	0.000	0.072	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.068	0.000	0.000	0.000	0.000	0.057	0.000	0.000	0.000	0.053	0.000	1.000	0.470	0.470	0.000	0.151	0.000	0.410	0.447	0.140	0.000	0.000	0.000	0.000	0.000	0.000	0.042	0.000	1.000	0.120	1.000	0.000	0.000	0.000	0.000	0.179	0.000	0.044	0.044	0.000	0.140	0.000	0.000	0.000	0.267
hardship_payoff_balance_amount	NaN	0.037	0.075	-0.015	0.514	0.463	0.245	0.326	0.227	0.024	-0.003	0.081	-0.056	0.000	0.158	-0.064	NaN	0.000	0.077	0.356	0.053	0.164	0.164	0.882	0.882	0.107	0.926	0.015	0.000	0.405	0.000	1.000	0.000	0.000	0.114	0.319	-0.098	0.080	0.090	0.112	-0.018	0.840	0.247	0.062	0.062	0.483	0.882	0.115	0.359	0.093	0.154	0.095	0.041	0.219	0.005	0.055	0.162	-0.049	0.089	0.101	-0.108	0.108	-0.150	0.120	0.096	0.170	0.103	0.022	0.154	0.094	0.091	0.163	1.000	1.000	-0.088	0.027	0.162	-0.019	0.082	0.037	0.070	-0.091	-0.042	0.926	0.331	0.330	0.081	0.045	-0.014	-0.021	0.000	0.000	0.083	0.327	0.560	0.036	-0.447	NaN	0.145	0.145	0.184	0.617	0.500	0.673	0.430	0.162	0.046	0.972	-0.212	0.000	0.625	0.050	0.013	0.354	-0.058	0.349	0.393	0.058	0.332	0.227	0.382	-0.057	0.271	0.525	0.525	0.657	0.079	0.307	0.382	0.158	0.311
hardship_reason	1.000	0.076	0.243	0.160	1.000	0.285	0.094	0.047	0.032	0.000	0.045	0.319	0.293	0.082	0.261	0.101	1.000	0.073	0.000	0.251	0.037	0.000	0.000	0.000	0.000	0.000	0.000	0.247	0.190	0.086	0.384	0.000	1.000	0.199	0.106	1.000	0.000	0.034	0.000	0.095	0.078	0.028	0.000	0.136	0.126	0.000	0.000	0.159	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.081	0.000	0.000	0.155	0.044	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	1.000	1.000	0.250	0.092	0.000	0.163	0.000	0.000	0.000	0.176	0.171	0.015	0.000	0.000	0.000	0.086	0.125	0.000	0.097	0.157	0.319	0.000	0.468	0.000	0.000	1.000	0.273	0.273	0.000	0.379	0.000	0.172	0.447	0.726	0.000	0.470	0.000	0.000	0.000	0.000	0.202	0.000	1.000	0.000	1.000	0.035	0.000	0.000	0.000	0.000	0.000	0.025	0.025	0.029	0.070	0.044	0.000	0.122	0.206
hardship_status	1.000	0.000	0.000	0.156	1.000	0.402	0.149	0.000	0.000	0.127	0.000	0.084	0.090	0.060	0.504	0.000	1.000	0.245	0.094	0.499	0.080	0.000	0.000	0.000	0.025	0.063	0.131	0.230	0.998	0.068	0.132	0.000	0.199	1.000	0.042	1.000	0.000	0.000	0.000	0.000	0.000	0.000	0.126	0.190	0.188	0.000	0.000	0.604	0.118	0.000	0.096	0.000	0.000	0.000	0.053	0.119	0.000	0.031	0.101	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.034	0.000	0.000	0.053	0.000	1.000	1.000	0.038	0.037	0.000	0.091	0.000	0.167	0.096	0.000	0.000	0.221	0.290	0.290	0.000	0.106	0.000	0.000	0.117	0.918	0.084	0.000	0.466	0.059	0.000	1.000	0.000	0.000	0.193	0.218	1.000	0.151	0.000	0.000	0.583	0.000	0.483	0.636	0.000	0.000	0.000	0.000	1.000	0.000	1.000	0.000	0.057	0.000	0.055	0.000	0.000	0.153	0.153	0.000	0.000	0.162	0.000	0.058	0.000
home_ownership	0.005	0.035	0.110	0.038	0.006	0.118	0.081	0.079	0.025	0.019	0.000	0.000	0.000	0.014	0.064	0.010	0.000	0.022	0.000	0.030	0.090	0.045	0.045	0.081	0.081	0.037	0.066	0.000	0.003	0.070	0.000	0.114	0.106	0.042	1.000	1.000	0.031	0.045	0.042	0.046	0.008	0.067	0.039	0.047	0.047	0.048	0.081	0.030	0.000	0.082	0.097	0.000	0.020	0.092	0.029	0.003	0.029	0.027	0.018	0.000	0.027	0.017	0.000	0.016	0.031	0.027	0.046	0.021	0.039	0.055	0.032	0.058	0.000	0.005	0.000	0.023	0.061	0.033	0.032	0.029	0.043	0.000	0.010	0.000	0.034	0.034	0.016	0.022	0.000	0.004	0.085	0.000	0.000	0.026	0.119	0.024	0.000	0.059	0.161	0.161	0.069	0.278	0.033	0.089	0.093	0.072	0.017	0.080	0.036	0.025	0.098	0.044	0.000	0.107	0.000	0.092	0.023	0.099	0.031	0.029	0.039	0.063	0.031	0.067	0.067	0.041	0.003	0.066	0.034	0.027	0.029
id	-0.020	0.002	1.000	-0.120	0.037	0.064	1.000	-0.007	0.179	-0.191	-0.004	-0.162	0.021	1.000	1.000	-0.029	-0.010	1.000	0.032	0.044	1.000	0.111	0.111	0.023	0.027	1.000	0.250	0.009	1.000	0.047	1.000	0.319	1.000	1.000	1.000	1.000	-0.057	1.000	0.046	-0.057	-0.111	0.012	-0.079	0.121	0.121	-0.203	0.023	1.000	-0.010	-0.016	-0.039	0.035	0.018	-0.074	0.037	0.056	0.128	0.016	0.003	0.001	0.032	0.025	-0.004	-0.042	-0.073	-0.007	-0.145	-0.016	-0.034	-0.129	-0.074	-0.018	1.000	1.000	-0.025	-0.011	-0.001	-0.036	-0.010	-0.024	-0.022	-0.052	-0.059	0.241	0.685	0.685	0.021	-0.194	-0.005	0.026	1.000	1.000	-0.180	-0.039	0.075	-0.182	-0.028	-0.047	0.102	0.102	-0.019	-0.012	0.045	-0.025	-0.017	0.026	-0.074	0.155	0.181	1.000	0.386	1.000	-0.033	1.000	0.016	-0.004	0.032	-0.095	0.014	-0.017	0.098	0.006	0.053	-0.491	-0.488	-0.308	-0.042	-0.494	0.088	1.000	1.000
il_util	-0.017	0.250	0.014	0.554	-0.064	-0.084	0.000	0.074	-0.051	-0.061	0.008	0.053	0.007	0.008	0.052	-0.031	-0.020	0.018	-0.040	-0.017	0.040	-0.121	-0.121	-0.098	-0.098	0.061	-0.022	-0.048	0.000	-0.002	0.000	-0.098	0.000	0.000	0.031	-0.057	1.000	0.022	0.184	0.207	0.099	-0.090	0.160	-0.109	-0.109	-0.008	-0.098	0.038	-0.135	-0.021	-0.113	-0.065	-0.218	-0.043	0.061	0.009	-0.066	-0.443	-0.052	0.065	-0.099	0.068	0.073	-0.083	-0.069	-0.066	-0.071	0.220	-0.044	-0.056	-0.070	0.095	0.000	0.000	0.003	0.268	0.094	0.214	0.210	0.412	0.363	0.067	0.089	0.004	-0.105	-0.105	-0.030	-0.054	0.029	0.023	0.006	0.000	0.053	-0.149	-0.081	-0.071	-0.020	0.011	-0.084	-0.084	0.073	-0.027	0.004	-0.034	-0.004	0.041	-0.037	-0.058	-0.018	0.048	-0.046	0.054	0.007	0.039	0.040	0.103	0.007	0.098	0.280	0.424	-0.125	0.030	0.168	-0.031	-0.031	-0.021	0.023	-0.041	-0.120	0.072	0.023
initial_list_status	0.012	0.011	0.037	0.049	0.009	0.071	0.091	0.023	0.047	0.092	0.002	0.018	0.004	0.028	0.061	0.009	0.006	0.085	0.015	0.060	0.037	0.089	0.089	0.113	0.112	0.140	0.000	0.000	0.000	0.147	0.000	0.080	0.034	0.000	0.045	1.000	0.022	1.000	0.027	0.034	0.082	0.061	0.137	0.092	0.092	0.063	0.112	0.255	0.000	0.025	0.037	0.022	0.018	0.015	0.000	0.038	0.055	0.009	0.019	0.023	0.038	0.015	0.000	0.012	0.024	0.031	0.015	0.007	0.022	0.013	0.022	0.030	0.008	0.011	0.007	0.020	0.041	0.041	0.003	0.032	0.018	0.027	0.028	0.000	0.252	0.252	0.018	0.096	0.000	0.006	0.065	0.000	0.019	0.011	0.068	0.085	0.000	0.032	0.106	0.106	0.032	0.071	0.000	0.000	0.000	0.000	0.036	0.030	0.152	0.100	0.196	0.144	0.006	0.153	0.000	0.028	0.000	0.019	0.031	0.014	0.050	0.011	0.035	0.092	0.090	0.042	0.012	0.114	0.023	0.084	0.000
inq_fi	-0.003	0.319	0.047	0.080	0.120	0.080	0.014	0.135	0.027	-0.083	0.008	0.027	0.008	0.013	0.039	0.014	-0.007	0.007	0.102	0.113	0.009	-0.047	-0.047	-0.002	-0.002	0.045	0.193	-0.065	0.000	-0.006	0.000	0.090	0.000	0.000	0.042	0.046	0.184	0.027	1.000	0.480	0.212	0.006	0.134	-0.084	-0.084	0.031	-0.002	0.021	-0.084	0.010	-0.032	-0.073	-0.174	0.111	0.024	0.039	-0.043	-0.333	-0.066	0.048	-0.226	0.051	0.080	-0.009	0.003	0.022	0.050	0.218	0.061	0.067	0.011	0.131	0.007	0.000	-0.002	0.248	0.130	0.161	0.197	0.314	0.419	0.081	0.113	0.191	-0.017	-0.017	-0.042	-0.078	0.079	0.074	0.021	0.000	0.027	-0.073	0.001	-0.094	0.005	0.024	-0.062	-0.062	0.110	0.068	0.022	0.018	0.054	0.072	-0.042	0.025	-0.013	0.000	0.040	0.043	0.025	0.022	0.051	0.172	0.158	0.173	0.184	0.259	-0.034	0.102	0.225	-0.021	-0.021	-0.001	0.016	-0.037	-0.014	0.035	0.028
inq_last_12m	0.006	0.431	0.040	0.026	0.132	0.075	0.007	0.105	0.051	-0.119	0.012	0.057	0.018	0.009	0.051	0.035	-0.000	0.013	0.036	0.035	0.010	-0.127	-0.127	0.004	0.004	0.055	0.164	0.043	0.000	0.109	0.071	0.112	0.095	0.000	0.046	-0.057	0.207	0.034	0.480	1.000	0.540	0.018	0.171	-0.147	-0.147	0.065	0.004	0.040	-0.103	0.017	-0.041	-0.275	-0.377	0.126	0.020	0.011	-0.104	-0.357	-0.218	0.041	-0.677	0.036	0.090	0.056	0.104	0.103	0.125	0.173	0.163	0.165	0.099	0.200	0.000	0.000	0.025	0.517	0.201	0.365	0.138	0.392	0.310	0.330	0.307	0.146	-0.087	-0.087	-0.061	-0.108	0.120	0.109	0.020	0.000	0.057	-0.060	-0.070	-0.136	-0.004	0.034	-0.104	-0.104	0.184	0.050	0.036	0.019	0.041	0.050	-0.079	0.010	-0.069	0.000	0.034	0.051	0.039	0.012	0.059	0.172	0.163	0.219	0.159	0.219	-0.018	0.089	0.178	0.047	0.047	0.048	0.032	0.030	0.025	0.048	0.036
inq_last_6mths	-0.003	0.277	0.026	-0.040	0.043	0.040	0.038	-0.026	0.017	-0.074	0.007	0.069	0.010	0.000	0.069	0.021	-0.003	0.033	-0.006	0.015	0.002	-0.108	-0.108	-0.035	-0.036	0.072	0.061	0.003	0.000	0.057	0.000	-0.018	0.078	0.000	0.008	-0.111	0.099	0.082	0.212	0.540	1.000	-0.014	0.191	-0.127	-0.127	0.034	-0.035	0.171	-0.090	0.006	-0.017	-0.323	-0.353	0.032	0.020	-0.014	-0.088	-0.178	-0.224	0.044	-0.698	0.036	0.056	0.063	0.113	0.097	0.120	0.072	0.138	0.147	0.103	0.137	0.006	0.000	0.035	0.324	0.136	0.410	0.060	0.163	0.142	0.310	0.271	0.051	-0.108	-0.108	-0.049	-0.062	0.081	0.072	0.033	0.000	0.072	-0.050	-0.022	-0.085	0.006	0.022	-0.073	-0.073	0.296	0.008	-0.010	0.015	0.026	0.033	-0.038	-0.022	0.020	0.034	-0.025	0.085	0.024	0.000	0.037	0.028	0.030	0.144	0.036	0.076	-0.030	0.032	0.048	0.021	0.020	0.035	0.023	0.008	0.004	0.051	0.018
installment	0.001	0.010	0.021	0.034	0.440	0.362	0.102	0.237	0.178	0.080	-0.007	0.040	-0.023	0.010	0.040	0.014	-0.000	0.044	0.062	0.075	0.028	0.074	0.074	0.964	0.963	0.070	0.766	0.054	0.020	0.329	0.000	0.840	0.028	0.000	0.067	0.012	-0.090	0.061	0.006	0.018	-0.014	1.000	0.109	0.071	0.071	0.478	0.964	0.024	0.382	0.114	0.161	0.032	0.018	0.191	-0.026	0.009	0.017	0.006	0.017	-0.050	-0.005	-0.038	-0.050	0.205	0.170	0.215	0.203	0.100	0.176	0.179	0.169	0.191	0.000	0.016	-0.022	-0.016	0.194	-0.014	0.081	-0.005	0.028	-0.024	-0.009	0.754	0.169	0.169	0.049	0.062	-0.065	-0.078	0.091	0.000	0.039	0.442	0.387	0.137	-0.061	-0.069	0.161	0.161	-0.077	0.166	0.100	0.211	0.213	0.060	0.047	0.768	-0.058	0.144	0.302	0.067	0.019	0.301	-0.071	0.290	0.315	0.200	0.317	0.163	0.364	0.060	0.199	0.665	0.665	0.666	0.010	0.566	0.382	0.152	0.142
int_rate	0.023	0.166	0.011	0.319	-0.134	-0.166	0.055	-0.087	-0.372	0.306	0.018	0.169	0.023	0.051	0.210	0.074	0.016	0.163	0.188	0.225	0.005	-0.431	-0.431	0.090	0.090	0.686	0.571	-0.014	0.015	0.246	0.000	0.247	0.000	0.126	0.039	-0.079	0.160	0.137	0.134	0.171	0.191	0.109	1.000	-0.388	-0.388	0.044	0.090	0.079	-0.075	-0.063	-0.145	-0.117	-0.144	-0.112	-0.047	-0.036	-0.015	-0.153	-0.092	-0.026	-0.159	-0.030	0.079	0.016	0.083	-0.076	-0.100	0.003	-0.028	-0.070	0.082	-0.030	0.030	0.009	0.047	0.178	-0.026	0.128	0.054	0.157	0.148	0.114	0.130	0.583	-0.029	-0.029	-0.101	0.300	0.070	0.059	0.063	0.002	0.173	-0.020	-0.022	0.288	0.079	0.080	-0.399	-0.399	0.095	-0.132	-0.124	-0.098	-0.035	0.047	0.298	0.311	-0.020	0.085	0.158	0.728	0.027	0.365	0.057	-0.091	-0.155	-0.060	0.016	0.059	-0.281	0.009	0.000	0.066	0.066	0.390	0.077	-0.069	-0.253	0.185	0.097
last_fico_range_high	-0.015	-0.150	0.022	-0.254	0.084	0.064	0.072	0.108	0.313	-0.226	-0.027	-0.404	-0.048	0.187	0.672	-0.119	-0.016	0.074	-0.063	-0.073	0.015	0.427	0.427	0.102	0.103	0.172	-0.000	-0.203	0.018	-0.120	0.128	0.062	0.136	0.190	0.047	0.121	-0.109	0.092	-0.084	-0.147	-0.127	0.071	-0.388	1.000	1.000	0.183	0.102	0.305	0.120	0.046	0.139	0.107	0.104	0.107	0.083	0.078	0.123	0.075	0.094	0.053	0.107	0.058	-0.118	-0.044	-0.103	0.039	0.055	-0.009	0.004	0.037	-0.101	0.010	0.007	0.004	-0.078	-0.135	0.008	-0.097	-0.019	-0.076	-0.079	-0.116	-0.144	0.039	0.148	0.148	0.173	-0.217	-0.101	-0.085	0.038	0.015	-0.409	0.069	0.073	-0.213	-0.030	-0.082	0.389	0.389	-0.117	0.064	0.021	0.038	0.023	0.009	-0.208	0.160	-0.058	0.208	-0.123	0.182	-0.040	0.042	-0.103	0.102	0.156	0.032	0.025	-0.014	0.272	0.008	0.020	0.120	0.121	-0.072	-0.187	0.201	0.256	0.090	0.000
last_fico_range_low	-0.015	-0.150	0.023	-0.254	0.084	0.064	0.072	0.108	0.313	-0.226	-0.027	-0.404	-0.048	0.187	0.672	-0.119	-0.016	0.074	-0.063	-0.073	0.015	0.427	0.427	0.102	0.103	0.172	-0.000	-0.203	0.018	-0.120	0.119	0.062	0.126	0.188	0.047	0.121	-0.109	0.092	-0.084	-0.147	-0.127	0.071	-0.388	1.000	1.000	0.183	0.102	0.306	0.120	0.046	0.139	0.107	0.104	0.107	0.083	0.078	0.123	0.075	0.094	0.053	0.107	0.058	-0.118	-0.044	-0.103	0.039	0.055	-0.009	0.004	0.037	-0.101	0.010	0.007	0.004	-0.078	-0.135	0.008	-0.097	-0.019	-0.076	-0.079	-0.116	-0.144	0.039	0.148	0.148	0.173	-0.217	-0.101	-0.085	0.035	0.015	-0.409	0.069	0.073	-0.213	-0.030	-0.082	0.389	0.389	-0.117	0.064	0.021	0.038	0.023	0.009	-0.208	0.160	-0.058	0.209	-0.123	0.182	-0.040	0.042	-0.103	0.102	0.156	0.032	0.025	-0.014	0.272	0.008	0.020	0.120	0.121	-0.072	-0.187	0.201	0.256	0.090	0.000
last_pymnt_amnt	-0.000	0.062	0.013	0.020	0.258	0.254	0.077	0.175	0.091	0.023	0.004	-0.157	-0.023	0.069	0.216	0.002	-0.002	0.082	-0.022	0.001	0.017	0.042	0.042	0.462	0.461	0.050	0.494	-0.089	0.000	0.202	0.071	0.483	0.000	0.000	0.048	-0.203	-0.008	0.063	0.031	0.065	0.034	0.478	0.044	0.183	0.183	1.000	0.462	0.207	0.206	0.063	0.091	-0.006	-0.022	0.173	0.005	0.020	-0.015	-0.049	-0.006	0.015	-0.033	0.008	-0.009	0.067	0.048	0.100	0.159	0.108	0.087	0.147	0.047	0.103	0.000	0.011	-0.011	0.041	0.105	0.029	0.056	0.050	0.081	0.017	0.026	0.504	-0.323	-0.323	0.026	0.022	-0.005	-0.014	0.028	0.000	-0.162	0.199	0.247	0.045	-0.051	-0.053	0.128	0.128	-0.058	0.157	0.056	0.152	0.155	0.052	0.011	0.574	-0.091	1.000	0.198	0.044	0.016	0.202	-0.038	0.198	0.206	0.179	0.175	0.121	0.172	0.065	0.117	0.605	0.605	0.258	-0.080	0.634	0.185	0.074	0.078
loan_amnt	0.001	-0.005	0.023	0.009	0.463	0.402	0.137	0.270	0.216	0.053	-0.009	0.036	-0.026	0.016	0.051	0.004	-0.001	0.094	0.056	0.059	0.032	0.127	0.127	1.000	0.999	0.071	0.795	0.062	0.004	0.379	0.000	0.882	0.000	0.000	0.081	0.023	-0.098	0.112	-0.002	0.004	-0.035	0.964	0.090	0.102	0.102	0.462	1.000	0.049	0.399	0.137	0.186	0.052	0.032	0.225	-0.020	0.019	0.027	0.013	0.036	-0.045	0.009	-0.033	-0.059	0.199	0.160	0.219	0.212	0.120	0.178	0.188	0.159	0.201	0.000	0.006	-0.030	-0.035	0.204	-0.028	0.088	-0.013	0.023	-0.044	-0.032	0.786	0.218	0.218	0.064	0.038	-0.075	-0.085	0.095	0.000	0.034	0.457	0.418	0.114	-0.066	-0.086	0.233	0.233	-0.086	0.214	0.125	0.238	0.240	0.087	0.009	0.823	-0.062	0.136	0.325	0.063	0.013	0.440	-0.080	0.324	0.354	0.222	0.338	0.174	0.398	0.072	0.217	0.661	0.661	0.701	0.005	0.547	0.418	0.155	0.173
loan_status	0.000	0.042	0.025	0.030	0.000	0.000	0.186	0.014	0.022	0.040	0.000	0.124	0.000	0.325	1.000	0.000	0.000	0.194	0.005	0.042	0.017	0.110	0.110	0.049	0.051	0.100	0.069	0.141	0.206	0.000	0.135	0.115	0.159	0.604	0.030	1.000	0.038	0.255	0.021	0.040	0.171	0.024	0.079	0.305	0.306	0.207	0.049	1.000	0.000	0.019	0.033	0.023	0.021	0.030	0.006	0.011	0.099	0.016	0.020	0.030	0.031	0.021	0.002	0.015	0.023	0.004	0.038	0.005	0.017	0.033	0.022	0.012	0.000	0.000	0.000	0.034	0.010	0.029	0.007	0.029	0.036	0.032	0.036	0.072	0.283	0.283	0.014	0.046	0.000	0.010	0.071	0.197	0.128	0.008	0.000	0.033	0.000	0.034	0.070	0.070	0.069	0.022	0.000	0.000	0.019	0.000	0.077	0.009	0.015	0.108	0.077	0.093	0.000	0.180	0.000	0.015	0.000	0.029	0.014	0.016	0.024	0.009	0.022	0.158	0.157	0.024	0.060	0.198	0.007	0.083	0.055
max_bal_bc	-0.004	-0.098	0.000	0.157	0.378	0.304	0.000	0.294	0.204	0.386	-0.025	-0.022	-0.061	0.000	0.008	-0.050	-0.003	0.018	0.172	0.157	0.010	0.076	0.076	0.399	0.399	0.000	0.268	0.049	0.000	0.055	0.000	0.359	0.000	0.118	0.000	-0.010	-0.135	0.000	-0.084	-0.103	-0.090	0.382	-0.075	0.120	0.120	0.206	0.399	0.000	1.000	0.149	0.258	0.101	0.105	0.222	0.015	0.064	0.083	0.076	0.070	-0.018	0.086	-0.004	-0.142	0.330	0.224	0.292	0.265	0.086	0.178	0.192	0.221	0.207	0.000	0.000	-0.063	-0.113	0.207	-0.106	0.084	-0.073	-0.044	-0.099	-0.109	0.252	0.153	0.153	0.137	0.309	-0.130	-0.124	0.000	0.000	-0.022	0.791	0.551	0.406	-0.058	-0.087	0.198	0.198	-0.109	0.203	0.084	0.142	0.153	0.029	0.112	0.355	-0.017	0.000	0.142	0.000	-0.026	0.000	-0.158	0.344	0.360	0.199	0.409	0.124	0.645	-0.001	0.178	0.263	0.263	0.260	-0.020	0.231	0.562	0.004	1.000
mo_sin_old_il_acct	0.016	0.005	0.038	0.060	0.217	0.199	0.004	0.201	0.028	0.059	0.020	-0.012	0.009	0.000	0.018	0.086	0.014	0.021	0.067	0.069	0.052	0.024	0.024	0.137	0.137	0.022	0.075	0.083	0.000	0.080	0.073	0.093	0.000	0.000	0.082	-0.016	-0.021	0.025	0.010	0.017	0.006	0.114	-0.063	0.046	0.046	0.063	0.137	0.019	0.149	1.000	0.290	0.011	-0.016	0.233	-0.008	-0.007	-0.064	-0.021	0.031	-0.010	-0.011	-0.013	0.118	0.040	0.071	0.040	0.134	0.437	0.072	0.169	0.070	0.153	0.016	0.000	0.057	0.013	0.155	0.016	0.204	0.032	0.053	-0.016	-0.036	0.087	0.028	0.028	-0.142	0.053	0.040	0.029	0.018	0.000	-0.013	0.161	0.186	0.068	-0.018	-0.008	0.095	0.095	-0.010	0.165	0.053	0.123	0.115	0.087	0.004	0.156	-0.028	0.000	0.060	0.019	0.022	0.086	0.019	0.243	0.247	0.373	0.257	0.228	0.105	0.119	0.242	0.102	0.102	0.087	-0.010	0.092	0.136	0.021	0.032
mo_sin_old_rev_tl_op	0.031	-0.056	0.017	-0.062	0.238	0.230	0.030	0.177	0.157	0.017	0.034	-0.034	-0.013	0.005	0.043	0.107	0.023	0.014	0.063	0.046	0.083	0.112	0.112	0.186	0.186	0.054	0.079	-0.010	0.006	0.046	0.140	0.154	0.000	0.096	0.097	-0.039	-0.113	0.037	-0.032	-0.041	-0.017	0.161	-0.145	0.139	0.139	0.091	0.186	0.033	0.258	0.290	1.000	0.036	0.011	0.344	-0.053	-0.007	-0.164	0.016	0.068	0.016	0.012	-0.007	0.096	0.121	0.164	0.159	0.357	0.046	0.210	0.414	0.161	0.165	0.004	0.019	0.051	-0.028	0.169	-0.009	-0.025	-0.007	-0.002	-0.044	-0.080	0.123	0.019	0.019	-0.143	0.037	0.044	0.041	0.024	0.000	-0.033	0.299	0.277	0.033	0.014	-0.040	0.168	0.168	-0.020	0.225	0.044	0.271	0.132	-0.008	-0.024	0.108	0.001	0.044	0.031	0.048	0.015	0.081	-0.022	0.216	0.256	0.345	0.146	0.018	0.274	0.069	0.039	0.161	0.161	0.104	-0.012	0.160	0.327	0.040	0.054
mo_sin_rcnt_rev_tl_op	0.000	-0.520	0.014	0.145	0.015	0.006	0.035	0.131	-0.127	0.169	-0.000	-0.055	-0.017	0.009	0.040	0.014	0.001	0.000	0.004	0.014	0.009	0.107	0.107	0.052	0.052	0.030	0.071	0.101	0.000	0.067	0.000	0.095	0.000	0.000	0.000	0.035	-0.065	0.022	-0.073	-0.275	-0.323	0.032	-0.117	0.107	0.107	-0.006	0.052	0.023	0.101	0.011	0.036	1.000	0.762	0.010	-0.069	-0.035	0.094	0.070	0.706	-0.088	0.247	-0.067	-0.069	-0.175	-0.271	-0.225	-0.202	-0.011	-0.330	-0.271	-0.267	-0.264	0.000	0.000	-0.007	-0.643	-0.265	-0.678	0.008	-0.068	-0.060	-0.824	-0.678	0.083	0.068	0.068	0.036	0.137	-0.079	-0.069	0.012	0.000	-0.056	0.021	0.034	0.199	-0.026	-0.028	0.104	0.104	-0.130	0.050	0.001	-0.080	-0.066	0.013	0.122	0.065	0.014	0.022	-0.010	0.023	-0.017	0.010	-0.067	0.021	0.000	-0.185	0.013	-0.009	-0.035	-0.013	0.008	0.012	0.012	0.004	-0.007	0.018	-0.096	0.028	0.000
mo_sin_rcnt_tl	0.001	-0.530	0.000	0.040	-0.062	-0.055	0.025	0.000	-0.107	0.167	-0.005	-0.058	-0.014	0.004	0.033	0.002	0.000	0.017	-0.061	-0.060	0.003	0.073	0.073	0.032	0.032	0.031	0.000	0.053	0.000	0.034	0.045	0.041	0.000	0.000	0.020	0.018	-0.218	0.018	-0.174	-0.377	-0.353	0.018	-0.144	0.104	0.104	-0.022	0.032	0.021	0.105	-0.016	0.011	0.762	1.000	-0.062	-0.055	-0.026	0.062	0.444	0.509	-0.077	0.335	-0.060	-0.066	-0.093	-0.173	-0.148	-0.149	-0.150	-0.233	-0.207	-0.169	-0.257	0.000	0.000	-0.010	-0.705	-0.257	-0.850	-0.141	-0.389	-0.300	-0.596	-0.469	-0.005	0.059	0.059	0.037	0.137	-0.068	-0.060	0.009	0.000	-0.059	0.050	-0.005	0.187	-0.000	-0.017	0.043	0.043	-0.140	-0.023	-0.019	-0.057	-0.066	-0.050	0.126	0.027	-0.045	0.000	0.001	0.023	-0.016	0.010	-0.056	-0.096	-0.101	-0.231	-0.113	-0.172	-0.011	-0.085	-0.130	0.009	0.009	-0.005	-0.012	0.021	-0.067	0.023	0.034
mort_acc	0.027	0.094	0.032	0.008	0.359	0.323	0.007	0.640	0.102	0.027	0.033	-0.033	-0.017	0.004	0.024	0.110	0.020	0.013	-0.011	-0.023	0.042	0.089	0.089	0.225	0.225	0.021	0.150	-0.071	0.000	-0.001	0.106	0.219	0.000	0.000	0.092	-0.074	-0.043	0.015	0.111	0.126	0.032	0.191	-0.112	0.107	0.107	0.173	0.225	0.030	0.222	0.233	0.344	0.010	-0.062	1.000	-0.073	-0.044	-0.121	-0.084	0.041	-0.020	-0.047	-0.033	0.093	0.037	0.070	0.065	0.201	0.170	0.098	0.245	0.069	0.166	0.000	0.005	0.052	0.082	0.168	0.075	0.073	0.087	0.122	-0.014	-0.034	0.182	-0.024	-0.024	-0.108	0.031	0.006	0.007	0.025	0.000	-0.033	0.254	0.251	0.051	-0.044	-0.065	0.231	0.231	-0.042	0.662	0.123	0.198	0.165	0.080	-0.055	0.161	-0.039	0.025	0.026	0.022	-0.006	0.052	-0.021	0.655	0.663	0.392	0.223	0.151	0.194	0.193	0.153	0.206	0.206	0.123	-0.022	0.202	0.254	0.029	0.000
mths_since_last_delinq	-0.144	0.123	0.000	0.020	-0.070	-0.104	0.000	-0.072	0.015	0.001	-0.118	-0.010	-0.048	0.000	0.004	-0.820	-0.124	0.000	0.009	0.070	0.017	0.105	0.105	-0.020	-0.020	0.027	-0.014	-0.042	0.000	-0.019	0.000	0.005	0.000	0.053	0.029	0.037	0.061	0.000	0.024	0.020	0.020	-0.026	-0.047	0.083	0.083	0.005	-0.020	0.006	0.015	-0.008	-0.053	-0.069	-0.055	-0.073	1.000	0.691	-0.051	-0.043	-0.092	0.759	-0.000	0.866	0.066	0.029	0.002	0.023	-0.005	-0.019	-0.018	-0.047	0.002	-0.048	0.040	0.063	-0.346	0.096	-0.050	0.046	-0.026	0.043	0.057	0.076	0.099	0.037	0.015	0.015	0.197	-0.004	0.096	0.102	0.022	0.000	-0.008	-0.005	0.064	-0.005	-0.121	-0.062	0.145	0.145	0.028	-0.049	0.310	0.031	0.039	-0.017	-0.033	0.001	-0.102	0.043	0.034	0.026	0.007	0.010	0.059	-0.084	-0.097	-0.057	-0.030	-0.012	0.016	0.000	-0.043	-0.045	-0.045	-0.056	-0.045	-0.036	-0.001	0.020	0.071
mths_since_last_major_derog	-0.099	0.133	0.020	-0.006	-0.022	-0.124	0.016	-0.029	0.053	-0.003	-0.211	-0.013	-0.143	0.000	0.019	-0.543	-0.076	0.015	0.032	0.128	0.018	0.088	0.088	0.019	0.019	0.023	0.089	0.082	0.000	0.102	0.000	0.055	0.081	0.119	0.003	0.056	0.009	0.038	0.039	0.011	-0.014	0.009	-0.036	0.078	0.078	0.020	0.019	0.011	0.064	-0.007	-0.007	-0.035	-0.026	-0.044	0.691	1.000	0.071	-0.049	-0.061	0.581	0.026	0.555	-0.058	0.050	0.034	0.042	-0.005	-0.038	0.038	-0.035	0.040	0.007	0.093	0.026	-0.691	0.063	0.004	0.006	-0.023	0.045	0.081	0.031	0.080	0.103	0.028	0.028	0.127	-0.000	0.082	0.073	0.015	0.000	-0.014	0.041	0.085	-0.021	-0.107	-0.010	0.173	0.173	-0.002	-0.032	0.462	-0.055	0.018	0.010	0.003	-0.029	-0.064	0.000	-0.072	0.019	0.019	0.020	0.055	-0.025	-0.027	-0.063	0.000	0.004	0.063	0.012	-0.010	-0.012	-0.012	-0.021	-0.028	-0.010	0.060	0.014	0.038
mths_since_last_record	-0.008	-0.098	0.053	-0.047	-0.061	-0.045	0.075	0.030	0.019	0.043	-0.029	-0.054	-0.031	0.010	0.037	-0.067	0.001	0.074	0.078	0.176	0.027	0.272	0.272	0.027	0.032	0.047	0.195	-0.114	0.000	0.088	0.000	0.162	0.000	0.000	0.029	0.128	-0.066	0.055	-0.043	-0.104	-0.088	0.017	-0.015	0.123	0.123	-0.015	0.027	0.099	0.083	-0.064	-0.164	0.094	0.062	-0.121	-0.051	0.071	1.000	0.013	0.097	-0.073	0.074	-0.101	-0.198	0.009	0.018	-0.011	-0.186	-0.035	0.022	-0.173	0.029	0.029	0.000	0.000	-0.073	-0.105	0.017	-0.074	0.027	-0.031	0.010	-0.119	-0.130	0.166	0.120	0.120	0.250	0.059	-0.313	0.313	0.060	0.011	-0.047	0.106	0.252	0.032	-0.033	-0.083	0.249	0.249	-0.105	-0.089	-0.049	-0.069	0.070	0.058	0.080	0.100	0.018	0.000	0.038	0.042	-0.324	0.046	-0.073	0.038	0.045	-0.171	0.015	0.005	0.069	0.028	0.016	-0.104	-0.098	-0.067	-0.051	-0.104	0.100	0.055	0.075
mths_since_rcnt_il	0.007	-0.442	0.000	-0.193	-0.153	-0.099	0.015	-0.145	-0.041	0.100	-0.014	-0.045	0.000	0.002	0.024	0.013	0.008	0.037	-0.220	-0.195	0.009	0.000	0.000	0.013	0.013	0.021	-0.130	-0.070	0.000	-0.066	0.000	-0.049	0.000	0.031	0.027	0.016	-0.443	0.009	-0.333	-0.357	-0.178	0.006	-0.153	0.075	0.075	-0.049	0.013	0.016	0.076	-0.021	0.016	0.070	0.444	-0.084	-0.043	-0.049	0.013	1.000	0.061	-0.063	0.185	-0.052	-0.020	0.024	0.005	-0.020	-0.035	-0.357	-0.040	-0.052	0.008	-0.185	0.000	0.000	0.013	-0.489	-0.185	-0.421	-0.403	-0.857	-0.769	-0.070	-0.087	-0.131	0.061	0.061	-0.006	0.086	-0.050	-0.049	0.012	0.000	-0.045	0.067	-0.068	0.103	0.039	-0.003	-0.009	-0.009	-0.079	-0.038	-0.071	0.005	-0.051	-0.129	0.057	-0.063	0.014	0.000	0.010	0.013	-0.014	0.027	-0.020	-0.202	-0.177	-0.225	-0.333	-0.456	0.018	-0.175	-0.371	-0.003	-0.003	-0.010	-0.014	0.013	-0.008	0.013	0.032
mths_since_recent_bc	0.008	-0.477	0.000	0.160	0.006	0.030	0.037	0.132	-0.241	0.226	0.003	-0.053	-0.013	0.009	0.037	0.047	0.008	0.013	0.019	0.000	0.017	0.056	0.056	0.036	0.035	0.021	0.059	0.051	0.003	0.083	0.158	0.089	0.155	0.101	0.018	0.003	-0.052	0.019	-0.066	-0.218	-0.224	0.017	-0.092	0.094	0.094	-0.006	0.036	0.020	0.070	0.031	0.068	0.706	0.509	0.041	-0.092	-0.061	0.097	0.061	1.000	-0.106	0.159	-0.096	-0.051	-0.301	-0.243	-0.365	-0.277	0.004	-0.298	-0.227	-0.238	-0.238	0.000	0.000	0.018	-0.525	-0.238	-0.490	0.009	-0.059	-0.055	-0.674	-0.624	0.080	0.047	0.047	0.003	0.182	-0.038	-0.023	0.016	0.005	-0.053	0.009	0.028	0.198	-0.014	-0.015	0.080	0.080	-0.103	0.058	-0.011	-0.063	-0.062	0.025	0.135	0.066	0.015	0.000	0.005	0.015	-0.011	0.015	-0.045	0.032	0.006	-0.143	0.012	-0.005	-0.148	0.019	0.009	0.017	0.017	0.013	-0.011	0.022	-0.121	0.016	0.039
mths_since_recent_bc_dlq	-0.103	0.163	0.010	0.034	-0.068	-0.092	0.035	-0.043	-0.037	0.019	-0.049	-0.011	-0.014	0.000	0.022	-0.632	-0.081	0.019	0.009	0.072	0.018	0.006	0.006	-0.045	-0.045	0.017	0.043	-0.198	0.005	0.001	0.105	0.101	0.044	0.000	0.000	0.001	0.065	0.023	0.048	0.041	0.044	-0.050	-0.026	0.053	0.053	0.015	-0.045	0.030	-0.018	-0.010	0.016	-0.088	-0.077	-0.020	0.759	0.581	-0.073	-0.063	-0.106	1.000	-0.011	0.887	0.235	-0.028	0.002	-0.039	0.026	-0.014	-0.006	0.016	0.003	-0.027	0.017	0.065	-0.226	0.115	-0.029	0.070	-0.012	0.059	0.080	0.086	0.135	0.029	-0.011	-0.011	0.056	0.013	0.104	0.097	0.012	0.000	-0.011	-0.026	-0.028	-0.004	-0.043	-0.052	0.093	0.093	0.048	-0.026	0.375	0.027	-0.012	-0.024	0.005	-0.063	0.017	0.000	0.000	0.009	0.016	0.000	0.087	-0.050	-0.063	-0.004	-0.023	0.008	-0.051	0.010	-0.023	-0.041	-0.041	-0.052	-0.034	-0.031	-0.032	0.027	0.000
mths_since_recent_inq	0.002	-0.195	0.031	0.032	-0.062	-0.041	0.015	-0.011	-0.032	0.091	-0.004	-0.056	-0.010	0.000	0.059	-0.031	0.001	0.022	0.021	0.029	0.000	0.077	0.077	0.009	0.009	0.065	-0.150	-0.053	0.000	-0.096	0.000	-0.108	0.000	0.000	0.027	0.032	-0.099	0.038	-0.226	-0.677	-0.698	-0.005	-0.159	0.107	0.107	-0.033	0.009	0.031	0.086	-0.011	0.012	0.247	0.335	-0.047	-0.000	0.026	0.074	0.185	0.159	-0.011	1.000	-0.013	-0.051	-0.021	-0.051	-0.059	-0.073	-0.072	-0.086	-0.095	-0.044	-0.092	0.000	0.000	-0.033	-0.278	-0.094	-0.323	-0.043	-0.172	-0.111	-0.225	-0.170	-0.168	0.057	0.057	0.046	0.080	-0.067	-0.058	0.026	0.000	-0.055	0.058	0.069	0.097	-0.012	-0.060	0.055	0.055	-0.198	0.003	-0.006	0.014	0.013	-0.002	0.067	-0.016	-0.000	0.000	-0.011	0.054	-0.026	0.013	-0.029	-0.046	-0.048	-0.112	-0.044	-0.077	0.023	-0.037	-0.056	-0.012	-0.012	-0.027	-0.024	0.003	-0.002	0.043	0.040
mths_since_recent_revol_delinq	-0.129	0.125	0.000	0.046	-0.058	-0.077	0.033	-0.033	-0.023	0.018	-0.056	-0.008	-0.016	0.000	0.009	-0.721	-0.107	0.000	-0.002	0.057	0.014	0.038	0.038	-0.033	-0.033	0.025	0.073	-0.116	0.005	-0.029	0.000	0.108	0.000	0.000	0.017	0.025	0.068	0.015	0.051	0.036	0.036	-0.038	-0.030	0.058	0.058	0.008	-0.033	0.021	-0.004	-0.013	-0.007	-0.067	-0.060	-0.033	0.866	0.555	-0.101	-0.052	-0.096	0.887	-0.013	1.000	0.212	-0.004	-0.026	-0.012	0.020	-0.013	-0.053	-0.028	-0.026	-0.066	0.022	0.061	-0.210	0.099	-0.068	0.048	-0.012	0.053	0.066	0.069	0.093	0.116	0.008	0.008	0.082	0.007	0.095	0.095	0.014	0.000	-0.008	-0.038	0.038	0.012	-0.053	-0.030	0.124	0.124	0.045	-0.026	0.298	0.062	0.027	-0.014	-0.010	-0.003	-0.075	0.000	0.076	0.022	0.003	0.000	0.078	-0.054	-0.070	-0.037	-0.026	0.007	-0.031	-0.003	-0.025	-0.051	-0.051	-0.056	-0.040	-0.042	-0.050	0.016	0.000
num_accts_ever_120_pd	0.029	0.078	0.000	0.065	0.044	0.053	0.013	0.021	-0.109	-0.008	0.144	0.020	0.068	0.000	0.000	0.202	0.016	0.004	-0.058	-0.057	0.007	-0.270	-0.270	-0.059	-0.059	0.020	-0.106	-0.100	0.000	-0.023	0.000	-0.150	0.000	0.000	0.000	-0.004	0.073	0.000	0.080	0.090	0.056	-0.050	0.079	-0.118	-0.118	-0.009	-0.059	0.002	-0.142	0.118	0.096	-0.069	-0.066	0.093	0.066	-0.058	-0.198	-0.020	-0.051	0.235	-0.051	0.212	1.000	-0.057	-0.021	-0.077	0.050	0.097	-0.022	0.072	-0.016	0.006	0.028	0.000	0.322	0.084	0.006	0.072	0.051	0.036	0.036	0.081	0.087	-0.122	-0.026	-0.026	-0.594	-0.016	-0.002	-0.045	0.012	0.000	0.018	-0.148	-0.106	-0.014	0.069	0.048	-0.143	-0.143	0.049	0.059	0.088	0.024	-0.028	-0.023	0.017	-0.072	0.002	0.000	0.021	0.016	0.025	0.014	0.116	0.022	0.006	0.126	-0.014	0.053	-0.183	0.012	0.035	-0.026	-0.026	-0.007	0.027	-0.028	-0.172	0.016	0.000
num_actv_bc_tl	-0.009	0.202	0.028	-0.035	0.198	0.166	0.053	-0.082	0.299	0.067	-0.016	0.022	-0.013	0.012	0.024	-0.032	-0.006	0.040	0.173	0.191	0.029	-0.092	-0.092	0.199	0.199	0.004	0.060	0.011	0.000	-0.010	0.080	0.120	0.000	0.000	0.016	-0.042	-0.083	0.012	-0.009	0.056	0.063	0.205	0.016	-0.044	-0.044	0.067	0.199	0.015	0.330	0.040	0.121	-0.175	-0.093	0.037	0.029	0.050	0.009	0.024	-0.301	-0.028	-0.021	-0.004	-0.057	1.000	0.795	0.841	0.595	-0.015	0.639	0.444	0.790	0.534	0.000	0.000	-0.033	0.141	0.534	0.110	0.022	-0.031	-0.010	0.231	0.307	-0.009	0.026	0.026	0.092	0.079	-0.050	-0.063	0.046	0.000	0.024	0.510	0.373	0.120	-0.013	-0.039	0.023	0.023	-0.007	0.050	0.065	0.202	0.235	-0.015	-0.002	0.146	-0.024	0.000	0.057	0.008	0.008	0.040	-0.038	0.121	0.157	0.291	0.206	0.034	0.544	-0.076	0.036	0.151	0.151	0.166	-0.012	0.129	0.471	0.029	0.000
num_actv_rev_tl	0.003	0.313	0.021	-0.015	0.155	0.151	0.051	-0.115	0.130	0.131	-0.002	0.044	-0.001	0.023	0.047	0.016	0.004	0.031	0.259	0.250	0.042	-0.178	-0.178	0.160	0.160	0.032	0.076	-0.059	0.000	0.004	0.042	0.096	0.000	0.000	0.031	-0.073	-0.069	0.024	0.003	0.104	0.113	0.170	0.083	-0.103	-0.103	0.048	0.160	0.023	0.224	0.071	0.164	-0.271	-0.173	0.070	0.002	0.034	0.018	0.005	-0.243	0.002	-0.051	-0.026	-0.021	0.795	1.000	0.654	0.492	0.023	0.792	0.577	0.991	0.658	0.000	0.000	-0.006	0.236	0.660	0.179	0.036	-0.009	0.017	0.325	0.414	0.032	-0.001	-0.001	0.037	0.141	0.001	-0.009	0.043	0.000	0.045	0.526	0.373	0.128	-0.004	-0.016	-0.055	-0.055	0.019	0.061	0.050	0.226	0.255	0.003	0.041	0.156	-0.028	0.071	0.062	0.027	0.008	0.045	-0.001	0.132	0.161	0.399	0.212	0.046	0.336	0.029	0.039	0.140	0.140	0.180	-0.004	0.111	0.464	0.043	0.033
num_bc_sats	-0.008	0.274	0.024	-0.214	0.222	0.186	0.039	-0.099	0.536	-0.196	-0.011	0.007	-0.006	0.000	0.000	-0.032	-0.007	0.027	0.117	0.143	0.026	0.066	0.066	0.219	0.219	0.029	0.109	-0.027	0.000	0.061	0.000	0.170	0.000	0.000	0.027	-0.007	-0.066	0.031	0.022	0.103	0.097	0.215	-0.076	0.039	0.039	0.100	0.219	0.004	0.292	0.040	0.159	-0.225	-0.148	0.065	0.023	0.042	-0.011	-0.020	-0.365	-0.039	-0.059	-0.012	-0.077	0.841	0.654	1.000	0.736	0.005	0.749	0.567	0.646	0.624	0.000	0.000	-0.032	0.206	0.625	0.172	0.021	0.010	0.031	0.287	0.375	0.046	0.033	0.033	0.114	-0.136	-0.051	-0.057	0.026	0.000	0.009	0.431	0.344	-0.120	-0.018	-0.036	0.107	0.107	0.004	0.046	0.028	0.257	0.271	-0.008	-0.170	0.173	-0.038	0.032	0.055	0.026	-0.000	0.036	-0.036	0.133	0.204	0.385	0.197	0.051	0.663	-0.061	0.052	0.151	0.151	0.118	-0.026	0.140	0.589	0.024	0.000
num_bc_tl	0.015	0.264	0.025	-0.216	0.249	0.213	0.065	-0.012	0.427	-0.161	0.029	0.018	-0.012	0.004	0.004	0.043	0.009	0.000	0.092	0.090	0.036	0.036	0.036	0.212	0.212	0.037	0.044	-0.087	0.000	0.024	0.000	0.103	0.000	0.000	0.046	-0.145	-0.071	0.015	0.050	0.125	0.120	0.203	-0.100	0.055	0.055	0.159	0.212	0.038	0.265	0.134	0.357	-0.202	-0.149	0.201	-0.005	-0.005	-0.186	-0.035	-0.277	0.026	-0.073	0.020	0.050	0.595	0.492	0.736	1.000	0.084	0.633	0.829	0.491	0.532	0.000	0.000	0.028	0.203	0.536	0.175	0.026	0.035	0.063	0.259	0.338	0.003	-0.074	-0.074	-0.006	-0.108	-0.005	0.000	0.028	0.000	0.021	0.369	0.317	-0.115	-0.004	-0.033	0.125	0.125	0.027	0.134	0.041	0.359	0.225	-0.028	-0.173	0.154	-0.026	0.031	0.011	0.033	-0.011	0.043	-0.034	0.175	0.240	0.623	0.187	0.063	0.534	0.004	0.062	0.217	0.217	0.128	-0.023	0.213	0.512	0.024	0.005
num_il_tl	0.014	0.273	0.040	0.234	0.257	0.248	0.000	0.249	0.013	0.020	0.027	0.020	0.010	0.004	0.004	0.084	0.013	0.013	0.297	0.254	0.018	0.010	0.010	0.120	0.120	0.008	0.045	0.022	0.000	0.122	0.000	0.022	0.000	0.034	0.021	-0.016	0.220	0.007	0.218	0.173	0.072	0.100	0.003	-0.009	-0.009	0.108	0.120	0.005	0.086	0.437	0.046	-0.011	-0.150	0.170	-0.019	-0.038	-0.035	-0.357	0.004	-0.014	-0.072	-0.013	0.097	-0.015	0.023	0.005	0.084	1.000	0.059	0.139	0.023	0.395	0.000	0.000	0.056	0.203	0.395	0.148	0.700	0.359	0.505	-0.000	0.006	0.028	-0.007	-0.007	-0.075	0.022	-0.006	-0.005	0.021	0.000	0.017	0.091	0.179	0.023	-0.011	-0.011	0.094	0.094	-0.007	0.161	0.066	0.070	0.143	0.231	-0.046	0.182	0.011	0.000	0.037	0.000	-0.002	0.053	0.032	0.373	0.351	0.665	0.584	0.653	0.041	0.309	0.651	0.090	0.090	0.070	0.006	0.075	0.088	0.010	0.019
num_op_rev_tl	0.011	0.420	0.027	-0.246	0.165	0.170	0.035	-0.162	0.374	-0.148	0.002	0.023	0.004	0.021	0.027	0.023	0.010	0.028	0.196	0.184	0.038	0.013	0.013	0.178	0.178	0.014	0.135	-0.120	0.000	0.066	0.000	0.154	0.000	0.000	0.039	-0.034	-0.044	0.022	0.061	0.163	0.138	0.176	-0.028	0.004	0.004	0.087	0.178	0.017	0.178	0.072	0.210	-0.330	-0.233	0.098	-0.018	0.038	0.022	-0.040	-0.298	-0.006	-0.086	-0.053	-0.022	0.639	0.792	0.749	0.633	0.059	1.000	0.781	0.794	0.831	0.000	0.000	-0.014	0.311	0.832	0.245	0.034	0.033	0.070	0.394	0.518	0.108	0.002	0.002	0.067	-0.096	0.013	0.012	0.032	0.000	0.025	0.418	0.326	-0.196	0.007	-0.007	0.043	0.043	0.035	0.056	0.003	0.297	0.294	0.012	-0.177	0.155	-0.029	0.016	0.035	0.013	-0.001	0.045	0.017	0.136	0.209	0.556	0.196	0.064	0.458	0.055	0.058	0.139	0.139	0.118	-0.022	0.124	0.606	0.014	0.026
num_rev_accts	0.024	0.356	0.021	-0.223	0.212	0.212	0.044	-0.035	0.317	-0.123	0.041	0.023	-0.000	0.020	0.013	0.093	0.016	0.000	0.157	0.136	0.045	0.007	0.007	0.188	0.188	0.023	0.054	-0.149	0.000	0.050	0.058	0.094	0.000	0.000	0.055	-0.129	-0.056	0.013	0.067	0.165	0.147	0.179	-0.070	0.037	0.037	0.147	0.188	0.033	0.192	0.169	0.414	-0.271	-0.207	0.245	-0.047	-0.035	-0.173	-0.052	-0.227	0.016	-0.095	-0.028	0.072	0.444	0.577	0.567	0.829	0.139	0.781	1.000	0.576	0.664	0.000	0.000	0.051	0.273	0.668	0.221	0.046	0.054	0.091	0.324	0.421	0.039	-0.076	-0.076	-0.046	-0.075	0.035	0.048	0.028	0.000	0.026	0.367	0.308	-0.158	0.016	-0.010	0.081	0.081	0.046	0.142	0.014	0.397	0.254	0.010	-0.177	0.165	-0.028	0.051	-0.003	0.022	-0.016	0.037	-0.001	0.194	0.259	0.767	0.199	0.085	0.391	0.109	0.081	0.198	0.198	0.121	-0.020	0.192	0.525	0.023	0.000
num_rev_tl_bal_gt_0	0.002	0.309	0.021	-0.010	0.154	0.151	0.049	-0.115	0.134	0.132	-0.004	0.042	-0.004	0.022	0.046	0.012	0.003	0.032	0.260	0.251	0.043	-0.175	-0.175	0.159	0.159	0.033	0.081	-0.065	0.000	0.006	0.063	0.091	0.000	0.053	0.032	-0.074	-0.070	0.022	0.011	0.099	0.103	0.169	0.082	-0.101	-0.101	0.047	0.159	0.022	0.221	0.070	0.161	-0.267	-0.169	0.069	0.002	0.040	0.029	0.008	-0.238	0.003	-0.044	-0.026	-0.016	0.790	0.991	0.646	0.491	0.023	0.794	0.576	1.000	0.661	0.000	0.000	-0.012	0.230	0.661	0.176	0.036	-0.011	0.017	0.321	0.410	0.043	-0.001	-0.001	0.043	0.143	-0.005	-0.016	0.044	0.000	0.044	0.529	0.375	0.131	-0.002	-0.016	-0.055	-0.055	0.019	0.062	0.046	0.227	0.257	0.004	0.041	0.154	-0.018	0.039	0.053	0.030	0.008	0.047	0.001	0.133	0.162	0.399	0.214	0.045	0.337	0.034	0.040	0.140	0.140	0.179	-0.004	0.111	0.466	0.037	0.042
num_sats	0.007	0.467	0.025	-0.040	0.268	0.273	0.019	0.012	0.319	-0.101	0.005	0.023	0.009	0.014	0.021	0.060	0.006	0.022	0.319	0.269	0.020	0.054	0.054	0.201	0.201	0.017	0.165	-0.110	0.000	0.088	0.000	0.163	0.000	0.000	0.058	-0.018	0.095	0.030	0.131	0.200	0.137	0.191	-0.030	0.010	0.010	0.103	0.201	0.012	0.207	0.153	0.165	-0.264	-0.257	0.166	-0.048	0.007	0.029	-0.185	-0.238	-0.027	-0.092	-0.066	0.006	0.534	0.658	0.624	0.532	0.395	0.831	0.664	0.661	1.000	0.000	0.000	0.007	0.345	0.999	0.268	0.468	0.180	0.263	0.312	0.415	0.135	0.018	0.018	0.037	-0.058	-0.027	-0.031	0.033	0.000	0.023	0.402	0.371	-0.134	-0.011	-0.007	0.091	0.091	0.017	0.118	0.030	0.258	0.337	0.151	-0.148	0.192	-0.029	0.000	0.027	0.015	-0.004	0.069	0.019	0.359	0.410	0.709	0.485	0.390	0.417	0.115	0.396	0.147	0.147	0.128	-0.012	0.128	0.549	0.011	0.032
num_tl_120dpd_2m	0.348	0.000	0.019	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.056	0.000	0.000	0.000	0.000	0.022	0.357	0.000	0.000	0.000	0.011	0.011	0.011	0.000	0.000	0.013	1.000	1.000	0.000	1.000	1.000	1.000	1.000	1.000	0.000	1.000	0.000	0.008	0.007	0.000	0.006	0.000	0.030	0.007	0.007	0.000	0.000	0.000	0.000	0.016	0.004	0.000	0.000	0.000	0.040	0.093	0.000	0.000	0.000	0.017	0.000	0.022	0.028	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	1.000	0.000	0.049	0.000	0.000	0.000	0.000	0.000	0.009	0.000	0.000	1.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.005	0.000	0.000	0.037	0.037	0.000	0.000	0.000	0.000	0.000	0.000	0.000	1.000	1.000	1.000	1.000	0.028	0.000	0.000	0.000	0.013	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.012	0.012	0.007	0.000	0.000	0.000	0.011	0.000
num_tl_30dpd	0.893	0.000	0.000	0.000	0.000	0.000	0.005	0.000	0.000	0.014	0.000	0.000	0.000	0.006	0.000	0.052	0.012	0.005	0.000	0.000	0.004	0.013	0.013	0.006	0.007	0.011	1.000	1.000	0.000	1.000	1.000	1.000	1.000	1.000	0.005	1.000	0.000	0.011	0.000	0.000	0.000	0.016	0.009	0.004	0.004	0.011	0.006	0.000	0.000	0.000	0.019	0.000	0.000	0.005	0.063	0.026	0.000	0.000	0.000	0.065	0.000	0.061	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	1.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	1.000	0.000	0.000	0.021	0.004	0.000	0.000	0.004	0.000	0.000	0.000	0.120	0.008	0.000	0.000	0.000	0.000	0.008	0.026	0.000	0.045	0.000	0.000	0.022	0.273	0.174	0.000	0.000	0.010	0.000	0.003	0.000	0.000	0.000	0.003	0.000	0.000	0.000	0.029	0.000	0.025	0.026	0.012	0.000	0.015	0.000	0.008	0.000
num_tl_90g_dpd_24m	0.088	-0.035	0.000	0.014	0.031	0.074	0.000	0.020	-0.067	0.004	0.272	0.017	0.143	0.000	0.000	0.511	0.064	0.004	-0.026	-0.029	0.007	-0.156	-0.156	-0.030	-0.030	0.014	-0.083	-0.065	0.003	-0.065	0.209	-0.088	0.250	0.038	0.000	-0.025	0.003	0.007	-0.002	0.025	0.035	-0.022	0.047	-0.078	-0.078	-0.011	-0.030	0.000	-0.063	0.057	0.051	-0.007	-0.010	0.052	-0.346	-0.691	-0.073	0.013	0.018	-0.226	-0.033	-0.210	0.322	-0.033	-0.006	-0.032	0.028	0.056	-0.014	0.051	-0.012	0.007	0.049	0.000	1.000	-0.004	0.009	0.019	0.025	-0.008	-0.025	0.002	-0.017	-0.110	-0.023	-0.023	-0.260	0.001	-0.012	-0.019	0.014	0.006	0.017	-0.064	-0.059	0.007	0.111	0.038	-0.109	-0.109	0.019	0.040	-0.168	0.028	-0.002	0.016	-0.002	-0.032	-0.040	0.000	0.009	0.015	0.005	0.008	0.013	0.021	0.017	0.079	-0.002	0.016	-0.090	0.005	0.025	-0.006	-0.006	0.005	0.028	-0.008	-0.083	0.014	0.000
num_tl_op_past_12m	-0.003	0.745	0.013	-0.025	0.091	0.072	0.026	0.005	0.127	-0.185	0.005	0.072	0.015	0.020	0.072	-0.023	-0.005	0.012	0.088	0.058	0.011	-0.104	-0.104	-0.035	-0.035	0.067	0.102	-0.072	0.006	0.044	0.000	0.027	0.092	0.037	0.023	-0.011	0.268	0.020	0.248	0.517	0.324	-0.016	0.178	-0.135	-0.135	0.041	-0.035	0.034	-0.113	0.013	-0.028	-0.643	-0.705	0.082	0.096	0.063	-0.105	-0.489	-0.525	0.115	-0.278	0.099	0.084	0.141	0.236	0.206	0.203	0.203	0.311	0.273	0.230	0.345	0.000	0.000	-0.004	1.000	0.346	0.707	0.187	0.567	0.424	0.796	0.622	0.108	-0.073	-0.073	-0.034	-0.157	0.099	0.088	0.016	0.001	0.071	-0.040	0.013	-0.211	-0.016	0.018	-0.078	-0.078	0.132	0.043	0.061	0.072	0.096	0.055	-0.130	0.013	0.009	0.047	0.013	0.060	0.025	0.000	0.066	0.134	0.138	0.307	0.160	0.227	0.026	0.113	0.175	-0.011	-0.011	0.001	0.017	-0.025	0.094	0.080	0.031
open_acc	0.017	0.468	0.025	-0.039	0.271	0.273	0.017	0.012	0.317	-0.101	0.006	0.021	0.011	0.016	0.020	0.063	0.017	0.023	0.323	0.269	0.021	0.042	0.042	0.204	0.204	0.016	0.161	-0.106	0.000	0.086	0.000	0.162	0.000	0.000	0.061	-0.001	0.094	0.041	0.130	0.201	0.136	0.194	-0.026	0.008	0.008	0.105	0.204	0.010	0.207	0.155	0.169	-0.265	-0.257	0.168	-0.050	0.004	0.017	-0.185	-0.238	-0.029	-0.094	-0.068	0.006	0.534	0.660	0.625	0.536	0.395	0.832	0.668	0.661	0.999	0.000	0.000	0.009	0.346	1.000	0.268	0.468	0.180	0.262	0.313	0.416	0.133	0.023	0.023	0.035	-0.058	-0.016	-0.020	0.034	0.000	0.020	0.402	0.370	-0.134	-0.010	-0.007	0.090	0.090	0.018	0.119	0.031	0.259	0.336	0.150	-0.148	0.189	-0.034	0.000	0.032	0.015	-0.002	0.070	0.019	0.358	0.409	0.713	0.485	0.390	0.415	0.115	0.396	0.147	0.147	0.129	-0.012	0.128	0.547	0.011	0.031
open_acc_6m	-0.005	0.532	0.005	-0.037	0.075	0.070	0.023	0.016	0.130	-0.182	0.017	0.047	0.013	0.002	0.054	0.005	-0.003	0.009	0.042	0.054	0.008	-0.057	-0.057	-0.028	-0.028	0.054	0.061	-0.086	0.000	0.043	0.072	-0.019	0.163	0.091	0.033	-0.036	0.214	0.041	0.161	0.365	0.410	-0.014	0.128	-0.097	-0.097	0.029	-0.028	0.029	-0.106	0.016	-0.009	-0.678	-0.850	0.075	0.046	0.006	-0.074	-0.421	-0.490	0.070	-0.323	0.048	0.072	0.110	0.179	0.172	0.175	0.148	0.245	0.221	0.176	0.268	0.000	0.000	0.019	0.707	0.268	1.000	0.134	0.378	0.283	0.584	0.453	0.032	-0.069	-0.069	-0.038	-0.148	0.064	0.054	0.015	0.000	0.047	-0.038	0.010	-0.189	-0.001	0.025	-0.044	-0.044	0.159	0.014	0.031	0.069	0.081	0.061	-0.120	-0.047	-0.020	0.067	-0.021	0.054	0.012	0.000	0.057	0.117	0.123	0.242	0.119	0.166	0.040	0.082	0.123	0.009	0.009	0.007	0.008	0.000	0.092	0.051	0.008
open_act_il	0.014	0.256	0.016	0.308	0.256	0.225	0.000	0.201	-0.004	0.057	0.004	0.023	0.006	0.000	0.005	0.056	0.015	0.000	0.425	0.333	0.045	0.039	0.039	0.088	0.088	0.009	0.151	0.054	0.000	0.184	0.000	0.082	0.000	0.000	0.032	-0.010	0.210	0.003	0.197	0.138	0.060	0.081	0.054	-0.019	-0.019	0.056	0.088	0.007	0.084	0.204	-0.025	0.008	-0.141	0.073	-0.026	-0.023	0.027	-0.403	0.009	-0.012	-0.043	-0.012	0.051	0.022	0.036	0.021	0.026	0.700	0.034	0.046	0.036	0.468	0.000	0.000	0.025	0.187	0.468	0.134	1.000	0.386	0.525	-0.022	-0.010	0.110	0.028	0.028	-0.042	0.055	-0.016	-0.016	0.020	0.000	0.023	0.097	0.171	0.059	-0.024	-0.002	0.059	0.059	-0.008	0.064	0.076	0.012	0.149	0.300	0.000	0.113	-0.040	0.000	0.065	0.014	0.002	0.016	0.011	0.360	0.337	0.419	0.651	0.759	0.047	0.185	0.778	0.052	0.052	0.077	0.012	0.031	0.067	0.013	0.027
open_il_12m	-0.007	0.426	0.020	0.195	0.147	0.101	0.002	0.142	0.033	-0.090	0.014	0.045	0.001	0.000	0.046	-0.007	-0.009	0.019	0.192	0.178	0.016	-0.011	-0.011	-0.013	-0.013	0.055	0.131	0.023	0.011	0.055	0.000	0.037	0.000	0.167	0.029	-0.024	0.412	0.032	0.314	0.392	0.163	-0.005	0.157	-0.076	-0.076	0.050	-0.013	0.029	-0.073	0.032	-0.007	-0.068	-0.389	0.087	0.043	0.045	-0.031	-0.857	-0.059	0.059	-0.172	0.053	0.036	-0.031	-0.009	0.010	0.035	0.359	0.033	0.054	-0.011	0.180	0.000	0.000	-0.008	0.567	0.180	0.378	0.386	1.000	0.705	0.071	0.080	0.138	-0.063	-0.063	-0.010	-0.081	0.048	0.046	0.015	0.014	0.045	-0.064	0.062	-0.091	-0.032	-0.007	0.006	0.006	0.082	0.052	0.073	0.015	0.069	0.138	-0.054	0.091	-0.082	0.046	0.002	0.050	0.016	0.026	0.022	0.197	0.172	0.234	0.315	0.418	-0.023	0.177	0.343	0.007	0.007	0.015	0.021	-0.010	0.003	0.056	0.025
open_il_24m	-0.006	0.574	0.032	0.218	0.211	0.140	0.000	0.183	0.035	-0.067	0.009	0.048	-0.002	0.000	0.050	-0.017	-0.004	0.024	0.294	0.259	0.016	-0.000	-0.000	0.023	0.023	0.058	0.178	0.064	0.011	0.137	0.000	0.070	0.000	0.096	0.043	-0.022	0.363	0.018	0.419	0.310	0.142	0.028	0.148	-0.079	-0.079	0.081	0.023	0.036	-0.044	0.053	-0.002	-0.060	-0.300	0.122	0.057	0.081	0.010	-0.769	-0.055	0.080	-0.111	0.066	0.036	-0.010	0.017	0.031	0.063	0.505	0.070	0.091	0.017	0.263	0.009	0.000	-0.025	0.424	0.262	0.283	0.525	0.705	1.000	0.061	0.097	0.178	-0.059	-0.059	0.003	-0.059	0.066	0.063	0.020	0.015	0.048	-0.023	0.097	-0.072	-0.027	0.015	0.030	0.030	0.060	0.079	0.076	0.022	0.084	0.173	-0.065	0.141	-0.005	0.000	0.041	0.053	0.023	0.048	0.025	0.264	0.241	0.335	0.424	0.541	-0.003	0.247	0.480	0.033	0.033	0.035	0.017	0.012	0.034	0.049	0.048
open_rv_12m	-0.005	0.607	0.013	-0.155	0.001	-0.010	0.045	-0.148	0.151	-0.175	0.002	0.054	0.015	0.022	0.059	-0.020	-0.006	0.000	-0.011	-0.027	0.008	-0.120	-0.120	-0.044	-0.044	0.048	-0.046	-0.135	0.000	0.030	0.000	-0.091	0.176	0.000	0.000	-0.052	0.067	0.027	0.081	0.330	0.310	-0.024	0.114	-0.116	-0.116	0.017	-0.044	0.032	-0.099	-0.016	-0.044	-0.824	-0.596	-0.014	0.076	0.031	-0.119	-0.070	-0.674	0.086	-0.225	0.069	0.081	0.231	0.325	0.287	0.259	-0.000	0.394	0.324	0.321	0.312	0.000	0.000	0.002	0.796	0.313	0.584	-0.022	0.071	0.061	1.000	0.752	-0.080	-0.084	-0.084	-0.031	-0.142	0.093	0.081	0.007	0.000	0.054	0.006	-0.035	-0.200	0.011	0.033	-0.115	-0.115	0.115	-0.049	0.015	0.077	0.070	-0.016	-0.118	-0.079	-0.015	0.080	0.010	0.049	0.020	0.029	0.076	-0.019	0.009	0.214	-0.008	0.004	0.075	0.008	-0.018	0.012	0.012	0.004	0.005	0.006	0.138	0.057	0.013
open_rv_24m	-0.004	0.810	0.014	-0.171	-0.000	-0.004	0.054	-0.200	0.175	-0.185	0.004	0.068	0.018	0.027	0.071	-0.039	-0.005	0.009	0.014	0.006	0.004	-0.143	-0.143	-0.032	-0.032	0.048	0.023	-0.136	0.000	0.013	0.000	-0.042	0.171	0.000	0.010	-0.059	0.089	0.028	0.113	0.307	0.271	-0.009	0.130	-0.144	-0.144	0.026	-0.032	0.036	-0.109	-0.036	-0.080	-0.678	-0.469	-0.034	0.099	0.080	-0.130	-0.087	-0.624	0.135	-0.170	0.093	0.087	0.307	0.414	0.375	0.338	0.006	0.518	0.421	0.410	0.415	0.000	0.000	-0.017	0.622	0.416	0.453	-0.010	0.080	0.097	0.752	1.000	-0.030	-0.091	-0.091	-0.013	-0.146	0.124	0.111	0.002	0.000	0.068	0.026	-0.008	-0.229	0.033	0.023	-0.115	-0.115	0.126	-0.050	0.039	0.121	0.105	-0.028	-0.142	-0.029	-0.062	0.113	0.030	0.045	0.025	0.024	0.091	-0.029	0.002	0.277	0.007	0.016	0.100	0.014	-0.012	0.021	0.021	0.017	0.004	0.012	0.181	0.052	0.000
orig_projected_additional_accrued_interest	NaN	0.119	0.000	0.083	0.388	0.053	0.241	0.244	0.110	0.030	0.027	0.092	-0.044	0.000	0.000	-0.071	NaN	0.000	0.113	0.497	0.003	0.060	0.060	0.786	0.785	0.283	1.000	-0.010	0.221	0.430	0.000	0.926	0.015	0.221	0.000	0.241	0.004	0.000	0.191	0.146	0.051	0.754	0.583	0.039	0.039	0.504	0.786	0.072	0.252	0.087	0.123	0.083	-0.005	0.182	0.037	0.103	0.166	-0.131	0.080	0.029	-0.168	0.116	-0.122	-0.009	0.032	0.046	0.003	0.028	0.108	0.039	0.043	0.135	1.000	1.000	-0.110	0.108	0.133	0.032	0.110	0.138	0.178	-0.080	-0.030	1.000	0.399	0.399	0.053	0.086	-0.021	0.009	0.000	0.162	0.093	0.218	0.287	0.010	-0.393	NaN	-0.413	-0.413	-0.142	0.455	0.500	0.322	0.269	0.191	0.280	0.976	-0.417	0.000	0.759	0.411	-0.051	0.441	-0.029	0.268	0.294	0.033	0.276	0.220	0.210	-0.030	0.241	0.532	0.532	0.802	0.040	0.252	0.242	0.123	0.000
out_prncp	-0.019	-0.067	0.017	-0.047	0.092	0.249	0.252	0.040	0.143	-0.083	-0.008	-0.230	0.007	0.076	0.206	-0.023	-0.013	0.253	0.050	0.090	0.015	0.113	0.113	0.219	0.221	0.034	0.305	-0.004	0.028	0.116	0.000	0.331	0.000	0.290	0.034	0.685	-0.105	0.252	-0.017	-0.087	-0.108	0.169	-0.029	0.148	0.148	-0.323	0.218	0.283	0.153	0.028	0.019	0.068	0.059	-0.024	0.015	0.028	0.120	0.061	0.047	-0.011	0.057	0.008	-0.026	0.026	-0.001	0.033	-0.074	-0.007	0.002	-0.076	-0.001	0.018	0.000	0.000	-0.023	-0.073	0.023	-0.069	0.028	-0.063	-0.059	-0.084	-0.091	0.399	1.000	1.000	0.028	-0.093	-0.045	-0.020	0.028	0.025	-0.236	0.078	0.316	-0.065	-0.045	-0.081	0.199	0.199	-0.077	0.113	0.112	0.144	0.168	0.076	-0.005	-0.057	0.069	0.076	-0.001	0.035	-0.029	0.306	-0.014	0.050	0.079	-0.058	0.068	0.037	0.142	0.004	0.071	-0.341	-0.339	0.058	-0.041	-0.402	0.136	0.083	0.150
out_prncp_inv	-0.019	-0.067	0.017	-0.047	0.092	0.249	0.252	0.040	0.143	-0.083	-0.008	-0.230	0.007	0.076	0.206	-0.023	-0.013	0.253	0.050	0.090	0.015	0.114	0.114	0.219	0.221	0.034	0.305	-0.004	0.028	0.116	0.000	0.330	0.000	0.290	0.034	0.685	-0.105	0.252	-0.017	-0.087	-0.108	0.169	-0.029	0.148	0.148	-0.323	0.218	0.283	0.153	0.028	0.019	0.068	0.059	-0.024	0.015	0.028	0.120	0.061	0.047	-0.011	0.057	0.008	-0.026	0.026	-0.001	0.033	-0.074	-0.007	0.002	-0.076	-0.001	0.018	0.000	0.000	-0.023	-0.073	0.023	-0.069	0.028	-0.063	-0.059	-0.084	-0.091	0.399	1.000	1.000	0.028	-0.093	-0.045	-0.020	0.028	0.025	-0.236	0.078	0.316	-0.065	-0.045	-0.081	0.199	0.199	-0.077	0.113	0.112	0.144	0.168	0.076	-0.005	-0.057	0.069	0.076	-0.001	0.035	-0.029	0.306	-0.014	0.051	0.079	-0.058	0.068	0.037	0.142	0.004	0.071	-0.341	-0.339	0.058	-0.041	-0.402	0.136	0.083	0.150
pct_tl_nvr_dlq	-0.059	-0.004	0.013	-0.074	-0.060	-0.100	0.018	-0.053	0.171	-0.036	-0.096	-0.022	-0.063	0.000	0.005	-0.486	-0.050	0.022	0.075	0.071	0.009	0.357	0.357	0.064	0.065	0.046	0.046	0.036	0.005	-0.020	0.068	0.081	0.000	0.000	0.016	0.021	-0.030	0.018	-0.042	-0.061	-0.049	0.049	-0.101	0.173	0.173	0.026	0.064	0.014	0.137	-0.142	-0.143	0.036	0.037	-0.108	0.197	0.127	0.250	-0.006	0.003	0.056	0.046	0.082	-0.594	0.092	0.037	0.114	-0.006	-0.075	0.067	-0.046	0.043	0.037	0.000	0.021	-0.260	-0.034	0.035	-0.038	-0.042	-0.010	0.003	-0.031	-0.013	0.053	0.028	0.028	1.000	-0.023	0.004	0.057	0.029	0.002	-0.020	0.165	0.101	-0.027	-0.046	-0.025	0.188	0.188	-0.032	-0.095	-0.061	-0.018	0.015	-0.009	-0.065	0.085	0.053	0.000	0.040	0.041	-0.045	0.040	-0.134	-0.035	-0.018	-0.087	0.039	-0.038	0.237	-0.003	-0.030	0.015	0.015	-0.014	-0.051	0.020	0.223	0.020	0.000
percent_bc_gt_75	-0.014	-0.148	0.024	0.512	0.010	0.032	0.046	0.109	-0.637	0.863	-0.010	0.066	-0.034	0.030	0.077	0.012	-0.013	0.036	0.171	0.165	0.016	-0.407	-0.407	0.038	0.038	0.129	0.099	0.079	0.008	0.044	0.000	0.045	0.086	0.106	0.022	-0.194	-0.054	0.096	-0.078	-0.108	-0.062	0.062	0.300	-0.217	-0.217	0.022	0.038	0.046	0.309	0.053	0.037	0.137	0.137	0.031	-0.004	-0.000	0.059	0.086	0.182	0.013	0.080	0.007	-0.016	0.079	0.141	-0.136	-0.108	0.022	-0.096	-0.075	0.143	-0.058	0.000	0.004	0.001	-0.157	-0.058	-0.148	0.055	-0.081	-0.059	-0.142	-0.146	0.086	-0.093	-0.093	-0.023	1.000	-0.032	-0.033	0.059	0.010	0.071	0.305	0.199	0.746	0.010	-0.038	-0.166	-0.166	-0.064	0.094	0.008	-0.014	0.034	0.044	0.455	0.009	-0.039	0.000	0.022	0.111	-0.007	0.062	-0.068	0.075	-0.005	-0.038	0.116	0.027	-0.203	0.005	0.020	0.119	0.119	0.213	0.034	0.077	-0.173	0.096	0.043
pub_rec	-0.004	0.121	0.020	-0.011	-0.032	-0.095	0.009	-0.089	-0.087	-0.027	-0.012	0.025	0.008	0.000	0.011	-0.043	-0.003	0.012	-0.039	-0.010	0.008	-0.254	-0.254	-0.075	-0.074	0.007	-0.021	0.050	0.000	0.061	0.000	-0.014	0.125	0.000	0.000	-0.005	0.029	0.000	0.079	0.120	0.081	-0.065	0.070	-0.101	-0.101	-0.005	-0.075	0.000	-0.130	0.040	0.044	-0.079	-0.068	0.006	0.096	0.082	-0.313	-0.050	-0.038	0.104	-0.067	0.095	-0.002	-0.050	0.001	-0.051	-0.005	-0.006	0.013	0.035	-0.005	-0.027	0.000	0.000	-0.012	0.099	-0.016	0.064	-0.016	0.048	0.066	0.093	0.124	-0.021	-0.045	-0.045	0.004	-0.032	1.000	0.842	0.019	0.000	0.023	-0.166	-0.139	-0.068	0.014	-0.018	-0.114	-0.114	0.014	-0.030	0.057	-0.039	-0.071	-0.058	-0.013	-0.068	-0.028	0.000	0.016	0.000	0.423	0.007	0.068	-0.093	-0.102	0.016	-0.088	-0.005	-0.174	0.021	-0.024	-0.030	-0.030	-0.015	0.000	-0.031	-0.159	0.015	0.023
pub_rec_bankruptcies	-0.010	0.113	0.043	-0.021	-0.064	-0.108	0.003	-0.099	-0.080	-0.031	-0.016	0.015	-0.006	0.013	0.029	-0.062	-0.008	0.011	-0.023	-0.011	0.012	-0.228	-0.228	-0.085	-0.084	0.032	0.008	0.048	0.000	0.072	0.000	-0.021	0.000	0.000	0.004	0.026	0.023	0.006	0.074	0.109	0.072	-0.078	0.059	-0.085	-0.085	-0.014	-0.085	0.010	-0.124	0.029	0.041	-0.069	-0.060	0.007	0.102	0.073	0.313	-0.049	-0.023	0.097	-0.058	0.095	-0.045	-0.063	-0.009	-0.057	0.000	-0.005	0.012	0.048	-0.016	-0.031	0.000	0.000	-0.019	0.088	-0.020	0.054	-0.016	0.046	0.063	0.081	0.111	0.009	-0.020	-0.020	0.057	-0.033	0.842	1.000	0.006	0.000	0.014	-0.166	-0.142	-0.078	0.013	-0.015	-0.103	-0.103	0.009	-0.037	0.064	-0.038	-0.075	-0.059	-0.023	-0.061	-0.040	0.013	0.036	0.031	0.042	0.015	0.018	-0.104	-0.114	0.024	-0.093	-0.011	-0.165	0.032	-0.028	-0.066	-0.066	-0.047	-0.012	-0.064	-0.150	0.021	0.018
purpose	0.000	0.020	0.021	0.045	0.000	0.050	0.032	0.021	0.015	0.068	0.000	0.009	0.003	0.016	0.047	0.009	0.000	0.126	0.000	0.061	0.020	0.043	0.043	0.095	0.097	0.077	0.000	0.048	0.026	0.000	0.000	0.000	0.097	0.117	0.085	1.000	0.006	0.065	0.021	0.020	0.033	0.091	0.063	0.038	0.035	0.028	0.095	0.071	0.000	0.018	0.024	0.012	0.009	0.025	0.022	0.015	0.060	0.012	0.016	0.012	0.026	0.014	0.012	0.046	0.043	0.026	0.028	0.021	0.032	0.028	0.044	0.033	0.000	0.004	0.014	0.016	0.034	0.015	0.020	0.015	0.020	0.007	0.002	0.000	0.028	0.028	0.029	0.059	0.019	0.006	1.000	0.028	0.003	0.000	0.075	0.071	0.064	0.038	0.067	0.067	0.035	0.000	0.048	0.018	0.073	0.063	0.071	0.068	0.099	0.000	0.061	0.055	0.012	0.100	0.000	0.022	0.004	0.033	0.011	0.008	0.018	0.008	0.010	0.061	0.061	0.043	0.000	0.055	0.011	0.062	0.044
pymnt_plan	0.000	0.000	0.022	0.000	0.000	0.000	0.007	0.000	0.000	0.000	0.000	0.000	0.004	0.000	0.048	0.000	0.000	0.000	0.000	0.041	0.007	0.000	0.000	0.000	0.000	0.000	0.082	0.265	0.906	0.000	0.057	0.000	0.157	0.918	0.000	1.000	0.000	0.000	0.000	0.000	0.000	0.000	0.002	0.015	0.015	0.000	0.000	0.197	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.011	0.000	0.005	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.006	0.001	0.000	0.000	0.000	0.014	0.015	0.000	0.000	0.162	0.025	0.025	0.002	0.010	0.000	0.000	0.028	1.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.083	0.000	1.000	0.000	0.000	0.000	0.000	1.000	1.000	1.000	1.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.004	0.004	0.015	0.000	0.007	0.000	0.000	0.000
recoveries	0.008	0.080	0.000	0.070	-0.042	-0.059	0.000	-0.043	-0.084	0.065	0.001	0.979	0.008	0.356	0.346	0.019	0.010	0.018	0.051	0.020	0.000	-0.107	-0.107	0.034	0.033	0.059	0.070	0.186	0.000	0.086	0.000	0.083	0.319	0.084	0.000	-0.180	0.053	0.019	0.027	0.057	0.072	0.039	0.173	-0.409	-0.409	-0.162	0.034	0.128	-0.022	-0.013	-0.033	-0.056	-0.059	-0.033	-0.008	-0.014	-0.047	-0.045	-0.053	-0.011	-0.055	-0.008	0.018	0.024	0.045	0.009	0.021	0.017	0.025	0.026	0.044	0.023	0.000	0.000	0.017	0.071	0.020	0.047	0.023	0.045	0.048	0.054	0.068	0.093	-0.236	-0.236	-0.020	0.071	0.023	0.014	0.003	0.000	1.000	-0.008	-0.021	0.064	0.010	0.044	-0.092	-0.092	0.104	-0.040	-0.024	-0.008	-0.006	-0.001	0.035	0.356	-0.054	0.257	-0.147	0.056	0.018	0.108	0.013	-0.034	-0.050	0.021	0.006	0.024	-0.068	0.013	0.001	-0.088	-0.088	0.047	0.152	-0.215	-0.058	0.045	0.009
revol_bal	-0.004	-0.003	0.023	0.187	0.414	0.344	0.000	0.283	0.196	0.340	-0.022	-0.010	-0.051	0.000	0.000	-0.043	-0.002	0.027	0.270	0.268	0.005	0.018	0.018	0.457	0.456	0.010	0.259	-0.005	0.000	0.131	0.000	0.327	0.000	0.000	0.026	-0.039	-0.149	0.011	-0.073	-0.060	-0.050	0.442	-0.020	0.069	0.069	0.199	0.457	0.008	0.791	0.161	0.299	0.021	0.050	0.254	-0.005	0.041	0.106	0.067	0.009	-0.026	0.058	-0.038	-0.148	0.510	0.526	0.431	0.369	0.091	0.418	0.367	0.529	0.402	0.000	0.000	-0.064	-0.040	0.402	-0.038	0.097	-0.064	-0.023	0.006	0.026	0.218	0.078	0.078	0.165	0.305	-0.166	-0.166	0.000	0.000	-0.008	1.000	0.652	0.446	-0.056	-0.082	0.140	0.140	-0.082	0.212	0.076	0.223	0.242	0.046	0.176	0.412	-0.038	0.000	0.120	0.000	-0.028	0.013	-0.154	0.405	0.424	0.326	0.489	0.139	0.638	0.090	0.163	0.338	0.338	0.333	-0.022	0.295	0.734	0.016	0.018
revol_bal_joint	-0.002	0.059	0.000	0.114	0.324	0.491	1.000	0.235	0.218	0.206	-0.023	-0.021	-0.055	0.000	0.000	-0.058	-0.009	0.098	0.248	0.446	0.038	0.061	0.061	0.418	0.418	0.000	0.336	0.125	0.041	0.253	0.000	0.560	0.468	0.466	0.119	0.075	-0.081	0.068	0.001	-0.070	-0.022	0.387	-0.022	0.073	0.073	0.247	0.418	0.000	0.551	0.186	0.277	0.034	-0.005	0.251	0.064	0.085	0.252	-0.068	0.028	-0.028	0.069	0.038	-0.106	0.373	0.373	0.344	0.317	0.179	0.326	0.308	0.375	0.371	0.000	0.120	-0.059	0.013	0.370	0.010	0.171	0.062	0.097	-0.035	-0.008	0.287	0.316	0.316	0.101	0.199	-0.139	-0.142	0.075	0.000	-0.021	0.652	1.000	0.274	-0.078	-0.107	0.227	0.227	-0.011	0.261	0.117	0.453	0.503	0.231	0.164	0.091	-0.138	0.000	0.450	0.000	-0.014	0.105	-0.134	0.373	0.409	0.339	0.432	0.206	0.504	0.132	0.248	0.184	0.184	0.238	-0.029	0.141	0.546	0.068	0.072
revol_util	-0.017	-0.223	0.017	0.672	0.086	0.090	0.046	0.193	-0.610	0.863	-0.009	0.060	-0.039	0.029	0.063	0.010	-0.014	0.048	0.178	0.176	0.015	-0.420	-0.420	0.114	0.114	0.125	0.051	0.104	0.000	0.044	0.053	0.036	0.000	0.059	0.024	-0.182	-0.071	0.085	-0.094	-0.136	-0.085	0.137	0.288	-0.213	-0.213	0.045	0.114	0.033	0.406	0.068	0.033	0.199	0.187	0.051	-0.005	-0.021	0.032	0.103	0.198	-0.004	0.097	0.012	-0.014	0.120	0.128	-0.120	-0.115	0.023	-0.196	-0.158	0.131	-0.134	0.005	0.008	0.007	-0.211	-0.134	-0.189	0.059	-0.091	-0.072	-0.200	-0.229	0.010	-0.065	-0.065	-0.027	0.746	-0.068	-0.078	0.071	0.000	0.064	0.446	0.274	1.000	-0.016	-0.051	-0.141	-0.141	-0.082	0.116	0.050	-0.026	0.027	0.039	0.516	0.123	-0.042	0.000	0.073	0.108	-0.003	0.068	-0.092	0.125	0.023	-0.087	0.183	0.040	-0.152	0.028	0.041	0.166	0.166	0.263	0.036	0.119	-0.180	0.099	0.054
sec_app_chargeoff_within_12_mths	-0.005	0.006	0.000	-0.018	-0.017	-0.028	1.000	-0.052	-0.029	0.001	0.201	0.010	0.018	0.000	0.000	0.080	-0.006	0.000	-0.025	-0.016	0.000	-0.045	-0.045	-0.066	-0.066	0.068	-0.378	0.172	0.000	-0.172	0.000	-0.447	0.000	0.000	0.000	-0.028	-0.020	0.000	0.005	-0.004	0.006	-0.061	0.079	-0.030	-0.030	-0.051	-0.066	0.000	-0.058	-0.018	0.014	-0.026	-0.000	-0.044	-0.121	-0.107	-0.033	0.039	-0.014	-0.043	-0.012	-0.053	0.069	-0.013	-0.004	-0.018	-0.004	-0.011	0.007	0.016	-0.002	-0.011	0.000	0.000	0.111	-0.016	-0.010	-0.001	-0.024	-0.032	-0.027	0.011	0.033	-0.393	-0.045	-0.045	-0.046	0.010	0.014	0.013	0.064	0.000	0.010	-0.056	-0.078	-0.016	1.000	0.138	-0.193	-0.193	0.036	-0.053	-0.372	-0.033	-0.070	-0.010	0.058	NaN	NaN	1.000	NaN	0.155	0.023	0.007	0.006	-0.050	-0.050	-0.001	-0.051	-0.036	-0.049	-0.035	-0.034	-0.041	-0.041	-0.010	0.047	-0.052	-0.046	0.000	0.000
sec_app_collections_12_mths_ex_med	-0.008	0.017	0.056	-0.019	-0.026	-0.040	1.000	-0.065	-0.023	-0.050	0.001	0.045	0.085	0.086	0.095	0.039	-0.009	0.000	-0.016	-0.018	0.016	-0.045	-0.045	-0.086	-0.086	0.040	NaN	NaN	0.000	NaN	1.000	NaN	1.000	1.000	0.059	-0.047	0.011	0.032	0.024	0.034	0.022	-0.069	0.080	-0.082	-0.082	-0.053	-0.086	0.034	-0.087	-0.008	-0.040	-0.028	-0.017	-0.065	-0.062	-0.010	-0.083	-0.003	-0.015	-0.052	-0.060	-0.030	0.048	-0.039	-0.016	-0.036	-0.033	-0.011	-0.007	-0.010	-0.016	-0.007	0.000	0.000	0.038	0.018	-0.007	0.025	-0.002	-0.007	0.015	0.033	0.023	NaN	-0.081	-0.081	-0.025	-0.038	-0.018	-0.015	0.038	0.000	0.044	-0.082	-0.107	-0.051	0.138	1.000	-0.274	-0.274	0.038	-0.091	-0.218	-0.061	-0.066	0.001	0.068	-0.071	0.000	0.453	0.557	0.063	0.018	0.015	0.084	-0.062	-0.068	-0.015	-0.043	-0.015	-0.073	-0.001	-0.024	-0.048	-0.048	-0.024	0.079	-0.057	-0.068	0.000	0.000
sec_app_fico_range_high	-0.005	-0.048	0.038	-0.159	0.121	0.160	1.000	0.220	0.314	-0.171	-0.059	-0.092	-0.076	0.000	0.155	-0.142	-0.006	0.040	0.037	0.043	0.019	0.450	0.450	0.233	0.232	0.184	-0.372	0.211	0.007	-0.247	0.470	0.145	0.273	0.000	0.161	0.102	-0.084	0.106	-0.062	-0.104	-0.073	0.161	-0.399	0.389	0.389	0.128	0.233	0.070	0.198	0.095	0.168	0.104	0.043	0.231	0.145	0.173	0.249	-0.009	0.080	0.093	0.055	0.124	-0.143	0.023	-0.055	0.107	0.125	0.094	0.043	0.081	-0.055	0.091	0.037	0.000	-0.109	-0.078	0.090	-0.044	0.059	0.006	0.030	-0.115	-0.115	-0.413	0.199	0.199	0.188	-0.166	-0.114	-0.103	0.067	0.000	-0.092	0.140	0.227	-0.141	-0.193	-0.274	1.000	1.000	-0.130	0.294	0.428	0.170	0.192	0.096	-0.403	0.201	0.275	0.000	-0.013	0.171	-0.055	0.099	-0.142	0.239	0.280	0.125	0.144	0.090	0.317	0.081	0.123	0.089	0.090	-0.025	-0.129	0.145	0.298	0.038	0.027
sec_app_fico_range_low	-0.005	-0.048	0.038	-0.159	0.121	0.160	1.000	0.220	0.314	-0.171	-0.059	-0.092	-0.076	0.000	0.155	-0.142	-0.006	0.040	0.037	0.043	0.019	0.450	0.450	0.233	0.232	0.184	-0.372	0.211	0.007	-0.247	0.470	0.145	0.273	0.000	0.161	0.102	-0.084	0.106	-0.062	-0.104	-0.073	0.161	-0.399	0.389	0.389	0.128	0.233	0.070	0.198	0.095	0.168	0.104	0.043	0.231	0.145	0.173	0.249	-0.009	0.080	0.093	0.055	0.124	-0.143	0.023	-0.055	0.107	0.125	0.094	0.043	0.081	-0.055	0.091	0.037	0.000	-0.109	-0.078	0.090	-0.044	0.059	0.006	0.030	-0.115	-0.115	-0.413	0.199	0.199	0.188	-0.166	-0.114	-0.103	0.067	0.000	-0.092	0.140	0.227	-0.141	-0.193	-0.274	1.000	1.000	-0.130	0.294	0.428	0.170	0.192	0.096	-0.403	0.201	0.275	0.000	-0.013	0.171	-0.055	0.099	-0.142	0.239	0.280	0.125	0.144	0.090	0.317	0.081	0.123	0.089	0.090	-0.025	-0.129	0.145	0.298	0.038	0.027
sec_app_inq_last_6mths	0.011	0.127	0.000	-0.018	-0.010	0.025	1.000	-0.053	0.013	-0.073	0.015	0.104	-0.025	0.029	0.125	-0.006	0.003	0.000	-0.029	0.031	0.000	-0.054	-0.054	-0.086	-0.086	0.044	-0.182	0.000	0.083	-0.005	0.000	0.184	0.000	0.193	0.069	-0.019	0.073	0.032	0.110	0.184	0.296	-0.077	0.095	-0.117	-0.117	-0.058	-0.086	0.069	-0.109	-0.010	-0.020	-0.130	-0.140	-0.042	0.028	-0.002	-0.105	-0.079	-0.103	0.048	-0.198	0.045	0.049	-0.007	0.019	0.004	0.027	-0.007	0.035	0.046	0.019	0.017	0.000	0.008	0.019	0.132	0.018	0.159	-0.008	0.082	0.060	0.115	0.126	-0.142	-0.077	-0.077	-0.032	-0.064	0.014	0.009	0.035	0.083	0.104	-0.082	-0.011	-0.082	0.036	0.038	-0.130	-0.130	1.000	-0.056	0.007	0.129	0.137	0.099	-0.053	-0.247	-0.275	0.000	0.467	0.054	0.020	0.041	0.053	-0.041	-0.042	0.021	-0.009	0.019	-0.048	0.034	0.005	-0.059	-0.059	-0.028	0.099	-0.079	-0.040	0.020	0.026
sec_app_mort_acc	0.028	0.080	0.043	0.067	0.126	0.301	1.000	0.467	0.045	0.096	0.000	-0.040	-0.034	0.000	0.032	0.087	0.015	0.043	0.111	0.002	0.024	0.034	0.034	0.214	0.214	0.039	0.378	-0.208	0.000	-0.115	0.151	0.617	0.379	0.218	0.278	-0.012	-0.027	0.071	0.068	0.050	0.008	0.166	-0.132	0.064	0.064	0.157	0.214	0.022	0.203	0.165	0.225	0.050	-0.023	0.662	-0.049	-0.032	-0.089	-0.038	0.058	-0.026	0.003	-0.026	0.059	0.050	0.061	0.046	0.134	0.161	0.056	0.142	0.062	0.118	0.000	0.026	0.040	0.043	0.119	0.014	0.064	0.052	0.079	-0.049	-0.050	0.455	0.113	0.113	-0.095	0.094	-0.030	-0.037	0.000	0.000	-0.040	0.212	0.261	0.116	-0.053	-0.091	0.294	0.294	-0.056	1.000	0.160	0.277	0.231	0.097	-0.053	0.659	-0.197	0.000	0.428	0.013	-0.010	0.084	-0.069	0.491	0.490	0.271	0.192	0.126	0.146	0.158	0.146	0.147	0.147	0.070	-0.052	0.154	0.166	0.024	0.036
sec_app_mths_since_last_major_derog	0.029	0.072	0.000	0.051	0.059	0.054	1.000	0.135	0.045	0.025	-0.070	-0.024	-0.007	0.000	0.000	-0.129	0.029	0.000	0.073	0.066	0.026	-0.046	-0.046	0.125	0.124	0.034	0.500	-0.300	1.000	-0.500	0.000	0.500	0.000	1.000	0.033	0.045	0.004	0.000	0.022	0.036	-0.010	0.100	-0.124	0.021	0.021	0.056	0.125	0.000	0.084	0.053	0.044	0.001	-0.019	0.123	0.310	0.462	-0.049	-0.071	-0.011	0.375	-0.006	0.298	0.088	0.065	0.050	0.028	0.041	0.066	0.003	0.014	0.046	0.030	0.000	0.000	-0.168	0.061	0.031	0.031	0.076	0.073	0.076	0.015	0.039	0.500	0.112	0.112	-0.061	0.008	0.057	0.064	0.048	1.000	-0.024	0.076	0.117	0.050	-0.372	-0.218	0.428	0.428	0.007	0.160	1.000	0.097	0.110	-0.008	-0.059	-1.000	0.500	1.000	-0.500	0.000	0.004	0.077	0.091	0.127	0.122	0.045	0.115	0.115	0.068	0.052	0.118	0.061	0.061	0.036	-0.030	0.079	0.048	0.000	0.000
sec_app_num_rev_accts	0.012	0.117	0.064	-0.062	0.166	0.284	1.000	0.080	0.196	-0.046	0.003	-0.008	-0.028	0.000	0.000	0.007	0.001	0.043	0.057	0.237	0.012	0.059	0.059	0.238	0.238	0.036	0.345	-0.251	0.000	0.367	0.410	0.673	0.172	0.151	0.089	-0.025	-0.034	0.000	0.018	0.019	0.015	0.211	-0.098	0.038	0.038	0.152	0.238	0.000	0.142	0.123	0.271	-0.080	-0.057	0.198	0.031	-0.055	-0.069	0.005	-0.063	0.027	0.014	0.062	0.024	0.202	0.226	0.257	0.359	0.070	0.297	0.397	0.227	0.258	0.000	0.045	0.028	0.072	0.259	0.069	0.012	0.015	0.022	0.077	0.121	0.322	0.144	0.144	-0.018	-0.014	-0.039	-0.038	0.018	0.000	-0.008	0.223	0.453	-0.026	-0.033	-0.061	0.170	0.170	0.129	0.277	0.097	1.000	0.746	0.182	-0.164	0.166	0.044	0.320	0.526	0.027	-0.005	0.076	-0.038	0.181	0.217	0.316	0.165	0.079	0.248	0.097	0.098	0.155	0.155	0.124	-0.021	0.150	0.298	0.033	0.028
sec_app_open_acc	-0.005	0.142	0.081	0.019	0.175	0.331	1.000	0.114	0.149	0.015	-0.021	-0.006	-0.006	0.041	0.040	-0.021	-0.017	0.028	0.106	0.355	0.031	0.044	0.044	0.240	0.240	0.000	0.206	-0.307	0.000	0.044	0.447	0.430	0.447	0.000	0.093	-0.017	-0.004	0.000	0.054	0.041	0.026	0.213	-0.035	0.023	0.023	0.155	0.240	0.019	0.153	0.115	0.132	-0.066	-0.066	0.165	0.039	0.018	0.070	-0.051	-0.062	-0.012	0.013	0.027	-0.028	0.235	0.255	0.271	0.225	0.143	0.294	0.254	0.257	0.337	0.000	0.000	-0.002	0.096	0.336	0.081	0.149	0.069	0.084	0.070	0.105	0.269	0.168	0.168	0.015	0.034	-0.071	-0.075	0.073	0.000	-0.006	0.242	0.503	0.027	-0.070	-0.066	0.192	0.192	0.137	0.231	0.110	0.746	1.000	0.573	-0.108	0.170	0.293	0.424	0.483	0.000	-0.018	0.108	-0.007	0.245	0.271	0.272	0.256	0.180	0.234	0.115	0.198	0.159	0.159	0.166	-0.011	0.141	0.279	0.024	0.020
sec_app_open_act_il	-0.022	0.076	0.063	0.104	0.067	0.243	1.000	0.116	-0.015	0.042	-0.004	-0.001	-0.011	0.000	0.000	0.006	-0.032	0.000	0.166	0.348	0.038	0.045	0.045	0.087	0.087	0.000	0.148	-0.076	0.022	0.162	0.140	0.162	0.726	0.000	0.072	0.026	0.041	0.000	0.072	0.050	0.033	0.060	0.047	0.009	0.009	0.052	0.087	0.000	0.029	0.087	-0.008	0.013	-0.050	0.080	-0.017	0.010	0.058	-0.129	0.025	-0.024	-0.002	-0.014	-0.023	-0.015	0.003	-0.008	-0.028	0.231	0.012	0.010	0.004	0.151	0.000	0.000	0.016	0.055	0.150	0.061	0.300	0.138	0.173	-0.016	-0.028	0.191	0.076	0.076	-0.009	0.044	-0.058	-0.059	0.063	0.000	-0.001	0.046	0.231	0.039	-0.010	0.001	0.096	0.096	0.099	0.097	-0.008	0.182	0.573	1.000	0.054	0.124	0.170	0.000	0.172	0.032	-0.028	0.070	-0.001	0.172	0.170	0.150	0.253	0.281	0.016	0.158	0.295	0.039	0.039	0.078	0.020	0.020	0.032	0.000	0.037
sec_app_revol_util	-0.045	-0.155	0.043	0.355	-0.009	0.023	1.000	0.049	-0.423	0.478	0.015	0.035	-0.003	0.000	0.060	0.029	-0.028	0.035	0.072	0.127	0.023	-0.307	-0.307	0.009	0.009	0.134	0.209	-0.172	0.000	0.046	0.000	0.046	0.000	0.583	0.017	-0.074	-0.037	0.036	-0.042	-0.079	-0.038	0.047	0.298	-0.208	-0.208	0.011	0.009	0.077	0.112	0.004	-0.024	0.122	0.126	-0.055	-0.033	0.003	0.080	0.057	0.135	0.005	0.067	-0.010	0.017	-0.002	0.041	-0.170	-0.173	-0.046	-0.177	-0.177	0.041	-0.148	0.000	0.022	-0.002	-0.130	-0.148	-0.120	0.000	-0.054	-0.065	-0.118	-0.142	0.280	-0.005	-0.005	-0.065	0.455	-0.013	-0.023	0.071	0.000	0.035	0.176	0.164	0.516	0.058	0.068	-0.403	-0.403	-0.053	-0.053	-0.059	-0.164	-0.108	0.054	1.000	0.055	-0.527	0.286	-0.405	0.127	0.020	0.025	-0.031	-0.014	-0.054	-0.133	0.032	-0.031	-0.192	0.009	-0.022	0.031	0.031	0.152	0.053	-0.029	-0.189	0.060	0.068
settlement_amount	0.011	0.036	0.000	0.104	0.407	0.154	0.184	0.267	0.148	0.063	-0.030	0.355	0.062	1.000	0.000	-0.003	0.016	0.000	0.117	0.307	0.000	0.090	0.090	0.823	0.823	0.145	0.902	0.402	1.000	0.140	0.000	0.972	0.470	0.000	0.080	0.155	-0.058	0.030	0.025	0.010	-0.022	0.768	0.311	0.160	0.160	0.574	0.823	0.009	0.355	0.156	0.108	0.065	0.027	0.161	0.001	-0.029	0.100	-0.063	0.066	-0.063	-0.016	-0.003	-0.072	0.146	0.156	0.173	0.154	0.182	0.155	0.165	0.154	0.192	1.000	0.273	-0.032	0.013	0.189	-0.047	0.113	0.091	0.141	-0.079	-0.029	0.976	-0.057	-0.057	0.085	0.009	-0.068	-0.061	0.068	1.000	0.356	0.412	0.091	0.123	NaN	-0.071	0.201	0.201	-0.247	0.659	-1.000	0.166	0.170	0.124	0.055	1.000	0.141	0.185	0.396	0.134	-0.014	0.483	-0.044	0.316	0.333	0.223	0.373	0.257	0.305	0.060	0.262	0.477	0.476	0.516	-0.078	0.142	0.372	0.075	0.000
settlement_percentage	0.087	0.006	0.092	-0.031	-0.031	-0.422	0.000	-0.024	0.043	-0.039	-0.027	-0.051	-0.040	1.000	0.000	0.045	0.075	0.133	0.023	0.317	0.000	0.027	0.027	-0.062	-0.063	0.000	-0.176	-0.472	1.000	-0.050	0.000	-0.212	0.000	0.483	0.036	0.181	-0.018	0.152	-0.013	-0.069	0.020	-0.058	-0.020	-0.058	-0.058	-0.091	-0.062	0.015	-0.017	-0.028	0.001	0.014	-0.045	-0.039	-0.102	-0.064	0.018	0.014	0.015	0.017	-0.000	-0.075	0.002	-0.024	-0.028	-0.038	-0.026	0.011	-0.029	-0.028	-0.018	-0.029	1.000	0.174	-0.040	0.009	-0.034	-0.020	-0.040	-0.082	-0.005	-0.015	-0.062	-0.417	0.069	0.069	0.053	-0.039	-0.028	-0.040	0.099	1.000	-0.054	-0.038	-0.138	-0.042	NaN	0.000	0.275	0.275	-0.275	-0.197	0.500	0.044	0.293	0.170	-0.527	0.141	1.000	0.158	0.071	0.000	-0.011	0.088	-0.010	-0.029	-0.016	-0.023	-0.014	-0.061	0.002	0.047	-0.006	-0.076	-0.078	-0.073	0.175	-0.076	-0.021	0.000	0.000
settlement_status	0.028	0.044	0.123	0.093	0.000	0.173	0.073	0.000	0.000	0.037	0.000	0.255	0.037	1.000	0.000	0.000	0.000	0.000	1.000	0.000	0.000	0.000	0.000	0.136	0.142	0.052	0.340	0.428	1.000	0.164	0.000	0.000	0.000	0.636	0.025	1.000	0.048	0.100	0.000	0.000	0.034	0.144	0.085	0.208	0.209	1.000	0.136	0.108	0.000	0.000	0.044	0.022	0.000	0.025	0.043	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.071	0.032	0.031	0.000	0.016	0.051	0.039	0.000	1.000	0.000	0.000	0.047	0.000	0.067	0.000	0.046	0.000	0.080	0.113	0.000	0.076	0.076	0.000	0.000	0.000	0.013	0.000	1.000	0.257	0.000	0.000	0.000	1.000	0.453	0.000	0.000	0.000	0.000	1.000	0.320	0.424	0.000	0.286	0.185	0.158	1.000	0.430	0.052	0.000	0.118	0.065	0.000	0.000	0.000	0.000	0.059	0.000	0.000	0.033	0.040	0.035	0.106	0.036	0.079	0.000	0.000	0.076
settlement_term	-0.040	0.042	0.088	0.051	0.144	-0.054	0.063	0.058	0.010	0.060	0.026	-0.144	0.051	1.000	0.000	-0.059	-0.031	0.000	0.036	0.267	0.000	0.011	0.011	0.325	0.326	0.079	0.735	0.176	1.000	0.237	0.000	0.625	0.000	0.000	0.098	0.386	-0.046	0.196	0.040	0.034	-0.025	0.302	0.158	-0.123	-0.123	0.198	0.325	0.077	0.142	0.060	0.031	-0.010	0.001	0.026	0.034	-0.072	0.038	0.010	0.005	0.000	-0.011	0.076	0.021	0.057	0.062	0.055	0.011	0.037	0.035	-0.003	0.053	0.027	1.000	0.000	0.009	0.013	0.032	-0.021	0.065	0.002	0.041	0.010	0.030	0.759	-0.001	-0.001	0.040	0.022	0.016	0.036	0.061	1.000	-0.147	0.120	0.450	0.073	NaN	0.557	-0.013	-0.013	0.467	0.428	-0.500	0.526	0.483	0.172	-0.405	0.396	0.071	0.430	1.000	0.069	-0.016	0.274	-0.012	0.065	0.069	0.042	0.095	0.137	0.085	0.034	0.070	0.088	0.089	0.251	-0.095	0.065	0.085	0.000	0.000
sub_grade	0.018	0.059	0.010	0.113	0.000	0.048	0.033	0.016	0.088	0.119	0.000	0.052	0.016	0.066	0.234	0.020	0.000	0.193	0.000	0.083	0.011	0.183	0.183	0.062	0.063	1.000	0.314	0.000	0.008	0.142	0.000	0.050	0.000	0.000	0.044	1.000	0.054	0.144	0.043	0.051	0.085	0.067	0.728	0.182	0.182	0.044	0.063	0.093	0.000	0.019	0.048	0.023	0.023	0.022	0.026	0.019	0.042	0.013	0.015	0.009	0.054	0.022	0.016	0.008	0.027	0.026	0.033	0.000	0.013	0.022	0.030	0.015	0.028	0.010	0.015	0.060	0.015	0.054	0.014	0.050	0.053	0.049	0.045	0.411	0.035	0.035	0.041	0.111	0.000	0.031	0.055	0.000	0.056	0.000	0.000	0.108	0.155	0.063	0.171	0.171	0.054	0.013	0.000	0.027	0.000	0.032	0.127	0.134	0.000	0.052	0.069	1.000	0.000	0.391	0.000	0.025	0.006	0.021	0.010	0.015	0.076	0.017	0.009	0.067	0.067	0.168	0.022	0.046	0.036	0.192	0.110
tax_liens	0.003	0.027	0.014	0.009	0.056	0.005	0.000	-0.002	-0.021	-0.002	-0.004	0.020	0.013	0.000	0.000	0.018	0.002	0.001	-0.032	-0.000	0.008	-0.078	-0.078	0.013	0.013	0.004	-0.014	0.039	0.000	0.061	0.042	0.013	0.202	0.000	0.000	-0.033	0.007	0.006	0.025	0.039	0.024	0.019	0.027	-0.040	-0.040	0.016	0.013	0.000	-0.026	0.022	0.015	-0.017	-0.016	-0.006	0.007	0.019	-0.324	-0.014	-0.011	0.016	-0.026	0.003	0.025	0.008	0.008	-0.000	-0.011	-0.002	-0.001	-0.016	0.008	-0.004	0.000	0.000	0.005	0.025	-0.002	0.012	0.002	0.016	0.023	0.020	0.025	-0.051	-0.029	-0.029	-0.045	-0.007	0.423	0.042	0.012	0.000	0.018	-0.028	-0.014	-0.003	0.023	0.018	-0.055	-0.055	0.020	-0.010	0.004	-0.005	-0.018	-0.028	0.020	-0.014	-0.011	0.000	-0.016	0.000	1.000	0.002	0.056	-0.002	-0.003	-0.014	0.002	0.018	-0.037	-0.008	0.014	0.048	0.048	0.049	0.020	0.041	-0.036	0.011	0.030
term	0.004	0.018	0.050	0.068	0.000	0.063	0.067	0.025	0.005	0.050	0.000	0.097	0.014	0.024	0.092	0.006	0.007	0.016	0.016	0.081	0.060	0.045	0.045	0.440	0.438	0.380	0.413	0.000	0.000	0.336	0.000	0.354	0.000	0.000	0.107	1.000	0.039	0.153	0.022	0.012	0.000	0.301	0.365	0.042	0.042	0.202	0.440	0.180	0.000	0.086	0.081	0.010	0.010	0.052	0.010	0.020	0.046	0.027	0.015	0.000	0.013	0.000	0.014	0.040	0.045	0.036	0.043	0.053	0.045	0.037	0.047	0.069	0.000	0.003	0.008	0.000	0.070	0.000	0.016	0.026	0.048	0.029	0.024	0.441	0.306	0.306	0.040	0.062	0.007	0.015	0.100	0.000	0.108	0.013	0.105	0.068	0.007	0.015	0.099	0.099	0.041	0.084	0.077	0.076	0.108	0.070	0.025	0.483	0.088	0.118	0.274	0.391	0.002	1.000	0.000	0.042	0.000	0.096	0.060	0.048	0.017	0.057	0.060	0.224	0.224	0.498	0.019	0.131	0.015	0.095	0.000
tot_coll_amt	-0.001	0.076	0.000	-0.012	-0.039	-0.038	0.000	-0.050	-0.043	-0.069	0.003	0.015	0.226	0.009	0.008	0.023	0.000	0.000	-0.029	-0.014	0.007	-0.246	-0.246	-0.080	-0.080	0.000	-0.027	-0.082	0.000	-0.062	1.000	-0.058	1.000	1.000	0.000	0.016	0.040	0.000	0.051	0.059	0.037	-0.071	0.057	-0.103	-0.103	-0.038	-0.080	0.000	-0.158	0.019	-0.022	-0.067	-0.056	-0.021	0.059	0.055	-0.073	-0.020	-0.045	0.087	-0.029	0.078	0.116	-0.038	-0.001	-0.036	-0.034	0.032	0.017	-0.001	0.001	0.019	0.000	0.000	0.013	0.066	0.019	0.057	0.011	0.022	0.025	0.076	0.091	-0.029	-0.014	-0.014	-0.134	-0.068	0.068	0.018	0.000	0.000	0.013	-0.154	-0.134	-0.092	0.006	0.084	-0.142	-0.142	0.053	-0.069	0.091	-0.038	-0.007	-0.001	-0.031	-0.044	-0.010	0.065	-0.012	0.000	0.056	0.000	1.000	-0.041	-0.045	0.013	-0.057	0.004	-0.139	-0.008	-0.001	-0.051	-0.051	-0.029	0.006	-0.050	-0.126	0.004	1.000
tot_cur_bal	0.021	0.166	0.055	0.194	0.527	0.491	0.022	0.926	0.137	0.078	0.014	-0.033	-0.012	0.013	0.037	0.088	0.020	0.023	0.146	0.088	0.015	0.133	0.133	0.324	0.324	0.025	0.287	0.022	0.000	0.136	0.120	0.349	0.000	0.000	0.092	-0.004	0.103	0.028	0.172	0.172	0.028	0.290	-0.091	0.102	0.102	0.198	0.324	0.015	0.344	0.243	0.216	0.021	-0.096	0.655	-0.084	-0.025	0.038	-0.202	0.032	-0.050	-0.046	-0.054	0.022	0.121	0.132	0.133	0.175	0.373	0.136	0.194	0.133	0.359	0.013	0.000	0.021	0.134	0.358	0.117	0.360	0.197	0.264	-0.019	-0.029	0.268	0.050	0.051	-0.035	0.075	-0.093	-0.104	0.022	0.000	-0.034	0.405	0.373	0.125	-0.050	-0.062	0.239	0.239	-0.041	0.491	0.127	0.181	0.245	0.172	-0.014	0.316	-0.029	0.000	0.065	0.025	-0.002	0.042	-0.041	1.000	0.973	0.427	0.621	0.517	0.303	0.196	0.512	0.236	0.236	0.180	-0.007	0.217	0.369	0.034	0.016
tot_hi_cred_lim	0.024	0.176	0.032	0.044	0.558	0.523	0.000	0.876	0.259	-0.019	0.013	-0.048	-0.012	0.000	0.010	0.089	0.023	0.012	0.143	0.095	0.000	0.223	0.223	0.354	0.354	0.012	0.314	0.011	0.000	0.139	1.000	0.393	1.000	1.000	0.023	0.032	0.007	0.000	0.158	0.163	0.030	0.315	-0.155	0.156	0.156	0.206	0.354	0.000	0.360	0.247	0.256	0.000	-0.101	0.663	-0.097	-0.027	0.045	-0.177	0.006	-0.063	-0.048	-0.070	0.006	0.157	0.161	0.204	0.240	0.351	0.209	0.259	0.162	0.410	0.000	0.000	0.017	0.138	0.409	0.123	0.337	0.172	0.241	0.009	0.002	0.294	0.079	0.079	-0.018	-0.005	-0.102	-0.114	0.004	0.000	-0.050	0.424	0.409	0.023	-0.050	-0.068	0.280	0.280	-0.042	0.490	0.122	0.217	0.271	0.170	-0.054	0.333	-0.016	0.000	0.069	0.006	-0.003	0.000	-0.045	0.973	1.000	0.460	0.593	0.474	0.405	0.192	0.502	0.239	0.239	0.165	-0.016	0.225	0.480	0.021	0.027
total_acc	0.028	0.404	0.031	-0.008	0.332	0.330	0.028	0.193	0.232	-0.071	0.048	0.020	0.007	0.017	0.011	0.129	0.020	0.005	0.252	0.213	0.040	0.020	0.020	0.221	0.221	0.024	0.047	-0.098	0.000	0.090	0.000	0.058	0.035	0.000	0.099	-0.095	0.098	0.019	0.173	0.219	0.144	0.200	-0.060	0.032	0.032	0.179	0.222	0.029	0.199	0.373	0.345	-0.185	-0.231	0.392	-0.057	-0.063	-0.171	-0.225	-0.143	-0.004	-0.112	-0.037	0.126	0.291	0.399	0.385	0.623	0.665	0.556	0.767	0.399	0.709	0.000	0.003	0.079	0.307	0.713	0.242	0.419	0.234	0.335	0.214	0.277	0.033	-0.058	-0.058	-0.087	-0.038	0.016	0.024	0.033	0.000	0.021	0.326	0.339	-0.087	-0.001	-0.015	0.125	0.125	0.021	0.271	0.045	0.316	0.272	0.150	-0.133	0.223	-0.023	0.000	0.042	0.021	-0.014	0.096	0.013	0.427	0.460	1.000	0.495	0.434	0.308	0.248	0.429	0.209	0.209	0.135	-0.012	0.197	0.428	0.027	0.025
total_bal_ex_mort	0.012	0.220	0.024	0.385	0.500	0.422	0.008	0.480	0.130	0.130	0.001	0.009	-0.018	0.008	0.022	0.033	0.013	0.027	0.449	0.405	0.012	0.067	0.067	0.338	0.338	0.005	0.304	0.071	0.000	0.264	0.000	0.332	0.000	0.057	0.031	0.014	0.280	0.031	0.184	0.159	0.036	0.317	0.016	0.025	0.025	0.175	0.338	0.014	0.409	0.257	0.146	0.013	-0.113	0.223	-0.030	0.000	0.015	-0.333	0.012	-0.023	-0.044	-0.026	-0.014	0.206	0.212	0.197	0.187	0.584	0.196	0.199	0.214	0.485	0.000	0.000	-0.002	0.160	0.485	0.119	0.651	0.315	0.424	-0.008	0.007	0.276	0.068	0.068	0.039	0.116	-0.088	-0.093	0.011	0.000	0.006	0.489	0.432	0.183	-0.051	-0.043	0.144	0.144	-0.009	0.192	0.115	0.165	0.256	0.253	0.032	0.373	-0.014	0.000	0.095	0.010	0.002	0.060	-0.057	0.621	0.593	0.495	1.000	0.881	0.340	0.195	0.863	0.228	0.228	0.227	0.003	0.191	0.406	0.025	0.036
total_bal_il	0.008	0.288	0.017	0.357	0.371	0.309	0.014	0.407	0.045	0.030	0.007	0.024	-0.000	0.000	0.016	0.049	0.009	0.015	0.423	0.364	0.017	0.038	0.038	0.174	0.174	0.010	0.252	0.081	0.000	0.296	0.000	0.227	0.000	0.000	0.029	-0.017	0.424	0.014	0.259	0.219	0.076	0.163	0.059	-0.014	-0.014	0.121	0.174	0.016	0.124	0.228	0.018	-0.009	-0.172	0.151	-0.012	0.004	0.005	-0.456	-0.005	0.008	-0.077	0.007	0.053	0.034	0.046	0.051	0.063	0.653	0.064	0.085	0.045	0.390	0.000	0.000	0.016	0.227	0.390	0.166	0.759	0.418	0.541	0.004	0.016	0.220	0.037	0.037	-0.038	0.027	-0.005	-0.011	0.008	0.000	0.024	0.139	0.206	0.040	-0.036	-0.015	0.090	0.090	0.019	0.126	0.115	0.079	0.180	0.281	-0.031	0.257	-0.061	0.059	0.137	0.015	0.018	0.048	0.004	0.517	0.474	0.434	0.881	1.000	0.101	0.201	0.956	0.120	0.120	0.131	0.014	0.092	0.131	0.026	0.024
total_bc_limit	-0.001	0.052	0.021	-0.276	0.385	0.324	0.012	0.164	0.776	-0.259	-0.030	-0.067	-0.045	0.010	0.047	-0.089	0.002	0.049	0.088	0.104	0.016	0.373	0.373	0.398	0.398	0.077	0.254	0.014	0.000	0.096	0.000	0.382	0.000	0.055	0.039	0.098	-0.125	0.050	-0.034	-0.018	-0.030	0.364	-0.281	0.272	0.272	0.172	0.398	0.024	0.645	0.105	0.274	-0.035	-0.011	0.194	0.016	0.063	0.069	0.018	-0.148	-0.051	0.023	-0.031	-0.183	0.544	0.336	0.663	0.534	0.041	0.458	0.391	0.337	0.417	0.000	0.000	-0.090	0.026	0.415	0.040	0.047	-0.023	-0.003	0.075	0.100	0.210	0.142	0.142	0.237	-0.203	-0.174	-0.165	0.018	0.000	-0.068	0.638	0.504	-0.152	-0.049	-0.073	0.317	0.317	-0.048	0.146	0.068	0.248	0.234	0.016	-0.192	0.305	0.002	0.000	0.085	0.076	-0.037	0.017	-0.139	0.303	0.405	0.308	0.340	0.101	1.000	-0.023	0.132	0.228	0.228	0.137	-0.060	0.224	0.876	0.005	0.000
total_cu_tl	0.006	0.155	0.055	0.062	0.111	0.108	0.037	0.169	-0.012	0.002	0.016	0.013	-0.004	0.000	0.003	0.023	0.006	0.022	0.154	0.166	0.030	0.011	0.011	0.072	0.072	0.012	-0.032	-0.043	0.000	0.066	0.179	-0.057	0.000	0.000	0.063	0.006	0.030	0.011	0.102	0.089	0.032	0.060	0.009	0.008	0.008	0.065	0.072	0.009	-0.001	0.119	0.069	-0.013	-0.085	0.193	0.000	0.012	0.028	-0.175	0.019	0.010	-0.037	-0.003	0.012	-0.076	0.029	-0.061	0.004	0.309	0.055	0.109	0.034	0.115	0.000	0.029	0.005	0.113	0.115	0.082	0.185	0.177	0.247	0.008	0.014	-0.030	0.004	0.004	-0.003	0.005	0.021	0.032	0.008	0.000	0.013	0.090	0.132	0.028	-0.035	-0.001	0.081	0.081	0.034	0.158	0.052	0.097	0.115	0.158	0.009	0.060	0.047	0.000	0.034	0.017	-0.008	0.057	-0.008	0.196	0.192	0.248	0.195	0.201	-0.023	1.000	0.207	0.041	0.041	0.028	0.007	0.031	0.082	0.027	0.022
total_il_high_credit_limit	0.017	0.240	0.020	0.256	0.415	0.364	0.030	0.397	0.064	0.026	0.010	0.004	0.003	0.000	0.020	0.068	0.017	0.015	0.458	0.389	0.013	0.092	0.092	0.217	0.217	0.009	0.271	0.087	0.000	0.270	0.000	0.271	0.000	0.000	0.031	0.053	0.168	0.035	0.225	0.178	0.048	0.199	0.000	0.020	0.020	0.117	0.217	0.022	0.178	0.242	0.039	0.008	-0.130	0.153	-0.043	-0.010	0.016	-0.371	0.009	-0.023	-0.056	-0.025	0.035	0.036	0.039	0.052	0.062	0.651	0.058	0.081	0.040	0.396	0.000	0.000	0.025	0.175	0.396	0.123	0.778	0.343	0.480	-0.018	-0.012	0.241	0.071	0.071	-0.030	0.020	-0.024	-0.028	0.010	0.000	0.001	0.163	0.248	0.041	-0.034	-0.024	0.123	0.123	0.005	0.146	0.118	0.098	0.198	0.295	-0.022	0.262	-0.006	0.033	0.070	0.009	0.014	0.060	-0.001	0.512	0.502	0.429	0.863	0.956	0.132	0.207	1.000	0.125	0.125	0.128	0.010	0.099	0.160	0.018	0.031
total_pymnt	0.017	0.003	0.017	0.063	0.324	0.188	0.081	0.202	0.063	0.129	-0.001	-0.082	-0.026	0.027	0.151	0.035	0.010	0.173	0.008	-0.012	0.029	0.017	0.017	0.661	0.659	0.076	0.525	-0.047	0.000	0.263	0.044	0.525	0.025	0.153	0.067	-0.491	-0.031	0.092	-0.021	0.047	0.021	0.665	0.066	0.120	0.120	0.605	0.661	0.158	0.263	0.102	0.161	0.012	0.009	0.206	-0.045	-0.012	-0.104	-0.003	0.017	-0.041	-0.012	-0.051	-0.026	0.151	0.140	0.151	0.217	0.090	0.139	0.198	0.140	0.147	0.012	0.025	-0.006	-0.011	0.147	0.009	0.052	0.007	0.033	0.012	0.021	0.532	-0.341	-0.341	0.015	0.119	-0.030	-0.066	0.061	0.004	-0.088	0.338	0.184	0.166	-0.041	-0.048	0.089	0.089	-0.059	0.147	0.061	0.155	0.159	0.039	0.031	0.477	-0.076	0.040	0.088	0.067	0.048	0.224	-0.051	0.236	0.239	0.209	0.228	0.120	0.228	0.041	0.125	1.000	0.999	0.724	0.013	0.966	0.245	0.151	0.040
total_pymnt_inv	0.017	0.003	0.017	0.063	0.324	0.188	0.081	0.202	0.063	0.129	-0.001	-0.083	-0.026	0.028	0.151	0.035	0.010	0.173	0.009	-0.012	0.029	0.017	0.017	0.661	0.661	0.076	0.525	-0.047	0.000	0.263	0.044	0.525	0.025	0.153	0.067	-0.488	-0.031	0.090	-0.021	0.047	0.020	0.665	0.066	0.121	0.121	0.605	0.661	0.157	0.263	0.102	0.161	0.012	0.009	0.206	-0.045	-0.012	-0.098	-0.003	0.017	-0.041	-0.012	-0.051	-0.026	0.151	0.140	0.151	0.217	0.090	0.139	0.198	0.140	0.147	0.012	0.026	-0.006	-0.011	0.147	0.009	0.052	0.007	0.033	0.012	0.021	0.532	-0.339	-0.339	0.015	0.119	-0.030	-0.066	0.061	0.004	-0.088	0.338	0.184	0.166	-0.041	-0.048	0.090	0.090	-0.059	0.147	0.061	0.155	0.159	0.039	0.031	0.476	-0.078	0.035	0.089	0.067	0.048	0.224	-0.051	0.236	0.239	0.209	0.228	0.120	0.228	0.041	0.125	0.999	1.000	0.724	0.013	0.965	0.245	0.151	0.040
total_rec_int	0.020	0.011	0.013	0.164	0.242	0.148	0.028	0.147	-0.056	0.230	0.002	0.046	-0.009	0.039	0.046	0.049	0.013	0.091	0.117	0.130	0.024	-0.110	-0.110	0.701	0.700	0.196	0.782	0.031	0.018	0.394	0.000	0.657	0.029	0.000	0.041	-0.308	-0.021	0.042	-0.001	0.048	0.035	0.666	0.390	-0.072	-0.072	0.258	0.701	0.024	0.260	0.087	0.104	0.004	-0.005	0.123	-0.056	-0.021	-0.067	-0.010	0.013	-0.052	-0.027	-0.056	-0.007	0.166	0.180	0.118	0.128	0.070	0.118	0.121	0.179	0.128	0.007	0.012	0.005	0.001	0.129	0.007	0.077	0.015	0.035	0.004	0.017	0.802	0.058	0.058	-0.014	0.213	-0.015	-0.047	0.043	0.015	0.047	0.333	0.238	0.263	-0.010	-0.024	-0.025	-0.025	-0.028	0.070	0.036	0.124	0.166	0.078	0.152	0.516	-0.073	0.106	0.251	0.168	0.049	0.498	-0.029	0.180	0.165	0.135	0.227	0.131	0.137	0.028	0.128	0.724	0.724	1.000	0.073	0.572	0.161	0.154	0.046
total_rec_late_fee	0.011	0.017	0.001	0.050	-0.000	-0.015	0.006	-0.004	-0.062	0.037	0.012	0.154	0.007	0.027	0.078	0.051	0.013	0.006	0.002	0.007	0.005	-0.060	-0.060	0.004	0.004	0.021	0.043	0.486	0.031	0.151	0.140	0.079	0.070	0.000	0.003	-0.042	0.023	0.012	0.016	0.032	0.023	0.010	0.077	-0.187	-0.187	-0.080	0.005	0.060	-0.020	-0.010	-0.012	-0.007	-0.012	-0.022	-0.045	-0.028	-0.051	-0.014	-0.011	-0.034	-0.024	-0.040	0.027	-0.012	-0.004	-0.026	-0.023	0.006	-0.022	-0.020	-0.004	-0.012	0.000	0.000	0.028	0.017	-0.012	0.008	0.012	0.021	0.017	0.005	0.004	0.040	-0.041	-0.041	-0.051	0.034	0.000	-0.012	0.000	0.000	0.152	-0.022	-0.029	0.036	0.047	0.079	-0.129	-0.129	0.099	-0.052	-0.030	-0.021	-0.011	0.020	0.053	-0.078	0.175	0.036	-0.095	0.022	0.020	0.019	0.006	-0.007	-0.016	-0.012	0.003	0.014	-0.060	0.007	0.010	0.013	0.013	0.073	1.000	-0.018	-0.052	0.025	0.041
total_rec_prncp	0.014	-0.014	0.016	0.017	0.302	0.186	0.109	0.189	0.088	0.086	-0.001	-0.210	-0.028	0.054	0.256	0.026	0.007	0.173	-0.032	-0.066	0.028	0.054	0.054	0.547	0.545	0.049	0.241	-0.107	0.008	0.159	0.000	0.307	0.044	0.162	0.066	-0.494	-0.041	0.114	-0.037	0.030	0.008	0.566	-0.069	0.201	0.201	0.634	0.547	0.198	0.231	0.092	0.160	0.018	0.021	0.202	-0.036	-0.010	-0.104	0.013	0.022	-0.031	0.003	-0.042	-0.028	0.129	0.111	0.140	0.213	0.075	0.124	0.192	0.111	0.128	0.000	0.015	-0.008	-0.025	0.128	0.000	0.031	-0.010	0.012	0.006	0.012	0.252	-0.402	-0.402	0.020	0.077	-0.031	-0.064	0.055	0.007	-0.215	0.295	0.141	0.119	-0.052	-0.057	0.145	0.145	-0.079	0.154	0.079	0.150	0.141	0.020	-0.029	0.142	-0.076	0.079	0.065	0.046	0.041	0.131	-0.050	0.217	0.225	0.197	0.191	0.092	0.224	0.031	0.099	0.966	0.965	0.572	-0.018	1.000	0.234	0.132	0.059
total_rev_hi_lim	0.005	0.143	0.026	-0.289	0.413	0.354	0.000	0.186	0.679	-0.227	-0.021	-0.057	-0.039	0.000	0.023	-0.066	0.009	0.033	0.159	0.165	0.013	0.361	0.361	0.418	0.419	0.038	0.273	-0.054	0.000	0.119	0.000	0.382	0.000	0.000	0.034	0.088	-0.120	0.023	-0.014	0.025	0.004	0.382	-0.253	0.256	0.256	0.185	0.418	0.007	0.562	0.136	0.327	-0.096	-0.067	0.254	-0.001	0.060	0.100	-0.008	-0.121	-0.032	-0.002	-0.050	-0.172	0.471	0.464	0.589	0.512	0.088	0.606	0.525	0.466	0.549	0.000	0.000	-0.083	0.094	0.547	0.092	0.067	0.003	0.034	0.138	0.181	0.242	0.136	0.136	0.223	-0.173	-0.159	-0.150	0.011	0.000	-0.058	0.734	0.546	-0.180	-0.046	-0.068	0.298	0.298	-0.040	0.166	0.048	0.298	0.279	0.032	-0.189	0.372	-0.021	0.000	0.085	0.036	-0.036	0.015	-0.126	0.369	0.480	0.428	0.406	0.131	0.876	0.082	0.160	0.245	0.245	0.161	-0.052	0.234	1.000	0.012	0.013
verification_status	0.012	0.069	0.018	0.110	0.022	0.054	0.056	0.021	0.032	0.098	0.015	0.041	0.011	0.027	0.089	0.013	0.008	0.032	0.010	0.135	0.039	0.123	0.123	0.155	0.156	0.178	0.099	0.000	0.000	0.042	0.000	0.158	0.122	0.058	0.027	1.000	0.072	0.084	0.035	0.048	0.051	0.152	0.185	0.090	0.090	0.074	0.155	0.083	0.004	0.021	0.040	0.028	0.023	0.029	0.020	0.014	0.055	0.013	0.016	0.027	0.043	0.016	0.016	0.029	0.043	0.024	0.024	0.010	0.014	0.023	0.037	0.011	0.011	0.008	0.014	0.080	0.011	0.051	0.013	0.056	0.049	0.057	0.052	0.123	0.083	0.083	0.020	0.096	0.015	0.021	0.062	0.000	0.045	0.016	0.068	0.099	0.000	0.000	0.038	0.038	0.020	0.024	0.000	0.033	0.024	0.000	0.060	0.075	0.000	0.000	0.000	0.192	0.011	0.095	0.004	0.034	0.021	0.027	0.025	0.026	0.005	0.027	0.018	0.151	0.151	0.154	0.025	0.132	0.012	1.000	0.733
verification_status_joint	0.000	0.024	0.000	0.044	0.000	0.045	1.000	0.000	0.000	0.040	0.000	0.020	0.014	0.031	0.000	0.000	1.000	1.000	0.047	0.171	0.041	0.049	0.049	0.173	0.170	0.091	0.245	0.000	0.000	0.000	0.267	0.311	0.206	0.000	0.029	1.000	0.023	0.000	0.028	0.036	0.018	0.142	0.097	0.000	0.000	0.078	0.173	0.055	1.000	0.032	0.054	0.000	0.034	0.000	0.071	0.038	0.075	0.032	0.039	0.000	0.040	0.000	0.000	0.000	0.033	0.000	0.005	0.019	0.026	0.000	0.042	0.032	0.000	0.000	0.000	0.031	0.031	0.008	0.027	0.025	0.048	0.013	0.000	0.000	0.150	0.150	0.000	0.043	0.023	0.018	0.044	0.000	0.009	0.018	0.072	0.054	0.000	0.000	0.027	0.027	0.026	0.036	0.000	0.028	0.020	0.037	0.068	0.000	0.000	0.076	0.000	0.110	0.030	0.000	1.000	0.016	0.027	0.025	0.036	0.024	0.000	0.022	0.031	0.040	0.040	0.046	0.041	0.059	0.013	0.733	1.000

Missing values

A simple visualization of nullity by column.

Nullity matrix is a data-dense display which lets you quickly visually pick out patterns in data completion.

The correlation heatmap measures nullity correlation: how strongly the presence or absence of one variable affects the presence of another.

Sample

	id	member_id	loan_amnt	funded_amnt	funded_amnt_inv	term	int_rate	installment	grade	sub_grade	emp_title	emp_length	home_ownership	annual_inc	verification_status	issue_d	loan_status	pymnt_plan	url	desc	purpose	title	zip_code	addr_state	dti	delinq_2yrs	earliest_cr_line	fico_range_low	fico_range_high	inq_last_6mths	mths_since_last_delinq	mths_since_last_record	open_acc	pub_rec	revol_bal	revol_util	total_acc	initial_list_status	out_prncp	out_prncp_inv	total_pymnt	total_pymnt_inv	total_rec_prncp	total_rec_int	total_rec_late_fee	recoveries	collection_recovery_fee	last_pymnt_d	last_pymnt_amnt	next_pymnt_d	last_credit_pull_d	last_fico_range_high	last_fico_range_low	mths_since_last_major_derog	policy_code	application_type	annual_inc_joint	dti_joint	verification_status_joint	tot_coll_amt	tot_cur_bal	open_acc_6m	open_act_il	open_il_12m	open_il_24m	mths_since_rcnt_il	total_bal_il	il_util	open_rv_12m	open_rv_24m	max_bal_bc	all_util	total_rev_hi_lim	inq_fi	total_cu_tl	inq_last_12m	acc_open_past_24mths	avg_cur_bal	bc_open_to_buy	bc_util	mo_sin_old_il_acct	mo_sin_old_rev_tl_op	mo_sin_rcnt_rev_tl_op	mo_sin_rcnt_tl	mort_acc	mths_since_recent_bc	mths_since_recent_bc_dlq	mths_since_recent_inq	mths_since_recent_revol_delinq	num_accts_ever_120_pd	num_actv_bc_tl	num_actv_rev_tl	num_bc_sats	num_bc_tl	num_il_tl	num_op_rev_tl	num_rev_accts	num_rev_tl_bal_gt_0	num_sats	num_tl_120dpd_2m	num_tl_op_past_12m	pct_tl_nvr_dlq	percent_bc_gt_75	pub_rec_bankruptcies	tax_liens	tot_hi_cred_lim	total_bal_ex_mort	total_bc_limit	total_il_high_credit_limit	revol_bal_joint	sec_app_fico_range_low	sec_app_fico_range_high	sec_app_earliest_cr_line	sec_app_inq_last_6mths	sec_app_mort_acc	sec_app_open_acc	sec_app_revol_util	sec_app_open_act_il	sec_app_num_rev_accts	sec_app_chargeoff_within_12_mths	sec_app_collections_12_mths_ex_med	sec_app_mths_since_last_major_derog	hardship_flag	hardship_type	hardship_reason	hardship_status	deferral_term	hardship_amount	hardship_start_date	hardship_end_date	payment_plan_start_date	hardship_length	hardship_dpd	hardship_loan_status	orig_projected_additional_accrued_interest	hardship_payoff_balance_amount	hardship_last_payment_amount	disbursement_method	debt_settlement_flag	debt_settlement_flag_date	settlement_status	settlement_date	settlement_amount	settlement_percentage	settlement_term	default_flag
1723947	96404876	None	35000.0	35000.0	35000.0	36 months	18.99	1282.79	D	D3	Procurement	9 years	MORTGAGE	90000.0	Verified	Jan-2017	Charged Off	n	https://lendingclub.com/browse/loanDetail.action?loan_id=96404876	None	debt_consolidation	Debt consolidation	773xx	TX	26.51	1.0	Sep-2001	680.0	684.0	0.0	11.0	NaN	8.0	0.0	11095.0	66.5	18.0	f	0.00	0.00	14898.150000	14898.15	7294.49	5609.56	0.00	1994.10	358.9380	Apr-2018	50.00	None	Oct-2018	644.0	640.0	NaN	1.0	Individual	NaN	NaN	None	0.0	121440.0	0.0	3.0	1.0	3.0	11.0	33753.0	77.0	0.0	1.0	8336.0	74.0	17200.0	0.0	2.0	0.0	4.0	15180.0	0.0	104.2	86.0	184.0	20.0	11.0	4.0	20.0	NaN	16.0	11.0	0.0	1.0	4.0	1.0	4.0	5.0	4.0	9.0	4.0	8.0	0.0	1.0	94.1	100.0	0.0	0.0	140785.0	44848.0	8000.0	43735.0	NaN	NaN	NaN	None	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	N	None	None	None	NaN	NaN	None	None	None	NaN	NaN	None	NaN	NaN	NaN	Cash	N	None	None	None	NaN	NaN	NaN	1
584381	116270275	None	4000.0	4000.0	4000.0	36 months	13.59	135.92	C	C2	None	None	MORTGAGE	20000.0	Source Verified	Aug-2017	Current	n	https://lendingclub.com/browse/loanDetail.action?loan_id=116270275	None	debt_consolidation	Debt consolidation	548xx	WI	18.07	2.0	Oct-2004	660.0	664.0	0.0	16.0	NaN	4.0	0.0	5997.0	70.6	12.0	w	2090.94	2090.94	2576.440000	2576.44	1909.06	667.38	0.00	0.00	0.0000	Mar-2019	135.92	Apr-2019	Mar-2019	669.0	665.0	40.0	1.0	Individual	NaN	NaN	None	0.0	5997.0	0.0	0.0	0.0	0.0	118.0	0.0	NaN	0.0	1.0	4732.0	71.0	8500.0	2.0	0.0	0.0	1.0	1499.0	2215.0	70.5	127.0	154.0	23.0	23.0	3.0	45.0	16.0	17.0	16.0	0.0	3.0	4.0	3.0	4.0	3.0	4.0	6.0	4.0	4.0	0.0	0.0	75.0	0.0	0.0	0.0	8500.0	5997.0	7500.0	0.0	NaN	NaN	NaN	None	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	N	None	None	None	NaN	NaN	None	None	None	NaN	NaN	None	NaN	NaN	NaN	Cash	N	None	None	None	NaN	NaN	NaN	0
2169262	94716506	None	9600.0	9600.0	9600.0	36 months	12.74	322.27	C	C1	Executive Chef	5 years	RENT	72500.0	Verified	Dec-2016	Current	n	https://lendingclub.com/browse/loanDetail.action?loan_id=94716506	None	debt_consolidation	Debt consolidation	322xx	FL	20.91	0.0	Nov-2006	670.0	674.0	0.0	NaN	NaN	20.0	0.0	13531.0	29.9	27.0	f	2751.92	2751.92	8694.500000	8694.50	6848.08	1846.42	0.00	0.00	0.0000	Mar-2019	322.27	Apr-2019	Mar-2019	729.0	725.0	NaN	1.0	Individual	NaN	NaN	None	293.0	52324.0	0.0	2.0	1.0	2.0	11.0	38793.0	64.0	0.0	9.0	4463.0	35.0	45200.0	0.0	1.0	0.0	11.0	2616.0	19439.0	40.6	121.0	49.0	16.0	11.0	0.0	19.0	NaN	16.0	NaN	0.0	8.0	10.0	10.0	14.0	5.0	18.0	22.0	10.0	20.0	0.0	1.0	100.0	10.0	0.0	0.0	90751.0	52324.0	32700.0	45551.0	NaN	NaN	NaN	None	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	N	None	None	None	NaN	NaN	None	None	None	NaN	NaN	None	NaN	NaN	NaN	Cash	N	None	None	None	NaN	NaN	NaN	0
669915	79044197	None	15600.0	15600.0	15600.0	60 months	7.89	315.50	A	A5	Treasurer	1 year	MORTGAGE	105000.0	Not Verified	Jun-2016	Fully Paid	n	https://lendingclub.com/browse/loanDetail.action?loan_id=79044197	None	credit_card	Credit card refinancing	609xx	IL	16.32	0.0	Oct-2002	765.0	769.0	0.0	NaN	NaN	14.0	0.0	15653.0	39.9	38.0	f	0.00	0.00	17039.524756	17039.52	15600.00	1439.52	0.00	0.00	0.0000	Sep-2017	12629.36	None	Apr-2018	714.0	710.0	NaN	1.0	Individual	NaN	NaN	None	0.0	254214.0	0.0	4.0	2.0	3.0	11.0	100573.0	74.0	0.0	0.0	14325.0	54.0	39200.0	2.0	2.0	1.0	3.0	19555.0	12647.0	55.3	163.0	148.0	29.0	11.0	2.0	99.0	NaN	10.0	NaN	0.0	3.0	3.0	6.0	7.0	26.0	9.0	10.0	3.0	14.0	0.0	2.0	100.0	0.0	0.0	0.0	288451.0	116226.0	28300.0	101968.0	NaN	NaN	NaN	None	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	N	None	None	None	NaN	NaN	None	None	None	NaN	NaN	None	NaN	NaN	NaN	Cash	N	None	None	None	NaN	NaN	NaN	0
2246404	91443780	None	8000.0	8000.0	8000.0	36 months	8.99	254.37	B	B1	RN	10+ years	RENT	155000.0	Not Verified	Oct-2016	Fully Paid	n	https://lendingclub.com/browse/loanDetail.action?loan_id=91443780	None	credit_card	Credit card refinancing	941xx	CA	2.96	0.0	Dec-2011	675.0	679.0	1.0	NaN	NaN	4.0	0.0	12626.0	63.0	6.0	w	0.00	0.00	8428.423306	8428.42	8000.00	428.42	0.00	0.00	0.0000	Jun-2017	46.34	None	Jun-2017	664.0	660.0	NaN	1.0	Individual	NaN	NaN	None	0.0	16582.0	1.0	1.0	0.0	1.0	18.0	3956.0	79.0	1.0	1.0	7824.0	63.0	20200.0	0.0	1.0	1.0	2.0	4145.0	6733.0	63.0	47.0	58.0	5.0	5.0	0.0	5.0	NaN	5.0	NaN	0.0	3.0	3.0	3.0	3.0	3.0	3.0	3.0	3.0	4.0	NaN	1.0	100.0	33.3	0.0	0.0	25200.0	16582.0	20200.0	5000.0	NaN	NaN	NaN	None	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	N	None	None	None	NaN	NaN	None	None	None	NaN	NaN	None	NaN	NaN	NaN	Cash	N	None	None	None	NaN	NaN	NaN	0
1955755	88766045	None	32000.0	32000.0	31950.0	36 months	16.99	1140.73	D	D1	Special Agent	10+ years	MORTGAGE	136000.0	Verified	Sep-2016	Charged Off	n	https://lendingclub.com/browse/loanDetail.action?loan_id=88766045	None	debt_consolidation	Debt consolidation	928xx	CA	33.22	0.0	Mar-1974	690.0	694.0	3.0	65.0	69.0	21.0	3.0	39857.0	53.0	37.0	f	0.00	0.00	14821.640000	14798.48	7320.82	4026.07	57.04	3417.71	615.1878	Jul-2017	2338.50	None	Jan-2018	579.0	575.0	65.0	1.0	Individual	NaN	NaN	None	0.0	189691.0	4.0	5.0	3.0	3.0	4.0	149834.0	93.0	2.0	3.0	15213.0	72.0	75200.0	2.0	7.0	12.0	6.0	9485.0	22806.0	55.0	150.0	510.0	1.0	1.0	2.0	1.0	NaN	4.0	NaN	2.0	5.0	9.0	9.0	14.0	11.0	16.0	24.0	9.0	21.0	0.0	5.0	100.0	22.2	1.0	2.0	247974.0	189691.0	50700.0	172774.0	NaN	NaN	NaN	None	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	N	None	None	None	NaN	NaN	None	None	None	NaN	NaN	None	NaN	NaN	NaN	Cash	N	None	None	None	NaN	NaN	NaN	1
1552438	131832227	None	35000.0	35000.0	35000.0	36 months	14.07	1197.41	C	C3	None	None	MORTGAGE	50000.0	Source Verified	May-2018	Current	n	https://lendingclub.com/browse/loanDetail.action?loan_id=131832227	None	debt_consolidation	Debt consolidation	945xx	CA	54.32	0.0	Nov-2005	675.0	679.0	1.0	49.0	NaN	8.0	0.0	3182.0	44.2	24.0	w	26701.14	26701.14	11919.380000	11919.38	8298.86	3620.52	0.00	0.00	0.0000	Mar-2019	1197.41	Apr-2019	Mar-2019	674.0	670.0	NaN	1.0	Joint App	150000.0	26.95	Source Verified	0.0	490998.0	3.0	3.0	2.0	4.0	6.0	98379.0	95.0	1.0	1.0	1357.0	75.0	7200.0	4.0	2.0	5.0	7.0	61375.0	3851.0	30.0	149.0	129.0	1.0	1.0	2.0	1.0	49.0	1.0	49.0	0.0	2.0	3.0	2.0	7.0	11.0	3.0	11.0	3.0	8.0	0.0	5.0	87.5	50.0	0.0	0.0	512302.0	101561.0	5500.0	115665.0	29529.0	695.0	699.0	Oct-2004	0.0	2.0	13.0	63.5	5.0	13.0	0.0	0.0	NaN	N	None	None	None	NaN	NaN	None	None	None	NaN	NaN	None	NaN	NaN	NaN	Cash	N	None	None	None	NaN	NaN	NaN	0
854994	136649827	None	16000.0	16000.0	16000.0	36 months	11.06	524.28	B	B3	Vice President	2 years	RENT	51000.0	Source Verified	Jul-2018	Current	n	https://lendingclub.com/browse/loanDetail.action?loan_id=136649827	None	debt_consolidation	Debt consolidation	141xx	NY	24.96	0.0	Oct-2010	680.0	684.0	0.0	NaN	NaN	8.0	0.0	15622.0	51.4	8.0	w	12886.44	12886.44	4184.410000	4184.41	3113.56	1070.85	0.00	0.00	0.0000	Mar-2019	524.28	Apr-2019	Mar-2019	619.0	615.0	NaN	1.0	Individual	NaN	NaN	None	0.0	55204.0	1.0	2.0	0.0	1.0	15.0	39582.0	82.0	3.0	4.0	6628.0	70.0	30400.0	1.0	0.0	0.0	5.0	6901.0	13403.0	52.8	93.0	47.0	6.0	6.0	0.0	6.0	NaN	15.0	NaN	0.0	4.0	5.0	5.0	5.0	2.0	6.0	6.0	5.0	8.0	0.0	3.0	100.0	40.0	0.0	0.0	78906.0	55204.0	28400.0	48506.0	NaN	NaN	NaN	None	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	N	None	None	None	NaN	NaN	None	None	None	NaN	NaN	None	NaN	NaN	NaN	DirectPay	N	None	None	None	NaN	NaN	NaN	0
1992172	86985198	None	24000.0	24000.0	24000.0	60 months	16.99	596.34	D	D1	RN	2 years	MORTGAGE	110000.0	Not Verified	Aug-2016	Charged Off	n	https://lendingclub.com/browse/loanDetail.action?loan_id=86985198	None	debt_consolidation	Debt consolidation	809xx	CO	15.08	0.0	Apr-2004	680.0	684.0	1.0	NaN	NaN	29.0	0.0	24669.0	81.7	48.0	w	0.00	0.00	11990.630000	11990.63	5540.32	5890.67	59.64	500.00	90.0000	Aug-2018	50.00	None	Mar-2019	584.0	580.0	NaN	1.0	Individual	NaN	NaN	None	0.0	474565.0	2.0	24.0	1.0	2.0	11.0	164960.0	103.0	1.0	3.0	15919.0	99.0	30200.0	2.0	1.0	6.0	6.0	16949.0	981.0	94.2	130.0	148.0	4.0	4.0	1.0	21.0	NaN	4.0	NaN	0.0	1.0	3.0	1.0	7.0	26.0	4.0	21.0	3.0	29.0	0.0	3.0	100.0	100.0	0.0	0.0	477076.0	189629.0	16900.0	160726.0	NaN	NaN	NaN	None	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	N	None	None	None	NaN	NaN	None	None	None	NaN	NaN	None	NaN	NaN	NaN	Cash	Y	Jun-2018	ACTIVE	Jun-2018	9641.0	50.0	18.0	1
974022	105051206	None	4800.0	4800.0	4800.0	36 months	12.74	161.14	C	C1	Assistant Store Manager	2 years	MORTGAGE	50000.0	Source Verified	Apr-2017	Current	n	https://lendingclub.com/browse/loanDetail.action?loan_id=105051206	None	debt_consolidation	Debt consolidation	275xx	NC	14.14	0.0	Jun-2006	665.0	669.0	0.0	42.0	NaN	9.0	0.0	4279.0	93.0	12.0	w	1949.19	1949.19	3719.530000	3719.53	2850.81	868.72	0.00	0.00	0.0000	Mar-2019	161.14	Apr-2019	Mar-2019	654.0	650.0	44.0	1.0	Individual	NaN	NaN	None	0.0	284696.0	0.0	4.0	1.0	1.0	9.0	30377.0	77.0	1.0	1.0	1159.0	79.0	4600.0	0.0	0.0	5.0	3.0	31633.0	256.0	89.8	130.0	77.0	11.0	9.0	1.0	33.0	NaN	8.0	NaN	2.0	3.0	4.0	3.0	3.0	7.0	4.0	4.0	4.0	9.0	0.0	3.0	58.3	100.0	0.0	0.0	297456.0	34656.0	2500.0	39524.0	NaN	NaN	NaN	None	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	N	None	None	None	NaN	NaN	None	None	None	NaN	NaN	None	NaN	NaN	NaN	Cash	N	None	None	None	NaN	NaN	NaN	0

	id	member_id	loan_amnt	funded_amnt	funded_amnt_inv	term	int_rate	installment	grade	sub_grade	emp_title	emp_length	home_ownership	annual_inc	verification_status	issue_d	loan_status	pymnt_plan	url	desc	purpose	title	zip_code	addr_state	dti	delinq_2yrs	earliest_cr_line	fico_range_low	fico_range_high	inq_last_6mths	mths_since_last_delinq	mths_since_last_record	open_acc	revol_bal	revol_util	total_acc	initial_list_status	out_prncp	out_prncp_inv	total_pymnt	total_pymnt_inv	total_rec_prncp	total_rec_int	recoveries	collection_recovery_fee	last_pymnt_d	last_pymnt_amnt	next_pymnt_d	last_credit_pull_d	last_fico_range_high	last_fico_range_low	collections_12_mths_ex_med	mths_since_last_major_derog	policy_code	application_type	annual_inc_joint	dti_joint	verification_status_joint	acc_now_delinq	tot_coll_amt	tot_cur_bal	open_acc_6m	open_act_il	open_il_12m	open_il_24m	mths_since_rcnt_il	total_bal_il	il_util	open_rv_12m	open_rv_24m	max_bal_bc	all_util	total_rev_hi_lim	inq_fi	total_cu_tl	inq_last_12m	acc_open_past_24mths	avg_cur_bal	bc_open_to_buy	bc_util	mo_sin_old_il_acct	mo_sin_old_rev_tl_op	mo_sin_rcnt_rev_tl_op	mo_sin_rcnt_tl	mort_acc	mths_since_recent_bc	mths_since_recent_bc_dlq	mths_since_recent_inq	mths_since_recent_revol_delinq	num_accts_ever_120_pd	num_actv_bc_tl	num_actv_rev_tl	num_bc_sats	num_bc_tl	num_il_tl	num_op_rev_tl	num_rev_accts	num_rev_tl_bal_gt_0	num_sats	num_tl_120dpd_2m	num_tl_30dpd	num_tl_90g_dpd_24m	num_tl_op_past_12m	pct_tl_nvr_dlq	percent_bc_gt_75	tot_hi_cred_lim	total_bal_ex_mort	total_bc_limit	total_il_high_credit_limit	revol_bal_joint	sec_app_fico_range_low	sec_app_fico_range_high	sec_app_earliest_cr_line	sec_app_inq_last_6mths	sec_app_mort_acc	sec_app_open_acc	sec_app_revol_util	sec_app_open_act_il	sec_app_num_rev_accts	sec_app_chargeoff_within_12_mths	sec_app_collections_12_mths_ex_med	sec_app_mths_since_last_major_derog	hardship_flag	hardship_type	hardship_reason	hardship_status	deferral_term	hardship_amount	hardship_start_date	hardship_end_date	payment_plan_start_date	hardship_length	hardship_dpd	hardship_loan_status	orig_projected_additional_accrued_interest	hardship_payoff_balance_amount	hardship_last_payment_amount	disbursement_method	debt_settlement_flag	debt_settlement_flag_date	settlement_status	settlement_date	settlement_amount	settlement_percentage	settlement_term	default_flag
1214783	23964788	None	10000.0	10000.0	10000.0	36 months	11.67	330.57	B	B4	Flagger	1 year	RENT	70000.0	Source Verified	Aug-2014	Fully Paid	n	https://lendingclub.com/browse/loanDetail.action?loan_id=23964788	None	debt_consolidation	Debt consolidation	347xx	FL	6.43	0.0	Aug-2005	680.0	684.0	1.0	47.0	NaN	7.0	1860.0	28.2	15.0	f	0.00	0.00	11884.972827	11884.97	10000.00	1884.97	0.00	0.0000	May-2017	1306.73	None	Mar-2018	799.0	795.0	0.0	47.0	1.0	Individual	NaN	NaN	None	0.0	0.0	16066.0	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	6600.0	NaN	NaN	NaN	4.0	2295.0	4340.0	30.0	104.0	108.0	18.0	7.0	0.0	18.0	74.0	5.0	74.0	2.0	4.0	4.0	5.0	10.0	4.0	6.0	11.0	4.0	7.0	0.0	0.0	0.0	1.0	92.9	20.0	21839.0	16066.0	6200.0	15239.0	NaN	NaN	NaN	None	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	N	None	None	None	NaN	NaN	None	None	None	NaN	NaN	None	NaN	NaN	NaN	Cash	N	None	None	None	NaN	NaN	NaN	0
1785902	7925273	None	2000.0	2000.0	2000.0	36 months	7.62	62.33	A	A3	Officer	8 years	MORTGAGE	173321.0	Source Verified	Oct-2013	Fully Paid	n	https://lendingclub.com/browse/loanDetail.action?loan_id=7925273	None	major_purchase	Police Rifle	920xx	CA	3.77	0.0	May-1998	825.0	829.0	1.0	NaN	NaN	4.0	10.0	0.0	11.0	f	0.00	0.00	2048.901079	2048.90	2000.00	48.90	0.00	0.0000	Feb-2014	1862.49	None	Feb-2014	799.0	795.0	0.0	NaN	1.0	Individual	NaN	NaN	None	0.0	0.0	392227.0	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	28000.0	NaN	NaN	NaN	1.0	98057.0	27990.0	0.0	173.0	188.0	51.0	13.0	1.0	51.0	NaN	0.0	NaN	0.0	1.0	1.0	2.0	3.0	4.0	2.0	6.0	1.0	4.0	0.0	0.0	0.0	0.0	100.0	0.0	441425.0	23606.0	28000.0	38344.0	NaN	NaN	NaN	None	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	N	None	None	None	NaN	NaN	None	None	None	NaN	NaN	None	NaN	NaN	NaN	Cash	N	None	None	None	NaN	NaN	NaN	0
1460881	141924811	None	3000.0	3000.0	3000.0	36 months	15.02	104.03	C	C3	Service Technician	3 years	MORTGAGE	41000.0	Source Verified	Oct-2018	Current	n	https://lendingclub.com/browse/loanDetail.action?loan_id=141924811	None	major_purchase	Major purchase	327xx	FL	9.40	1.0	Jan-2007	685.0	689.0	1.0	19.0	NaN	6.0	6826.0	68.3	14.0	w	2659.17	2659.17	517.650000	517.65	340.83	176.82	0.00	0.0000	Mar-2019	104.03	Apr-2019	Mar-2019	684.0	680.0	0.0	NaN	1.0	Individual	NaN	NaN	None	0.0	1087.0	136992.0	1.0	1.0	1.0	1.0	11.0	1645.0	69.0	1.0	1.0	4717.0	68.0	10000.0	1.0	0.0	2.0	2.0	22832.0	2410.0	73.2	136.0	141.0	4.0	4.0	1.0	26.0	NaN	4.0	NaN	0.0	2.0	3.0	3.0	4.0	5.0	4.0	8.0	3.0	6.0	0.0	0.0	0.0	2.0	78.6	33.3	164493.0	8471.0	9000.0	2400.0	NaN	NaN	NaN	None	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	N	None	None	None	NaN	NaN	None	None	None	NaN	NaN	None	NaN	NaN	NaN	Cash	N	None	None	None	NaN	NaN	NaN	0
52489	65602779	None	35000.0	35000.0	35000.0	36 months	13.67	1190.62	C	C4	IT Manager	10+ years	RENT	77000.0	Source Verified	Nov-2015	Fully Paid	n	https://lendingclub.com/browse/loanDetail.action?loan_id=65602779	None	debt_consolidation	Debt consolidation	114xx	NY	23.83	0.0	Mar-2001	700.0	704.0	0.0	48.0	NaN	8.0	29878.0	58.4	15.0	w	0.00	0.00	42981.713076	42981.71	35000.00	7981.71	0.00	0.0000	Dec-2018	1190.40	None	Dec-2018	644.0	640.0	0.0	48.0	1.0	Individual	NaN	NaN	None	0.0	0.0	44541.0	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	51200.0	NaN	NaN	NaN	1.0	5568.0	14293.0	67.3	87.0	176.0	16.0	16.0	0.0	16.0	NaN	16.0	NaN	1.0	4.0	5.0	4.0	7.0	3.0	6.0	11.0	5.0	8.0	0.0	0.0	0.0	0.0	93.3	25.0	89770.0	44541.0	43700.0	38570.0	NaN	NaN	NaN	None	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	N	None	None	None	NaN	NaN	None	None	None	NaN	NaN	None	NaN	NaN	NaN	Cash	N	None	None	None	NaN	NaN	NaN	0
878411	111710396	None	35000.0	35000.0	35000.0	60 months	16.02	851.51	C	C5	sales	5 years	MORTGAGE	70000.0	Verified	Jun-2017	Current	n	https://lendingclub.com/browse/loanDetail.action?loan_id=111710396	None	credit_card	Credit card refinancing	779xx	TX	34.49	0.0	Apr-2011	690.0	694.0	1.0	NaN	NaN	13.0	26148.0	87.5	17.0	w	26257.43	26257.43	16952.320000	16952.32	8742.57	8209.75	0.00	0.0000	Feb-2019	851.51	Apr-2019	Mar-2019	689.0	685.0	0.0	NaN	1.0	Joint App	140000.0	21.86	Verified	0.0	0.0	208326.0	2.0	3.0	1.0	2.0	6.0	40881.0	76.0	1.0	2.0	4186.0	80.0	29900.0	0.0	7.0	1.0	4.0	16025.0	2108.0	83.8	74.0	55.0	6.0	6.0	1.0	6.0	NaN	3.0	NaN	0.0	4.0	9.0	4.0	4.0	7.0	9.0	9.0	9.0	13.0	0.0	0.0	0.0	2.0	100.0	75.0	233872.0	67029.0	13000.0	53744.0	58043.0	640.0	644.0	May-2002	1.0	1.0	21.0	44.2	3.0	23.0	0.0	1.0	NaN	N	None	None	None	NaN	NaN	None	None	None	NaN	NaN	None	NaN	NaN	NaN	Cash	N	None	None	None	NaN	NaN	NaN	0
1124423	36221023	None	13800.0	13800.0	13800.0	60 months	14.31	323.33	C	C4	Relationship Banker	4 years	RENT	55000.0	Source Verified	Dec-2014	Fully Paid	n	https://lendingclub.com/browse/loanDetail.action?loan_id=36221023	None	debt_consolidation	Debt consolidation	950xx	CA	10.10	0.0	Oct-1998	685.0	689.0	0.0	NaN	NaN	8.0	8462.0	58.8	13.0	f	0.00	0.00	16596.300000	16596.30	13800.00	2796.30	0.00	0.0000	Jul-2016	10798.30	None	Nov-2018	704.0	700.0	1.0	NaN	1.0	Individual	NaN	NaN	None	0.0	98.0	14205.0	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	14400.0	NaN	NaN	NaN	3.0	1776.0	1778.0	82.2	193.0	132.0	8.0	8.0	0.0	8.0	NaN	NaN	NaN	0.0	5.0	6.0	5.0	8.0	3.0	7.0	10.0	6.0	8.0	0.0	0.0	0.0	3.0	100.0	80.0	26104.0	14205.0	10000.0	11704.0	NaN	NaN	NaN	None	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	N	None	None	None	NaN	NaN	None	None	None	NaN	NaN	None	NaN	NaN	NaN	Cash	N	None	None	None	NaN	NaN	NaN	0
1094987	69543895	None	21450.0	21450.0	21450.0	60 months	19.89	566.99	E	E3	Resolution specialist	10+ years	RENT	61000.0	Verified	Jan-2016	Charged Off	n	https://lendingclub.com/browse/loanDetail.action?loan_id=69543895	None	debt_consolidation	Debt consolidation	086xx	NM	18.98	1.0	Nov-1997	675.0	679.0	0.0	1.0	NaN	16.0	9940.0	34.9	34.0	w	0.00	0.00	8223.930000	8223.93	2528.70	3684.49	2010.74	361.9332	Dec-2016	566.99	None	Jun-2017	544.0	540.0	0.0	1.0	1.0	Individual	NaN	NaN	None	1.0	0.0	33281.0	0.0	2.0	0.0	0.0	30.0	23341.0	63.0	0.0	3.0	1428.0	51.0	28500.0	0.0	0.0	0.0	3.0	2773.0	7393.0	21.4	151.0	218.0	13.0	13.0	1.0	26.0	57.0	13.0	57.0	2.0	2.0	7.0	7.0	14.0	5.0	14.0	28.0	8.0	16.0	1.0	0.0	1.0	0.0	85.3	0.0	65585.0	33281.0	9400.0	37085.0	NaN	NaN	NaN	None	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	N	None	None	None	NaN	NaN	None	None	None	NaN	NaN	None	NaN	NaN	NaN	Cash	N	None	None	None	NaN	NaN	NaN	1
1646935	443361	None	10000.0	10000.0	9975.0	36 months	11.14	328.04	B	B1	Santa Barbara Bank and Trust	3 years	RENT	30000.0	Not Verified	Sep-2009	Charged Off	n	https://lendingclub.com/browse/loanDetail.action?loan_id=443361	I would like to apply for a $10,000 loan to payoff all credit cards.	debt_consolidation	Consolidate Credit Cards	931xx	CA	12.92	0.0	Jun-1997	725.0	729.0	0.0	NaN	NaN	8.0	14257.0	29.5	9.0	f	0.00	0.00	7430.310000	7411.76	5419.46	1754.41	256.44	46.0494	Jan-2012	186.19	None	Oct-2016	604.0	600.0	0.0	NaN	1.0	Individual	NaN	NaN	None	0.0	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	None	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	N	None	None	None	NaN	NaN	None	None	None	NaN	NaN	None	NaN	NaN	NaN	Cash	N	None	None	None	NaN	NaN	NaN	1
1832920	5773597	None	17000.0	17000.0	17000.0	36 months	6.03	517.41	A	A1	Anheuser-Busch In-Bev	10+ years	MORTGAGE	90000.0	Verified	Jul-2013	Fully Paid	n	https://lendingclub.com/browse/loanDetail.action?loan_id=5773597	None	credit_card	Credit card refinancing	230xx	VA	17.11	0.0	Nov-1976	715.0	719.0	0.0	29.0	NaN	11.0	16769.0	39.3	34.0	w	0.00	0.00	18626.525843	18626.53	17000.00	1626.53	0.00	0.0000	Jul-2016	517.17	None	Jul-2016	714.0	710.0	0.0	29.0	1.0	Individual	NaN	NaN	None	0.0	0.0	117549.0	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	42700.0	NaN	NaN	NaN	1.0	11755.0	23232.0	41.8	140.0	445.0	22.0	22.0	7.0	35.0	NaN	NaN	NaN	1.0	4.0	5.0	4.0	10.0	12.0	7.0	14.0	5.0	11.0	0.0	0.0	0.0	0.0	97.0	0.0	170399.0	38440.0	39900.0	43699.0	NaN	NaN	NaN	None	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	N	None	None	None	NaN	NaN	None	None	None	NaN	NaN	None	NaN	NaN	NaN	Cash	N	None	None	None	NaN	NaN	NaN	0
1383604	144657889	None	40000.0	40000.0	40000.0	60 months	16.14	975.71	C	C4	RN	8 years	MORTGAGE	125000.0	Not Verified	Dec-2018	Current	n	https://lendingclub.com/browse/loanDetail.action?loan_id=144657889	None	credit_card	Credit card refinancing	570xx	SD	15.79	0.0	Aug-1997	705.0	709.0	0.0	42.0	NaN	8.0	32596.0	98.8	19.0	w	38669.13	38669.13	2855.400000	2855.40	1330.87	1524.53	0.00	0.0000	Mar-2019	975.71	Apr-2019	Mar-2019	729.0	725.0	0.0	42.0	1.0	Individual	NaN	NaN	None	0.0	0.0	162189.0	0.0	4.0	0.0	0.0	62.0	37475.0	7.0	0.0	0.0	15850.0	65.0	33000.0	0.0	0.0	0.0	0.0	20274.0	317.0	98.8	256.0	178.0	63.0	62.0	2.0	126.0	NaN	NaN	NaN	0.0	2.0	3.0	2.0	4.0	12.0	3.0	5.0	3.0	8.0	0.0	0.0	0.0	0.0	94.7	100.0	227194.0	70071.0	27000.0	62694.0	NaN	NaN	NaN	None	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	N	None	None	None	NaN	NaN	None	None	None	NaN	NaN	None	NaN	NaN	NaN	Cash	N	None	None	None	NaN	NaN	NaN	0

Overview

Variables

Common Values

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Common Values

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Most occurring characters

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Common Values

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Most occurring scripts

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Most frequent character per block

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Common Values

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Common Values (Plot)

Most occurring characters

Most occurring categories

Most frequent character per category

(unknown)

Most occurring scripts

Most frequent character per script

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Most occurring blocks

Most frequent character per block

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Common Values

Length

Common Values (Plot)

Most occurring characters

Most occurring categories